Mainsource Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Mainsource Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mainsource Bank 2105 N State Rd 3 Bypass Greensburg, IN 47240 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,304 |
| Total Mortgage Loan Application Amount | $632,840,000 |
| Average Mortgage Loan Application Amount | $129,666 |
| Highest Mortgage Loan Application Amount | $5,271,000 |
| Average Applicant Income | $81,666 |
| Highest Applicant Income | $1,399,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Mainsource Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mainsource Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Mainsource Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mainsource Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Mainsource Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mainsource Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Ohio | 386 | $ 54,407,000 | $ 140,000 | $ 78,000 |
| Jefferson County Kentucky | 371 | $ 92,690,000 | $ 249,000 | $ 121,000 |
| Bartholomew County Indiana | 255 | $ 40,799,000 | $ 159,000 | $ 90,000 |
| Jefferson County Indiana | 205 | $ 21,410,000 | $ 104,000 | $ 63,000 |
| Franklin County Indiana | 166 | $ 18,382,000 | $ 110,000 | $ 68,000 |
| Johnson County Indiana | 150 | $ 21,560,000 | $ 143,000 | $ 75,000 |
| Wayne County Indiana | 138 | $ 11,733,000 | $ 85,000 | $ 57,000 |
| Decatur County Indiana | 130 | $ 17,283,000 | $ 132,000 | $ 74,000 |
| Marion County Indiana | 121 | $ 19,517,000 | $ 161,000 | $ 91,000 |
| Ripley County Indiana | 116 | $ 15,091,000 | $ 130,000 | $ 70,000 |
| Floyd County Indiana | 107 | $ 16,795,000 | $ 156,000 | $ 82,000 |
| Dearborn County Indiana | 101 | $ 14,248,000 | $ 141,000 | $ 78,000 |
| Monroe County Indiana | 87 | $ 21,973,000 | $ 252,000 | $ 107,000 |
| Shelby County Indiana | 85 | $ 11,269,000 | $ 132,000 | $ 63,000 |
| Rush County Indiana | 80 | $ 7,581,000 | $ 94,000 | $ 66,000 |
| Clark County Indiana | 79 | $ 9,032,000 | $ 114,000 | $ 66,000 |
| Lake County Indiana | 78 | $ 10,324,000 | $ 132,000 | $ 79,000 |
| Jackson County Indiana | 76 | $ 10,929,000 | $ 143,000 | $ 80,000 |
| Jennings County Indiana | 73 | $ 6,246,000 | $ 85,000 | $ 67,000 |
| Kankakee County Illinois | 72 | $ 8,015,000 | $ 111,000 | $ 70,000 |
| Miami County Ohio | 72 | $ 8,098,000 | $ 112,000 | $ 87,000 |
| Switzerland County Indiana | 69 | $ 6,123,000 | $ 88,000 | $ 54,000 |
| Henry County Indiana | 63 | $ 5,700,000 | $ 90,000 | $ 67,000 |
| Jay County Indiana | 61 | $ 3,624,000 | $ 59,000 | $ 51,000 |
| Fayette County Indiana | 60 | $ 4,360,000 | $ 72,000 | $ 48,000 |
| Shelby County Kentucky | 52 | $ 11,689,000 | $ 224,000 | $ 124,000 |
| Greene County Indiana | 51 | $ 4,122,000 | $ 80,000 | $ 68,000 |
| Montgomery County Indiana | 47 | $ 4,126,000 | $ 87,000 | $ 73,000 |
| Randolph County Indiana | 47 | $ 2,943,000 | $ 62,000 | $ 47,000 |
| Hamilton County Indiana | 45 | $ 10,298,000 | $ 228,000 | $ 134,000 |
| Madison County Indiana | 44 | $ 3,489,000 | $ 79,000 | $ 54,000 |
| Anderson County Kentucky | 43 | $ 7,052,000 | $ 164,000 | $ 81,000 |
| Oldham County Kentucky | 42 | $ 16,818,000 | $ 400,000 | $ 186,000 |
| Warren County Indiana | 41 | $ 3,362,000 | $ 82,000 | $ 72,000 |
| Mercer County Kentucky | 38 | $ 4,078,000 | $ 107,000 | $ 51,000 |
| Butler County Ohio | 30 | $ 4,108,000 | $ 136,000 | $ 77,000 |
| Porter County Indiana | 28 | $ 3,848,000 | $ 137,000 | $ 93,000 |
| Iroquois County Illinois | 27 | $ 1,896,000 | $ 70,000 | $ 77,000 |
| Montgomery County Ohio | 26 | $ 7,979,000 | $ 306,000 | $ 104,000 |
| Brown County Indiana | 23 | $ 4,609,000 | $ 200,000 | $ 90,000 |
| Fountain County Indiana | 23 | $ 2,095,000 | $ 91,000 | $ 88,000 |
| Harrison County Indiana | 23 | $ 3,135,000 | $ 136,000 | $ 76,000 |
| Warren County Ohio | 23 | $ 4,448,000 | $ 193,000 | $ 120,000 |
| Vermilion County Illinois | 21 | $ 1,923,000 | $ 91,000 | $ 65,000 |
| Franklin County Kentucky | 20 | $ 2,563,000 | $ 128,000 | $ 76,000 |
| Ohio County Indiana | 19 | $ 2,009,000 | $ 105,000 | $ 63,000 |
| Hancock County Indiana | 18 | $ 2,420,000 | $ 134,000 | $ 68,000 |
| Hendricks County Indiana | 16 | $ 3,294,000 | $ 205,000 | $ 114,000 |
| Clermont County Ohio | 16 | $ 3,298,000 | $ 206,000 | $ 84,000 |
| Delaware County Indiana | 14 | $ 1,386,000 | $ 99,000 | $ 78,000 |
| Morgan County Indiana | 14 | $ 2,172,000 | $ 155,000 | $ 90,000 |
| Newton County Indiana | 13 | $ 1,020,000 | $ 78,000 | $ 50,000 |
| Darke County Ohio | 13 | $ 1,110,000 | $ 85,000 | $ 55,000 |
| Boone County Kentucky | 12 | $ 2,035,000 | $ 169,000 | $ 85,000 |
| Kenton County Kentucky | 12 | $ 2,099,000 | $ 174,000 | $ 98,000 |
| Crawford County Indiana | 11 | $ 1,832,000 | $ 166,000 | $ 69,000 |
| Clay County Indiana | 10 | $ 776,000 | $ 77,000 | $ 53,000 |
| Union County Indiana | 10 | $ 1,148,000 | $ 114,000 | $ 68,000 |
| Boone County Indiana | 9 | $ 2,271,000 | $ 252,000 | $ 94,000 |
| Trimble County Kentucky | 9 | $ 1,048,000 | $ 116,000 | $ 76,000 |
| Bullitt County Kentucky | 8 | $ 1,226,000 | $ 153,000 | $ 72,000 |
| Spencer County Kentucky | 8 | $ 1,609,000 | $ 201,000 | $ 70,000 |
| Cook County Illinois | 7 | $ 1,560,000 | $ 222,000 | $ 83,000 |
| Campbell County Kentucky | 7 | $ 1,218,000 | $ 174,000 | $ 83,000 |
| Adams County Indiana | 6 | $ 685,000 | $ 114,000 | $ 76,000 |
| Jasper County Indiana | 6 | $ 438,000 | $ 73,000 | $ 92,000 |
| Scott County Indiana | 6 | $ 345,000 | $ 57,000 | $ 64,000 |
| Nelson County Kentucky | 6 | $ 1,365,000 | $ 227,000 | $ 100,000 |
| Owen County Indiana | 5 | $ 517,000 | $ 103,000 | $ 69,000 |
| Parke County Indiana | 5 | $ 835,000 | $ 167,000 | $ 101,000 |
| Sullivan County Indiana | 5 | $ 165,000 | $ 33,000 | $ 49,000 |
| Tippecanoe County Indiana | 5 | $ 513,000 | $ 102,000 | $ 50,000 |
| Washington County Indiana | 5 | $ 1,025,000 | $ 205,000 | $ 106,000 |
| Boyle County Kentucky | 5 | $ 500,000 | $ 100,000 | $ 114,000 |
| Fayette County Kentucky | 5 | $ 1,869,000 | $ 373,000 | $ 62,000 |
| Lee County Florida | 4 | $ 2,256,000 | $ 564,000 | $ 300,000 |
| Lawrence County Indiana | 4 | $ 598,000 | $ 149,000 | $ 60,000 |
| Carroll County Kentucky | 4 | $ 535,000 | $ 133,000 | $ 52,000 |
| Grayson County Kentucky | 4 | $ 438,000 | $ 109,000 | $ 119,000 |
| Owen County Kentucky | 4 | $ 363,000 | $ 90,000 | $ 92,000 |
| Clinton County Ohio | 4 | $ 583,000 | $ 145,000 | $ 80,000 |
| Franklin County Ohio | 4 | $ 886,000 | $ 221,000 | $ 280,000 |
| Greene County Ohio | 4 | $ 1,064,000 | $ 266,000 | $ 89,000 |
| Sarasota County Florida | 3 | $ 952,000 | $ 317,000 | $ 314,000 |
| Blackford County Indiana | 3 | $ 165,000 | $ 55,000 | $ 46,000 |
| Steuben County Indiana | 3 | $ 770,000 | $ 256,000 | $ 392,000 |
| Vermillion County Indiana | 3 | $ 148,000 | $ 49,000 | $ 32,000 |
| Shelby County Ohio | 3 | $ 372,000 | $ 124,000 | $ 63,000 |
| Beaufort County South Carolina | 3 | $ 1,131,000 | $ 377,000 | $ 267,000 |
| Bay County Florida | 2 | $ 286,000 | $ 143,000 | $ 146,000 |
| Monroe County Florida | 2 | $ 1,872,000 | $ 936,000 | $ 490,000 |
| Livingston County Illinois | 2 | $ 52,000 | $ 26,000 | $ 40,000 |
| Daviess County Indiana | 2 | $ 362,000 | $ 181,000 | $ 244,000 |
| Kosciusko County Indiana | 2 | $ 470,000 | $ 235,000 | $ 588,000 |
| White County Indiana | 2 | $ 355,000 | $ 177,000 | $ 172,000 |
| Grant County Kentucky | 2 | $ 261,000 | $ 130,000 | $ 590,000 |
| Hardin County Kentucky | 2 | $ 858,000 | $ 429,000 | $ 18,000 |
| Jessamine County Kentucky | 2 | $ 250,000 | $ 125,000 | $ 79,000 |
| Ingham County Michigan | 2 | $ 348,000 | $ 174,000 | $ 85,000 |
| Franklin County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 69,000 |
| Logan County Ohio | 2 | $ 360,000 | $ 180,000 | $ 195,000 |
| Preble County Ohio | 2 | $ 173,000 | $ 86,000 | $ 45,000 |
| Alachua County Florida | 1 | $ 2,400,000 | $ 2,400,000 | $ 0 |
| Charlotte County Florida | 1 | $ 168,000 | $ 168,000 | $ 103,000 |
| Collier County Florida | 1 | $ 290,000 | $ 290,000 | $ 63,000 |
| Hillsborough County Florida | 1 | $ 40,000 | $ 40,000 | $ 63,000 |
| Marion County Florida | 1 | $ 68,000 | $ 68,000 | $ 54,000 |
| Orange County Florida | 1 | $ 158,000 | $ 158,000 | $ 152,000 |
| Palm Beach County Florida | 1 | $ 136,000 | $ 136,000 | $ 204,000 |
| Pasco County Florida | 1 | $ 44,000 | $ 44,000 | $ 26,000 |
| Pinellas County Florida | 1 | $ 316,000 | $ 316,000 | $ 218,000 |
| Volusia County Florida | 1 | $ 256,000 | $ 256,000 | $ 195,000 |
| Walton County Florida | 1 | $ 1,400,000 | $ 1,400,000 | $ 1,399,000 |
| Ford County Illinois | 1 | $ 53,000 | $ 53,000 | $ 25,000 |
| Grundy County Illinois | 1 | $ 178,000 | $ 178,000 | $ 149,000 |
| Will County Illinois | 1 | $ 142,000 | $ 142,000 | $ 70,000 |
| Benton County Indiana | 1 | $ 67,000 | $ 67,000 | $ 24,000 |
| Dubois County Indiana | 1 | $ 284,000 | $ 284,000 | $ 114,000 |
| Grant County Indiana | 1 | $ 39,000 | $ 39,000 | $ 48,000 |
| LaPorte County Indiana | 1 | $ 190,000 | $ 190,000 | $ 74,000 |
| Orange County Indiana | 1 | $ 39,000 | $ 39,000 | $ 30,000 |
| Putnam County Indiana | 1 | $ 122,000 | $ 122,000 | $ 101,000 |
| St. Joseph County Indiana | 1 | $ 70,000 | $ 70,000 | $ 26,000 |
| Tipton County Indiana | 1 | $ 112,000 | $ 112,000 | $ 65,000 |
| Warrick County Indiana | 1 | $ 168,000 | $ 168,000 | $ 129,000 |
| Bracken County Kentucky | 1 | $ 77,000 | $ 77,000 | $ 38,000 |
| Breckinridge County Kentucky | 1 | $ 59,000 | $ 59,000 | $ 586,000 |
| Fleming County Kentucky | 1 | $ 58,000 | $ 58,000 | $ 18,000 |
| Henderson County Kentucky | 1 | $ 2,117,000 | $ 2,117,000 | $ 0 |
| Henry County Kentucky | 1 | $ 9,000 | $ 9,000 | $ 89,000 |
| Laurel County Kentucky | 1 | $ 116,000 | $ 116,000 | $ 54,000 |
| Marshall County Kentucky | 1 | $ 188,000 | $ 188,000 | $ 326,000 |
| Meade County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 25,000 |
| Scott County Kentucky | 1 | $ 118,000 | $ 118,000 | $ 40,000 |
| Taylor County Kentucky | 1 | $ 111,000 | $ 111,000 | $ 40,000 |
| Wayne County Kentucky | 1 | $ 102,000 | $ 102,000 | $ 98,000 |
| Kalamazoo County Michigan | 1 | $ 240,000 | $ 240,000 | $ 190,000 |
| Kent County Michigan | 1 | $ 92,000 | $ 92,000 | $ 29,000 |
| Keweenaw County Michigan | 1 | $ 144,000 | $ 144,000 | $ 96,000 |
| Haywood County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 275,000 |
| Adams County Ohio | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Brown County Ohio | 1 | $ 92,000 | $ 92,000 | $ 27,000 |
| Clark County Ohio | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Cuyahoga County Ohio | 1 | $ 375,000 | $ 375,000 | $ 377,000 |
| Licking County Ohio | 1 | $ 182,000 | $ 182,000 | $ 153,000 |
| Lucas County Ohio | 1 | $ 100,000 | $ 100,000 | $ 1,280,000 |
| Mercer County Ohio | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Charleston County South Carolina | 1 | $ 680,000 | $ 680,000 | $ 624,000 |
| Horry County South Carolina | 1 | $ 640,000 | $ 640,000 | $ 392,000 |
| Union County Tennessee | 1 | $ 304,000 | $ 304,000 | $ 206,000 |
Mortgage Loan Application Detail Totals for Mainsource Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,159 | $371,995,000 | $172,000 | $5,271,000 | $87,000 | $1,399,000 |
| Refinancing | 1,686 | $220,701,000 | $130,000 | $3,530,000 | $80,000 | $1,329,000 |
| Home Improvement | 459 | $40,144,000 | $87,000 | $1,230,000 | $78,000 | $1,125,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,774 | $509,737,000 | $135,000 | $1,860,000 | $83,000 | $1,399,000 |
| Not Provided | 168 | $37,093,000 | $220,000 | $1,520,000 | $137,000 | $810,000 |
| Black or African American | 123 | $14,212,000 | $115,000 | $780,000 | $75,000 | $738,000 |
| Not applicable | 87 | $47,196,000 | $542,000 | $5,271,000 | $0 | $0 |
| Hispanic | 67 | $8,789,000 | $131,000 | $612,000 | $91,000 | $701,000 |
| Asian | 63 | $12,216,000 | $193,000 | $850,000 | $105,000 | $509,000 |
| American Indian or Alaskan Native | 15 | $2,313,000 | $154,000 | $430,000 | $85,000 | $158,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,284,000 | $183,000 | $381,000 | $89,000 | $230,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,790 | $565,968,000 | $149,000 | $5,271,000 | $87,000 | $1,399,000 |
| FHA-insured (Federal Housing Administration) | 277 | $35,965,000 | $129,000 | $306,000 | $61,000 | $167,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 171 | $18,991,000 | $111,000 | $414,000 | $42,000 | $170,000 |
| VA-guaranteed (Veterans Administration) | 66 | $11,916,000 | $180,000 | $548,000 | $72,000 | $254,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,796 | $417,863,000 | $149,000 | $4,113,000 | $87,000 | $1,351,000 |
| Application Approved But Not Accepted | 787 | $116,586,000 | $148,000 | $5,271,000 | $87,000 | $1,399,000 |
| Application Denied By Financial Institution | 670 | $83,679,000 | $124,000 | $1,800,000 | $60,000 | $701,000 |
| Application Withdrawn By Applicant | 39 | $10,849,000 | $278,000 | $1,121,000 | $132,000 | $480,000 |
| File Closed For Incompleteness | 12 | $3,863,000 | $321,000 | $759,000 | $74,000 | $362,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 277 | $27,093,000 | $97,000 | $1,000,000 | $63,000 | $632,000 |
| Debt-To-Income Ratio | 183 | $24,251,000 | $132,000 | $1,000,000 | $46,000 | $185,000 |
| Collateral | 123 | $15,174,000 | $123,000 | $681,000 | $74,000 | $701,000 |
| Other | 55 | $13,247,000 | $240,000 | $1,800,000 | $63,000 | $600,000 |
| Employment History | 17 | $1,698,000 | $99,000 | $190,000 | $37,000 | $80,000 |
| Unverifiable Information | 11 | $1,882,000 | $171,000 | $850,000 | $68,000 | $262,000 |
| Credit Application Incomplete | 1 | $31,000 | $31,000 | $31,000 | $33,000 | $33,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $139,000 | $139,000 | $139,000 | $29,000 | $29,000 |
| Mortgage Insurance Denied | 1 | $114,000 | $114,000 | $114,000 | $75,000 | $75,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mainsource Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mainsource Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.