Loancity
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Loancity.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Loancity 5671 Santa Teresa Boulevard San Jose, CA 95123 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 58,195 |
| Total Mortgage Loan Application Amount | $12,990,088,000 |
| Average Mortgage Loan Application Amount | $182,915 |
| Highest Mortgage Loan Application Amount | $2,100,000 |
| Average Applicant Income | $64,556 |
| Highest Applicant Income | $9,466,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clare County Michigan | 1 | $ 50,000 | $ 50,000 | $ 57,000 |
| Genesee County Michigan | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Gladwin County Michigan | 1 | $ 84,000 | $ 84,000 | $ 36,000 |
| Hillsdale County Michigan | 1 | $ 130,000 | $ 130,000 | $ 43,000 |
| Huron County Michigan | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
| Ingham County Michigan | 1 | $ 155,000 | $ 155,000 | $ 145,000 |
| Jackson County Michigan | 1 | $ 252,000 | $ 252,000 | $ 53,000 |
| Mackinac County Michigan | 1 | $ 680,000 | $ 680,000 | $ 2,824,000 |
| Menominee County Michigan | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Monroe County Michigan | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| Montcalm County Michigan | 1 | $ 139,000 | $ 139,000 | $ 58,000 |
| Ottawa County Michigan | 1 | $ 164,000 | $ 164,000 | $ 65,000 |
| St. Clair County Michigan | 1 | $ 148,000 | $ 148,000 | $ 75,000 |
| Van Buren County Michigan | 1 | $ 158,000 | $ 158,000 | $ 168,000 |
| Wexford County Michigan | 1 | $ 143,000 | $ 143,000 | $ 51,000 |
| Beltrami County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Blue Earth County Minnesota | 1 | $ 139,000 | $ 139,000 | $ 52,000 |
| Crow Wing County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 20,000 |
| Hubbard County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 46,000 |
| Isanti County Minnesota | 1 | $ 168,000 | $ 168,000 | $ 11,000 |
| Kandiyohi County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 33,000 |
| Lake of the Woods County Minnesota | 1 | $ 189,000 | $ 189,000 | $ 132,000 |
| Marshall County Minnesota | 1 | $ 132,000 | $ 132,000 | $ 71,000 |
| Pennington County Minnesota | 1 | $ 78,000 | $ 78,000 | $ 29,000 |
| Alcorn County Mississippi | 1 | $ 91,000 | $ 91,000 | $ 28,000 |
| Attala County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Bolivar County Mississippi | 1 | $ 77,000 | $ 77,000 | $ 76,000 |
| Claiborne County Mississippi | 1 | $ 128,000 | $ 128,000 | $ 75,000 |
| Copiah County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 88,000 |
| Hancock County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Lawrence County Mississippi | 1 | $ 119,000 | $ 119,000 | $ 69,000 |
| Lincoln County Mississippi | 1 | $ 97,000 | $ 97,000 | $ 68,000 |
| Pike County Mississippi | 1 | $ 36,000 | $ 36,000 | $ 19,000 |
| Tishomingo County Mississippi | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Warren County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Wayne County Mississippi | 1 | $ 194,000 | $ 194,000 | $ 148,000 |
| Benton County Missouri | 1 | $ 170,000 | $ 170,000 | $ 74,000 |
| Platte County Missouri | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Randolph County Missouri | 1 | $ 74,000 | $ 74,000 | $ 45,000 |
| Broadwater County Montana | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Deer Lodge County Montana | 1 | $ 116,000 | $ 116,000 | $ 41,000 |
| Sanders County Montana | 1 | $ 39,000 | $ 39,000 | $ 18,000 |
| Kearney County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 118,000 |
| Kimball County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Perkins County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Phelps County Nebraska | 1 | $ 77,000 | $ 77,000 | $ 35,000 |
| Platte County Nebraska | 1 | $ 168,000 | $ 168,000 | $ 102,000 |
| Scotts Bluff County Nebraska | 1 | $ 77,000 | $ 77,000 | $ 58,000 |
| Wayne County Nebraska | 1 | $ 233,000 | $ 233,000 | $ 0 |
| York County Nebraska | 1 | $ 104,000 | $ 104,000 | $ 30,000 |
| Humboldt County Nevada | 1 | $ 140,000 | $ 140,000 | $ 101,000 |
| White Pine County Nevada | 1 | $ 187,000 | $ 187,000 | $ 46,000 |
| Belknap County New Hampshire | 1 | $ 300,000 | $ 300,000 | $ 92,000 |
| Catron County New Mexico | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Curry County New Mexico | 1 | $ 107,000 | $ 107,000 | $ 64,000 |
| Eddy County New Mexico | 1 | $ 80,000 | $ 80,000 | $ 97,000 |
| Lea County New Mexico | 1 | $ 157,000 | $ 157,000 | $ 110,000 |
| Lincoln County New Mexico | 1 | $ 90,000 | $ 90,000 | $ 18,000 |
| Torrance County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 17,000 |
| Ulster County New York | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Avery County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 300,000 |
| Beaufort County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Burke County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Caldwell County North Carolina | 1 | $ 133,000 | $ 133,000 | $ 53,000 |
| Currituck County North Carolina | 1 | $ 260,000 | $ 260,000 | $ 129,000 |
| Davie County North Carolina | 1 | $ 720,000 | $ 720,000 | $ 0 |
| Haywood County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 58,000 |
| Henderson County North Carolina | 1 | $ 334,000 | $ 334,000 | $ 85,000 |
| Lee County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Lenoir County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Macon County North Carolina | 1 | $ 1,250,000 | $ 1,250,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 102,000 | $ 102,000 | $ 76,000 |
| Pamlico County North Carolina | 1 | $ 182,000 | $ 182,000 | $ 76,000 |
| Pasquotank County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 95,000 |
| Richmond County North Carolina | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Rockingham County North Carolina | 1 | $ 153,000 | $ 153,000 | $ 92,000 |
| Transylvania County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 63,000 |
| Vance County North Carolina | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Wayne County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 126,000 |
| Grand Forks County North Dakota | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Adams County Ohio | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Brown County Ohio | 1 | $ 136,000 | $ 136,000 | $ 137,000 |
| Erie County Ohio | 1 | $ 160,000 | $ 160,000 | $ 63,000 |
| Fairfield County Ohio | 1 | $ 206,000 | $ 206,000 | $ 50,000 |
| Geauga County Ohio | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Lawrence County Ohio | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Licking County Ohio | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Lucas County Ohio | 1 | $ 260,000 | $ 260,000 | $ 132,000 |
| Mahoning County Ohio | 1 | $ 76,000 | $ 76,000 | $ 56,000 |
| Preble County Ohio | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Ross County Ohio | 1 | $ 62,000 | $ 62,000 | $ 29,000 |
| Scioto County Ohio | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Wood County Ohio | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Adair County Oklahoma | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Atoka County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Choctaw County Oklahoma | 1 | $ 96,000 | $ 96,000 | $ 47,000 |
| Comanche County Oklahoma | 1 | $ 130,000 | $ 130,000 | $ 39,000 |
| Craig County Oklahoma | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Garvin County Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 59,000 |
| Haskell County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 137,000 |
| Latimer County Oklahoma | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Le Flore County Oklahoma | 1 | $ 109,000 | $ 109,000 | $ 113,000 |
| Major County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| McClain County Oklahoma | 1 | $ 177,000 | $ 177,000 | $ 77,000 |
| McIntosh County Oklahoma | 1 | $ 76,000 | $ 76,000 | $ 56,000 |
| Pawnee County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Pontotoc County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 107,000 |
| Pottawatomie County Oklahoma | 1 | $ 59,000 | $ 59,000 | $ 36,000 |
| Stephens County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Gilliam County Oregon | 1 | $ 81,000 | $ 81,000 | $ 72,000 |
| Grant County Oregon | 1 | $ 89,000 | $ 89,000 | $ 28,000 |
| Malheur County Oregon | 1 | $ 173,000 | $ 173,000 | $ 75,000 |
| Sherman County Oregon | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Clinton County Pennsylvania | 1 | $ 89,000 | $ 89,000 | $ 42,000 |
| Fulton County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 83,000 |
| Greene County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 91,000 |
| Huntingdon County Pennsylvania | 1 | $ 58,000 | $ 58,000 | $ 84,000 |
| Northumberland County Pennsylvania | 1 | $ 78,000 | $ 78,000 | $ 43,000 |
| Potter County Pennsylvania | 1 | $ 102,000 | $ 102,000 | $ 74,000 |
| Susquehanna County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 58,000 |
| Warren County Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Kershaw County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 64,000 |
| Benton County Tennessee | 1 | $ 102,000 | $ 102,000 | $ 38,000 |
| Bradley County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Cumberland County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 41,000 |
| Dickson County Tennessee | 1 | $ 107,000 | $ 107,000 | $ 76,000 |
| Franklin County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Gibson County Tennessee | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Hamblen County Tennessee | 1 | $ 109,000 | $ 109,000 | $ 68,000 |
| Hickman County Tennessee | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Humphreys County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 89,000 |
| Lauderdale County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Lincoln County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 42,000 |
| Maury County Tennessee | 1 | $ 400,000 | $ 400,000 | $ 324,000 |
| McNairy County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Morgan County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 44,000 |
| Robertson County Tennessee | 1 | $ 141,000 | $ 141,000 | $ 48,000 |
| Tipton County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| Anderson County Texas | 1 | $ 72,000 | $ 72,000 | $ 71,000 |
| Bee County Texas | 1 | $ 123,000 | $ 123,000 | $ 82,000 |
| Bosque County Texas | 1 | $ 112,000 | $ 112,000 | $ 187,000 |
| Brewster County Texas | 1 | $ 84,000 | $ 84,000 | $ 46,000 |
| Chambers County Texas | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Duval County Texas | 1 | $ 94,000 | $ 94,000 | $ 72,000 |
| Erath County Texas | 1 | $ 192,000 | $ 192,000 | $ 192,000 |
| Freestone County Texas | 1 | $ 152,000 | $ 152,000 | $ 84,000 |
| Hale County Texas | 1 | $ 71,000 | $ 71,000 | $ 53,000 |
| Hockley County Texas | 1 | $ 101,000 | $ 101,000 | $ 45,000 |
| Lamar County Texas | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Lampasas County Texas | 1 | $ 84,000 | $ 84,000 | $ 34,000 |
| Liberty County Texas | 1 | $ 140,000 | $ 140,000 | $ 92,000 |
| Limestone County Texas | 1 | $ 107,000 | $ 107,000 | $ 51,000 |
| Madison County Texas | 1 | $ 80,000 | $ 80,000 | $ 49,000 |
| Midland County Texas | 1 | $ 139,000 | $ 139,000 | $ 50,000 |
| Milam County Texas | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Rains County Texas | 1 | $ 60,000 | $ 60,000 | $ 51,000 |
| Red River County Texas | 1 | $ 40,000 | $ 40,000 | $ 15,000 |
| Rusk County Texas | 1 | $ 59,000 | $ 59,000 | $ 113,000 |
| Sabine County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| San Augustine County Texas | 1 | $ 348,000 | $ 348,000 | $ 0 |
| San Patricio County Texas | 1 | $ 20,000 | $ 20,000 | $ 41,000 |
| Scurry County Texas | 1 | $ 82,000 | $ 82,000 | $ 76,000 |
| Stephens County Texas | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Titus County Texas | 1 | $ 152,000 | $ 152,000 | $ 38,000 |
| Tom Green County Texas | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Victoria County Texas | 1 | $ 77,000 | $ 77,000 | $ 32,000 |
| Walker County Texas | 1 | $ 76,000 | $ 76,000 | $ 29,000 |
| Wood County Texas | 1 | $ 62,000 | $ 62,000 | $ 148,000 |
| Duchesne County Utah | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Emery County Utah | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Grand County Utah | 1 | $ 117,000 | $ 117,000 | $ 0 |
| San Juan County Utah | 1 | $ 129,000 | $ 129,000 | $ 89,000 |
| Franklin County Vermont | 1 | $ 107,000 | $ 107,000 | $ 162,000 |
| Rutland County Vermont | 1 | $ 105,000 | $ 105,000 | $ 164,000 |
| Bedford County Virginia | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Botetourt County Virginia | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Brunswick County Virginia | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Charlottesville County Virginia | 1 | $ 310,000 | $ 310,000 | $ 0 |
| Colonial Heights County Virginia | 1 | $ 120,000 | $ 120,000 | $ 38,000 |
| Danville County Virginia | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Fredericksburg County Virginia | 1 | $ 156,000 | $ 156,000 | $ 57,000 |
| Harrisonburg County Virginia | 1 | $ 152,000 | $ 152,000 | $ 89,000 |
| Isle of Wight County Virginia | 1 | $ 174,000 | $ 174,000 | $ 62,000 |
| King and Queen County Virginia | 1 | $ 220,000 | $ 220,000 | $ 0 |
| King William County Virginia | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Lynchburg County Virginia | 1 | $ 36,000 | $ 36,000 | $ 109,000 |
| Nelson County Virginia | 1 | $ 110,000 | $ 110,000 | $ 142,000 |
| New Kent County Virginia | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Pittsylvania County Virginia | 1 | $ 134,000 | $ 134,000 | $ 48,000 |
| Powhatan County Virginia | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Smyth County Virginia | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Southampton County Virginia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Tazewell County Virginia | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Williamsburg County Virginia | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Columbia County Washington | 1 | $ 84,000 | $ 84,000 | $ 89,000 |
| Lincoln County Washington | 1 | $ 94,000 | $ 94,000 | $ 40,000 |
| Wahkiakum County Washington | 1 | $ 184,000 | $ 184,000 | $ 31,000 |
| Whitman County Washington | 1 | $ 233,000 | $ 233,000 | $ 49,000 |
| Adams County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Ozaukee County Wisconsin | 1 | $ 144,000 | $ 144,000 | $ 90,000 |
| Washington County Wisconsin | 1 | $ 271,000 | $ 271,000 | $ 67,000 |
| Winnebago County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Albany County Wyoming | 1 | $ 218,000 | $ 218,000 | $ 114,000 |
| Campbell County Wyoming | 1 | $ 221,000 | $ 221,000 | $ 105,000 |
| Crook County Wyoming | 1 | $ 309,000 | $ 309,000 | $ 158,000 |
| Fremont County Wyoming | 1 | $ 140,000 | $ 140,000 | $ 101,000 |
| Sheridan County Wyoming | 1 | $ 126,000 | $ 126,000 | $ 47,000 |
| Sweetwater County Wyoming | 1 | $ 218,000 | $ 218,000 | $ 85,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Loancity in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 37,032 | $8,608,988,000 | $184,854 | $2,100,000 | $65,916 | $9,466,000 |
| Home Purchase | 20,660 | $4,257,522,000 | $176,250 | $1,720,000 | $59,937 | $9,226,000 |
| Home Improvement | 503 | $123,578,000 | $205,600 | $659,000 | $80,200 | $506,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 31,896 | $6,777,415,000 | $181,229 | $2,100,000 | $77,979 | $8,041,000 |
| Not Provided | 15,197 | $3,539,687,000 | $176,061 | $1,750,000 | $43,224 | $2,667,000 |
| Asian | 4,687 | $1,435,951,000 | $197,000 | $1,720,000 | $77,352 | $1,816,000 |
| Hispanic | 4,231 | $817,589,000 | $151,578 | $1,450,000 | $55,131 | $9,466,000 |
| Black or African American | 1,683 | $294,085,000 | $155,400 | $980,000 | $59,057 | $7,399,000 |
| Native Hawaiian or Other Pacific Islander | 292 | $69,435,000 | $171,388 | $795,000 | $60,055 | $6,633,000 |
| American Indian or Alaskan Native | 127 | $28,972,000 | $195,750 | $891,000 | $66,100 | $491,000 |
| Not applicable | 82 | $26,954,000 | $229,200 | $900,000 | $112,600 | $382,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 53,546 | $12,332,690,000 | $185,920 | $2,100,000 | $70,120 | $9,466,000 |
| FHA-insured (Federal Housing Administration) | 3,570 | $499,276,000 | $129,567 | $454,000 | $30,081 | $493,000 |
| VA-guaranteed (Veterans Administration) | 1,079 | $158,122,000 | $141,705 | $281,000 | $29,735 | $1,200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 36,074 | $8,048,033,000 | $169,760 | $1,945,000 | $80,086 | $5,403,000 |
| Application Withdrawn By Applicant | 9,758 | $2,116,139,000 | $177,936 | $2,100,000 | $13,106 | $9,466,000 |
| Application Approved But Not Accepted | 6,430 | $1,583,019,000 | $183,000 | $1,720,000 | $76,159 | $2,400,000 |
| Application Denied By Financial Institution | 4,209 | $866,166,000 | $178,976 | $1,750,000 | $74,325 | $2,040,000 |
| File Closed For Incompleteness | 1,723 | $376,627,000 | $186,813 | $1,000,000 | $64,093 | $5,400,000 |
| Preapproval Denied by Financial Institution | 1 | $104,000 | $104,000 | $104,000 | $49,000 | $49,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,359 | $252,527,000 | $139,972 | $960,000 | $61,648 | $500,000 |
| Debt-To-Income Ratio | 925 | $196,392,000 | $162,088 | $1,365,000 | $58,588 | $2,040,000 |
| Other | 721 | $149,525,000 | $178,947 | $975,000 | $80,736 | $600,000 |
| Collateral | 511 | $111,153,000 | $198,342 | $1,500,000 | $92,105 | $489,000 |
| Credit Application Incomplete | 343 | $77,160,000 | $247,058 | $1,250,000 | $79,823 | $600,000 |
| Unverifiable Information | 158 | $34,500,000 | $184,640 | $1,750,000 | $67,440 | $386,000 |
| Employment History | 139 | $31,205,000 | $196,041 | $895,000 | $87,000 | $600,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 52 | $13,378,000 | $234,400 | $1,191,000 | $87,266 | $413,000 |
| Mortgage Insurance Denied | 1 | $180,000 | $180,000 | $180,000 | $72,000 | $72,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.