Marine Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Marine Credit Union 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Marine Credit Union 811 Monitor Street La Crosse, WI 54603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,067 |
| Total Mortgage Loan Application Amount | $101,807,000 |
| Average Mortgage Loan Application Amount | $82,666 |
| Highest Mortgage Loan Application Amount | $1,680,000 |
| Average Applicant Income | $62,666 |
| Highest Applicant Income | $810,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Marine Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Marine Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Marine Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Marine Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Marine Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Marine Credit Union's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| La Crosse County Wisconsin | 313 | $ 29,625,000 | $ 94,000 | $ 66,000 |
| Fond du Lac County Wisconsin | 273 | $ 23,656,000 | $ 86,000 | $ 68,000 |
| Dodge County Wisconsin | 56 | $ 3,459,000 | $ 61,000 | $ 75,000 |
| Fillmore County Minnesota | 48 | $ 3,758,000 | $ 78,000 | $ 55,000 |
| Brown County Wisconsin | 36 | $ 3,887,000 | $ 107,000 | $ 64,000 |
| Crawford County Wisconsin | 31 | $ 2,216,000 | $ 71,000 | $ 49,000 |
| Monroe County Wisconsin | 28 | $ 3,044,000 | $ 108,000 | $ 51,000 |
| Winneshiek County Iowa | 20 | $ 1,999,000 | $ 99,000 | $ 38,000 |
| Oconto County Wisconsin | 20 | $ 2,095,000 | $ 104,000 | $ 57,000 |
| Houston County Minnesota | 19 | $ 1,645,000 | $ 86,000 | $ 62,000 |
| Winona County Minnesota | 18 | $ 1,731,000 | $ 96,000 | $ 62,000 |
| Vernon County Wisconsin | 18 | $ 1,095,000 | $ 60,000 | $ 56,000 |
| Winnebago County Wisconsin | 16 | $ 1,918,000 | $ 119,000 | $ 68,000 |
| Green Lake County Wisconsin | 15 | $ 1,533,000 | $ 102,000 | $ 63,000 |
| Trempealeau County Wisconsin | 15 | $ 1,402,000 | $ 93,000 | $ 48,000 |
| Fayette County Iowa | 8 | $ 403,000 | $ 50,000 | $ 49,000 |
| Grant County Wisconsin | 8 | $ 419,000 | $ 52,000 | $ 57,000 |
| Clayton County Iowa | 7 | $ 643,000 | $ 91,000 | $ 36,000 |
| Jackson County Wisconsin | 6 | $ 1,957,000 | $ 326,000 | $ 95,000 |
| Allamakee County Iowa | 5 | $ 329,000 | $ 65,000 | $ 55,000 |
| Manitowoc County Wisconsin | 5 | $ 523,000 | $ 104,000 | $ 51,000 |
| Marathon County Wisconsin | 5 | $ 578,000 | $ 115,000 | $ 81,000 |
| Marquette County Wisconsin | 5 | $ 805,000 | $ 161,000 | $ 101,000 |
| Washington County Wisconsin | 5 | $ 786,000 | $ 157,000 | $ 67,000 |
| Door County Wisconsin | 4 | $ 531,000 | $ 132,000 | $ 52,000 |
| Marinette County Wisconsin | 4 | $ 556,000 | $ 139,000 | $ 72,000 |
| Outagamie County Wisconsin | 4 | $ 429,000 | $ 107,000 | $ 69,000 |
| Shawano County Wisconsin | 4 | $ 768,000 | $ 192,000 | $ 57,000 |
| Waushara County Wisconsin | 4 | $ 316,000 | $ 79,000 | $ 40,000 |
| Chickasaw County Iowa | 3 | $ 173,000 | $ 57,000 | $ 72,000 |
| Howard County Iowa | 3 | $ 311,000 | $ 103,000 | $ 20,000 |
| Buffalo County Wisconsin | 3 | $ 145,000 | $ 48,000 | $ 59,000 |
| Columbia County Wisconsin | 3 | $ 285,000 | $ 95,000 | $ 53,000 |
| Langlade County Wisconsin | 3 | $ 271,000 | $ 90,000 | $ 62,000 |
| Milwaukee County Wisconsin | 3 | $ 484,000 | $ 161,000 | $ 71,000 |
| Oneida County Wisconsin | 3 | $ 458,000 | $ 152,000 | $ 70,000 |
| Vilas County Wisconsin | 3 | $ 2,193,000 | $ 731,000 | $ 188,000 |
| Calumet County Wisconsin | 2 | $ 148,000 | $ 74,000 | $ 106,000 |
| Chippewa County Wisconsin | 2 | $ 328,000 | $ 164,000 | $ 104,000 |
| Dane County Wisconsin | 2 | $ 398,000 | $ 199,000 | $ 90,000 |
| Eau Claire County Wisconsin | 2 | $ 132,000 | $ 66,000 | $ 63,000 |
| Green County Wisconsin | 2 | $ 75,000 | $ 37,000 | $ 31,000 |
| Jefferson County Wisconsin | 2 | $ 350,000 | $ 175,000 | $ 95,000 |
| Juneau County Wisconsin | 2 | $ 103,000 | $ 51,000 | $ 46,000 |
| Black Hawk County Iowa | 1 | $ 13,000 | $ 13,000 | $ 17,000 |
| Johnson County Iowa | 1 | $ 104,000 | $ 104,000 | $ 29,000 |
| Linn County Iowa | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Polk County Iowa | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Cass County Minnesota | 1 | $ 763,000 | $ 763,000 | $ 120,000 |
| Dakota County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Mille Lacs County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Olmsted County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 37,000 |
| St. Louis County Minnesota | 1 | $ 32,000 | $ 32,000 | $ 135,000 |
| Washington County Minnesota | 1 | $ 37,000 | $ 37,000 | $ 64,000 |
| Adams County Wisconsin | 1 | $ 99,000 | $ 99,000 | $ 48,000 |
| Barron County Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 41,000 |
| Forest County Wisconsin | 1 | $ 290,000 | $ 290,000 | $ 60,000 |
| Kewaunee County Wisconsin | 1 | $ 158,000 | $ 158,000 | $ 73,000 |
| Lincoln County Wisconsin | 1 | $ 119,000 | $ 119,000 | $ 72,000 |
| Ozaukee County Wisconsin | 1 | $ 98,000 | $ 98,000 | $ 90,000 |
| Portage County Wisconsin | 1 | $ 239,000 | $ 239,000 | $ 66,000 |
| Price County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Rock County Wisconsin | 1 | $ 58,000 | $ 58,000 | $ 70,000 |
| Sauk County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 46,000 |
| Sawyer County Wisconsin | 1 | $ 92,000 | $ 92,000 | $ 51,000 |
| Walworth County Wisconsin | 1 | $ 84,000 | $ 84,000 | $ 73,000 |
| Waupaca County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Wood County Wisconsin | 1 | $ 69,000 | $ 69,000 | $ 57,000 |
Mortgage Loan Application Detail Totals for Marine Credit Union in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 797 | $73,852,000 | $92,000 | $763,000 | $66,000 | $810,000 |
| Home Purchase | 209 | $25,910,000 | $123,000 | $1,680,000 | $56,000 | $356,000 |
| Home Improvement | 61 | $2,045,000 | $33,000 | $150,000 | $66,000 | $404,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 857 | $83,410,000 | $97,000 | $1,680,000 | $65,000 | $356,000 |
| Not Provided | 182 | $15,397,000 | $84,000 | $763,000 | $65,000 | $810,000 |
| Not applicable | 17 | $1,933,000 | $113,000 | $276,000 | $44,000 | $100,000 |
| Hispanic | 7 | $619,000 | $88,000 | $223,000 | $52,000 | $115,000 |
| Asian | 3 | $293,000 | $97,000 | $154,000 | $44,000 | $54,000 |
| Black or African American | 1 | $155,000 | $155,000 | $155,000 | $107,000 | $107,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,067 | $101,807,000 | $95,000 | $1,680,000 | $64,000 | $810,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 903 | $81,898,000 | $90,000 | $1,680,000 | $65,000 | $404,000 |
| Application Denied By Financial Institution | 99 | $11,427,000 | $115,000 | $763,000 | $51,000 | $146,000 |
| Application Withdrawn By Applicant | 56 | $7,492,000 | $133,000 | $577,000 | $72,000 | $810,000 |
| File Closed For Incompleteness | 6 | $662,000 | $110,000 | $197,000 | $45,000 | $76,000 |
| Application Approved But Not Accepted | 2 | $268,000 | $134,000 | $196,000 | $35,000 | $39,000 |
| Preapproval Denied by Financial Institution | 1 | $60,000 | $60,000 | $60,000 | $14,000 | $14,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 7 | $607,000 | $86,000 | $193,000 | $59,000 | $108,000 |
| Debt-To-Income Ratio | 7 | $576,000 | $82,000 | $239,000 | $35,000 | $66,000 |
| Collateral | 2 | $245,000 | $122,000 | $140,000 | $64,000 | $73,000 |
| Other | 2 | $153,000 | $76,000 | $138,000 | $57,000 | $92,000 |
| Unverifiable Information | 1 | $90,000 | $90,000 | $90,000 | $36,000 | $36,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $65,000 | $65,000 | $65,000 | $19,000 | $19,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Marine Credit Union's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Marine Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.