Marine Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Marine Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Marine Bank 3050 Wabash Avenue Springfield, IL 62704 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,776 |
| Total Mortgage Loan Application Amount | $257,022,000 |
| Average Mortgage Loan Application Amount | $140,666 |
| Highest Mortgage Loan Application Amount | $7,685,000 |
| Average Applicant Income | $89,000 |
| Highest Applicant Income | $1,723,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Marine Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Marine Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Marine Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Marine Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Marine Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Marine Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sangamon County Illinois | 777 | $ 102,270,000 | $ 131,000 | $ 82,000 |
| Champaign County Illinois | 421 | $ 69,796,000 | $ 165,000 | $ 103,000 |
| McLean County Illinois | 182 | $ 33,215,000 | $ 182,000 | $ 85,000 |
| Vermilion County Illinois | 42 | $ 3,511,000 | $ 83,000 | $ 63,000 |
| McDonough County Illinois | 34 | $ 6,508,000 | $ 191,000 | $ 51,000 |
| Schuyler County Illinois | 30 | $ 2,883,000 | $ 96,000 | $ 92,000 |
| Menard County Illinois | 28 | $ 3,601,000 | $ 128,000 | $ 70,000 |
| Christian County Illinois | 20 | $ 1,407,000 | $ 70,000 | $ 96,000 |
| Piatt County Illinois | 20 | $ 3,242,000 | $ 162,000 | $ 91,000 |
| Douglas County Illinois | 17 | $ 1,658,000 | $ 97,000 | $ 68,000 |
| Shelby County Illinois | 14 | $ 1,528,000 | $ 109,000 | $ 64,000 |
| Cook County Illinois | 11 | $ 2,034,000 | $ 184,000 | $ 218,000 |
| Woodford County Illinois | 11 | $ 1,563,000 | $ 142,000 | $ 69,000 |
| Macoupin County Illinois | 10 | $ 971,000 | $ 97,000 | $ 71,000 |
| Logan County Illinois | 9 | $ 929,000 | $ 103,000 | $ 52,000 |
| Montgomery County Illinois | 9 | $ 517,000 | $ 57,000 | $ 57,000 |
| Morgan County Illinois | 8 | $ 689,000 | $ 86,000 | $ 38,000 |
| Cass County Illinois | 7 | $ 621,000 | $ 88,000 | $ 36,000 |
| Fulton County Illinois | 6 | $ 651,000 | $ 108,000 | $ 91,000 |
| Macon County Illinois | 6 | $ 1,110,000 | $ 185,000 | $ 72,000 |
| Tazewell County Illinois | 6 | $ 874,000 | $ 145,000 | $ 165,000 |
| Lee County Illinois | 5 | $ 642,000 | $ 128,000 | $ 46,000 |
| Edgar County Illinois | 4 | $ 223,000 | $ 55,000 | $ 70,000 |
| Ford County Illinois | 4 | $ 329,000 | $ 82,000 | $ 59,000 |
| Whiteside County Illinois | 4 | $ 105,000 | $ 26,000 | $ 98,000 |
| Will County Illinois | 4 | $ 662,000 | $ 165,000 | $ 102,000 |
| Lee County Florida | 3 | $ 341,000 | $ 113,000 | $ 120,000 |
| Pinellas County Florida | 3 | $ 540,000 | $ 180,000 | $ 94,000 |
| Fulton County Georgia | 3 | $ 565,000 | $ 188,000 | $ 100,000 |
| Clark County Illinois | 3 | $ 269,000 | $ 89,000 | $ 53,000 |
| Coles County Illinois | 3 | $ 446,000 | $ 148,000 | $ 94,000 |
| De Witt County Illinois | 3 | $ 496,000 | $ 165,000 | $ 94,000 |
| Fayette County Illinois | 3 | $ 315,000 | $ 105,000 | $ 29,000 |
| Madison County Illinois | 3 | $ 322,000 | $ 107,000 | $ 125,000 |
| Mason County Illinois | 3 | $ 316,000 | $ 105,000 | $ 56,000 |
| Lake County Indiana | 3 | $ 537,000 | $ 179,000 | $ 78,000 |
| Maricopa County Arizona | 2 | $ 442,000 | $ 221,000 | $ 249,000 |
| Iroquois County Illinois | 2 | $ 241,000 | $ 120,000 | $ 81,000 |
| Jersey County Illinois | 2 | $ 240,000 | $ 120,000 | $ 84,000 |
| Lake County Illinois | 2 | $ 213,000 | $ 106,000 | $ 144,000 |
| Pike County Illinois | 2 | $ 335,000 | $ 167,000 | $ 30,000 |
| Utah County Utah | 2 | $ 347,000 | $ 173,000 | $ 188,000 |
| Baldwin County Alabama | 1 | $ 417,000 | $ 417,000 | $ 151,000 |
| Pinal County Arizona | 1 | $ 147,000 | $ 147,000 | $ 83,000 |
| Garland County Arkansas | 1 | $ 366,000 | $ 366,000 | $ 151,000 |
| Washington County Arkansas | 1 | $ 228,000 | $ 228,000 | $ 77,000 |
| Douglas County Colorado | 1 | $ 319,000 | $ 319,000 | $ 117,000 |
| Collier County Florida | 1 | $ 750,000 | $ 750,000 | $ 424,000 |
| Sarasota County Florida | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Adams County Illinois | 1 | $ 89,000 | $ 89,000 | $ 37,000 |
| Brown County Illinois | 1 | $ 117,000 | $ 117,000 | $ 43,000 |
| DuPage County Illinois | 1 | $ 553,000 | $ 553,000 | $ 350,000 |
| Jo Daviess County Illinois | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Kane County Illinois | 1 | $ 240,000 | $ 240,000 | $ 91,000 |
| Kankakee County Illinois | 1 | $ 110,000 | $ 110,000 | $ 39,000 |
| Ogle County Illinois | 1 | $ 109,000 | $ 109,000 | $ 60,000 |
| Peoria County Illinois | 1 | $ 166,000 | $ 166,000 | $ 197,000 |
| Richland County Illinois | 1 | $ 97,000 | $ 97,000 | $ 50,000 |
| Rock Island County Illinois | 1 | $ 57,000 | $ 57,000 | $ 120,000 |
| Scott County Illinois | 1 | $ 78,000 | $ 78,000 | $ 98,000 |
| St. Clair County Illinois | 1 | $ 118,000 | $ 118,000 | $ 86,000 |
| Hamilton County Indiana | 1 | $ 170,000 | $ 170,000 | $ 91,000 |
| Douglas County Kansas | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Calloway County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 263,000 |
| Jefferson County Kentucky | 1 | $ 320,000 | $ 320,000 | $ 101,000 |
| Suffolk County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 146,000 |
| Berrien County Michigan | 1 | $ 145,000 | $ 145,000 | $ 380,000 |
| Kent County Michigan | 1 | $ 184,000 | $ 184,000 | $ 85,000 |
| Ottawa County Michigan | 1 | $ 130,000 | $ 130,000 | $ 88,000 |
| Itasca County Minnesota | 1 | $ 154,000 | $ 154,000 | $ 226,000 |
| Scott County Minnesota | 1 | $ 329,000 | $ 329,000 | $ 135,000 |
| Lafayette County Mississippi | 1 | $ 100,000 | $ 100,000 | $ 205,000 |
| Camden County Missouri | 1 | $ 324,000 | $ 324,000 | $ 171,000 |
| St. Charles County Missouri | 1 | $ 103,000 | $ 103,000 | $ 35,000 |
| St. Louis County Missouri | 1 | $ 92,000 | $ 92,000 | $ 513,000 |
| St. Louis City County Missouri | 1 | $ 197,000 | $ 197,000 | $ 55,000 |
| Clark County Nevada | 1 | $ 123,000 | $ 123,000 | $ 75,000 |
| Lyon County Nevada | 1 | $ 140,000 | $ 140,000 | $ 48,000 |
| Lincoln County New Mexico | 1 | $ 417,000 | $ 417,000 | $ 164,000 |
| Creek County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 85,000 |
| Lane County Oregon | 1 | $ 321,000 | $ 321,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 124,000 | $ 124,000 | $ 165,000 |
| Williamson County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 70,000 |
| Lynchburg County Virginia | 1 | $ 245,000 | $ 245,000 | $ 115,000 |
| Norfolk County Virginia | 1 | $ 210,000 | $ 210,000 | $ 176,000 |
| Oneida County Wisconsin | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Racine County Wisconsin | 1 | $ 283,000 | $ 283,000 | $ 134,000 |
Mortgage Loan Application Detail Totals for Marine Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,024 | $144,102,000 | $140,000 | $4,401,000 | $84,000 | $1,723,000 |
| Refinancing | 609 | $94,684,000 | $155,000 | $7,685,000 | $93,000 | $580,000 |
| Home Improvement | 143 | $18,236,000 | $127,000 | $5,320,000 | $90,000 | $429,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,525 | $196,921,000 | $129,000 | $750,000 | $88,000 | $1,688,000 |
| Not applicable | 61 | $33,786,000 | $553,000 | $7,685,000 | $0 | $0 |
| Asian | 61 | $10,118,000 | $165,000 | $393,000 | $123,000 | $603,000 |
| Not Provided | 50 | $6,813,000 | $136,000 | $553,000 | $116,000 | $1,723,000 |
| Black or African American | 47 | $4,878,000 | $103,000 | $263,000 | $77,000 | $380,000 |
| Hispanic | 29 | $4,066,000 | $140,000 | $370,000 | $159,000 | $584,000 |
| American Indian or Alaskan Native | 3 | $440,000 | $146,000 | $182,000 | $86,000 | $130,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,543 | $226,612,000 | $146,000 | $7,685,000 | $92,000 | $1,723,000 |
| FHA-insured (Federal Housing Administration) | 92 | $11,687,000 | $127,000 | $276,000 | $59,000 | $155,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 72 | $7,465,000 | $103,000 | $222,000 | $48,000 | $105,000 |
| VA-guaranteed (Veterans Administration) | 69 | $11,258,000 | $163,000 | $335,000 | $78,000 | $258,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,388 | $211,892,000 | $152,000 | $7,685,000 | $92,000 | $1,723,000 |
| Application Denied By Financial Institution | 207 | $20,668,000 | $99,000 | $310,000 | $58,000 | $275,000 |
| Application Approved But Not Accepted | 136 | $18,882,000 | $138,000 | $638,000 | $92,000 | $394,000 |
| Application Withdrawn By Applicant | 23 | $2,735,000 | $118,000 | $282,000 | $69,000 | $145,000 |
| File Closed For Incompleteness | 22 | $2,845,000 | $129,000 | $300,000 | $89,000 | $274,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Marine Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Marine Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.