Lincoln Fsb Of Nebraska
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Lincoln Fsb Of Nebraska 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Lincoln Fsb Of Nebraska 1101 N Street Lincoln, NE 68508 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,086 |
| Total Mortgage Loan Application Amount | $655,000,000 |
| Average Mortgage Loan Application Amount | $178,833 |
| Highest Mortgage Loan Application Amount | $2,135,000 |
| Average Applicant Income | $107,166 |
| Highest Applicant Income | $2,064,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Lincoln Fsb Of Nebraska. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lincoln Fsb Of Nebraska's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Lincoln Fsb Of Nebraska's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lincoln Fsb Of Nebraska serves its applicants.
Each category highlights the total number of mortgage applications processed by Lincoln Fsb Of Nebraska, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lincoln Fsb Of Nebraska's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Nebraska | 2,286 | $ 483,600,000 | $ 211,000 | $ 109,000 |
| Douglas County Nebraska | 307 | $ 63,985,000 | $ 208,000 | $ 114,000 |
| Sarpy County Nebraska | 118 | $ 26,050,000 | $ 220,000 | $ 122,000 |
| Gage County Nebraska | 41 | $ 7,495,000 | $ 182,000 | $ 82,000 |
| Cass County Nebraska | 39 | $ 9,455,000 | $ 242,000 | $ 117,000 |
| Seward County Nebraska | 35 | $ 6,525,000 | $ 186,000 | $ 106,000 |
| Saunders County Nebraska | 33 | $ 7,155,000 | $ 216,000 | $ 91,000 |
| Washington County Nebraska | 24 | $ 5,320,000 | $ 221,000 | $ 111,000 |
| Otoe County Nebraska | 19 | $ 4,205,000 | $ 221,000 | $ 88,000 |
| Saline County Nebraska | 18 | $ 3,490,000 | $ 193,000 | $ 83,000 |
| Dodge County Nebraska | 11 | $ 1,355,000 | $ 123,000 | $ 77,000 |
| Phelps County Nebraska | 11 | $ 1,735,000 | $ 157,000 | $ 124,000 |
| Pottawattamie County Iowa | 9 | $ 2,615,000 | $ 290,000 | $ 92,000 |
| Maricopa County Arizona | 7 | $ 2,395,000 | $ 342,000 | $ 151,000 |
| Jefferson County Nebraska | 7 | $ 1,385,000 | $ 197,000 | $ 86,000 |
| Adams County Nebraska | 6 | $ 520,000 | $ 86,000 | $ 58,000 |
| Platte County Nebraska | 5 | $ 1,265,000 | $ 253,000 | $ 92,000 |
| Red Willow County Nebraska | 5 | $ 565,000 | $ 113,000 | $ 72,000 |
| Weld County Colorado | 4 | $ 1,270,000 | $ 317,000 | $ 76,000 |
| Butler County Nebraska | 4 | $ 650,000 | $ 162,000 | $ 56,000 |
| Dawson County Nebraska | 4 | $ 890,000 | $ 222,000 | $ 133,000 |
| Lincoln County Nebraska | 4 | $ 970,000 | $ 242,000 | $ 164,000 |
| York County Nebraska | 4 | $ 660,000 | $ 165,000 | $ 73,000 |
| Larimer County Colorado | 3 | $ 1,275,000 | $ 425,000 | $ 202,000 |
| Polk County Iowa | 3 | $ 705,000 | $ 235,000 | $ 200,000 |
| Cedar County Nebraska | 3 | $ 225,000 | $ 75,000 | $ 70,000 |
| Fillmore County Nebraska | 3 | $ 605,000 | $ 201,000 | $ 108,000 |
| Johnson County Nebraska | 3 | $ 685,000 | $ 228,000 | $ 75,000 |
| Harrison County Iowa | 2 | $ 440,000 | $ 220,000 | $ 130,000 |
| Sioux County Iowa | 2 | $ 630,000 | $ 315,000 | $ 84,000 |
| Johnson County Kansas | 2 | $ 530,000 | $ 265,000 | $ 118,000 |
| Howard County Maryland | 2 | $ 720,000 | $ 360,000 | $ 132,000 |
| Buffalo County Nebraska | 2 | $ 730,000 | $ 365,000 | $ 162,000 |
| Burt County Nebraska | 2 | $ 400,000 | $ 200,000 | $ 59,000 |
| Hamilton County Nebraska | 2 | $ 330,000 | $ 165,000 | $ 97,000 |
| Harlan County Nebraska | 2 | $ 370,000 | $ 185,000 | $ 179,000 |
| Holt County Nebraska | 2 | $ 310,000 | $ 155,000 | $ 77,000 |
| Stanton County Nebraska | 2 | $ 1,030,000 | $ 515,000 | $ 119,000 |
| Coconino County Arizona | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Los Angeles County California | 1 | $ 365,000 | $ 365,000 | $ 85,000 |
| Arapahoe County Colorado | 1 | $ 345,000 | $ 345,000 | $ 191,000 |
| Boulder County Colorado | 1 | $ 455,000 | $ 455,000 | $ 223,000 |
| Denver County Colorado | 1 | $ 485,000 | $ 485,000 | $ 86,000 |
| Douglas County Colorado | 1 | $ 275,000 | $ 275,000 | $ 285,000 |
| Grand County Colorado | 1 | $ 335,000 | $ 335,000 | $ 100,000 |
| Fairfield County Connecticut | 1 | $ 485,000 | $ 485,000 | $ 213,000 |
| Duval County Florida | 1 | $ 445,000 | $ 445,000 | $ 116,000 |
| Orange County Florida | 1 | $ 325,000 | $ 325,000 | $ 120,000 |
| Shelby County Iowa | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Taylor County Iowa | 1 | $ 255,000 | $ 255,000 | $ 97,000 |
| Osborne County Kansas | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Carter County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 97,000 |
| Oakland County Michigan | 1 | $ 235,000 | $ 235,000 | $ 102,000 |
| Scott County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Washington County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 157,000 |
| Barry County Missouri | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Buchanan County Missouri | 1 | $ 325,000 | $ 325,000 | $ 113,000 |
| Jackson County Missouri | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| Miller County Missouri | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Morgan County Missouri | 1 | $ 475,000 | $ 475,000 | $ 113,000 |
| Platte County Missouri | 1 | $ 335,000 | $ 335,000 | $ 198,000 |
| Cherry County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Dawes County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Dundy County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Franklin County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 153,000 |
| Furnas County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Hall County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 98,000 |
| Kearney County Nebraska | 1 | $ 225,000 | $ 225,000 | $ 124,000 |
| Keith County Nebraska | 1 | $ 455,000 | $ 455,000 | $ 346,000 |
| Madison County Nebraska | 1 | $ 415,000 | $ 415,000 | $ 138,000 |
| Nance County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Nemaha County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Pawnee County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 81,000 |
| Polk County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 181,000 |
| Richardson County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Thayer County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 178,000 |
| Burlington County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 444,000 |
| Buncombe County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 160,000 |
| Hamilton County Ohio | 1 | $ 55,000 | $ 55,000 | $ 188,000 |
| Garfield County Oklahoma | 1 | $ 295,000 | $ 295,000 | $ 147,000 |
| Minnehaha County South Dakota | 1 | $ 365,000 | $ 365,000 | $ 156,000 |
| Yankton County South Dakota | 1 | $ 265,000 | $ 265,000 | $ 192,000 |
| Ellis County Texas | 1 | $ 325,000 | $ 325,000 | $ 230,000 |
| Harris County Texas | 1 | $ 455,000 | $ 455,000 | $ 360,000 |
| Mason County Washington | 1 | $ 345,000 | $ 345,000 | $ 101,000 |
| Pacific County Washington | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Pierce County Washington | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Jefferson County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
Mortgage Loan Application Detail Totals for Lincoln Fsb Of Nebraska in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,430 | $314,050,000 | $219,000 | $2,135,000 | $118,000 | $2,064,000 |
| Home Purchase | 1,126 | $229,100,000 | $203,000 | $1,125,000 | $97,000 | $1,718,000 |
| Cash-out Refinancing | 495 | $107,135,000 | $216,000 | $705,000 | $114,000 | $679,000 |
| Other Purpose | 27 | $3,665,000 | $135,000 | $515,000 | $98,000 | $185,000 |
| Home Improvement | 7 | $875,000 | $125,000 | $215,000 | $103,000 | $175,000 |
| Not Applicable | 1 | $175,000 | $175,000 | $175,000 | $113,000 | $113,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,583 | $546,125,000 | $211,000 | $915,000 | $109,000 | $1,718,000 |
| Not Provided | 143 | $31,775,000 | $222,000 | $885,000 | $141,000 | $2,064,000 |
| Asian | 129 | $29,845,000 | $231,000 | $515,000 | $112,000 | $432,000 |
| Hispanic | 105 | $18,525,000 | $176,000 | $415,000 | $88,000 | $456,000 |
| Not applicable | 59 | $14,405,000 | $244,000 | $2,135,000 | $0 | $0 |
| Black or African American | 39 | $8,485,000 | $217,000 | $515,000 | $85,000 | $270,000 |
| American Indian or Alaskan Native | 13 | $2,865,000 | $220,000 | $365,000 | $90,000 | $156,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $555,000 | $185,000 | $215,000 | $58,000 | $81,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,755 | $581,875,000 | $211,000 | $2,135,000 | $113,000 | $2,064,000 |
| VA-guaranteed (Veterans Administration) | 156 | $41,990,000 | $269,000 | $645,000 | $84,000 | $262,000 |
| FHA-insured (Federal Housing Administration) | 152 | $28,000,000 | $184,000 | $335,000 | $65,000 | $164,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 23 | $3,135,000 | $136,000 | $235,000 | $50,000 | $83,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,544 | $550,980,000 | $216,000 | $2,135,000 | $109,000 | $1,718,000 |
| Application Withdrawn By Applicant | 459 | $87,245,000 | $190,000 | $1,125,000 | $115,000 | $2,064,000 |
| Application Denied By Financial Institution | 63 | $13,265,000 | $210,000 | $915,000 | $96,000 | $444,000 |
| Application Approved But Not Accepted | 15 | $2,555,000 | $170,000 | $395,000 | $130,000 | $363,000 |
| File Closed For Incompleteness | 5 | $955,000 | $191,000 | $255,000 | $85,000 | $167,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,023 | $641,735,000 | $212,000 | $2,135,000 | $110,000 | $2,064,000 |
| Credit History | 19 | $3,185,000 | $167,000 | $305,000 | $76,000 | $197,000 |
| Debt-To-Income Ratio | 18 | $4,050,000 | $225,000 | $915,000 | $54,000 | $112,000 |
| Other | 18 | $4,050,000 | $225,000 | $505,000 | $147,000 | $444,000 |
| Collateral | 4 | $1,330,000 | $332,000 | $675,000 | $159,000 | $360,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $300,000 | $150,000 | $155,000 | $55,000 | $76,000 |
| Credit Application Incomplete | 1 | $265,000 | $265,000 | $265,000 | $118,000 | $118,000 |
| Employment History | 1 | $85,000 | $85,000 | $85,000 | $80,000 | $80,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lincoln Fsb Of Nebraska's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lincoln Fsb Of Nebraska's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.