Mainsource Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Mainsource Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mainsource Bank 2105 N State Rd 3 Bypass Greensburg, IN 47240 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,027 |
| Total Mortgage Loan Application Amount | $683,067,000 |
| Average Mortgage Loan Application Amount | $88,000 |
| Highest Mortgage Loan Application Amount | $800,000 |
| Average Applicant Income | $61,000 |
| Highest Applicant Income | $1,352,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Mainsource Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mainsource Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Mainsource Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mainsource Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Mainsource Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mainsource Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Indiana | 478 | $ 47,962,000 | $ 100,000 | $ 67,000 |
| Floyd County Indiana | 395 | $ 57,853,000 | $ 146,000 | $ 76,000 |
| Clark County Indiana | 379 | $ 46,123,000 | $ 121,000 | $ 68,000 |
| Franklin County Indiana | 354 | $ 46,772,000 | $ 132,000 | $ 64,000 |
| Decatur County Indiana | 309 | $ 36,358,000 | $ 117,000 | $ 60,000 |
| Ripley County Indiana | 298 | $ 37,164,000 | $ 124,000 | $ 67,000 |
| Wayne County Indiana | 282 | $ 28,464,000 | $ 100,000 | $ 65,000 |
| Switzerland County Indiana | 281 | $ 29,303,000 | $ 104,000 | $ 58,000 |
| Lake County Indiana | 246 | $ 30,135,000 | $ 122,000 | $ 73,000 |
| Fayette County Indiana | 209 | $ 17,031,000 | $ 81,000 | $ 51,000 |
| Jay County Indiana | 195 | $ 16,316,000 | $ 83,000 | $ 56,000 |
| Dearborn County Indiana | 185 | $ 26,509,000 | $ 143,000 | $ 75,000 |
| Jennings County Indiana | 176 | $ 16,495,000 | $ 93,000 | $ 50,000 |
| Greene County Indiana | 148 | $ 12,085,000 | $ 81,000 | $ 58,000 |
| Rush County Indiana | 140 | $ 13,046,000 | $ 93,000 | $ 62,000 |
| Johnson County Indiana | 135 | $ 16,225,000 | $ 120,000 | $ 77,000 |
| Henry County Indiana | 131 | $ 12,910,000 | $ 98,000 | $ 59,000 |
| Montgomery County Indiana | 125 | $ 11,413,000 | $ 91,000 | $ 62,000 |
| Shelby County Indiana | 101 | $ 11,467,000 | $ 113,000 | $ 67,000 |
| Porter County Indiana | 100 | $ 14,108,000 | $ 141,000 | $ 85,000 |
| Fountain County Indiana | 97 | $ 8,403,000 | $ 86,000 | $ 57,000 |
| Madison County Indiana | 90 | $ 6,680,000 | $ 74,000 | $ 56,000 |
| Warren County Indiana | 83 | $ 8,193,000 | $ 98,000 | $ 82,000 |
| Randolph County Indiana | 73 | $ 5,390,000 | $ 73,000 | $ 48,000 |
| Ohio County Indiana | 67 | $ 7,705,000 | $ 115,000 | $ 54,000 |
| Mercer County Kentucky | 63 | $ 7,882,000 | $ 125,000 | $ 45,000 |
| Harrison County Indiana | 60 | $ 7,418,000 | $ 123,000 | $ 68,000 |
| Bartholomew County Indiana | 59 | $ 9,401,000 | $ 159,000 | $ 102,000 |
| Marion County Indiana | 58 | $ 7,195,000 | $ 124,000 | $ 75,000 |
| Jefferson County Kentucky | 57 | $ 7,043,000 | $ 123,000 | $ 56,000 |
| Anderson County Kentucky | 42 | $ 4,439,000 | $ 105,000 | $ 41,000 |
| Franklin County Kentucky | 38 | $ 5,682,000 | $ 149,000 | $ 59,000 |
| Clay County Indiana | 31 | $ 2,661,000 | $ 85,000 | $ 61,000 |
| Tippecanoe County Indiana | 31 | $ 2,913,000 | $ 93,000 | $ 53,000 |
| Hancock County Indiana | 28 | $ 3,590,000 | $ 128,000 | $ 63,000 |
| Trimble County Kentucky | 28 | $ 3,462,000 | $ 123,000 | $ 64,000 |
| Scott County Indiana | 26 | $ 2,403,000 | $ 92,000 | $ 55,000 |
| Sullivan County Indiana | 23 | $ 1,623,000 | $ 70,000 | $ 48,000 |
| Hamilton County Indiana | 22 | $ 4,550,000 | $ 206,000 | $ 102,000 |
| Union County Indiana | 22 | $ 1,823,000 | $ 82,000 | $ 63,000 |
| Crawford County Indiana | 19 | $ 1,546,000 | $ 81,000 | $ 71,000 |
| Delaware County Indiana | 14 | $ 1,360,000 | $ 97,000 | $ 67,000 |
| Carroll County Kentucky | 14 | $ 2,194,000 | $ 156,000 | $ 80,000 |
| Brown County Indiana | 13 | $ 1,243,000 | $ 95,000 | $ 59,000 |
| Jackson County Indiana | 13 | $ 1,887,000 | $ 145,000 | $ 75,000 |
| Washington County Indiana | 13 | $ 1,968,000 | $ 151,000 | $ 100,000 |
| Morgan County Indiana | 12 | $ 1,597,000 | $ 133,000 | $ 66,000 |
| Boone County Indiana | 11 | $ 1,556,000 | $ 141,000 | $ 76,000 |
| Vigo County Indiana | 11 | $ 937,000 | $ 85,000 | $ 45,000 |
| Vermillion County Indiana | 10 | $ 828,000 | $ 82,000 | $ 56,000 |
| Hendricks County Indiana | 9 | $ 1,525,000 | $ 169,000 | $ 79,000 |
| Miami County Ohio | 9 | $ 1,654,000 | $ 183,000 | $ 95,000 |
| Kankakee County Illinois | 8 | $ 1,099,000 | $ 137,000 | $ 52,000 |
| Oldham County Kentucky | 8 | $ 1,687,000 | $ 210,000 | $ 103,000 |
| Vermilion County Illinois | 7 | $ 592,000 | $ 84,000 | $ 58,000 |
| Parke County Indiana | 7 | $ 636,000 | $ 90,000 | $ 46,000 |
| Mercer County Ohio | 7 | $ 568,000 | $ 81,000 | $ 52,000 |
| Lee County Florida | 6 | $ 972,000 | $ 162,000 | $ 186,000 |
| Knox County Indiana | 6 | $ 369,000 | $ 61,000 | $ 55,000 |
| Bullitt County Kentucky | 6 | $ 669,000 | $ 111,000 | $ 45,000 |
| Hamilton County Ohio | 6 | $ 504,000 | $ 84,000 | $ 102,000 |
| Monroe County Indiana | 5 | $ 789,000 | $ 157,000 | $ 96,000 |
| Newton County Indiana | 5 | $ 493,000 | $ 98,000 | $ 71,000 |
| Owen County Indiana | 5 | $ 817,000 | $ 163,000 | $ 401,000 |
| Boyle County Kentucky | 5 | $ 492,000 | $ 98,000 | $ 81,000 |
| Fayette County Kentucky | 5 | $ 868,000 | $ 173,000 | $ 73,000 |
| Henry County Kentucky | 5 | $ 1,040,000 | $ 208,000 | $ 135,000 |
| Butler County Ohio | 5 | $ 615,000 | $ 123,000 | $ 79,000 |
| Iroquois County Illinois | 4 | $ 367,000 | $ 91,000 | $ 47,000 |
| Blackford County Indiana | 4 | $ 342,000 | $ 85,000 | $ 60,000 |
| Orange County Indiana | 4 | $ 260,000 | $ 65,000 | $ 34,000 |
| Putnam County Indiana | 4 | $ 652,000 | $ 163,000 | $ 70,000 |
| St. Joseph County Indiana | 4 | $ 1,222,000 | $ 305,000 | $ 152,000 |
| Gallatin County Kentucky | 4 | $ 473,000 | $ 118,000 | $ 67,000 |
| Darke County Ohio | 4 | $ 503,000 | $ 125,000 | $ 57,000 |
| Preble County Ohio | 4 | $ 470,000 | $ 117,000 | $ 64,000 |
| Manatee County Florida | 3 | $ 345,000 | $ 115,000 | $ 68,000 |
| Adams County Indiana | 3 | $ 106,000 | $ 35,000 | $ 46,000 |
| Benton County Indiana | 3 | $ 216,000 | $ 72,000 | $ 104,000 |
| Jasper County Indiana | 3 | $ 311,000 | $ 103,000 | $ 60,000 |
| LaPorte County Indiana | 3 | $ 306,000 | $ 102,000 | $ 103,000 |
| Lawrence County Indiana | 3 | $ 375,000 | $ 125,000 | $ 55,000 |
| Breckinridge County Kentucky | 3 | $ 324,000 | $ 108,000 | $ 70,000 |
| Grayson County Kentucky | 3 | $ 409,000 | $ 136,000 | $ 113,000 |
| Shelby County Kentucky | 3 | $ 373,000 | $ 124,000 | $ 64,000 |
| Warren County Ohio | 3 | $ 628,000 | $ 209,000 | $ 145,000 |
| Davidson County Tennessee | 3 | $ 607,000 | $ 202,000 | $ 194,000 |
| Maricopa County Arizona | 2 | $ 252,000 | $ 126,000 | $ 121,000 |
| Champaign County Illinois | 2 | $ 249,000 | $ 124,000 | $ 57,000 |
| Cook County Illinois | 2 | $ 243,000 | $ 121,000 | $ 102,000 |
| Cass County Indiana | 2 | $ 282,000 | $ 141,000 | $ 88,000 |
| Daviess County Indiana | 2 | $ 641,000 | $ 320,000 | $ 85,000 |
| Grant County Indiana | 2 | $ 252,000 | $ 126,000 | $ 110,000 |
| Howard County Indiana | 2 | $ 224,000 | $ 112,000 | $ 52,000 |
| Kosciusko County Indiana | 2 | $ 205,000 | $ 102,000 | $ 102,000 |
| Martin County Indiana | 2 | $ 256,000 | $ 128,000 | $ 91,000 |
| Wells County Indiana | 2 | $ 330,000 | $ 165,000 | $ 60,000 |
| Boone County Kentucky | 2 | $ 223,000 | $ 111,000 | $ 53,000 |
| Nelson County Kentucky | 2 | $ 346,000 | $ 173,000 | $ 35,000 |
| Powell County Kentucky | 2 | $ 249,000 | $ 124,000 | $ 96,000 |
| Berrien County Michigan | 2 | $ 232,000 | $ 116,000 | $ 27,000 |
| Baldwin County Alabama | 1 | $ 173,000 | $ 173,000 | $ 26,000 |
| Contra Costa County California | 1 | $ 351,000 | $ 351,000 | $ 76,000 |
| Collier County Florida | 1 | $ 310,000 | $ 310,000 | $ 65,000 |
| Sarasota County Florida | 1 | $ 250,000 | $ 250,000 | $ 442,000 |
| De Witt County Illinois | 1 | $ 116,000 | $ 116,000 | $ 75,000 |
| Douglas County Illinois | 1 | $ 52,000 | $ 52,000 | $ 88,000 |
| Lake County Illinois | 1 | $ 230,000 | $ 230,000 | $ 175,000 |
| Allen County Indiana | 1 | $ 120,000 | $ 120,000 | $ 62,000 |
| Clinton County Indiana | 1 | $ 254,000 | $ 254,000 | $ 76,000 |
| Elkhart County Indiana | 1 | $ 50,000 | $ 50,000 | $ 8,000 |
| Steuben County Indiana | 1 | $ 280,000 | $ 280,000 | $ 90,000 |
| White County Indiana | 1 | $ 186,000 | $ 186,000 | $ 63,000 |
| Garrard County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 28,000 |
| Hardin County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 169,000 |
| Lincoln County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 13,000 |
| Marshall County Kentucky | 1 | $ 16,000 | $ 16,000 | $ 24,000 |
| Meade County Kentucky | 1 | $ 6,000 | $ 6,000 | $ 169,000 |
| Muhlenberg County Kentucky | 1 | $ 121,000 | $ 121,000 | $ 91,000 |
| Scott County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 80,000 |
| Washington County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 26,000 |
| Woodford County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Lake County Michigan | 1 | $ 350,000 | $ 350,000 | $ 240,000 |
| Champaign County Ohio | 1 | $ 117,000 | $ 117,000 | $ 52,000 |
| Beaufort County South Carolina | 1 | $ 216,000 | $ 216,000 | $ 118,000 |
| Blount County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 281,000 |
Mortgage Loan Application Detail Totals for Mainsource Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,669 | $555,051,000 | $118,000 | $800,000 | $69,000 | $1,352,000 |
| Home Purchase | 1,191 | $120,271,000 | $100,000 | $500,000 | $53,000 | $685,000 |
| Home Improvement | 167 | $7,745,000 | $46,000 | $460,000 | $61,000 | $299,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,721 | $648,658,000 | $113,000 | $800,000 | $66,000 | $1,352,000 |
| Not Provided | 83 | $8,329,000 | $100,000 | $350,000 | $56,000 | $300,000 |
| Hispanic | 82 | $9,637,000 | $117,000 | $357,000 | $65,000 | $192,000 |
| Black or African American | 58 | $6,836,000 | $117,000 | $391,000 | $50,000 | $299,000 |
| Not applicable | 42 | $4,755,000 | $113,000 | $670,000 | $7,000 | $258,000 |
| Asian | 29 | $3,487,000 | $120,000 | $220,000 | $72,000 | $232,000 |
| American Indian or Alaskan Native | 8 | $880,000 | $110,000 | $203,000 | $66,000 | $122,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $485,000 | $121,000 | $164,000 | $97,000 | $185,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,253 | $592,973,000 | $112,000 | $800,000 | $69,000 | $1,352,000 |
| FHA-insured (Federal Housing Administration) | 594 | $70,315,000 | $118,000 | $409,000 | $45,000 | $250,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 140 | $14,328,000 | $102,000 | $223,000 | $37,000 | $81,000 |
| VA-guaranteed (Veterans Administration) | 40 | $5,451,000 | $136,000 | $282,000 | $47,000 | $145,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,664 | $419,212,000 | $114,000 | $670,000 | $70,000 | $1,274,000 |
| Application Denied By Financial Institution | 1,050 | $108,201,000 | $103,000 | $501,000 | $51,000 | $1,352,000 |
| Application Approved But Not Accepted | 920 | $110,123,000 | $119,000 | $500,000 | $69,000 | $947,000 |
| Application Withdrawn By Applicant | 360 | $41,966,000 | $116,000 | $800,000 | $60,000 | $461,000 |
| File Closed For Incompleteness | 33 | $3,565,000 | $108,000 | $242,000 | $47,000 | $116,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 462 | $41,308,000 | $89,000 | $375,000 | $50,000 | $1,352,000 |
| Debt-To-Income Ratio | 296 | $35,173,000 | $118,000 | $501,000 | $46,000 | $250,000 |
| Collateral | 162 | $18,083,000 | $111,000 | $360,000 | $63,000 | $352,000 |
| Other | 35 | $4,047,000 | $115,000 | $417,000 | $65,000 | $168,000 |
| Credit Application Incomplete | 19 | $2,046,000 | $107,000 | $212,000 | $39,000 | $130,000 |
| Employment History | 16 | $1,254,000 | $78,000 | $186,000 | $39,000 | $81,000 |
| Unverifiable Information | 12 | $1,272,000 | $106,000 | $210,000 | $53,000 | $213,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $374,000 | $62,000 | $87,000 | $31,000 | $50,000 |
| Mortgage Insurance Denied | 4 | $449,000 | $112,000 | $130,000 | $52,000 | $94,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mainsource Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mainsource Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.