Maverick Funding
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Maverick Funding 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Maverick Funding 1160 Parsippany Boulevard, Suite B Parsippany, NJ 07054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 |
| Total Number of Mortgage Applications | 722 |
| Total Mortgage Loan Application Amount | $180,520,000 |
| Average Mortgage Loan Application Amount | $246,666 |
| Highest Mortgage Loan Application Amount | $734,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $324,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Maverick Funding. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Maverick Funding's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Maverick Funding's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Maverick Funding serves its applicants.
Each category highlights the total number of mortgage applications processed by Maverick Funding, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Maverick Funding's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Providence County Rhode Island | 86 | $ 18,794,000 | $ 218,000 | $ 61,000 |
| Hartford County Connecticut | 48 | $ 10,214,000 | $ 212,000 | $ 70,000 |
| New Haven County Connecticut | 36 | $ 8,491,000 | $ 235,000 | $ 67,000 |
| Essex County New Jersey | 31 | $ 10,809,000 | $ 348,000 | $ 93,000 |
| Worcester County Massachusetts | 24 | $ 5,695,000 | $ 237,000 | $ 85,000 |
| Fairfield County Connecticut | 22 | $ 5,818,000 | $ 264,000 | $ 98,000 |
| Kent County Rhode Island | 22 | $ 4,680,000 | $ 212,000 | $ 64,000 |
| Passaic County New Jersey | 17 | $ 5,778,000 | $ 339,000 | $ 80,000 |
| Middlesex County Massachusetts | 16 | $ 5,271,000 | $ 329,000 | $ 92,000 |
| Norfolk County Massachusetts | 16 | $ 4,759,000 | $ 297,000 | $ 71,000 |
| Bristol County Massachusetts | 15 | $ 3,817,000 | $ 254,000 | $ 71,000 |
| Essex County Massachusetts | 13 | $ 3,595,000 | $ 276,000 | $ 72,000 |
| Hampden County Massachusetts | 12 | $ 2,312,000 | $ 192,000 | $ 76,000 |
| Plymouth County Massachusetts | 12 | $ 3,473,000 | $ 289,000 | $ 71,000 |
| Camden County New Jersey | 12 | $ 2,278,000 | $ 189,000 | $ 76,000 |
| Ocean County New Jersey | 12 | $ 4,200,000 | $ 350,000 | $ 97,000 |
| Suffolk County Massachusetts | 11 | $ 4,037,000 | $ 367,000 | $ 82,000 |
| Washington County Rhode Island | 11 | $ 2,422,000 | $ 220,000 | $ 61,000 |
| Bergen County New Jersey | 10 | $ 4,132,000 | $ 413,000 | $ 116,000 |
| Hudson County New Jersey | 10 | $ 3,318,000 | $ 331,000 | $ 83,000 |
| Middlesex County New Jersey | 9 | $ 2,235,000 | $ 248,000 | $ 74,000 |
| Monmouth County New Jersey | 9 | $ 2,960,000 | $ 328,000 | $ 83,000 |
| Morris County New Jersey | 9 | $ 2,310,000 | $ 256,000 | $ 59,000 |
| Union County New Jersey | 9 | $ 2,712,000 | $ 301,000 | $ 71,000 |
| Tolland County Connecticut | 8 | $ 1,772,000 | $ 221,000 | $ 81,000 |
| Lackawanna County Pennsylvania | 8 | $ 1,263,000 | $ 157,000 | $ 65,000 |
| Monroe County Pennsylvania | 8 | $ 1,385,000 | $ 173,000 | $ 56,000 |
| Wyoming County Pennsylvania | 8 | $ 1,221,000 | $ 152,000 | $ 70,000 |
| Somerset County New Jersey | 7 | $ 2,473,000 | $ 353,000 | $ 101,000 |
| Luzerne County Pennsylvania | 7 | $ 901,000 | $ 128,000 | $ 71,000 |
| Montgomery County Pennsylvania | 7 | $ 1,665,000 | $ 237,000 | $ 73,000 |
| New London County Connecticut | 6 | $ 1,416,000 | $ 236,000 | $ 66,000 |
| Kennebec County Maine | 6 | $ 1,210,000 | $ 201,000 | $ 64,000 |
| Rockingham County New Hampshire | 6 | $ 1,604,000 | $ 267,000 | $ 88,000 |
| Atlantic County New Jersey | 6 | $ 1,354,000 | $ 225,000 | $ 51,000 |
| Gloucester County New Jersey | 6 | $ 1,055,000 | $ 175,000 | $ 49,000 |
| Sussex County New Jersey | 6 | $ 1,804,000 | $ 300,000 | $ 101,000 |
| Bristol County Rhode Island | 6 | $ 1,875,000 | $ 312,000 | $ 90,000 |
| Litchfield County Connecticut | 5 | $ 1,114,000 | $ 222,000 | $ 64,000 |
| Duval County Florida | 5 | $ 687,000 | $ 137,000 | $ 48,000 |
| Penobscot County Maine | 5 | $ 704,000 | $ 140,000 | $ 41,000 |
| Prince George's County Maryland | 5 | $ 1,377,000 | $ 275,000 | $ 83,000 |
| Hillsborough County New Hampshire | 5 | $ 1,289,000 | $ 257,000 | $ 95,000 |
| Cumberland County New Jersey | 5 | $ 909,000 | $ 181,000 | $ 48,000 |
| Middlesex County Connecticut | 4 | $ 835,000 | $ 208,000 | $ 63,000 |
| Anne Arundel County Maryland | 4 | $ 1,065,000 | $ 266,000 | $ 48,000 |
| Berkshire County Massachusetts | 4 | $ 524,000 | $ 131,000 | $ 36,000 |
| Burlington County New Jersey | 4 | $ 1,011,000 | $ 252,000 | $ 78,000 |
| Mercer County New Jersey | 4 | $ 1,109,000 | $ 277,000 | $ 87,000 |
| Warren County New Jersey | 4 | $ 1,134,000 | $ 283,000 | $ 88,000 |
| Delaware County Pennsylvania | 4 | $ 933,000 | $ 233,000 | $ 75,000 |
| Frederick County Maryland | 3 | $ 723,000 | $ 241,000 | $ 95,000 |
| Montgomery County Maryland | 3 | $ 1,193,000 | $ 397,000 | $ 122,000 |
| Barnstable County Massachusetts | 3 | $ 1,029,000 | $ 343,000 | $ 83,000 |
| Salem County New Jersey | 3 | $ 568,000 | $ 189,000 | $ 76,000 |
| Cuyahoga County Ohio | 3 | $ 513,000 | $ 171,000 | $ 63,000 |
| Susquehanna County Pennsylvania | 3 | $ 531,000 | $ 177,000 | $ 61,000 |
| Windham County Connecticut | 2 | $ 512,000 | $ 256,000 | $ 72,000 |
| Miami-Dade County Florida | 2 | $ 571,000 | $ 285,000 | $ 92,000 |
| Hancock County Maine | 2 | $ 299,000 | $ 149,000 | $ 36,000 |
| Somerset County Maine | 2 | $ 174,000 | $ 87,000 | $ 29,000 |
| Waldo County Maine | 2 | $ 294,000 | $ 147,000 | $ 42,000 |
| Baltimore County Maryland | 2 | $ 485,000 | $ 242,000 | $ 126,000 |
| Baltimore City County Maryland | 2 | $ 510,000 | $ 255,000 | $ 65,000 |
| Charles County Maryland | 2 | $ 424,000 | $ 212,000 | $ 50,000 |
| Garrett County Maryland | 2 | $ 333,000 | $ 166,000 | $ 80,000 |
| Worcester County Maryland | 2 | $ 530,000 | $ 265,000 | $ 57,000 |
| Hampshire County Massachusetts | 2 | $ 536,000 | $ 268,000 | $ 52,000 |
| Strafford County New Hampshire | 2 | $ 396,000 | $ 198,000 | $ 81,000 |
| Hunterdon County New Jersey | 2 | $ 615,000 | $ 307,000 | $ 137,000 |
| Allegheny County Pennsylvania | 2 | $ 429,000 | $ 214,000 | $ 52,000 |
| Berks County Pennsylvania | 2 | $ 512,000 | $ 256,000 | $ 88,000 |
| Philadelphia County Pennsylvania | 2 | $ 436,000 | $ 218,000 | $ 50,000 |
| Calhoun County Alabama | 1 | $ 296,000 | $ 296,000 | $ 103,000 |
| Broward County Florida | 1 | $ 185,000 | $ 185,000 | $ 34,000 |
| Citrus County Florida | 1 | $ 77,000 | $ 77,000 | $ 36,000 |
| Clay County Florida | 1 | $ 198,000 | $ 198,000 | $ 78,000 |
| Pinellas County Florida | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Polk County Florida | 1 | $ 246,000 | $ 246,000 | $ 72,000 |
| Sarasota County Florida | 1 | $ 174,000 | $ 174,000 | $ 48,000 |
| St. Lucie County Florida | 1 | $ 103,000 | $ 103,000 | $ 51,000 |
| Androscoggin County Maine | 1 | $ 132,000 | $ 132,000 | $ 35,000 |
| Cumberland County Maine | 1 | $ 222,000 | $ 222,000 | $ 59,000 |
| Franklin County Maine | 1 | $ 228,000 | $ 228,000 | $ 181,000 |
| York County Maine | 1 | $ 258,000 | $ 258,000 | $ 0 |
| Calvert County Maryland | 1 | $ 417,000 | $ 417,000 | $ 85,000 |
| Carroll County Maryland | 1 | $ 183,000 | $ 183,000 | $ 70,000 |
| Queen Anne's County Maryland | 1 | $ 405,000 | $ 405,000 | $ 227,000 |
| Washington County Maryland | 1 | $ 227,000 | $ 227,000 | $ 36,000 |
| Franklin County Massachusetts | 1 | $ 236,000 | $ 236,000 | $ 57,000 |
| Grafton County New Hampshire | 1 | $ 286,000 | $ 286,000 | $ 79,000 |
| Delaware County New York | 1 | $ 130,000 | $ 130,000 | $ 55,000 |
| Dutchess County New York | 1 | $ 262,000 | $ 262,000 | $ 59,000 |
| Queens County New York | 1 | $ 417,000 | $ 417,000 | $ 80,000 |
| Richmond County New York | 1 | $ 578,000 | $ 578,000 | $ 147,000 |
| Rockland County New York | 1 | $ 317,000 | $ 317,000 | $ 88,000 |
| Suffolk County New York | 1 | $ 475,000 | $ 475,000 | $ 157,000 |
| Lorain County Ohio | 1 | $ 136,000 | $ 136,000 | $ 33,000 |
| Adams County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 121,000 |
| Beaver County Pennsylvania | 1 | $ 188,000 | $ 188,000 | $ 64,000 |
| Bucks County Pennsylvania | 1 | $ 227,000 | $ 227,000 | $ 58,000 |
| Carbon County Pennsylvania | 1 | $ 251,000 | $ 251,000 | $ 72,000 |
| Centre County Pennsylvania | 1 | $ 173,000 | $ 173,000 | $ 31,000 |
| Crawford County Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 91,000 |
| Cumberland County Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 60,000 |
| Dauphin County Pennsylvania | 1 | $ 313,000 | $ 313,000 | $ 92,000 |
| Lancaster County Pennsylvania | 1 | $ 308,000 | $ 308,000 | $ 110,000 |
| Lebanon County Pennsylvania | 1 | $ 237,000 | $ 237,000 | $ 88,000 |
| Lehigh County Pennsylvania | 1 | $ 170,000 | $ 170,000 | $ 47,000 |
| Northampton County Pennsylvania | 1 | $ 310,000 | $ 310,000 | $ 81,000 |
| Northumberland County Pennsylvania | 1 | $ 82,000 | $ 82,000 | $ 51,000 |
| Pike County Pennsylvania | 1 | $ 141,000 | $ 141,000 | $ 36,000 |
| Warren County Pennsylvania | 1 | $ 92,000 | $ 92,000 | $ 53,000 |
| Wayne County Pennsylvania | 1 | $ 274,000 | $ 274,000 | $ 64,000 |
| York County Pennsylvania | 1 | $ 208,000 | $ 208,000 | $ 67,000 |
| Newport County Rhode Island | 1 | $ 407,000 | $ 407,000 | $ 65,000 |
| Beaufort County South Carolina | 1 | $ 248,000 | $ 248,000 | $ 89,000 |
| Greene County Tennessee | 1 | $ 158,000 | $ 158,000 | $ 26,000 |
| Albemarle County Virginia | 1 | $ 134,000 | $ 134,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Maverick Funding in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 522 | $137,660,000 | $263,000 | $734,000 | $75,000 | $285,000 |
| Home Purchase | 195 | $41,537,000 | $213,000 | $529,000 | $70,000 | $324,000 |
| Home Improvement | 5 | $1,323,000 | $264,000 | $552,000 | $68,000 | $162,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 405 | $99,782,000 | $246,000 | $734,000 | $73,000 | $285,000 |
| Not Provided | 200 | $51,980,000 | $259,000 | $720,000 | $78,000 | $324,000 |
| Black or African American | 60 | $14,149,000 | $235,000 | $529,000 | $73,000 | $170,000 |
| Hispanic | 44 | $11,359,000 | $258,000 | $453,000 | $68,000 | $220,000 |
| Asian | 13 | $3,250,000 | $250,000 | $380,000 | $58,000 | $128,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 598 | $149,416,000 | $249,000 | $734,000 | $71,000 | $282,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 124 | $31,104,000 | $250,000 | $630,000 | $85,000 | $324,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 444 | $110,304,000 | $248,000 | $734,000 | $73,000 | $282,000 |
| Application Denied By Financial Institution | 159 | $40,298,000 | $253,000 | $720,000 | $75,000 | $324,000 |
| Application Approved But Not Accepted | 82 | $20,368,000 | $248,000 | $578,000 | $75,000 | $227,000 |
| Application Withdrawn By Applicant | 36 | $9,456,000 | $262,000 | $630,000 | $74,000 | $165,000 |
| Preapproval Denied by Financial Institution | 1 | $94,000 | $94,000 | $94,000 | $46,000 | $46,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 41 | $10,548,000 | $257,000 | $536,000 | $65,000 | $216,000 |
| Collateral | 27 | $6,778,000 | $251,000 | $405,000 | $86,000 | $285,000 |
| Credit History | 26 | $6,423,000 | $247,000 | $720,000 | $68,000 | $238,000 |
| Other | 25 | $6,010,000 | $240,000 | $475,000 | $77,000 | $212,000 |
| Unverifiable Information | 15 | $4,136,000 | $275,000 | $525,000 | $101,000 | $324,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $2,583,000 | $258,000 | $383,000 | $73,000 | $103,000 |
| Employment History | 4 | $1,209,000 | $302,000 | $367,000 | $76,000 | $97,000 |
| Credit Application Incomplete | 2 | $642,000 | $321,000 | $468,000 | $81,000 | $117,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Maverick Funding's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Maverick Funding's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.