M&T Bank, NA Mortgage Lending & HMDA Data, 2008
In 2008, M&T Bank, NA of Buffalo, NY reported 1,013 mortgage applications totaling $304.6 million. The average application was for $300,730, and applicants reported an average income of $13,492. 8% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Buffalo-Niagara Falls, NY (177), New York-White Plains-Wayne, NY-NJ (69) and Rochester, NY (64) (applications in parentheses).
| Mortgage Company & Address | M&T Bank, NA 1 M&T Plaza - 15th Floor Buffalo, NY 14203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 |
| Total Number of Mortgage Applications | 1,013 |
| Total Mortgage Loan Application Amount | $304,640,000 |
| Average Mortgage Loan Application Amount | $300,730 |
| Highest Mortgage Loan Application Amount | $5,000,000 |
| Average Applicant Income | $13,492 |
| Highest Applicant Income | $457,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records M&T Bank, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Erie, New York | 157 | $ 29,076,000 | $ 185,197 | $ 0 |
| Fairfield, Connecticut | 61 | $ 17,029,000 | $ 279,163 | $ 83,000 |
| Monroe, New York | 51 | $ 10,628,000 | $ 208,392 | $ 0 |
| New Haven, Connecticut | 41 | $ 7,461,000 | $ 181,975 | $ 77,000 |
| Onondaga, New York | 33 | $ 6,945,000 | $ 210,454 | $ 0 |
| Broome, New York | 23 | $ 4,676,000 | $ 203,304 | $ 0 |
| Dutchess, New York | 22 | $ 8,451,000 | $ 384,136 | $ 0 |
| York, Pennsylvania | 21 | $ 4,973,000 | $ 236,809 | $ 0 |
| Niagara, New York | 20 | $ 3,704,000 | $ 185,200 | $ 0 |
| Saratoga, New York | 19 | $ 5,796,000 | $ 305,052 | $ 0 |
| Baltimore, Maryland | 18 | $ 7,044,000 | $ 391,333 | $ 0 |
| Albany, New York | 16 | $ 4,372,000 | $ 273,250 | $ 0 |
| New York, New York | 16 | $ 11,737,000 | $ 733,562 | $ 0 |
| Queens, New York | 15 | $ 7,414,000 | $ 494,266 | $ 23,000 |
| Lancaster, Pennsylvania | 13 | $ 3,170,000 | $ 243,846 | $ 0 |
| Ulster, New York | 12 | $ 3,110,000 | $ 259,166 | $ 0 |
| Suffolk, New York | 11 | $ 11,605,000 | $ 1,055,000 | $ 7,000 |
| Allegany, Maryland | 10 | $ 1,423,000 | $ 142,300 | $ 0 |
| Oneida, New York | 10 | $ 1,408,000 | $ 140,800 | $ 0 |
| Orange, New York | 10 | $ 2,753,000 | $ 275,300 | $ 0 |
| Luzerne, Pennsylvania | 10 | $ 1,872,000 | $ 187,200 | $ 0 |
| Baltimore City, Maryland | 9 | $ 2,860,000 | $ 317,777 | $ 0 |
| Schenectady, New York | 9 | $ 2,608,000 | $ 289,777 | $ 0 |
| Dauphin, Pennsylvania | 9 | $ 2,180,000 | $ 242,222 | $ 0 |
| Bergen, New Jersey | 8 | $ 2,698,000 | $ 337,250 | $ 114,000 |
| Westchester, New York | 8 | $ 4,867,000 | $ 608,375 | $ 19,000 |
| Franklin, Pennsylvania | 8 | $ 1,943,000 | $ 242,875 | $ 0 |
| Lycoming, Pennsylvania | 8 | $ 1,122,000 | $ 140,250 | $ 0 |
| Anne Arundel, Maryland | 7 | $ 3,080,000 | $ 440,000 | $ 25,000 |
| Putnam, New York | 7 | $ 2,648,000 | $ 378,285 | $ 0 |
| Highlands, Florida | 6 | $ 899,000 | $ 149,833 | $ 212,000 |
| Bronx, New York | 6 | $ 1,686,000 | $ 281,000 | $ 62,000 |
| Nassau, New York | 6 | $ 2,701,000 | $ 450,166 | $ 22,000 |
| Multnomah, Oregon | 6 | $ 3,902,000 | $ 650,333 | $ 0 |
| Schuylkill, Pennsylvania | 6 | $ 1,132,000 | $ 188,666 | $ 0 |
| Fairfax, Virginia | 6 | $ 2,555,000 | $ 425,833 | $ 36,000 |
| King, Washington | 6 | $ 4,469,000 | $ 744,833 | $ 0 |
| Hartford, Connecticut | 5 | $ 836,000 | $ 167,200 | $ 69,000 |
| Harford, Maryland | 5 | $ 1,801,000 | $ 360,200 | $ 0 |
| Washington, Maryland | 5 | $ 1,392,000 | $ 278,400 | $ 0 |
| Chautauqua, New York | 5 | $ 1,319,000 | $ 263,800 | $ 0 |
| Ontario, New York | 5 | $ 1,476,000 | $ 295,200 | $ 0 |
| Warren, New York | 5 | $ 3,292,000 | $ 658,400 | $ 0 |
| Blair, Pennsylvania | 5 | $ 747,000 | $ 149,400 | $ 0 |
| Cumberland, Pennsylvania | 5 | $ 1,047,000 | $ 209,400 | $ 0 |
| Howard, Maryland | 4 | $ 1,767,000 | $ 441,750 | $ 0 |
| Montgomery, Maryland | 4 | $ 2,127,000 | $ 531,750 | $ 0 |
| Middlesex, New Jersey | 4 | $ 1,310,000 | $ 327,500 | $ 23,000 |
| Monmouth, New Jersey | 4 | $ 1,894,000 | $ 473,500 | $ 0 |
| Cattaraugus, New York | 4 | $ 1,284,000 | $ 321,000 | $ 0 |
| Jefferson, New York | 4 | $ 1,534,000 | $ 383,500 | $ 0 |
| Rensselaer, New York | 4 | $ 604,000 | $ 151,000 | $ 0 |
| Tompkins, New York | 4 | $ 1,009,000 | $ 252,250 | $ 0 |
| Wayne, New York | 4 | $ 780,000 | $ 195,000 | $ 0 |
| Adams, Pennsylvania | 4 | $ 774,000 | $ 193,500 | $ 0 |
| Clinton, Pennsylvania | 4 | $ 547,000 | $ 136,750 | $ 0 |
| Lackawanna, Pennsylvania | 4 | $ 1,065,000 | $ 266,250 | $ 0 |
| Montgomery, Pennsylvania | 4 | $ 2,394,000 | $ 598,500 | $ 0 |
| Northumberland, Pennsylvania | 4 | $ 344,000 | $ 86,000 | $ 0 |
| Union, Pennsylvania | 4 | $ 576,000 | $ 144,000 | $ 17,000 |
| Mineral, West Virginia | 4 | $ 531,000 | $ 132,750 | $ 0 |
| Denver, Colorado | 3 | $ 2,903,000 | $ 967,666 | $ 0 |
| Middlesex, Connecticut | 3 | $ 683,000 | $ 227,666 | $ 79,000 |
| District of Columbia, District Of Columbia | 3 | $ 1,643,000 | $ 547,666 | $ 0 |
| Broward, Florida | 3 | $ 1,138,000 | $ 379,333 | $ 17,000 |
| Calvert, Maryland | 3 | $ 1,031,000 | $ 343,666 | $ 0 |
| Carroll, Maryland | 3 | $ 1,592,000 | $ 530,666 | $ 0 |
| Cape May, New Jersey | 3 | $ 1,734,000 | $ 578,000 | $ 0 |
| Cayuga, New York | 3 | $ 608,000 | $ 202,666 | $ 0 |
| Essex, New York | 3 | $ 854,000 | $ 284,666 | $ 0 |
| Genesee, New York | 3 | $ 436,000 | $ 145,333 | $ 0 |
| Herkimer, New York | 3 | $ 387,000 | $ 129,000 | $ 0 |
| Kings, New York | 3 | $ 1,416,000 | $ 472,000 | $ 0 |
| Livingston, New York | 3 | $ 373,000 | $ 124,333 | $ 0 |
| Rockland, New York | 3 | $ 683,000 | $ 227,666 | $ 0 |
| Franklin, Ohio | 3 | $ 1,382,000 | $ 460,666 | $ 0 |
| Marion, Oregon | 3 | $ 857,000 | $ 285,666 | $ 0 |
| Berks, Pennsylvania | 3 | $ 444,000 | $ 148,000 | $ 0 |
| Centre, Pennsylvania | 3 | $ 419,000 | $ 139,666 | $ 0 |
| Loudoun, Virginia | 3 | $ 1,045,000 | $ 348,333 | $ 0 |
| Stafford, Virginia | 3 | $ 2,151,000 | $ 717,000 | $ 0 |
| Litchfield, Connecticut | 2 | $ 313,000 | $ 156,500 | $ 75,000 |
| Lee, Florida | 2 | $ 219,000 | $ 109,500 | $ 120,000 |
| Martin, Florida | 2 | $ 2,527,000 | $ 1,263,500 | $ 0 |
| Miami-Dade, Florida | 2 | $ 1,194,000 | $ 597,000 | $ 0 |
| Frederick, Maryland | 2 | $ 282,000 | $ 141,000 | $ 0 |
| Talbot, Maryland | 2 | $ 465,000 | $ 232,500 | $ 0 |
| Merrimack, New Hampshire | 2 | $ 554,000 | $ 277,000 | $ 0 |
| Morris, New Jersey | 2 | $ 849,000 | $ 424,500 | $ 188,000 |
| Passaic, New Jersey | 2 | $ 1,001,000 | $ 500,500 | $ 54,000 |
| Union, New Jersey | 2 | $ 626,000 | $ 313,000 | $ 0 |
| Chemung, New York | 2 | $ 203,000 | $ 101,500 | $ 0 |
| Columbia, New York | 2 | $ 369,000 | $ 184,500 | $ 0 |
| Steuben, New York | 2 | $ 593,000 | $ 296,500 | $ 0 |
| Wyoming, New York | 2 | $ 163,000 | $ 81,500 | $ 0 |
| Licking, Ohio | 2 | $ 663,000 | $ 331,500 | $ 0 |
| Clackamas, Oregon | 2 | $ 958,000 | $ 479,000 | $ 0 |
| Washington, Oregon | 2 | $ 1,112,000 | $ 556,000 | $ 0 |
| Allegheny, Pennsylvania | 2 | $ 207,000 | $ 103,500 | $ 0 |
| Bedford, Pennsylvania | 2 | $ 393,000 | $ 196,500 | $ 0 |
| Bucks, Pennsylvania | 2 | $ 856,000 | $ 428,000 | $ 0 |
| Montour, Pennsylvania | 2 | $ 266,000 | $ 133,000 | $ 0 |
| Philadelphia, Pennsylvania | 2 | $ 848,000 | $ 424,000 | $ 0 |
| Somerset, Pennsylvania | 2 | $ 316,000 | $ 158,000 | $ 0 |
| Tioga, Pennsylvania | 2 | $ 272,000 | $ 136,000 | $ 0 |
| Beaufort, South Carolina | 2 | $ 816,000 | $ 408,000 | $ 0 |
| Charleston, South Carolina | 2 | $ 1,967,000 | $ 983,500 | $ 0 |
| Harris, Texas | 2 | $ 1,389,000 | $ 694,500 | $ 0 |
| Arlington, Virginia | 2 | $ 1,214,000 | $ 607,000 | $ 0 |
| Douglas, Colorado | 1 | $ 780,000 | $ 780,000 | $ 0 |
| Eagle, Colorado | 1 | $ 1,484,000 | $ 1,484,000 | $ 0 |
| Grand, Colorado | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Park, Colorado | 1 | $ 248,000 | $ 248,000 | $ 0 |
| New London, Connecticut | 1 | $ 712,000 | $ 712,000 | $ 0 |
| Tolland, Connecticut | 1 | $ 308,000 | $ 308,000 | $ 123,000 |
| New Castle, Delaware | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Flagler, Florida | 1 | $ 372,000 | $ 372,000 | $ 0 |
| Hillsborough, Florida | 1 | $ 165,000 | $ 165,000 | $ 247,000 |
| Pinellas, Florida | 1 | $ 477,000 | $ 477,000 | $ 0 |
| Cobb, Georgia | 1 | $ 750,000 | $ 750,000 | $ 0 |
| Fulton, Georgia | 1 | $ 998,000 | $ 998,000 | $ 0 |
| Henry, Georgia | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Ada, Idaho | 1 | $ 1,237,000 | $ 1,237,000 | $ 0 |
| Cook, Illinois | 1 | $ 649,000 | $ 649,000 | $ 0 |
| Lincoln, Maine | 1 | $ 416,000 | $ 416,000 | $ 0 |
| Garrett, Maryland | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Prince George's, Maryland | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Wicomico, Maryland | 1 | $ 459,000 | $ 459,000 | $ 0 |
| Barnstable, Massachusetts | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Berkshire, Massachusetts | 1 | $ 443,000 | $ 443,000 | $ 0 |
| Bristol, Massachusetts | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Hampden, Massachusetts | 1 | $ 582,000 | $ 582,000 | $ 0 |
| Worcester, Massachusetts | 1 | $ 522,000 | $ 522,000 | $ 0 |
| Oakland, Michigan | 1 | $ 298,000 | $ 298,000 | $ 0 |
| Clay, Missouri | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Crawford, Missouri | 1 | $ 543,000 | $ 543,000 | $ 0 |
| Clark, Nevada | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Rockingham, New Hampshire | 1 | $ 442,000 | $ 442,000 | $ 0 |
| Essex, New Jersey | 1 | $ 114,000 | $ 114,000 | $ 44,000 |
| Hudson, New Jersey | 1 | $ 529,000 | $ 529,000 | $ 0 |
| Ocean, New Jersey | 1 | $ 784,000 | $ 784,000 | $ 0 |
| Somerset, New Jersey | 1 | $ 567,000 | $ 567,000 | $ 0 |
| Sussex, New Jersey | 1 | $ 316,000 | $ 316,000 | $ 0 |
| Allegany, New York | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Chenango, New York | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Cortland, New York | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Franklin, New York | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Lewis, New York | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Madison, New York | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Orleans, New York | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Oswego, New York | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Schoharie, New York | 1 | $ 529,000 | $ 529,000 | $ 0 |
| Seneca, New York | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Sullivan, New York | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Tioga, New York | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Washington, New York | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Yates, New York | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Brunswick, North Carolina | 1 | $ 168,000 | $ 168,000 | $ 123,000 |
| Chatham, North Carolina | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Mecklenburg, North Carolina | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Rockingham, North Carolina | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Union, North Carolina | 1 | $ 129,000 | $ 129,000 | $ 75,000 |
| Cuyahoga, Ohio | 1 | $ 536,000 | $ 536,000 | $ 0 |
| Delaware, Ohio | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Fairfield, Ohio | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Richland, Ohio | 1 | $ 518,000 | $ 518,000 | $ 0 |
| Union, Ohio | 1 | $ 303,000 | $ 303,000 | $ 0 |
| Josephine, Oregon | 1 | $ 479,000 | $ 479,000 | $ 0 |
| Tillamook, Oregon | 1 | $ 799,000 | $ 799,000 | $ 0 |
| Bradford, Pennsylvania | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Butler, Pennsylvania | 1 | $ 341,000 | $ 341,000 | $ 0 |
| Chester, Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Clearfield, Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Columbia, Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Fulton, Pennsylvania | 1 | $ 321,000 | $ 321,000 | $ 0 |
| Mifflin, Pennsylvania | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Snyder, Pennsylvania | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Sullivan, Pennsylvania | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Washington, Rhode Island | 1 | $ 387,000 | $ 387,000 | $ 0 |
| Horry, South Carolina | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Caldwell, Texas | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Grimes, Texas | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Salt Lake, Utah | 1 | $ 744,000 | $ 744,000 | $ 0 |
| Utah, Utah | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Chittenden, Vermont | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Washington, Vermont | 1 | $ 698,000 | $ 698,000 | $ 0 |
| Windham, Vermont | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Fauquier, Virginia | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Manassas, Virginia | 1 | $ 381,000 | $ 381,000 | $ 0 |
| Prince William, Virginia | 1 | $ 459,000 | $ 459,000 | $ 0 |
| Spotsylvania, Virginia | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Clark, Washington | 1 | $ 999,000 | $ 999,000 | $ 0 |
| Pierce, Washington | 1 | $ 535,000 | $ 535,000 | $ 0 |
| San Juan, Washington | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Skamania, Washington | 1 | $ 366,000 | $ 366,000 | $ 0 |
| Marshall, West Virginia | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Randolph, West Virginia | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Milwaukee, Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for M&T Bank, NA in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 652 | $191,294,000 | $293,000 | $2,400,000 | $17,000 | $457,000 |
| Refinancing | 342 | $105,637,000 | $308,000 | $5,000,000 | $7,000 | $313,000 |
| Home Improvement | 19 | $7,709,000 | $405,000 | $1,200,000 | $10,000 | $202,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 869 | $270,967,000 | $311,000 | $5,000,000 | $0 | $0 |
| White | 65 | $15,748,000 | $242,000 | $642,000 | $101,000 | $457,000 |
| Asian | 32 | $8,536,000 | $266,000 | $812,000 | $117,000 | $247,000 |
| Black or African American | 26 | $5,271,000 | $202,000 | $570,000 | $88,000 | $303,000 |
| Hispanic | 13 | $2,917,000 | $224,000 | $650,000 | $83,000 | $216,000 |
| Not Provided | 8 | $1,201,000 | $150,000 | $344,000 | $69,000 | $123,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 913 | $286,467,000 | $313,000 | $5,000,000 | $11,000 | $457,000 |
| FHA-insured (Federal Housing Administration) | 99 | $18,001,000 | $181,000 | $812,000 | $35,000 | $155,000 |
| VA-guaranteed (Veterans Administration) | 1 | $172,000 | $172,000 | $172,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 869 | $270,967,000 | $311,000 | $5,000,000 | $0 | $0 |
| Loan Originated | 76 | $17,356,000 | $228,000 | $642,000 | $87,000 | $376,000 |
| Application Denied By Financial Institution | 29 | $4,921,000 | $169,000 | $417,000 | $105,000 | $247,000 |
| Application Withdrawn By Applicant | 29 | $8,311,000 | $286,000 | $812,000 | $119,000 | $457,000 |
| Application Approved But Not Accepted | 10 | $3,085,000 | $308,000 | $471,000 | $115,000 | $220,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 15 | $2,375,000 | $158,000 | $400,000 | $150,000 | $247,000 |
| Collateral | 6 | $900,000 | $150,000 | $247,000 | $59,000 | $102,000 |
| Debt-To-Income Ratio | 6 | $1,020,000 | $170,000 | $417,000 | $48,000 | $78,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $626,000 | $313,000 | $408,000 | $77,000 | $102,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into M&T Bank, NA's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess M&T Bank, NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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