Loanpeople, Llc 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Loanpeople, Llc 3420 Executive Center Dr #G100 Austin, TX 78731 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 1,606 |
| Total Mortgage Loan Application Amount | $647,630,000 |
| Average Mortgage Loan Application Amount | $371,666 |
| Highest Mortgage Loan Application Amount | $3,505,000 |
| Average Applicant Income | $175,333 |
| Highest Applicant Income | $4,019,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Loanpeople, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Loanpeople, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Loanpeople, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Loanpeople, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Loanpeople, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Loanpeople, Llc's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Travis County Texas | 599 | $ 293,235,000 | $ 489,000 | $ 218,000 |
| Williamson County Texas | 274 | $ 105,760,000 | $ 385,000 | $ 179,000 |
| Bexar County Texas | 123 | $ 37,855,000 | $ 307,000 | $ 141,000 |
| Hays County Texas | 76 | $ 29,310,000 | $ 385,000 | $ 158,000 |
| Harris County Texas | 55 | $ 18,685,000 | $ 339,000 | $ 147,000 |
| Comal County Texas | 26 | $ 11,420,000 | $ 439,000 | $ 179,000 |
| Nueces County Texas | 22 | $ 5,190,000 | $ 235,000 | $ 117,000 |
| Bastrop County Texas | 21 | $ 7,615,000 | $ 362,000 | $ 177,000 |
| Bell County Texas | 20 | $ 4,980,000 | $ 249,000 | $ 152,000 |
| Freestone County Texas | 18 | $ 3,480,000 | $ 193,000 | $ 105,000 |
| Tarrant County Texas | 18 | $ 6,470,000 | $ 359,000 | $ 151,000 |
| Collin County Texas | 17 | $ 7,715,000 | $ 453,000 | $ 191,000 |
| Dallas County Texas | 16 | $ 6,550,000 | $ 409,000 | $ 197,000 |
| Montgomery County Texas | 15 | $ 4,895,000 | $ 326,000 | $ 192,000 |
| Parker County Texas | 15 | $ 5,595,000 | $ 373,000 | $ 154,000 |
| Guadalupe County Texas | 14 | $ 5,240,000 | $ 374,000 | $ 135,000 |
| Denton County Texas | 13 | $ 5,235,000 | $ 402,000 | $ 173,000 |
| Navarro County Texas | 13 | $ 2,975,000 | $ 228,000 | $ 124,000 |
| Ellis County Texas | 10 | $ 4,430,000 | $ 443,000 | $ 154,000 |
| Gillespie County Texas | 10 | $ 4,410,000 | $ 441,000 | $ 195,000 |
| Leon County Texas | 10 | $ 2,470,000 | $ 247,000 | $ 97,000 |
| Milam County Texas | 10 | $ 2,220,000 | $ 222,000 | $ 88,000 |
| Caldwell County Texas | 9 | $ 2,905,000 | $ 322,000 | $ 272,000 |
| Grayson County Texas | 9 | $ 3,325,000 | $ 369,000 | $ 153,000 |
| Burnet County Texas | 8 | $ 2,210,000 | $ 276,000 | $ 103,000 |
| Wilson County Texas | 8 | $ 3,470,000 | $ 433,000 | $ 168,000 |
| Atascosa County Texas | 7 | $ 1,955,000 | $ 279,000 | $ 112,000 |
| Johnson County Texas | 7 | $ 2,675,000 | $ 382,000 | $ 123,000 |
| Limestone County Texas | 7 | $ 1,235,000 | $ 176,000 | $ 69,000 |
| Cooke County Texas | 6 | $ 2,670,000 | $ 445,000 | $ 231,000 |
| Fort Bend County Texas | 6 | $ 2,160,000 | $ 360,000 | $ 299,000 |
| Bandera County Texas | 5 | $ 1,755,000 | $ 351,000 | $ 135,000 |
| Kendall County Texas | 5 | $ 1,895,000 | $ 379,000 | $ 144,000 |
| Medina County Texas | 5 | $ 2,505,000 | $ 501,000 | $ 167,000 |
| San Patricio County Texas | 5 | $ 1,245,000 | $ 249,000 | $ 186,000 |
| Blanco County Texas | 4 | $ 1,960,000 | $ 490,000 | $ 178,000 |
| Gonzales County Texas | 4 | $ 1,690,000 | $ 422,000 | $ 135,000 |
| Henderson County Texas | 4 | $ 980,000 | $ 245,000 | $ 137,000 |
| Llano County Texas | 4 | $ 1,520,000 | $ 380,000 | $ 177,000 |
| McLennan County Texas | 4 | $ 790,000 | $ 197,000 | $ 214,000 |
| Brazos County Texas | 3 | $ 775,000 | $ 258,000 | $ 161,000 |
| Cameron County Texas | 3 | $ 475,000 | $ 158,000 | $ 85,000 |
| Erath County Texas | 3 | $ 1,095,000 | $ 365,000 | $ 183,000 |
| Fayette County Texas | 3 | $ 775,000 | $ 258,000 | $ 204,000 |
| Jack County Texas | 3 | $ 1,045,000 | $ 348,000 | $ 162,000 |
| Lampasas County Texas | 3 | $ 1,185,000 | $ 395,000 | $ 167,000 |
| Lubbock County Texas | 3 | $ 585,000 | $ 195,000 | $ 173,000 |
| Pulaski County Arkansas | 2 | $ 260,000 | $ 130,000 | $ 96,000 |
| Aransas County Texas | 2 | $ 770,000 | $ 385,000 | $ 406,000 |
| Brazoria County Texas | 2 | $ 490,000 | $ 245,000 | $ 101,000 |
| Burleson County Texas | 2 | $ 750,000 | $ 375,000 | $ 105,000 |
| Clay County Texas | 2 | $ 1,090,000 | $ 545,000 | $ 218,000 |
| El Paso County Texas | 2 | $ 520,000 | $ 260,000 | $ 128,000 |
| Falls County Texas | 2 | $ 990,000 | $ 495,000 | $ 223,000 |
| Galveston County Texas | 2 | $ 310,000 | $ 155,000 | $ 93,000 |
| Grimes County Texas | 2 | $ 1,140,000 | $ 570,000 | $ 149,000 |
| Hunt County Texas | 2 | $ 940,000 | $ 470,000 | $ 202,000 |
| Kerr County Texas | 2 | $ 440,000 | $ 220,000 | $ 73,000 |
| Lavaca County Texas | 2 | $ 580,000 | $ 290,000 | $ 219,000 |
| Palo Pinto County Texas | 2 | $ 760,000 | $ 380,000 | $ 323,000 |
| Wichita County Texas | 2 | $ 320,000 | $ 160,000 | $ 162,000 |
| Wood County Texas | 2 | $ 510,000 | $ 255,000 | $ 290,000 |
| Saline County Arkansas | 1 | $ 575,000 | $ 575,000 | $ 285,000 |
| Boulder County Colorado | 1 | $ 1,005,000 | $ 1,005,000 | $ 326,000 |
| Chaffee County Colorado | 1 | $ 355,000 | $ 355,000 | $ 164,000 |
| Denver County Colorado | 1 | $ 185,000 | $ 185,000 | $ 160,000 |
| Douglas County Colorado | 1 | $ 535,000 | $ 535,000 | $ 764,000 |
| El Paso County Colorado | 1 | $ 95,000 | $ 95,000 | $ 180,000 |
| Elbert County Colorado | 1 | $ 345,000 | $ 345,000 | $ 80,000 |
| Gunnison County Colorado | 1 | $ 325,000 | $ 325,000 | $ 69,000 |
| Larimer County Colorado | 1 | $ 405,000 | $ 405,000 | $ 189,000 |
| Alachua County Florida | 1 | $ 245,000 | $ 245,000 | $ 304,000 |
| Clay County Florida | 1 | $ 455,000 | $ 455,000 | $ 112,000 |
| Duval County Florida | 1 | $ 965,000 | $ 965,000 | $ 483,000 |
| Miami-Dade County Florida | 1 | $ 475,000 | $ 475,000 | $ 172,000 |
| Dona Ana County New Mexico | 1 | $ 265,000 | $ 265,000 | $ 214,000 |
| Lincoln County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 144,000 |
| Santa Fe County New Mexico | 1 | $ 645,000 | $ 645,000 | $ 540,000 |
| Beckham County Oklahoma | 1 | $ 275,000 | $ 275,000 | $ 93,000 |
| Rogers County Oklahoma | 1 | $ 555,000 | $ 555,000 | $ 403,000 |
| Madison County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 148,000 |
| Shelby County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 205,000 |
| Anderson County Texas | 1 | $ 605,000 | $ 605,000 | $ 208,000 |
| Brewster County Texas | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| Brown County Texas | 1 | $ 395,000 | $ 395,000 | $ 155,000 |
| Calhoun County Texas | 1 | $ 275,000 | $ 275,000 | $ 88,000 |
| Carson County Texas | 1 | $ 295,000 | $ 295,000 | $ 146,000 |
| Colorado County Texas | 1 | $ 205,000 | $ 205,000 | $ 149,000 |
| Eastland County Texas | 1 | $ 375,000 | $ 375,000 | $ 158,000 |
| Fannin County Texas | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Frio County Texas | 1 | $ 595,000 | $ 595,000 | $ 195,000 |
| Gregg County Texas | 1 | $ 685,000 | $ 685,000 | $ 364,000 |
| Hood County Texas | 1 | $ 385,000 | $ 385,000 | $ 97,000 |
| Houston County Texas | 1 | $ 365,000 | $ 365,000 | $ 94,000 |
| Hutchinson County Texas | 1 | $ 145,000 | $ 145,000 | $ 111,000 |
| Jones County Texas | 1 | $ 335,000 | $ 335,000 | $ 125,000 |
| Kaufman County Texas | 1 | $ 335,000 | $ 335,000 | $ 98,000 |
| Lee County Texas | 1 | $ 145,000 | $ 145,000 | $ 312,000 |
| Liberty County Texas | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Live Oak County Texas | 1 | $ 345,000 | $ 345,000 | $ 144,000 |
| Matagorda County Texas | 1 | $ 105,000 | $ 105,000 | $ 93,000 |
| Montague County Texas | 1 | $ 405,000 | $ 405,000 | $ 167,000 |
| Rains County Texas | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| San Saba County Texas | 1 | $ 295,000 | $ 295,000 | $ 154,000 |
| Smith County Texas | 1 | $ 305,000 | $ 305,000 | $ 114,000 |
| Somervell County Texas | 1 | $ 425,000 | $ 425,000 | $ 141,000 |
| Taylor County Texas | 1 | $ 295,000 | $ 295,000 | $ 136,000 |
| Terrell County Texas | 1 | $ 65,000 | $ 65,000 | $ 175,000 |
| Upshur County Texas | 1 | $ 475,000 | $ 475,000 | $ 132,000 |
| Uvalde County Texas | 1 | $ 265,000 | $ 265,000 | $ 180,000 |
| Val Verde County Texas | 1 | $ 625,000 | $ 625,000 | $ 191,000 |
| Victoria County Texas | 1 | $ 245,000 | $ 245,000 | $ 97,000 |
| Waller County Texas | 1 | $ 325,000 | $ 325,000 | $ 116,000 |
| Wharton County Texas | 1 | $ 355,000 | $ 355,000 | $ 113,000 |
| Wise County Texas | 1 | $ 465,000 | $ 465,000 | $ 181,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,361 | $559,225,000 | $410,000 | $3,505,000 | $186,000 | $4,019,000 |
| Refinancing | 143 | $57,295,000 | $400,000 | $1,005,000 | $172,000 | $1,111,000 |
| Cash-out Refinancing | 102 | $31,110,000 | $305,000 | $795,000 | $168,000 | $835,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 909 | $372,535,000 | $409,000 | $3,505,000 | $193,000 | $4,019,000 |
| Hispanic | 313 | $113,665,000 | $363,000 | $1,545,000 | $148,000 | $1,358,000 |
| Not Provided | 192 | $79,950,000 | $416,000 | $1,635,000 | $189,000 | $814,000 |
| Asian | 102 | $45,040,000 | $441,000 | $1,915,000 | $208,000 | $835,000 |
| Black or African American | 49 | $18,525,000 | $378,000 | $725,000 | $171,000 | $1,111,000 |
| American Indian or Alaskan Native | 16 | $5,960,000 | $372,000 | $605,000 | $150,000 | $327,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,745,000 | $349,000 | $525,000 | $128,000 | $292,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,315 | $537,445,000 | $408,000 | $3,505,000 | $196,000 | $4,019,000 |
| FHA-insured (Federal Housing Administration) | 177 | $59,155,000 | $334,000 | $745,000 | $116,000 | $360,000 |
| VA-guaranteed (Veterans Administration) | 109 | $50,115,000 | $459,000 | $1,235,000 | $152,000 | $461,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $915,000 | $183,000 | $265,000 | $80,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,101 | $431,665,000 | $392,000 | $3,505,000 | $185,000 | $4,019,000 |
| Application Withdrawn By Applicant | 462 | $204,660,000 | $442,000 | $2,005,000 | $187,000 | $1,211,000 |
| Application Denied By Financial Institution | 37 | $9,065,000 | $245,000 | $875,000 | $102,000 | $350,000 |
| Application Approved But Not Accepted | 5 | $1,795,000 | $359,000 | $675,000 | $168,000 | $347,000 |
| File Closed For Incompleteness | 1 | $445,000 | $445,000 | $445,000 | $204,000 | $204,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,569 | $638,565,000 | $406,000 | $3,505,000 | $185,000 | $4,019,000 |
| Debt-To-Income Ratio | 19 | $5,625,000 | $296,000 | $875,000 | $97,000 | $275,000 |
| Other | 5 | $755,000 | $151,000 | $255,000 | $142,000 | $350,000 |
| Collateral | 4 | $720,000 | $180,000 | $225,000 | $99,000 | $170,000 |
| Credit History | 4 | $1,070,000 | $267,000 | $395,000 | $112,000 | $206,000 |
| Unverifiable Information | 3 | $645,000 | $215,000 | $235,000 | $77,000 | $98,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $250,000 | $125,000 | $165,000 | $73,000 | $85,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Loanpeople, Llc's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Loanpeople, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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