M&T Bank, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
M&T Bank, Na 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | M&T Bank, Na 1 M&T Plaza - 15Th Floor Buffalo, NY 14203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 |
| Total Number of Mortgage Applications | 1,013 |
| Total Mortgage Loan Application Amount | $304,640,000 |
| Average Mortgage Loan Application Amount | $335,333 |
| Highest Mortgage Loan Application Amount | $5,000,000 |
| Average Applicant Income | $11,333 |
| Highest Applicant Income | $457,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with M&T Bank, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing M&T Bank, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down M&T Bank, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how M&T Bank, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by M&T Bank, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at M&T Bank, Na's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Erie County New York | 157 | $ 29,076,000 | $ 185,000 | $ 0 |
| Fairfield County Connecticut | 61 | $ 17,029,000 | $ 279,000 | $ 83,000 |
| Monroe County New York | 51 | $ 10,628,000 | $ 208,000 | $ 0 |
| New Haven County Connecticut | 41 | $ 7,461,000 | $ 181,000 | $ 77,000 |
| Onondaga County New York | 33 | $ 6,945,000 | $ 210,000 | $ 0 |
| Broome County New York | 23 | $ 4,676,000 | $ 203,000 | $ 0 |
| Dutchess County New York | 22 | $ 8,451,000 | $ 384,000 | $ 0 |
| York County Pennsylvania | 21 | $ 4,973,000 | $ 236,000 | $ 0 |
| Niagara County New York | 20 | $ 3,704,000 | $ 185,000 | $ 0 |
| Saratoga County New York | 19 | $ 5,796,000 | $ 305,000 | $ 0 |
| Baltimore County Maryland | 18 | $ 7,044,000 | $ 391,000 | $ 0 |
| Albany County New York | 16 | $ 4,372,000 | $ 273,000 | $ 0 |
| New York County New York | 16 | $ 11,737,000 | $ 733,000 | $ 0 |
| Queens County New York | 15 | $ 7,414,000 | $ 494,000 | $ 23,000 |
| Lancaster County Pennsylvania | 13 | $ 3,170,000 | $ 243,000 | $ 0 |
| Ulster County New York | 12 | $ 3,110,000 | $ 259,000 | $ 0 |
| Suffolk County New York | 11 | $ 11,605,000 | $ 1,055,000 | $ 7,000 |
| Allegany County Maryland | 10 | $ 1,423,000 | $ 142,000 | $ 0 |
| Oneida County New York | 10 | $ 1,408,000 | $ 140,000 | $ 0 |
| Orange County New York | 10 | $ 2,753,000 | $ 275,000 | $ 0 |
| Luzerne County Pennsylvania | 10 | $ 1,872,000 | $ 187,000 | $ 0 |
| Baltimore City County Maryland | 9 | $ 2,860,000 | $ 317,000 | $ 0 |
| Schenectady County New York | 9 | $ 2,608,000 | $ 289,000 | $ 0 |
| Dauphin County Pennsylvania | 9 | $ 2,180,000 | $ 242,000 | $ 0 |
| Bergen County New Jersey | 8 | $ 2,698,000 | $ 337,000 | $ 114,000 |
| Westchester County New York | 8 | $ 4,867,000 | $ 608,000 | $ 19,000 |
| Franklin County Pennsylvania | 8 | $ 1,943,000 | $ 242,000 | $ 0 |
| Lycoming County Pennsylvania | 8 | $ 1,122,000 | $ 140,000 | $ 0 |
| Anne Arundel County Maryland | 7 | $ 3,080,000 | $ 440,000 | $ 25,000 |
| Putnam County New York | 7 | $ 2,648,000 | $ 378,000 | $ 0 |
| Highlands County Florida | 6 | $ 899,000 | $ 149,000 | $ 212,000 |
| Bronx County New York | 6 | $ 1,686,000 | $ 281,000 | $ 62,000 |
| Nassau County New York | 6 | $ 2,701,000 | $ 450,000 | $ 22,000 |
| Multnomah County Oregon | 6 | $ 3,902,000 | $ 650,000 | $ 0 |
| Schuylkill County Pennsylvania | 6 | $ 1,132,000 | $ 188,000 | $ 0 |
| Fairfax County Virginia | 6 | $ 2,555,000 | $ 425,000 | $ 36,000 |
| King County Washington | 6 | $ 4,469,000 | $ 744,000 | $ 0 |
| Hartford County Connecticut | 5 | $ 836,000 | $ 167,000 | $ 69,000 |
| Harford County Maryland | 5 | $ 1,801,000 | $ 360,000 | $ 0 |
| Washington County Maryland | 5 | $ 1,392,000 | $ 278,000 | $ 0 |
| Chautauqua County New York | 5 | $ 1,319,000 | $ 263,000 | $ 0 |
| Ontario County New York | 5 | $ 1,476,000 | $ 295,000 | $ 0 |
| Warren County New York | 5 | $ 3,292,000 | $ 658,000 | $ 0 |
| Blair County Pennsylvania | 5 | $ 747,000 | $ 149,000 | $ 0 |
| Cumberland County Pennsylvania | 5 | $ 1,047,000 | $ 209,000 | $ 0 |
| Howard County Maryland | 4 | $ 1,767,000 | $ 441,000 | $ 0 |
| Montgomery County Maryland | 4 | $ 2,127,000 | $ 531,000 | $ 0 |
| Middlesex County New Jersey | 4 | $ 1,310,000 | $ 327,000 | $ 23,000 |
| Monmouth County New Jersey | 4 | $ 1,894,000 | $ 473,000 | $ 0 |
| Cattaraugus County New York | 4 | $ 1,284,000 | $ 321,000 | $ 0 |
| Jefferson County New York | 4 | $ 1,534,000 | $ 383,000 | $ 0 |
| Rensselaer County New York | 4 | $ 604,000 | $ 151,000 | $ 0 |
| Tompkins County New York | 4 | $ 1,009,000 | $ 252,000 | $ 0 |
| Wayne County New York | 4 | $ 780,000 | $ 195,000 | $ 0 |
| Adams County Pennsylvania | 4 | $ 774,000 | $ 193,000 | $ 0 |
| Clinton County Pennsylvania | 4 | $ 547,000 | $ 136,000 | $ 0 |
| Lackawanna County Pennsylvania | 4 | $ 1,065,000 | $ 266,000 | $ 0 |
| Montgomery County Pennsylvania | 4 | $ 2,394,000 | $ 598,000 | $ 0 |
| Northumberland County Pennsylvania | 4 | $ 344,000 | $ 86,000 | $ 0 |
| Union County Pennsylvania | 4 | $ 576,000 | $ 144,000 | $ 17,000 |
| Mineral County West Virginia | 4 | $ 531,000 | $ 132,000 | $ 0 |
| Denver County Colorado | 3 | $ 2,903,000 | $ 967,000 | $ 0 |
| Middlesex County Connecticut | 3 | $ 683,000 | $ 227,000 | $ 79,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,643,000 | $ 547,000 | $ 0 |
| Broward County Florida | 3 | $ 1,138,000 | $ 379,000 | $ 17,000 |
| Calvert County Maryland | 3 | $ 1,031,000 | $ 343,000 | $ 0 |
| Carroll County Maryland | 3 | $ 1,592,000 | $ 530,000 | $ 0 |
| Cape May County New Jersey | 3 | $ 1,734,000 | $ 578,000 | $ 0 |
| Cayuga County New York | 3 | $ 608,000 | $ 202,000 | $ 0 |
| Essex County New York | 3 | $ 854,000 | $ 284,000 | $ 0 |
| Genesee County New York | 3 | $ 436,000 | $ 145,000 | $ 0 |
| Herkimer County New York | 3 | $ 387,000 | $ 129,000 | $ 0 |
| Kings County New York | 3 | $ 1,416,000 | $ 472,000 | $ 0 |
| Livingston County New York | 3 | $ 373,000 | $ 124,000 | $ 0 |
| Rockland County New York | 3 | $ 683,000 | $ 227,000 | $ 0 |
| Franklin County Ohio | 3 | $ 1,382,000 | $ 460,000 | $ 0 |
| Marion County Oregon | 3 | $ 857,000 | $ 285,000 | $ 0 |
| Berks County Pennsylvania | 3 | $ 444,000 | $ 148,000 | $ 0 |
| Centre County Pennsylvania | 3 | $ 419,000 | $ 139,000 | $ 0 |
| Loudoun County Virginia | 3 | $ 1,045,000 | $ 348,000 | $ 0 |
| Stafford County Virginia | 3 | $ 2,151,000 | $ 717,000 | $ 0 |
| Litchfield County Connecticut | 2 | $ 313,000 | $ 156,000 | $ 75,000 |
| Lee County Florida | 2 | $ 219,000 | $ 109,000 | $ 120,000 |
| Martin County Florida | 2 | $ 2,527,000 | $ 1,263,000 | $ 0 |
| Miami-Dade County Florida | 2 | $ 1,194,000 | $ 597,000 | $ 0 |
| Frederick County Maryland | 2 | $ 282,000 | $ 141,000 | $ 0 |
| Talbot County Maryland | 2 | $ 465,000 | $ 232,000 | $ 0 |
| Merrimack County New Hampshire | 2 | $ 554,000 | $ 277,000 | $ 0 |
| Morris County New Jersey | 2 | $ 849,000 | $ 424,000 | $ 188,000 |
| Passaic County New Jersey | 2 | $ 1,001,000 | $ 500,000 | $ 54,000 |
| Union County New Jersey | 2 | $ 626,000 | $ 313,000 | $ 0 |
| Chemung County New York | 2 | $ 203,000 | $ 101,000 | $ 0 |
| Columbia County New York | 2 | $ 369,000 | $ 184,000 | $ 0 |
| Steuben County New York | 2 | $ 593,000 | $ 296,000 | $ 0 |
| Wyoming County New York | 2 | $ 163,000 | $ 81,000 | $ 0 |
| Licking County Ohio | 2 | $ 663,000 | $ 331,000 | $ 0 |
| Clackamas County Oregon | 2 | $ 958,000 | $ 479,000 | $ 0 |
| Washington County Oregon | 2 | $ 1,112,000 | $ 556,000 | $ 0 |
| Allegheny County Pennsylvania | 2 | $ 207,000 | $ 103,000 | $ 0 |
| Bedford County Pennsylvania | 2 | $ 393,000 | $ 196,000 | $ 0 |
| Bucks County Pennsylvania | 2 | $ 856,000 | $ 428,000 | $ 0 |
| Montour County Pennsylvania | 2 | $ 266,000 | $ 133,000 | $ 0 |
| Philadelphia County Pennsylvania | 2 | $ 848,000 | $ 424,000 | $ 0 |
| Somerset County Pennsylvania | 2 | $ 316,000 | $ 158,000 | $ 0 |
| Tioga County Pennsylvania | 2 | $ 272,000 | $ 136,000 | $ 0 |
| Beaufort County South Carolina | 2 | $ 816,000 | $ 408,000 | $ 0 |
| Charleston County South Carolina | 2 | $ 1,967,000 | $ 983,000 | $ 0 |
| Harris County Texas | 2 | $ 1,389,000 | $ 694,000 | $ 0 |
| Arlington County Virginia | 2 | $ 1,214,000 | $ 607,000 | $ 0 |
| Douglas County Colorado | 1 | $ 780,000 | $ 780,000 | $ 0 |
| Eagle County Colorado | 1 | $ 1,484,000 | $ 1,484,000 | $ 0 |
| Grand County Colorado | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Park County Colorado | 1 | $ 248,000 | $ 248,000 | $ 0 |
| New London County Connecticut | 1 | $ 712,000 | $ 712,000 | $ 0 |
| Tolland County Connecticut | 1 | $ 308,000 | $ 308,000 | $ 123,000 |
| New Castle County Delaware | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Flagler County Florida | 1 | $ 372,000 | $ 372,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 165,000 | $ 165,000 | $ 247,000 |
| Pinellas County Florida | 1 | $ 477,000 | $ 477,000 | $ 0 |
| Cobb County Georgia | 1 | $ 750,000 | $ 750,000 | $ 0 |
| Fulton County Georgia | 1 | $ 998,000 | $ 998,000 | $ 0 |
| Henry County Georgia | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Ada County Idaho | 1 | $ 1,237,000 | $ 1,237,000 | $ 0 |
| Cook County Illinois | 1 | $ 649,000 | $ 649,000 | $ 0 |
| Lincoln County Maine | 1 | $ 416,000 | $ 416,000 | $ 0 |
| Garrett County Maryland | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Wicomico County Maryland | 1 | $ 459,000 | $ 459,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Berkshire County Massachusetts | 1 | $ 443,000 | $ 443,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 582,000 | $ 582,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 522,000 | $ 522,000 | $ 0 |
| Oakland County Michigan | 1 | $ 298,000 | $ 298,000 | $ 0 |
| Clay County Missouri | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Crawford County Missouri | 1 | $ 543,000 | $ 543,000 | $ 0 |
| Clark County Nevada | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 442,000 | $ 442,000 | $ 0 |
| Essex County New Jersey | 1 | $ 114,000 | $ 114,000 | $ 44,000 |
| Hudson County New Jersey | 1 | $ 529,000 | $ 529,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 784,000 | $ 784,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 567,000 | $ 567,000 | $ 0 |
| Sussex County New Jersey | 1 | $ 316,000 | $ 316,000 | $ 0 |
| Allegany County New York | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Chenango County New York | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Cortland County New York | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Franklin County New York | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Lewis County New York | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Madison County New York | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Orleans County New York | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Oswego County New York | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Schoharie County New York | 1 | $ 529,000 | $ 529,000 | $ 0 |
| Seneca County New York | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Sullivan County New York | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Tioga County New York | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Washington County New York | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Yates County New York | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 168,000 | $ 168,000 | $ 123,000 |
| Chatham County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Rockingham County North Carolina | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Union County North Carolina | 1 | $ 129,000 | $ 129,000 | $ 75,000 |
| Cuyahoga County Ohio | 1 | $ 536,000 | $ 536,000 | $ 0 |
| Delaware County Ohio | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Richland County Ohio | 1 | $ 518,000 | $ 518,000 | $ 0 |
| Union County Ohio | 1 | $ 303,000 | $ 303,000 | $ 0 |
| Josephine County Oregon | 1 | $ 479,000 | $ 479,000 | $ 0 |
| Tillamook County Oregon | 1 | $ 799,000 | $ 799,000 | $ 0 |
| Bradford County Pennsylvania | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Butler County Pennsylvania | 1 | $ 341,000 | $ 341,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Clearfield County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Columbia County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Fulton County Pennsylvania | 1 | $ 321,000 | $ 321,000 | $ 0 |
| Mifflin County Pennsylvania | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Snyder County Pennsylvania | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Sullivan County Pennsylvania | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Washington County Rhode Island | 1 | $ 387,000 | $ 387,000 | $ 0 |
| Horry County South Carolina | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Caldwell County Texas | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Grimes County Texas | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 744,000 | $ 744,000 | $ 0 |
| Utah County Utah | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Chittenden County Vermont | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Washington County Vermont | 1 | $ 698,000 | $ 698,000 | $ 0 |
| Windham County Vermont | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Fauquier County Virginia | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Manassas County Virginia | 1 | $ 381,000 | $ 381,000 | $ 0 |
| Prince William County Virginia | 1 | $ 459,000 | $ 459,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Clark County Washington | 1 | $ 999,000 | $ 999,000 | $ 0 |
| Pierce County Washington | 1 | $ 535,000 | $ 535,000 | $ 0 |
| San Juan County Washington | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Skamania County Washington | 1 | $ 366,000 | $ 366,000 | $ 0 |
| Marshall County West Virginia | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Randolph County West Virginia | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for M&T Bank, Na in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 652 | $191,294,000 | $293,000 | $2,400,000 | $17,000 | $457,000 |
| Refinancing | 342 | $105,637,000 | $308,000 | $5,000,000 | $7,000 | $313,000 |
| Home Improvement | 19 | $7,709,000 | $405,000 | $1,200,000 | $10,000 | $202,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 869 | $270,967,000 | $311,000 | $5,000,000 | $0 | $0 |
| White | 65 | $15,748,000 | $242,000 | $642,000 | $101,000 | $457,000 |
| Asian | 32 | $8,536,000 | $266,000 | $812,000 | $117,000 | $247,000 |
| Black or African American | 26 | $5,271,000 | $202,000 | $570,000 | $88,000 | $303,000 |
| Hispanic | 13 | $2,917,000 | $224,000 | $650,000 | $83,000 | $216,000 |
| Not Provided | 8 | $1,201,000 | $150,000 | $344,000 | $69,000 | $123,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 913 | $286,467,000 | $313,000 | $5,000,000 | $11,000 | $457,000 |
| FHA-insured (Federal Housing Administration) | 99 | $18,001,000 | $181,000 | $812,000 | $35,000 | $155,000 |
| VA-guaranteed (Veterans Administration) | 1 | $172,000 | $172,000 | $172,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 869 | $270,967,000 | $311,000 | $5,000,000 | $0 | $0 |
| Loan Originated | 76 | $17,356,000 | $228,000 | $642,000 | $87,000 | $376,000 |
| Application Denied By Financial Institution | 29 | $4,921,000 | $169,000 | $417,000 | $105,000 | $247,000 |
| Application Withdrawn By Applicant | 29 | $8,311,000 | $286,000 | $812,000 | $119,000 | $457,000 |
| Application Approved But Not Accepted | 10 | $3,085,000 | $308,000 | $471,000 | $115,000 | $220,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 15 | $2,375,000 | $158,000 | $400,000 | $150,000 | $247,000 |
| Collateral | 6 | $900,000 | $150,000 | $247,000 | $59,000 | $102,000 |
| Debt-To-Income Ratio | 6 | $1,020,000 | $170,000 | $417,000 | $48,000 | $78,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $626,000 | $313,000 | $408,000 | $77,000 | $102,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into M&T Bank, Na's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess M&T Bank, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.