Mazuma Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Mazuma Credit Union 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mazuma Credit Union 7260 W 135Th Street Overland Park, KS 66223 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,321 |
| Total Mortgage Loan Application Amount | $268,295,000 |
| Average Mortgage Loan Application Amount | $192,500 |
| Highest Mortgage Loan Application Amount | $895,000 |
| Average Applicant Income | $97,750 |
| Highest Applicant Income | $512,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Mazuma Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mazuma Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Mazuma Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mazuma Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Mazuma Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mazuma Credit Union's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jackson County Missouri | 464 | $ 82,260,000 | $ 177,000 | $ 91,000 |
| Johnson County Kansas | 275 | $ 71,905,000 | $ 261,000 | $ 127,000 |
| Cass County Missouri | 168 | $ 32,300,000 | $ 192,000 | $ 94,000 |
| Clay County Missouri | 157 | $ 28,805,000 | $ 183,000 | $ 82,000 |
| Platte County Missouri | 56 | $ 14,180,000 | $ 253,000 | $ 122,000 |
| Wyandotte County Kansas | 38 | $ 5,200,000 | $ 136,000 | $ 61,000 |
| Miami County Kansas | 15 | $ 2,865,000 | $ 191,000 | $ 90,000 |
| Johnson County Missouri | 11 | $ 1,485,000 | $ 135,000 | $ 78,000 |
| Douglas County Kansas | 9 | $ 1,505,000 | $ 167,000 | $ 117,000 |
| Leavenworth County Kansas | 9 | $ 1,835,000 | $ 203,000 | $ 94,000 |
| Clinton County Missouri | 6 | $ 1,430,000 | $ 238,000 | $ 111,000 |
| Ray County Missouri | 6 | $ 1,120,000 | $ 186,000 | $ 84,000 |
| Lafayette County Missouri | 5 | $ 1,085,000 | $ 217,000 | $ 105,000 |
| Dallas County Texas | 5 | $ 1,085,000 | $ 217,000 | $ 139,000 |
| Benton County Missouri | 4 | $ 750,000 | $ 187,000 | $ 42,000 |
| Camden County Missouri | 4 | $ 780,000 | $ 195,000 | $ 240,000 |
| Henry County Missouri | 4 | $ 730,000 | $ 182,000 | $ 118,000 |
| Douglas County Colorado | 3 | $ 995,000 | $ 331,000 | $ 211,000 |
| Shawnee County Kansas | 3 | $ 465,000 | $ 155,000 | $ 63,000 |
| Buchanan County Missouri | 3 | $ 365,000 | $ 121,000 | $ 89,000 |
| Pima County Arizona | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Brevard County Florida | 2 | $ 470,000 | $ 235,000 | $ 115,000 |
| Boone County Illinois | 2 | $ 390,000 | $ 195,000 | $ 101,000 |
| Cook County Illinois | 2 | $ 430,000 | $ 215,000 | $ 79,000 |
| Linn County Kansas | 2 | $ 330,000 | $ 165,000 | $ 92,000 |
| Riley County Kansas | 2 | $ 290,000 | $ 145,000 | $ 100,000 |
| Caldwell County Missouri | 2 | $ 230,000 | $ 115,000 | $ 55,000 |
| Carroll County Missouri | 2 | $ 440,000 | $ 220,000 | $ 111,000 |
| Greene County Missouri | 2 | $ 630,000 | $ 315,000 | $ 107,000 |
| Pettis County Missouri | 2 | $ 120,000 | $ 60,000 | $ 42,000 |
| Douglas County Nebraska | 2 | $ 500,000 | $ 250,000 | $ 95,000 |
| Cumberland County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 122,000 |
| Lamar County Texas | 2 | $ 510,000 | $ 255,000 | $ 88,000 |
| Montgomery County Texas | 2 | $ 680,000 | $ 340,000 | $ 76,000 |
| Tarrant County Texas | 2 | $ 460,000 | $ 230,000 | $ 118,000 |
| Mobile County Alabama | 1 | $ 465,000 | $ 465,000 | $ 408,000 |
| Benton County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 98,000 |
| Carroll County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Saline County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Los Angeles County California | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Adams County Colorado | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Jefferson County Colorado | 1 | $ 405,000 | $ 405,000 | $ 143,000 |
| Weld County Colorado | 1 | $ 225,000 | $ 225,000 | $ 121,000 |
| Broward County Florida | 1 | $ 405,000 | $ 405,000 | $ 236,000 |
| Lee County Florida | 1 | $ 555,000 | $ 555,000 | $ 166,000 |
| Ben Hill County Georgia | 1 | $ 275,000 | $ 275,000 | $ 82,000 |
| DeKalb County Georgia | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Fulton County Georgia | 1 | $ 225,000 | $ 225,000 | $ 236,000 |
| Macon County Illinois | 1 | $ 65,000 | $ 65,000 | $ 139,000 |
| Madison County Illinois | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Atchison County Kansas | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Brown County Kansas | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| Cowley County Kansas | 1 | $ 285,000 | $ 285,000 | $ 184,000 |
| Franklin County Kansas | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Jefferson County Kansas | 1 | $ 175,000 | $ 175,000 | $ 179,000 |
| Sedgwick County Kansas | 1 | $ 395,000 | $ 395,000 | $ 190,000 |
| Woodson County Kansas | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Hennepin County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 71,000 |
| Scott County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 212,000 |
| DeSoto County Mississippi | 1 | $ 325,000 | $ 325,000 | $ 224,000 |
| Barry County Missouri | 1 | $ 85,000 | $ 85,000 | $ 131,000 |
| Bates County Missouri | 1 | $ 295,000 | $ 295,000 | $ 125,000 |
| Cole County Missouri | 1 | $ 125,000 | $ 125,000 | $ 144,000 |
| Dallas County Missouri | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Daviess County Missouri | 1 | $ 105,000 | $ 105,000 | $ 105,000 |
| McDonald County Missouri | 1 | $ 205,000 | $ 205,000 | $ 160,000 |
| Morgan County Missouri | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Nodaway County Missouri | 1 | $ 265,000 | $ 265,000 | $ 149,000 |
| Saline County Missouri | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| St. Charles County Missouri | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Taney County Missouri | 1 | $ 335,000 | $ 335,000 | $ 228,000 |
| Sarpy County Nebraska | 1 | $ 395,000 | $ 395,000 | $ 196,000 |
| Somerset County New Jersey | 1 | $ 515,000 | $ 515,000 | $ 120,000 |
| Mecklenburg County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Delaware County Oklahoma | 1 | $ 385,000 | $ 385,000 | $ 358,000 |
| Cameron County Texas | 1 | $ 315,000 | $ 315,000 | $ 183,000 |
| Collin County Texas | 1 | $ 325,000 | $ 325,000 | $ 106,000 |
| Kaufman County Texas | 1 | $ 285,000 | $ 285,000 | $ 165,000 |
| Pierce County Washington | 1 | $ 365,000 | $ 365,000 | $ 119,000 |
| Stevens County Washington | 1 | $ 375,000 | $ 375,000 | $ 102,000 |
Mortgage Loan Application Detail Totals for Mazuma Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 588 | $122,660,000 | $208,000 | $745,000 | $105,000 | $494,000 |
| Cash-out Refinancing | 381 | $74,175,000 | $194,000 | $665,000 | $103,000 | $506,000 |
| Home Purchase | 295 | $62,495,000 | $211,000 | $895,000 | $89,000 | $512,000 |
| Home Improvement | 57 | $8,965,000 | $157,000 | $405,000 | $94,000 | $348,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 764 | $162,340,000 | $212,000 | $895,000 | $107,000 | $512,000 |
| Not Provided | 258 | $47,940,000 | $185,000 | $515,000 | $92,000 | $372,000 |
| Black or African American | 210 | $39,670,000 | $188,000 | $665,000 | $85,000 | $369,000 |
| Hispanic | 60 | $9,980,000 | $166,000 | $355,000 | $86,000 | $192,000 |
| Asian | 24 | $7,600,000 | $316,000 | $635,000 | $159,000 | $343,000 |
| American Indian or Alaskan Native | 4 | $560,000 | $140,000 | $215,000 | $77,000 | $103,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $205,000 | $205,000 | $205,000 | $184,000 | $184,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,206 | $244,150,000 | $202,000 | $895,000 | $103,000 | $512,000 |
| FHA-insured (Federal Housing Administration) | 63 | $11,585,000 | $183,000 | $355,000 | $65,000 | $158,000 |
| VA-guaranteed (Veterans Administration) | 52 | $12,560,000 | $241,000 | $465,000 | $72,000 | $348,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 758 | $156,520,000 | $206,000 | $635,000 | $102,000 | $506,000 |
| Application Withdrawn By Applicant | 264 | $54,990,000 | $208,000 | $745,000 | $101,000 | $480,000 |
| Application Denied By Financial Institution | 114 | $19,360,000 | $169,000 | $635,000 | $75,000 | $307,000 |
| Application Approved But Not Accepted | 105 | $20,645,000 | $196,000 | $665,000 | $107,000 | $358,000 |
| File Closed For Incompleteness | 79 | $16,605,000 | $210,000 | $895,000 | $108,000 | $512,000 |
| Preapproval Approved but not Accepted | 1 | $175,000 | $175,000 | $175,000 | $48,000 | $48,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,207 | $248,935,000 | $206,000 | $895,000 | $103,000 | $512,000 |
| Debt-To-Income Ratio | 53 | $10,115,000 | $190,000 | $635,000 | $60,000 | $160,000 |
| Credit History | 39 | $6,005,000 | $153,000 | $565,000 | $93,000 | $307,000 |
| Collateral | 10 | $1,440,000 | $144,000 | $405,000 | $101,000 | $208,000 |
| Other | 6 | $800,000 | $133,000 | $225,000 | $67,000 | $117,000 |
| Employment History | 3 | $555,000 | $185,000 | $215,000 | $78,000 | $105,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $240,000 | $120,000 | $135,000 | $47,000 | $62,000 |
| Mortgage Insurance Denied | 1 | $205,000 | $205,000 | $205,000 | $54,000 | $54,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mazuma Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mazuma Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.