Mainsource Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Mainsource Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mainsource Bank 2105 N State Rd 3 Bypass Greensburg, IN 47240 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,393 |
| Total Mortgage Loan Application Amount | $117,988,000 |
| Average Mortgage Loan Application Amount | $73,363 |
| Highest Mortgage Loan Application Amount | $872,000 |
| Average Applicant Income | $52,363 |
| Highest Applicant Income | $910,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Mainsource Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mainsource Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Mainsource Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mainsource Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Mainsource Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mainsource Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Indiana | 193 | $ 18,842,000 | $ 97,000 | $ 44,000 |
| Wayne County Indiana | 149 | $ 11,576,000 | $ 77,000 | $ 68,000 |
| Jay County Indiana | 111 | $ 6,646,000 | $ 59,000 | $ 37,000 |
| Decatur County Indiana | 102 | $ 8,541,000 | $ 83,000 | $ 42,000 |
| Jefferson County Indiana | 97 | $ 7,593,000 | $ 78,000 | $ 40,000 |
| Fayette County Indiana | 93 | $ 6,421,000 | $ 69,000 | $ 48,000 |
| Ripley County Indiana | 90 | $ 9,558,000 | $ 106,000 | $ 51,000 |
| Dearborn County Indiana | 71 | $ 7,975,000 | $ 112,000 | $ 54,000 |
| Henry County Indiana | 64 | $ 5,437,000 | $ 84,000 | $ 63,000 |
| Jennings County Indiana | 57 | $ 4,648,000 | $ 81,000 | $ 58,000 |
| Switzerland County Indiana | 48 | $ 4,687,000 | $ 97,000 | $ 43,000 |
| Rush County Indiana | 44 | $ 2,955,000 | $ 67,000 | $ 62,000 |
| Johnson County Indiana | 40 | $ 3,605,000 | $ 90,000 | $ 57,000 |
| Madison County Indiana | 31 | $ 2,093,000 | $ 67,000 | $ 50,000 |
| Randolph County Indiana | 28 | $ 1,745,000 | $ 62,000 | $ 62,000 |
| Delaware County Indiana | 16 | $ 1,368,000 | $ 85,000 | $ 94,000 |
| Shelby County Indiana | 15 | $ 960,000 | $ 64,000 | $ 45,000 |
| Marion County Indiana | 14 | $ 1,145,000 | $ 81,000 | $ 57,000 |
| Hamilton County Ohio | 11 | $ 998,000 | $ 90,000 | $ 84,000 |
| Bartholomew County Indiana | 10 | $ 780,000 | $ 78,000 | $ 42,000 |
| Union County Indiana | 10 | $ 703,000 | $ 70,000 | $ 68,000 |
| Hancock County Indiana | 9 | $ 688,000 | $ 76,000 | $ 32,000 |
| Morgan County Indiana | 9 | $ 1,184,000 | $ 131,000 | $ 65,000 |
| Ohio County Indiana | 9 | $ 870,000 | $ 96,000 | $ 63,000 |
| Adams County Indiana | 8 | $ 641,000 | $ 80,000 | $ 57,000 |
| Carroll County Kentucky | 8 | $ 789,000 | $ 98,000 | $ 53,000 |
| Brown County Indiana | 4 | $ 275,000 | $ 68,000 | $ 43,000 |
| Hamilton County Indiana | 4 | $ 985,000 | $ 246,000 | $ 210,000 |
| Scott County Indiana | 4 | $ 197,000 | $ 49,000 | $ 51,000 |
| Trimble County Kentucky | 4 | $ 316,000 | $ 79,000 | $ 44,000 |
| Preble County Ohio | 4 | $ 451,000 | $ 112,000 | $ 60,000 |
| Monroe County Indiana | 3 | $ 264,000 | $ 88,000 | $ 51,000 |
| Blackford County Indiana | 2 | $ 181,000 | $ 90,000 | $ 43,000 |
| Clark County Indiana | 2 | $ 269,000 | $ 134,000 | $ 46,000 |
| Butler County Ohio | 2 | $ 26,000 | $ 13,000 | $ 47,000 |
| Darke County Ohio | 2 | $ 238,000 | $ 119,000 | $ 43,000 |
| Mercer County Ohio | 2 | $ 140,000 | $ 70,000 | $ 98,000 |
| Allen County Indiana | 1 | $ 32,000 | $ 32,000 | $ 38,000 |
| DeKalb County Indiana | 1 | $ 103,000 | $ 103,000 | $ 54,000 |
| Hendricks County Indiana | 1 | $ 216,000 | $ 216,000 | $ 95,000 |
| Howard County Indiana | 1 | $ 60,000 | $ 60,000 | $ 99,000 |
| Huntington County Indiana | 1 | $ 14,000 | $ 14,000 | $ 50,000 |
| Jackson County Indiana | 1 | $ 101,000 | $ 101,000 | $ 54,000 |
| LaGrange County Indiana | 1 | $ 80,000 | $ 80,000 | $ 151,000 |
| Miami County Indiana | 1 | $ 80,000 | $ 80,000 | $ 134,000 |
| Owen County Indiana | 1 | $ 124,000 | $ 124,000 | $ 59,000 |
| Parke County Indiana | 1 | $ 106,000 | $ 106,000 | $ 114,000 |
| Porter County Indiana | 1 | $ 210,000 | $ 210,000 | $ 100,000 |
| Putnam County Indiana | 1 | $ 31,000 | $ 31,000 | $ 106,000 |
| Campbell County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 180,000 |
| Henry County Kentucky | 1 | $ 159,000 | $ 159,000 | $ 70,000 |
| Jefferson County Kentucky | 1 | $ 107,000 | $ 107,000 | $ 35,000 |
| Lake County Montana | 1 | $ 150,000 | $ 150,000 | $ 30,000 |
| Clinton County Ohio | 1 | $ 80,000 | $ 80,000 | $ 47,000 |
| Logan County Ohio | 1 | $ 98,000 | $ 98,000 | $ 68,000 |
| Marion County Ohio | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Ross County Ohio | 1 | $ 66,000 | $ 66,000 | $ 32,000 |
| Van Wert County Ohio | 1 | $ 60,000 | $ 60,000 | $ 68,000 |
| Warren County Ohio | 1 | $ 44,000 | $ 44,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Mainsource Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 913 | $82,581,000 | $102,666 | $872,000 | $60,666 | $599,000 |
| Home Purchase | 433 | $34,849,000 | $95,800 | $430,000 | $58,200 | $910,000 |
| Home Improvement | 47 | $558,000 | $6,666 | $90,000 | $34,333 | $118,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,365 | $115,816,000 | $106,600 | $872,000 | $55,800 | $910,000 |
| Hispanic | 6 | $700,000 | $116,000 | $282,000 | $75,000 | $137,000 |
| Asian | 5 | $446,000 | $89,000 | $168,000 | $54,000 | $113,000 |
| Not Provided | 5 | $339,000 | $67,000 | $100,000 | $55,000 | $107,000 |
| American Indian or Alaskan Native | 4 | $104,000 | $26,000 | $40,000 | $26,000 | $29,000 |
| Not applicable | 4 | $295,000 | $58,000 | $113,000 | $27,500 | $91,000 |
| Black or African American | 4 | $288,000 | $101,000 | $159,000 | $52,000 | $70,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,391 | $117,960,000 | $106,400 | $872,000 | $54,400 | $910,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $28,000 | $14,000 | $15,000 | $19,000 | $24,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,168 | $99,313,000 | $89,333 | $872,000 | $62,000 | $910,000 |
| Application Denied By Financial Institution | 139 | $10,355,000 | $96,750 | $430,000 | $50,750 | $149,000 |
| Application Withdrawn By Applicant | 70 | $6,736,000 | $91,666 | $400,000 | $80,333 | $230,000 |
| Application Approved But Not Accepted | 14 | $1,338,000 | $90,500 | $214,000 | $61,500 | $142,000 |
| File Closed For Incompleteness | 2 | $246,000 | $123,000 | $128,000 | $44,000 | $46,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 69 | $4,758,000 | $93,000 | $300,000 | $51,500 | $109,000 |
| Debt-To-Income Ratio | 52 | $3,807,000 | $89,000 | $150,000 | $45,666 | $118,000 |
| Collateral | 6 | $496,000 | $82,000 | $130,000 | $43,000 | $75,000 |
| Other | 5 | $377,000 | $75,000 | $100,000 | $61,000 | $149,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $657,000 | $164,000 | $430,000 | $44,000 | $115,000 |
| Employment History | 2 | $165,000 | $82,000 | $160,000 | $14,000 | $17,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mainsource Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mainsource Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.