Loan Cabin Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Loan Cabin Inc 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Loan Cabin Inc 1910 S. Highland Avenue, Suite 300 Lombard, IL 60148 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 |
| Total Number of Mortgage Applications | 144 |
| Total Mortgage Loan Application Amount | $34,780,000 |
| Average Mortgage Loan Application Amount | $251,666 |
| Highest Mortgage Loan Application Amount | $695,000 |
| Average Applicant Income | $111,666 |
| Highest Applicant Income | $863,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Loan Cabin Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Loan Cabin Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Loan Cabin Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Loan Cabin Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Loan Cabin Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Loan Cabin Inc's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 39 | $ 8,625,000 | $ 221,000 | $ 104,000 |
| DuPage County Illinois | 19 | $ 4,585,000 | $ 241,000 | $ 95,000 |
| Will County Illinois | 8 | $ 1,910,000 | $ 238,000 | $ 89,000 |
| DeKalb County Georgia | 5 | $ 775,000 | $ 155,000 | $ 65,000 |
| Kane County Illinois | 5 | $ 1,045,000 | $ 209,000 | $ 120,000 |
| Kendall County Illinois | 5 | $ 805,000 | $ 161,000 | $ 75,000 |
| Lake County Illinois | 5 | $ 905,000 | $ 181,000 | $ 82,000 |
| Broward County Florida | 4 | $ 800,000 | $ 200,000 | $ 83,000 |
| McHenry County Illinois | 4 | $ 1,080,000 | $ 270,000 | $ 130,000 |
| Lake County Indiana | 3 | $ 635,000 | $ 211,000 | $ 59,000 |
| Stanislaus County California | 2 | $ 720,000 | $ 360,000 | $ 130,000 |
| Hillsborough County Florida | 2 | $ 540,000 | $ 270,000 | $ 96,000 |
| Lee County Florida | 2 | $ 750,000 | $ 375,000 | $ 150,000 |
| Polk County Florida | 2 | $ 250,000 | $ 125,000 | $ 66,000 |
| Henry County Georgia | 2 | $ 470,000 | $ 235,000 | $ 50,000 |
| DeKalb County Illinois | 2 | $ 340,000 | $ 170,000 | $ 44,000 |
| Porter County Indiana | 2 | $ 530,000 | $ 265,000 | $ 451,000 |
| Wayne County Michigan | 2 | $ 240,000 | $ 120,000 | $ 52,000 |
| Middlesex County New Jersey | 2 | $ 510,000 | $ 255,000 | $ 95,000 |
| Harris County Texas | 2 | $ 310,000 | $ 155,000 | $ 125,000 |
| Alameda County California | 1 | $ 375,000 | $ 375,000 | $ 187,000 |
| Contra Costa County California | 1 | $ 445,000 | $ 445,000 | $ 171,000 |
| Los Angeles County California | 1 | $ 425,000 | $ 425,000 | $ 79,000 |
| Orange County California | 1 | $ 435,000 | $ 435,000 | $ 360,000 |
| Sacramento County California | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| San Francisco County California | 1 | $ 695,000 | $ 695,000 | $ 151,000 |
| San Mateo County California | 1 | $ 675,000 | $ 675,000 | $ 308,000 |
| Santa Cruz County California | 1 | $ 635,000 | $ 635,000 | $ 112,000 |
| Solano County California | 1 | $ 355,000 | $ 355,000 | $ 105,000 |
| Arapahoe County Colorado | 1 | $ 415,000 | $ 415,000 | $ 56,000 |
| Denver County Colorado | 1 | $ 495,000 | $ 495,000 | $ 106,000 |
| Marion County Florida | 1 | $ 515,000 | $ 515,000 | $ 120,000 |
| Palm Beach County Florida | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Oconee County Georgia | 1 | $ 465,000 | $ 465,000 | $ 60,000 |
| Tattnall County Georgia | 1 | $ 95,000 | $ 95,000 | $ 96,000 |
| Walker County Georgia | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Cumberland County Illinois | 1 | $ 115,000 | $ 115,000 | $ 32,000 |
| LaSalle County Illinois | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| Burlington County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Essex County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| Monmouth County New Jersey | 1 | $ 295,000 | $ 295,000 | $ 94,000 |
| Somerset County New Jersey | 1 | $ 485,000 | $ 485,000 | $ 108,000 |
| Union County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 34,000 |
| Lancaster County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 118,000 |
| Bexar County Texas | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Fort Bend County Texas | 1 | $ 265,000 | $ 265,000 | $ 78,000 |
| Galveston County Texas | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
Mortgage Loan Application Detail Totals for Loan Cabin Inc in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 116 | $28,680,000 | $247,000 | $695,000 | $99,000 | $863,000 |
| Refinancing | 23 | $4,545,000 | $197,000 | $355,000 | $113,000 | $260,000 |
| Cash-out Refinancing | 5 | $1,555,000 | $311,000 | $675,000 | $123,000 | $308,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 91 | $23,845,000 | $262,000 | $675,000 | $110,000 | $863,000 |
| Black or African American | 26 | $5,100,000 | $196,000 | $435,000 | $86,000 | $193,000 |
| Hispanic | 19 | $3,405,000 | $179,000 | $295,000 | $77,000 | $149,000 |
| Asian | 6 | $1,760,000 | $293,000 | $695,000 | $131,000 | $350,000 |
| American Indian or Alaskan Native | 1 | $325,000 | $325,000 | $325,000 | $58,000 | $58,000 |
| Not Provided | 1 | $345,000 | $345,000 | $345,000 | $143,000 | $143,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 105 | $25,155,000 | $239,000 | $675,000 | $107,000 | $863,000 |
| FHA-insured (Federal Housing Administration) | 33 | $7,755,000 | $235,000 | $695,000 | $88,000 | $193,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,645,000 | $329,000 | $465,000 | $89,000 | $130,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $225,000 | $225,000 | $225,000 | $14,000 | $14,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 69 | $16,785,000 | $243,000 | $675,000 | $111,000 | $863,000 |
| Application Withdrawn By Applicant | 47 | $12,255,000 | $260,000 | $695,000 | $99,000 | $260,000 |
| Application Denied By Financial Institution | 18 | $3,430,000 | $190,000 | $345,000 | $72,000 | $122,000 |
| Application Approved But Not Accepted | 5 | $1,355,000 | $271,000 | $355,000 | $113,000 | $208,000 |
| File Closed For Incompleteness | 5 | $955,000 | $191,000 | $335,000 | $102,000 | $230,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 126 | $31,350,000 | $248,000 | $695,000 | $106,000 | $863,000 |
| Credit History | 6 | $1,120,000 | $186,000 | $345,000 | $77,000 | $111,000 |
| Debt-To-Income Ratio | 4 | $790,000 | $197,000 | $265,000 | $59,000 | $78,000 |
| Collateral | 2 | $300,000 | $150,000 | $185,000 | $50,000 | $68,000 |
| Credit Application Incomplete | 2 | $340,000 | $170,000 | $215,000 | $70,000 | $75,000 |
| Unverifiable Information | 2 | $520,000 | $260,000 | $265,000 | $108,000 | $122,000 |
| Other | 1 | $135,000 | $135,000 | $135,000 | $89,000 | $89,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $225,000 | $225,000 | $225,000 | $48,000 | $48,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Loan Cabin Inc's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Loan Cabin Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.