Luther Burbank Savings
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Luther Burbank Savings 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Luther Burbank Savings 1500 Rosecrans Ave., Suite 300 Santa Rosa, CA 90266 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 1,775 |
| Total Mortgage Loan Application Amount | $2,439,975,000 |
| Average Mortgage Loan Application Amount | $1,468,250 |
| Highest Mortgage Loan Application Amount | $16,805,000 |
| Average Applicant Income | $351,750 |
| Highest Applicant Income | $8,962,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Luther Burbank Savings. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Luther Burbank Savings's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Luther Burbank Savings's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Luther Burbank Savings serves its applicants.
Each category highlights the total number of mortgage applications processed by Luther Burbank Savings, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Luther Burbank Savings's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 615 | $ 818,755,000 | $ 1,331,000 | $ 311,000 |
| Orange County California | 149 | $ 175,625,000 | $ 1,178,000 | $ 229,000 |
| Santa Clara County California | 141 | $ 209,715,000 | $ 1,487,000 | $ 326,000 |
| San Diego County California | 128 | $ 189,810,000 | $ 1,482,000 | $ 358,000 |
| King County Washington | 124 | $ 181,430,000 | $ 1,463,000 | $ 280,000 |
| Alameda County California | 82 | $ 109,710,000 | $ 1,337,000 | $ 215,000 |
| Contra Costa County California | 78 | $ 101,560,000 | $ 1,302,000 | $ 280,000 |
| San Francisco County California | 66 | $ 99,390,000 | $ 1,505,000 | $ 465,000 |
| Marin County California | 38 | $ 47,840,000 | $ 1,258,000 | $ 596,000 |
| San Mateo County California | 37 | $ 48,595,000 | $ 1,313,000 | $ 287,000 |
| Sacramento County California | 35 | $ 100,385,000 | $ 2,868,000 | $ 147,000 |
| Sonoma County California | 35 | $ 33,275,000 | $ 950,000 | $ 255,000 |
| Santa Barbara County California | 27 | $ 35,465,000 | $ 1,313,000 | $ 340,000 |
| Snohomish County Washington | 23 | $ 11,485,000 | $ 499,000 | $ 110,000 |
| Riverside County California | 22 | $ 19,930,000 | $ 905,000 | $ 1,040,000 |
| Ventura County California | 16 | $ 24,300,000 | $ 1,518,000 | $ 272,000 |
| Pierce County Washington | 15 | $ 17,095,000 | $ 1,139,000 | $ 79,000 |
| San Bernardino County California | 14 | $ 26,040,000 | $ 1,860,000 | $ 468,000 |
| Monterey County California | 12 | $ 15,280,000 | $ 1,273,000 | $ 122,000 |
| Multnomah County Oregon | 12 | $ 18,970,000 | $ 1,580,000 | $ 0 |
| Napa County California | 11 | $ 10,595,000 | $ 963,000 | $ 289,000 |
| Kern County California | 9 | $ 14,435,000 | $ 1,603,000 | $ 71,000 |
| Placer County California | 8 | $ 6,590,000 | $ 823,000 | $ 199,000 |
| Santa Cruz County California | 7 | $ 6,695,000 | $ 956,000 | $ 203,000 |
| San Luis Obispo County California | 6 | $ 9,870,000 | $ 1,645,000 | $ 226,000 |
| Solano County California | 6 | $ 6,490,000 | $ 1,081,000 | $ 185,000 |
| Washington County Oregon | 6 | $ 23,310,000 | $ 3,885,000 | $ 0 |
| Kitsap County Washington | 6 | $ 15,000,000 | $ 2,500,000 | $ 331,000 |
| El Dorado County California | 5 | $ 11,685,000 | $ 2,337,000 | $ 409,000 |
| Fresno County California | 3 | $ 3,595,000 | $ 1,198,000 | $ 0 |
| Nevada County California | 3 | $ 1,895,000 | $ 631,000 | $ 143,000 |
| San Joaquin County California | 3 | $ 2,455,000 | $ 818,000 | $ 222,000 |
| Stanislaus County California | 3 | $ 1,705,000 | $ 568,000 | $ 0 |
| Clackamas County Oregon | 3 | $ 1,635,000 | $ 545,000 | $ 157,000 |
| Yolo County California | 2 | $ 1,170,000 | $ 585,000 | $ 0 |
| Lane County Oregon | 2 | $ 8,380,000 | $ 4,190,000 | $ 0 |
| Marion County Oregon | 2 | $ 11,080,000 | $ 5,540,000 | $ 0 |
| Skagit County Washington | 2 | $ 1,350,000 | $ 675,000 | $ 168,000 |
| Amador County California | 1 | $ 285,000 | $ 285,000 | $ 139,000 |
| Butte County California | 1 | $ 5,705,000 | $ 5,705,000 | $ 0 |
| Calaveras County California | 1 | $ 295,000 | $ 295,000 | $ 207,000 |
| Mariposa County California | 1 | $ 725,000 | $ 725,000 | $ 267,000 |
| Mendocino County California | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Merced County California | 1 | $ 275,000 | $ 275,000 | $ 145,000 |
| San Benito County California | 1 | $ 395,000 | $ 395,000 | $ 82,000 |
| Tulare County California | 1 | $ 1,955,000 | $ 1,955,000 | $ 0 |
| Yuba County California | 1 | $ 1,405,000 | $ 1,405,000 | $ 0 |
| Jackson County Oregon | 1 | $ 175,000 | $ 175,000 | $ 93,000 |
| Polk County Oregon | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| Chelan County Washington | 1 | $ 445,000 | $ 445,000 | $ 224,000 |
| Clark County Washington | 1 | $ 355,000 | $ 355,000 | $ 98,000 |
| Island County Washington | 1 | $ 645,000 | $ 645,000 | $ 129,000 |
| Kittitas County Washington | 1 | $ 575,000 | $ 575,000 | $ 184,000 |
| San Juan County Washington | 1 | $ 775,000 | $ 775,000 | $ 379,000 |
| Skamania County Washington | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Spokane County Washington | 1 | $ 125,000 | $ 125,000 | $ 357,000 |
| Whatcom County Washington | 1 | $ 805,000 | $ 805,000 | $ 193,000 |
Mortgage Loan Application Detail Totals for Luther Burbank Savings in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,067 | $1,312,015,000 | $1,229,000 | $12,705,000 | $304,000 | $8,962,000 |
| Cash-out Refinancing | 510 | $904,300,000 | $1,773,000 | $16,805,000 | $344,000 | $2,173,000 |
| Refinancing | 189 | $207,695,000 | $1,098,000 | $6,555,000 | $317,000 | $3,045,000 |
| Home Improvement | 9 | $15,965,000 | $1,773,000 | $6,045,000 | $442,000 | $1,132,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 649 | $1,289,455,000 | $1,986,000 | $16,805,000 | $0 | $0 |
| White | 589 | $641,005,000 | $1,088,000 | $6,045,000 | $341,000 | $3,333,000 |
| Asian | 210 | $220,310,000 | $1,049,000 | $4,675,000 | $258,000 | $845,000 |
| Not Provided | 179 | $190,485,000 | $1,064,000 | $8,705,000 | $374,000 | $8,962,000 |
| Hispanic | 109 | $66,285,000 | $608,000 | $2,505,000 | $178,000 | $1,340,000 |
| Black or African American | 31 | $21,365,000 | $689,000 | $4,005,000 | $164,000 | $580,000 |
| American Indian or Alaskan Native | 2 | $2,660,000 | $1,330,000 | $1,935,000 | $348,000 | $348,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $2,305,000 | $2,305,000 | $2,305,000 | $747,000 | $747,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,775 | $2,439,975,000 | $1,374,000 | $16,805,000 | $312,000 | $8,962,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,323 | $1,917,695,000 | $1,449,000 | $16,805,000 | $288,000 | $3,069,000 |
| Application Denied By Financial Institution | 331 | $360,765,000 | $1,089,000 | $7,965,000 | $334,000 | $8,962,000 |
| Application Approved But Not Accepted | 79 | $91,795,000 | $1,161,000 | $3,155,000 | $371,000 | $2,060,000 |
| Application Withdrawn By Applicant | 25 | $46,125,000 | $1,845,000 | $6,205,000 | $683,000 | $1,537,000 |
| File Closed For Incompleteness | 17 | $23,595,000 | $1,387,000 | $3,755,000 | $414,000 | $960,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,444 | $2,079,210,000 | $1,439,000 | $16,805,000 | $304,000 | $3,069,000 |
| Debt-To-Income Ratio | 112 | $136,220,000 | $1,216,000 | $7,965,000 | $197,000 | $835,000 |
| Credit History | 68 | $62,700,000 | $922,000 | $4,505,000 | $301,000 | $3,045,000 |
| Collateral | 58 | $75,150,000 | $1,295,000 | $7,055,000 | $427,000 | $2,173,000 |
| Other | 55 | $46,645,000 | $848,000 | $2,505,000 | $372,000 | $3,333,000 |
| Credit Application Incomplete | 12 | $20,500,000 | $1,708,000 | $7,305,000 | $1,376,000 | $8,962,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $10,240,000 | $1,024,000 | $2,735,000 | $487,000 | $1,571,000 |
| Unverifiable Information | 9 | $5,415,000 | $601,000 | $1,505,000 | $166,000 | $405,000 |
| Employment History | 7 | $3,895,000 | $556,000 | $905,000 | $139,000 | $232,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Luther Burbank Savings's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Luther Burbank Savings's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.