Lydian Private Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Lydian Private Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Lydian Private Bank 3801 Pga Blvd Suite 700 Palm Beach Gardens, FL 33410 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,361 |
| Total Mortgage Loan Application Amount | $3,672,929,000 |
| Average Mortgage Loan Application Amount | $372,956 |
| Highest Mortgage Loan Application Amount | $8,750,000 |
| Average Applicant Income | $201,554 |
| Highest Applicant Income | $8,920,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Lydian Private Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lydian Private Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Lydian Private Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lydian Private Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Lydian Private Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lydian Private Bank's mortgage activity for 2003.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WEST PALM BEACH-BOCA RATON, FL | 613 | $ 230,779,000 | $ 376,000 | $ 187,000 |
| BOSTON, MA-NH | 548 | $ 218,425,000 | $ 398,000 | $ 162,000 |
| CHICAGO, IL | 436 | $ 182,490,000 | $ 418,000 | $ 179,000 |
| LOS ANGELES-LONG BEACH, CA | 404 | $ 206,608,000 | $ 511,000 | $ 168,000 |
| PHOENIX-MESA, AZ | 355 | $ 174,170,000 | $ 490,000 | $ 177,000 |
| SAN DIEGO, CA | 244 | $ 119,306,000 | $ 488,000 | $ 160,000 |
| NEW YORK, NY | 230 | $ 109,662,000 | $ 476,000 | $ 202,000 |
| PHILADELPHIA, PA-NJ | 219 | $ 94,898,000 | $ 433,000 | $ 197,000 |
| ORANGE COUNTY, CA | 208 | $ 132,174,000 | $ 635,000 | $ 249,000 |
| SAN FRANCISCO, CA | 207 | $ 123,477,000 | $ 596,000 | $ 204,000 |
| DETROIT, MI | 194 | $ 102,945,000 | $ 530,000 | $ 155,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 185 | $ 66,790,000 | $ 361,000 | $ 155,000 |
| OAKLAND, CA | 183 | $ 90,765,000 | $ 495,000 | $ 163,000 |
| FORT LAUDERDALE, FL | 158 | $ 70,561,000 | $ 446,000 | $ 192,000 |
| SAN JOSE, CA | 156 | $ 88,826,000 | $ 569,000 | $ 211,000 |
| NASSAU-SUFFOLK, NY | 130 | $ 64,395,000 | $ 495,000 | $ 212,000 |
| NEWARK, NJ | 118 | $ 47,412,000 | $ 401,000 | $ 150,000 |
| STAMFORD-NORWALK, CT | 100 | $ 65,792,000 | $ 657,000 | $ 270,000 |
| MIAMI, FL | 91 | $ 45,801,000 | $ 503,000 | $ 246,000 |
| BALTIMORE, MD | 89 | $ 31,884,000 | $ 358,000 | $ 158,000 |
| BERGEN-PASSAIC, NJ | 85 | $ 40,105,000 | $ 471,000 | $ 278,000 |
| LAS VEGAS, NV-AZ | 79 | $ 35,180,000 | $ 445,000 | $ 187,000 |
| RIVERSIDE-SAN BERNARDINO, CA | 78 | $ 24,972,000 | $ 320,000 | $ 156,000 |
| FORT MYERS-CAPE CORAL, FL | 74 | $ 35,574,000 | $ 480,000 | $ 285,000 |
| MIDDLESEX-SOMERSET-HUNTERDON, NJ | 72 | $ 27,817,000 | $ 386,000 | $ 191,000 |
| VENTURA, CA | 71 | $ 31,807,000 | $ 447,000 | $ 135,000 |
| FORT PIERCE-PORT ST. LUCIE, FL | 57 | $ 30,523,000 | $ 535,000 | $ 218,000 |
| MINNEAPOLIS-ST. PAUL, MN-WI | 56 | $ 22,062,000 | $ 393,000 | $ 148,000 |
| NAPLES, FL | 53 | $ 42,454,000 | $ 801,000 | $ 374,000 |
| SACRAMENTO, CA | 53 | $ 17,590,000 | $ 331,000 | $ 155,000 |
| DENVER, CO | 50 | $ 20,631,000 | $ 412,000 | $ 166,000 |
| MONMOUTH-OCEAN, NJ | 44 | $ 19,212,000 | $ 436,000 | $ 199,000 |
| CLEVELAND-LORAIN-ELYRIA, OH | 43 | $ 14,159,000 | $ 329,000 | $ 121,000 |
| WILMINGTON-NEWARK, DE-MD | 42 | $ 14,250,000 | $ 339,000 | $ 142,000 |
| SARASOTA-BRADENTON, FL | 41 | $ 34,011,000 | $ 829,000 | $ 296,000 |
| ORLANDO, FL | 39 | $ 14,648,000 | $ 375,000 | $ 206,000 |
| RALEIGH-DURHAM-CHAPEL HILL, NC | 38 | $ 12,639,000 | $ 332,000 | $ 178,000 |
| JACKSONVILLE, FL | 36 | $ 14,041,000 | $ 390,000 | $ 211,000 |
| LAWRENCE, MA-NH | 35 | $ 13,174,000 | $ 376,000 | $ 218,000 |
| BRIDGEPORT, CT | 34 | $ 13,152,000 | $ 386,000 | $ 197,000 |
| VALLEJO-FAIRFIELD-NAPA, CA | 34 | $ 11,470,000 | $ 337,000 | $ 150,000 |
| WORCESTER, MA-CT | 34 | $ 9,287,000 | $ 273,000 | $ 105,000 |
| PITTSBURGH, PA | 33 | $ 11,447,000 | $ 346,000 | $ 168,000 |
| BOULDER-LONGMONT, CO | 32 | $ 15,441,000 | $ 482,000 | $ 164,000 |
| HARTFORD, CT | 30 | $ 7,245,000 | $ 241,000 | $ 116,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 30 | $ 11,871,000 | $ 395,000 | $ 174,000 |
| CINCINNATI, OH-KY-IN | 29 | $ 13,334,000 | $ 459,000 | $ 236,000 |
| PORTLAND-VANCOUVER, OR-WA | 28 | $ 10,241,000 | $ 365,000 | $ 160,000 |
| SANTA BARBARA-SANTA MARIA-LOMPOC, CA | 28 | $ 24,555,000 | $ 876,000 | $ 307,000 |
| ANN ARBOR, MI | 27 | $ 10,854,000 | $ 402,000 | $ 181,000 |
| ATLANTIC-CAPE MAY, NJ | 27 | $ 14,668,000 | $ 543,000 | $ 353,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 27 | $ 11,087,000 | $ 410,000 | $ 200,000 |
| COLUMBUS, OH | 27 | $ 5,498,000 | $ 203,000 | $ 142,000 |
| TUCSON, AZ | 27 | $ 9,274,000 | $ 343,000 | $ 141,000 |
| DANBURY, CT | 25 | $ 13,213,000 | $ 528,000 | $ 180,000 |
| SANTA CRUZ-WATSONVILLE, CA | 24 | $ 12,347,000 | $ 514,000 | $ 148,000 |
| NORFOLK-VIRGINIA BEACH-NEWPORT NEWS, VA-NC | 23 | $ 6,586,000 | $ 286,000 | $ 121,000 |
| LOWELL, MA-NH | 22 | $ 6,161,000 | $ 280,000 | $ 95,000 |
| BARNSTABLE-YARMOUTH, MA | 21 | $ 12,021,000 | $ 572,000 | $ 193,000 |
| JERSEY CITY, NJ | 21 | $ 6,356,000 | $ 302,000 | $ 157,000 |
| NEW HAVEN-MERIDEN, CT | 21 | $ 6,128,000 | $ 291,000 | $ 171,000 |
| ST. LOUIS, MO-IL | 21 | $ 9,252,000 | $ 440,000 | $ 165,000 |
| TRENTON, NJ | 21 | $ 8,969,000 | $ 427,000 | $ 230,000 |
| PROVIDENCE-FALL RIVER-WARWICK, RI-MA | 20 | $ 5,075,000 | $ 253,000 | $ 150,000 |
| SANTA ROSA, CA | 18 | $ 8,655,000 | $ 480,000 | $ 153,000 |
| TACOMA, WA | 18 | $ 3,982,000 | $ 221,000 | $ 112,000 |
| RICHMOND-PETERSBURG, VA | 17 | $ 4,098,000 | $ 241,000 | $ 124,000 |
| DALLAS, TX | 16 | $ 4,339,000 | $ 271,000 | $ 128,000 |
| NEW ORLEANS, LA | 16 | $ 5,150,000 | $ 321,000 | $ 181,000 |
| SALINAS, CA | 15 | $ 9,014,000 | $ 600,000 | $ 207,000 |
| DAYTON-SPRINGFIELD, OH | 14 | $ 3,486,000 | $ 249,000 | $ 84,000 |
| RENO, NV | 14 | $ 5,528,000 | $ 394,000 | $ 185,000 |
| SALT LAKE CITY-OGDEN, UT | 13 | $ 6,976,000 | $ 536,000 | $ 223,000 |
| SAN LUIS OBISPO-ATASCADERO-PASO ROBLES, CA | 13 | $ 5,921,000 | $ 455,000 | $ 133,000 |
| MELBOURNE-TITUSVILLE-PALM BAY, FL | 12 | $ 3,938,000 | $ 328,000 | $ 140,000 |
| NASHUA, NH | 12 | $ 2,832,000 | $ 236,000 | $ 249,000 |
| NASHVILLE, TN | 12 | $ 3,134,000 | $ 261,000 | $ 110,000 |
| FLAGSTAFF, AZ-UT | 11 | $ 4,925,000 | $ 447,000 | $ 239,000 |
| MYRTLE BEACH, SC | 11 | $ 3,154,000 | $ 286,000 | $ 181,000 |
| ALBUQUERQUE, NM | 10 | $ 4,024,000 | $ 402,000 | $ 117,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA | 10 | $ 3,916,000 | $ 391,000 | $ 171,000 |
| FORT WALTON BEACH, FL | 10 | $ 4,157,000 | $ 415,000 | $ 251,000 |
| MILWAUKEE-WAUKESHA, WI | 10 | $ 3,840,000 | $ 384,000 | $ 372,000 |
| PROVO-OREM, UT | 10 | $ 2,890,000 | $ 289,000 | $ 112,000 |
| AKRON, OH | 9 | $ 3,909,000 | $ 434,000 | $ 171,000 |
| BATON ROUGE, LA | 9 | $ 3,162,000 | $ 351,000 | $ 195,000 |
| GREENSBORO--WINSTON-SALEM--HIGH POINT, NC | 9 | $ 3,001,000 | $ 333,000 | $ 233,000 |
| GREENVILLE-SPARTANBURG-ANDERSON, SC | 9 | $ 2,612,000 | $ 290,000 | $ 150,000 |
| HOUSTON, TX | 9 | $ 1,058,000 | $ 117,000 | $ 106,000 |
| MADISON, WI | 9 | $ 3,860,000 | $ 428,000 | $ 287,000 |
| PENSACOLA, FL | 9 | $ 3,144,000 | $ 349,000 | $ 200,000 |
| SPRINGFIELD, MA | 9 | $ 2,283,000 | $ 253,000 | $ 203,000 |
| STOCKTON-LODI, CA | 9 | $ 2,710,000 | $ 301,000 | $ 98,000 |
| WILMINGTON, NC | 9 | $ 5,228,000 | $ 580,000 | $ 314,000 |
| BROCKTON, MA | 8 | $ 1,867,000 | $ 233,000 | $ 88,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 8 | $ 2,348,000 | $ 293,000 | $ 106,000 |
| MEMPHIS, TN-AR-MS | 8 | $ 3,526,000 | $ 440,000 | $ 383,000 |
| ALBANY-SCHENECTADY-TROY, NY | 7 | $ 1,739,000 | $ 248,000 | $ 141,000 |
| BIRMINGHAM, AL | 7 | $ 1,997,000 | $ 285,000 | $ 201,000 |
| BREMERTON, WA | 7 | $ 2,001,000 | $ 285,000 | $ 104,000 |
| BURLINGTON, VT | 7 | $ 2,600,000 | $ 371,000 | $ 170,000 |
| BUFFALO-NIAGARA FALLS, NY | 6 | $ 1,194,000 | $ 199,000 | $ 96,000 |
| FARGO-MOORHEAD, ND-MN | 6 | $ 993,000 | $ 165,000 | $ 115,000 |
| GRAND RAPIDS-MUSKEGON-HOLLAND, MI | 6 | $ 2,717,000 | $ 452,000 | $ 292,000 |
| HAMILTON-MIDDLETOWN, OH | 6 | $ 1,963,000 | $ 327,000 | $ 130,000 |
| KANSAS CITY, MO-KS | 6 | $ 1,333,000 | $ 222,000 | $ 122,000 |
| MODESTO, CA | 6 | $ 2,295,000 | $ 382,000 | $ 181,000 |
| PORTSMOUTH-ROCHESTER, NH-ME | 6 | $ 2,855,000 | $ 475,000 | $ 165,000 |
| RICHLAND-KENNEWICK-PASCO, WA | 6 | $ 1,336,000 | $ 222,000 | $ 101,000 |
| ROCHESTER, NY | 6 | $ 1,332,000 | $ 222,000 | $ 77,000 |
| TOLEDO, OH | 6 | $ 1,436,000 | $ 239,000 | $ 118,000 |
| WATERBURY, CT | 6 | $ 1,859,000 | $ 309,000 | $ 152,000 |
| YOLO, CA | 6 | $ 2,004,000 | $ 334,000 | $ 125,000 |
| AUSTIN-SAN MARCOS, TX | 5 | $ 822,000 | $ 164,000 | $ 84,000 |
| BELLINGHAM, WA | 5 | $ 2,334,000 | $ 466,000 | $ 24,000 |
| DUTCHESS COUNTY, NY | 5 | $ 1,162,000 | $ 232,000 | $ 88,000 |
| HARRISBURG-LEBANON-CARLISLE, PA | 5 | $ 695,000 | $ 139,000 | $ 96,000 |
| MOBILE, AL | 5 | $ 2,220,000 | $ 444,000 | $ 224,000 |
| NEWBURGH, NY-PA | 5 | $ 1,270,000 | $ 254,000 | $ 107,000 |
| OMAHA, NE-IA | 5 | $ 1,982,000 | $ 396,000 | $ 166,000 |
| PORTLAND, ME | 5 | $ 1,108,000 | $ 221,000 | $ 104,000 |
| TULSA, OK | 5 | $ 1,612,000 | $ 322,000 | $ 206,000 |
| COLORADO SPRINGS, CO | 4 | $ 2,047,000 | $ 511,000 | $ 193,000 |
| DAYTONA BEACH, FL | 4 | $ 1,975,000 | $ 493,000 | $ 276,000 |
| FITCHBURG-LEOMINSTER, MA | 4 | $ 1,163,000 | $ 290,000 | $ 101,000 |
| FORT COLLINS-LOVELAND, CO | 4 | $ 1,510,000 | $ 377,000 | $ 108,000 |
| FRESNO, CA | 4 | $ 1,116,000 | $ 279,000 | $ 142,000 |
| HUNTSVILLE, AL | 4 | $ 5,413,000 | $ 1,353,000 | $ 76,000 |
| INDIANAPOLIS, IN | 4 | $ 1,631,000 | $ 407,000 | $ 213,000 |
| KNOXVILLE, TN | 4 | $ 2,090,000 | $ 522,000 | $ 354,000 |
| LANSING-EAST LANSING, MI | 4 | $ 1,224,000 | $ 306,000 | $ 111,000 |
| PUNTA GORDA, FL | 4 | $ 1,986,000 | $ 496,000 | $ 258,000 |
| CHARLOTTESVILLE, VA | 3 | $ 1,209,000 | $ 403,000 | $ 122,000 |
| CHATTANOOGA, TN-GA | 3 | $ 450,000 | $ 150,000 | $ 122,000 |
| COLUMBIA, SC | 3 | $ 283,000 | $ 94,000 | $ 75,000 |
| DES MOINES, IA | 3 | $ 605,000 | $ 201,000 | $ 115,000 |
| FORT WORTH-ARLINGTON, TX | 3 | $ 1,102,000 | $ 367,000 | $ 194,000 |
| JOHNSON CITY-KINGSPORT-BRISTOL, TN-VA | 3 | $ 690,000 | $ 230,000 | $ 103,000 |
| LAKELAND-WINTER HAVEN, FL | 3 | $ 702,000 | $ 234,000 | $ 133,000 |
| PANAMA CITY, FL | 3 | $ 2,471,000 | $ 823,000 | $ 496,000 |
| READING, PA | 3 | $ 814,000 | $ 271,000 | $ 81,000 |
| REDDING, CA | 3 | $ 628,000 | $ 209,000 | $ 147,000 |
| ROANOKE, VA | 3 | $ 555,000 | $ 185,000 | $ 87,000 |
| SAGINAW-BAY CITY-MIDLAND, MI | 3 | $ 1,294,000 | $ 431,000 | $ 132,000 |
| SALEM, OR | 3 | $ 1,073,000 | $ 357,000 | $ 269,000 |
| SAN ANTONIO, TX | 3 | $ 408,000 | $ 136,000 | $ 75,000 |
| SANTA FE, NM | 3 | $ 1,621,000 | $ 540,000 | $ 300,000 |
| SPOKANE, WA | 3 | $ 439,000 | $ 146,000 | $ 64,000 |
| APPLETON-OSHKOSH-NEENAH, WI | 2 | $ 210,000 | $ 105,000 | $ 107,000 |
| ATLANTA, GA | 2 | $ 722,000 | $ 361,000 | $ 174,000 |
| BENTON HARBOR, MI | 2 | $ 1,555,000 | $ 777,000 | $ 279,000 |
| BILOXI-GULFPORT-PASCAGOULA, MS | 2 | $ 1,412,000 | $ 706,000 | $ 178,000 |
| BLOOMINGTON-NORMAL, IL | 2 | $ 265,000 | $ 132,000 | $ 71,000 |
| CANTON-MASSILLON, OH | 2 | $ 536,000 | $ 268,000 | $ 145,000 |
| CHARLESTON, WV | 2 | $ 238,000 | $ 119,000 | $ 66,000 |
| COLUMBIA, MO | 2 | $ 394,000 | $ 197,000 | $ 76,000 |
| DECATUR, IL | 2 | $ 2,030,000 | $ 1,015,000 | $ 486,000 |
| DOTHAN, AL | 2 | $ 499,000 | $ 249,000 | $ 85,000 |
| DULUTH-SUPERIOR, MN-WI | 2 | $ 639,000 | $ 319,000 | $ 118,000 |
| EUGENE-SPRINGFIELD, OR | 2 | $ 532,000 | $ 266,000 | $ 153,000 |
| FAYETTEVILLE, NC | 2 | $ 327,000 | $ 163,000 | $ 78,000 |
| FLINT, MI | 2 | $ 1,101,000 | $ 550,000 | $ 330,000 |
| FLORENCE, SC | 2 | $ 694,000 | $ 347,000 | $ 207,000 |
| FORT WAYNE, IN | 2 | $ 1,074,000 | $ 537,000 | $ 1,020,000 |
| GREENVILLE, NC | 2 | $ 1,049,000 | $ 524,000 | $ 303,000 |
| HAGERSTOWN, MD | 2 | $ 485,000 | $ 242,000 | $ 98,000 |
| JACKSON, MS | 2 | $ 725,000 | $ 362,000 | $ 385,000 |
| KALAMAZOO-BATTLE CREEK, MI | 2 | $ 145,000 | $ 72,000 | $ 74,000 |
| LANCASTER, PA | 2 | $ 445,000 | $ 222,000 | $ 131,000 |
| LAS CRUCES, NM | 2 | $ 589,000 | $ 294,000 | $ 115,000 |
| LOUISVILLE, KY-IN | 2 | $ 333,000 | $ 166,000 | $ 82,000 |
| MEDFORD-ASHLAND, OR | 2 | $ 452,000 | $ 226,000 | $ 78,000 |
| MERCED, CA | 2 | $ 447,000 | $ 223,000 | $ 175,000 |
| NEW BEDFORD, MA | 2 | $ 365,000 | $ 182,000 | $ 188,000 |
| NEW LONDON-NORWICH, CT-RI | 2 | $ 490,000 | $ 245,000 | $ 143,000 |
| ROCHESTER, MN | 2 | $ 507,000 | $ 253,000 | $ 150,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 2 | $ 297,000 | $ 148,000 | $ 201,000 |
| SYRACUSE, NY | 2 | $ 400,000 | $ 200,000 | $ 80,000 |
| TALLAHASSEE, FL | 2 | $ 161,000 | $ 80,000 | $ 68,000 |
| WICHITA, KS | 2 | $ 670,000 | $ 335,000 | $ 112,000 |
| YORK, PA | 2 | $ 457,000 | $ 228,000 | $ 75,000 |
| YOUNGSTOWN-WARREN, OH | 2 | $ 214,000 | $ 107,000 | $ 64,000 |
| YUBA CITY, CA | 2 | $ 588,000 | $ 294,000 | $ 73,000 |
| ALEXANDRIA, LA | 1 | $ 239,000 | $ 239,000 | $ 89,000 |
| AUBURN-OPELIKA, AL | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| BAKERSFIELD, CA | 1 | $ 250,000 | $ 250,000 | $ 66,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 80,000 | $ 80,000 | $ 78,000 |
| BILLINGS, MT | 1 | $ 124,000 | $ 124,000 | $ 28,000 |
| BLOOMINGTON, IN | 1 | $ 166,000 | $ 166,000 | $ 55,000 |
| BOISE CITY, ID | 1 | $ 260,000 | $ 260,000 | $ 121,000 |
| CHICO-PARADISE, CA | 1 | $ 200,000 | $ 200,000 | $ 48,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 128,000 | $ 128,000 | $ 77,000 |
| DOVER, DE | 1 | $ 92,000 | $ 92,000 | $ 75,000 |
| DUBUQUE, IA | 1 | $ 87,000 | $ 87,000 | $ 37,000 |
| EVANSVILLE-HENDERSON, IN-KY | 1 | $ 239,000 | $ 239,000 | $ 50,000 |
| GAINESVILLE, FL | 1 | $ 40,000 | $ 40,000 | $ 31,000 |
| GALVESTON-TEXAS CITY, TX | 1 | $ 210,000 | $ 210,000 | $ 1,205,000 |
| GARY, IN | 1 | $ 109,000 | $ 109,000 | $ 175,000 |
| GLENS FALLS, NY | 1 | $ 160,000 | $ 160,000 | $ 50,000 |
| GREAT FALLS, MT | 1 | $ 296,000 | $ 296,000 | $ 120,000 |
| GREELEY, CO | 1 | $ 383,000 | $ 383,000 | $ 196,000 |
| HATTIESBURG, MS | 1 | $ 650,000 | $ 650,000 | $ 149,000 |
| IOWA CITY, IA | 1 | $ 126,000 | $ 126,000 | $ 600,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 184,000 | $ 184,000 | $ 69,000 |
| KENOSHA, WI | 1 | $ 248,000 | $ 248,000 | $ 127,000 |
| LA CROSSE, WI-MN | 1 | $ 204,000 | $ 204,000 | $ 91,000 |
| LAFAYETTE, IN | 1 | $ 406,000 | $ 406,000 | $ 193,000 |
| LAFAYETTE, LA | 1 | $ 80,000 | $ 80,000 | $ 72,000 |
| LAWRENCE, KS | 1 | $ 405,000 | $ 405,000 | $ 105,000 |
| LINCOLN, NE | 1 | $ 424,000 | $ 424,000 | $ 0 |
| MANCHESTER, NH | 1 | $ 299,000 | $ 299,000 | $ 95,000 |
| MISSOULA, MT | 1 | $ 650,000 | $ 650,000 | $ 742,000 |
| MONROE, LA | 1 | $ 87,000 | $ 87,000 | $ 76,000 |
| OCALA, FL | 1 | $ 256,000 | $ 256,000 | $ 86,000 |
| OLYMPIA, WA | 1 | $ 352,000 | $ 352,000 | $ 160,000 |
| PARKERSBURG-MARIETTA, WV-OH | 1 | $ 208,000 | $ 208,000 | $ 300,000 |
| PITTSFIELD, MA | 1 | $ 445,000 | $ 445,000 | $ 136,000 |
| PUEBLO, CO | 1 | $ 353,000 | $ 353,000 | $ 100,000 |
| RACINE, WI | 1 | $ 255,000 | $ 255,000 | $ 168,000 |
| RAPID CITY, SD | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| SHARON, PA | 1 | $ 475,000 | $ 475,000 | $ 492,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 219,000 | $ 219,000 | $ 108,000 |
| SPRINGFIELD, MO | 1 | $ 451,000 | $ 451,000 | $ 660,000 |
| ST. CLOUD, MN | 1 | $ 62,000 | $ 62,000 | $ 104,000 |
| STATE COLLEGE, PA | 1 | $ 49,000 | $ 49,000 | $ 73,000 |
| VISALIA-TULARE-PORTERVILLE, CA | 1 | $ 257,000 | $ 257,000 | $ 72,000 |
| WAUSAU, WI | 1 | $ 412,000 | $ 412,000 | $ 420,000 |
| YUMA, AZ | 1 | $ 424,000 | $ 424,000 | $ 136,000 |
Mortgage Loan Application Detail Totals for Lydian Private Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 6,468 | $2,835,009,000 | $376,000 | $8,750,000 | $218,500 | $6,108,000 |
| Home Purchase (one-to-four family) | 1,893 | $837,920,000 | $369,636 | $4,000,000 | $183,068 | $8,920,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,001 | $2,330,024,000 | $387,708 | $5,500,000 | $218,354 | $8,920,000 |
| Information not provided by applicant in mail or telephone application | 2,162 | $904,820,000 | $347,159 | $8,750,000 | $183,068 | $6,108,000 |
| Asian or Pacific Islander | 630 | $239,380,000 | $375,516 | $2,275,000 | $212,741 | $1,548,000 |
| Hispanic | 232 | $85,917,000 | $323,391 | $3,500,000 | $141,434 | $1,320,000 |
| Black | 131 | $51,913,000 | $443,523 | $3,835,000 | $152,238 | $965,000 |
| Not applicable | 103 | $10,233,000 | $99,000 | $224,000 | $0 | $0 |
| Other | 86 | $43,874,000 | $435,235 | $3,445,000 | $219,764 | $1,923,000 |
| American Indian or Alaskan Native | 16 | $6,768,000 | $425,181 | $1,200,000 | $186,363 | $389,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,361 | $3,672,929,000 | $374,916 | $8,750,000 | $220,562 | $8,920,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,530 | $1,447,619,000 | $349,302 | $3,080,000 | $168,465 | $8,920,000 |
| Application Denied By Financial Institution | 1,632 | $968,310,000 | $504,311 | $8,750,000 | $199,822 | $3,500,000 |
| Application Withdrawn By Applicant | 1,352 | $509,308,000 | $326,888 | $4,810,000 | $192,733 | $6,108,000 |
| Application Approved But Not Accepted | 1,284 | $616,603,000 | $449,871 | $4,000,000 | $233,410 | $4,721,000 |
| File Closed For Incompleteness | 460 | $120,856,000 | $205,375 | $1,450,000 | $116,200 | $2,184,000 |
| Loan Purchased By The Institution | 103 | $10,233,000 | $99,000 | $224,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 512 | $326,775,000 | $539,028 | $8,750,000 | $257,514 | $2,281,000 |
| Credit History | 356 | $228,349,000 | $515,687 | $5,500,000 | $193,062 | $3,000,000 |
| Debt-To-Income Ratio | 317 | $158,619,000 | $374,516 | $3,850,000 | $113,516 | $1,031,000 |
| Collateral | 272 | $162,076,000 | $530,789 | $4,000,000 | $203,973 | $3,500,000 |
| Unverifiable Information | 63 | $32,087,000 | $504,882 | $3,445,000 | $223,176 | $1,923,000 |
| Employment History | 60 | $29,172,000 | $663,375 | $3,575,000 | $205,312 | $1,114,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 32 | $17,214,000 | $539,470 | $2,340,000 | $108,941 | $544,000 |
| Credit Application Incomplete | 20 | $14,018,000 | $745,727 | $1,885,000 | $312,000 | $936,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lydian Private Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lydian Private Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.