Bny Mellon, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Bny Mellon, N.A. 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bny Mellon, N.A. 500 Grant Street, Room 2850 Pittsburgh, PA 15258 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,202 |
| Total Mortgage Loan Application Amount | $1,528,845,000 |
| Average Mortgage Loan Application Amount | $952,333 |
| Highest Mortgage Loan Application Amount | $22,500,000 |
| Average Applicant Income | $561,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Bny Mellon, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bny Mellon, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Bny Mellon, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bny Mellon, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Bny Mellon, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bny Mellon, N.A.'s mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York County New York | 247 | $ 363,998,000 | $ 1,473,000 | $ 763,000 |
| Los Angeles County California | 104 | $ 174,960,000 | $ 1,682,000 | $ 759,000 |
| Miami-Dade County Florida | 61 | $ 62,028,000 | $ 1,016,000 | $ 572,000 |
| Suffolk County Massachusetts | 59 | $ 85,215,000 | $ 1,444,000 | $ 963,000 |
| Middlesex County Massachusetts | 37 | $ 46,386,000 | $ 1,253,000 | $ 804,000 |
| Orange County California | 30 | $ 42,260,000 | $ 1,408,000 | $ 555,000 |
| Fulton County Georgia | 30 | $ 38,660,000 | $ 1,288,000 | $ 393,000 |
| Norfolk County Massachusetts | 26 | $ 23,247,000 | $ 894,000 | $ 662,000 |
| Suffolk County New York | 24 | $ 43,218,000 | $ 1,800,000 | $ 1,459,000 |
| Westchester County New York | 24 | $ 38,870,000 | $ 1,619,000 | $ 699,000 |
| Allegheny County Pennsylvania | 22 | $ 12,282,000 | $ 558,000 | $ 634,000 |
| Fairfield County Connecticut | 21 | $ 26,769,000 | $ 1,274,000 | $ 562,000 |
| Barnstable County Massachusetts | 19 | $ 36,880,000 | $ 1,941,000 | $ 806,000 |
| Philadelphia County Pennsylvania | 17 | $ 10,561,000 | $ 621,000 | $ 507,000 |
| Palm Beach County Florida | 14 | $ 10,070,000 | $ 719,000 | $ 465,000 |
| Kings County New York | 14 | $ 15,333,000 | $ 1,095,000 | $ 485,000 |
| Plymouth County Massachusetts | 13 | $ 13,330,000 | $ 1,025,000 | $ 790,000 |
| Essex County Massachusetts | 12 | $ 10,442,000 | $ 870,000 | $ 341,000 |
| Clark County Nevada | 12 | $ 14,662,000 | $ 1,221,000 | $ 564,000 |
| Montgomery County Pennsylvania | 11 | $ 11,923,000 | $ 1,083,000 | $ 539,000 |
| King County Washington | 11 | $ 11,804,000 | $ 1,073,000 | $ 238,000 |
| Broward County Florida | 10 | $ 8,852,000 | $ 885,000 | $ 421,000 |
| San Diego County California | 9 | $ 9,981,000 | $ 1,109,000 | $ 450,000 |
| Collier County Florida | 9 | $ 8,738,000 | $ 970,000 | $ 537,000 |
| Monroe County Florida | 9 | $ 10,989,000 | $ 1,221,000 | $ 557,000 |
| Nantucket County Massachusetts | 9 | $ 23,690,000 | $ 2,632,000 | $ 1,462,000 |
| Chester County Pennsylvania | 9 | $ 11,843,000 | $ 1,315,000 | $ 493,000 |
| District of Columbia County District Of Columbia | 8 | $ 4,630,000 | $ 578,000 | $ 347,000 |
| Riverside County California | 7 | $ 6,675,000 | $ 953,000 | $ 1,029,000 |
| Newport County Rhode Island | 7 | $ 10,316,000 | $ 1,473,000 | $ 586,000 |
| San Francisco County California | 6 | $ 7,899,000 | $ 1,316,000 | $ 951,000 |
| Santa Clara County California | 6 | $ 4,825,000 | $ 804,000 | $ 341,000 |
| Monmouth County New Jersey | 6 | $ 7,839,000 | $ 1,306,000 | $ 702,000 |
| Morris County New Jersey | 6 | $ 8,915,000 | $ 1,485,000 | $ 823,000 |
| Nassau County New York | 6 | $ 5,965,000 | $ 994,000 | $ 770,000 |
| Delaware County Pennsylvania | 6 | $ 1,884,000 | $ 314,000 | $ 166,000 |
| Alameda County California | 5 | $ 2,632,000 | $ 526,000 | $ 276,000 |
| Pitkin County Colorado | 5 | $ 10,750,000 | $ 2,150,000 | $ 693,000 |
| Bergen County New Jersey | 5 | $ 7,247,000 | $ 1,449,000 | $ 510,000 |
| Cape May County New Jersey | 5 | $ 5,927,000 | $ 1,185,000 | $ 403,000 |
| Boulder County Colorado | 4 | $ 3,462,000 | $ 865,000 | $ 459,000 |
| Eagle County Colorado | 4 | $ 14,500,000 | $ 3,625,000 | $ 942,000 |
| Maui County Hawaii | 4 | $ 4,190,000 | $ 1,047,000 | $ 267,000 |
| York County Maine | 4 | $ 5,765,000 | $ 1,441,000 | $ 469,000 |
| Ocean County New Jersey | 4 | $ 6,266,000 | $ 1,566,000 | $ 838,000 |
| Queens County New York | 4 | $ 1,439,000 | $ 359,000 | $ 192,000 |
| Charleston County South Carolina | 4 | $ 3,856,000 | $ 964,000 | $ 346,000 |
| Dallas County Texas | 4 | $ 3,306,000 | $ 826,000 | $ 339,000 |
| Summit County Utah | 4 | $ 5,502,000 | $ 1,375,000 | $ 301,000 |
| Maricopa County Arizona | 3 | $ 1,743,000 | $ 581,000 | $ 354,000 |
| Ventura County California | 3 | $ 3,766,000 | $ 1,255,000 | $ 892,000 |
| Denver County Colorado | 3 | $ 3,000,000 | $ 1,000,000 | $ 412,000 |
| Hartford County Connecticut | 3 | $ 2,250,000 | $ 750,000 | $ 521,000 |
| Lee County Florida | 3 | $ 1,562,000 | $ 520,000 | $ 345,000 |
| Honolulu County Hawaii | 3 | $ 2,600,000 | $ 866,000 | $ 482,000 |
| Blaine County Idaho | 3 | $ 1,650,000 | $ 550,000 | $ 217,000 |
| Cook County Illinois | 3 | $ 2,900,000 | $ 966,000 | $ 113,000 |
| Cumberland County Maine | 3 | $ 2,180,000 | $ 726,000 | $ 453,000 |
| Berkshire County Massachusetts | 3 | $ 3,650,000 | $ 1,216,000 | $ 489,000 |
| Merrimack County New Hampshire | 3 | $ 3,450,000 | $ 1,150,000 | $ 712,000 |
| Hudson County New Jersey | 3 | $ 1,887,000 | $ 629,000 | $ 207,000 |
| Berks County Pennsylvania | 3 | $ 1,950,000 | $ 650,000 | $ 347,000 |
| Beaufort County South Carolina | 3 | $ 2,064,000 | $ 688,000 | $ 439,000 |
| Tarrant County Texas | 3 | $ 2,071,000 | $ 690,000 | $ 831,000 |
| Windsor County Vermont | 3 | $ 2,888,000 | $ 962,000 | $ 1,846,000 |
| Fairfax County Virginia | 3 | $ 4,650,000 | $ 1,550,000 | $ 434,000 |
| San Bernardino County California | 2 | $ 1,505,000 | $ 752,000 | $ 269,000 |
| San Joaquin County California | 2 | $ 3,875,000 | $ 1,937,000 | $ 465,000 |
| Santa Cruz County California | 2 | $ 1,065,000 | $ 532,000 | $ 111,000 |
| Sonoma County California | 2 | $ 3,534,000 | $ 1,767,000 | $ 1,560,000 |
| Arapahoe County Colorado | 2 | $ 1,940,000 | $ 970,000 | $ 433,000 |
| Garfield County Colorado | 2 | $ 2,840,000 | $ 1,420,000 | $ 419,000 |
| Routt County Colorado | 2 | $ 2,510,000 | $ 1,255,000 | $ 782,000 |
| Litchfield County Connecticut | 2 | $ 800,000 | $ 400,000 | $ 133,000 |
| New Castle County Delaware | 2 | $ 4,910,000 | $ 2,455,000 | $ 1,363,000 |
| Indian River County Florida | 2 | $ 920,000 | $ 460,000 | $ 449,000 |
| Okaloosa County Florida | 2 | $ 9,000,000 | $ 4,500,000 | $ 900,000 |
| Sarasota County Florida | 2 | $ 3,800,000 | $ 1,900,000 | $ 802,000 |
| St. Johns County Florida | 2 | $ 3,008,000 | $ 1,504,000 | $ 1,070,000 |
| Glynn County Georgia | 2 | $ 1,310,000 | $ 655,000 | $ 251,000 |
| Kootenai County Idaho | 2 | $ 2,260,000 | $ 1,130,000 | $ 1,224,000 |
| Montgomery County Maryland | 2 | $ 2,190,000 | $ 1,095,000 | $ 153,000 |
| Dukes County Massachusetts | 2 | $ 18,000,000 | $ 9,000,000 | $ 417,000 |
| Oakland County Michigan | 2 | $ 1,159,000 | $ 579,000 | $ 239,000 |
| Hennepin County Minnesota | 2 | $ 1,440,000 | $ 720,000 | $ 217,000 |
| Rockingham County New Hampshire | 2 | $ 677,000 | $ 338,000 | $ 191,000 |
| Passaic County New Jersey | 2 | $ 578,000 | $ 289,000 | $ 830,000 |
| Somerset County New Jersey | 2 | $ 6,882,000 | $ 3,441,000 | $ 2,638,000 |
| Union County New Jersey | 2 | $ 1,625,000 | $ 812,000 | $ 245,000 |
| Ulster County New York | 2 | $ 1,535,000 | $ 767,000 | $ 483,000 |
| Buncombe County North Carolina | 2 | $ 871,000 | $ 435,000 | $ 342,000 |
| New Hanover County North Carolina | 2 | $ 2,588,000 | $ 1,294,000 | $ 405,000 |
| Cuyahoga County Ohio | 2 | $ 1,200,000 | $ 600,000 | $ 197,000 |
| Hamilton County Ohio | 2 | $ 2,178,000 | $ 1,089,000 | $ 575,000 |
| Bucks County Pennsylvania | 2 | $ 1,304,000 | $ 652,000 | $ 296,000 |
| Butler County Pennsylvania | 2 | $ 675,000 | $ 337,000 | $ 350,000 |
| Lehigh County Pennsylvania | 2 | $ 700,000 | $ 350,000 | $ 457,000 |
| Somerset County Pennsylvania | 2 | $ 600,000 | $ 300,000 | $ 310,000 |
| Westmoreland County Pennsylvania | 2 | $ 1,737,000 | $ 868,000 | $ 399,000 |
| Bristol County Rhode Island | 2 | $ 958,000 | $ 479,000 | $ 157,000 |
| Kent County Rhode Island | 2 | $ 1,070,000 | $ 535,000 | $ 185,000 |
| Washington County Rhode Island | 2 | $ 1,750,000 | $ 875,000 | $ 1,087,000 |
| Collin County Texas | 2 | $ 1,180,000 | $ 590,000 | $ 654,000 |
| Harris County Texas | 2 | $ 6,970,000 | $ 3,485,000 | $ 2,067,000 |
| Fauquier County Virginia | 2 | $ 2,400,000 | $ 1,200,000 | $ 447,000 |
| San Juan County Washington | 2 | $ 1,560,000 | $ 780,000 | $ 282,000 |
| Teton County Wyoming | 2 | $ 11,936,000 | $ 5,968,000 | $ 3,943,000 |
| Lee County Alabama | 1 | $ 349,000 | $ 349,000 | $ 131,000 |
| Pima County Arizona | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| Yavapai County Arizona | 1 | $ 350,000 | $ 350,000 | $ 103,000 |
| Marin County California | 1 | $ 525,000 | $ 525,000 | $ 83,000 |
| Napa County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 179,000 |
| Placer County California | 1 | $ 2,000,000 | $ 2,000,000 | $ 1,200,000 |
| Santa Barbara County California | 1 | $ 1,600,000 | $ 1,600,000 | $ 717,000 |
| Douglas County Colorado | 1 | $ 752,000 | $ 752,000 | $ 1,840,000 |
| Elbert County Colorado | 1 | $ 2,500,000 | $ 2,500,000 | $ 1,099,000 |
| Grand County Colorado | 1 | $ 600,000 | $ 600,000 | $ 688,000 |
| Gunnison County Colorado | 1 | $ 500,000 | $ 500,000 | $ 121,000 |
| La Plata County Colorado | 1 | $ 600,000 | $ 600,000 | $ 87,000 |
| Mineral County Colorado | 1 | $ 350,000 | $ 350,000 | $ 163,000 |
| Summit County Colorado | 1 | $ 1,040,000 | $ 1,040,000 | $ 399,000 |
| Weld County Colorado | 1 | $ 1,875,000 | $ 1,875,000 | $ 576,000 |
| Middlesex County Connecticut | 1 | $ 1,350,000 | $ 1,350,000 | $ 175,000 |
| Sussex County Delaware | 1 | $ 1,265,000 | $ 1,265,000 | $ 1,221,000 |
| Charlotte County Florida | 1 | $ 345,000 | $ 345,000 | $ 96,000 |
| Escambia County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,264,000 |
| Hillsborough County Florida | 1 | $ 1,350,000 | $ 1,350,000 | $ 2,498,000 |
| Leon County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 850,000 |
| Pinellas County Florida | 1 | $ 1,369,000 | $ 1,369,000 | $ 379,000 |
| St. Lucie County Florida | 1 | $ 585,000 | $ 585,000 | $ 173,000 |
| Sumter County Florida | 1 | $ 150,000 | $ 150,000 | $ 198,000 |
| Volusia County Florida | 1 | $ 400,000 | $ 400,000 | $ 88,000 |
| Walton County Florida | 1 | $ 825,000 | $ 825,000 | $ 355,000 |
| Camden County Georgia | 1 | $ 600,000 | $ 600,000 | $ 418,000 |
| DeKalb County Georgia | 1 | $ 212,000 | $ 212,000 | $ 39,000 |
| Fannin County Georgia | 1 | $ 375,000 | $ 375,000 | $ 132,000 |
| Gordon County Georgia | 1 | $ 280,000 | $ 280,000 | $ 139,000 |
| Greene County Georgia | 1 | $ 410,000 | $ 410,000 | $ 242,000 |
| Gwinnett County Georgia | 1 | $ 1,200,000 | $ 1,200,000 | $ 29,000 |
| Pickens County Georgia | 1 | $ 560,000 | $ 560,000 | $ 552,000 |
| Putnam County Georgia | 1 | $ 550,000 | $ 550,000 | $ 389,000 |
| Rabun County Georgia | 1 | $ 1,050,000 | $ 1,050,000 | $ 525,000 |
| Ada County Idaho | 1 | $ 440,000 | $ 440,000 | $ 81,000 |
| Kane County Illinois | 1 | $ 1,480,000 | $ 1,480,000 | $ 840,000 |
| Lake County Illinois | 1 | $ 988,000 | $ 988,000 | $ 670,000 |
| Marion County Indiana | 1 | $ 545,000 | $ 545,000 | $ 104,000 |
| Sedgwick County Kansas | 1 | $ 342,000 | $ 342,000 | $ 92,000 |
| Jefferson County Kentucky | 1 | $ 500,000 | $ 500,000 | $ 1,032,000 |
| East Baton Rouge County Louisiana | 1 | $ 450,000 | $ 450,000 | $ 250,000 |
| Kennebec County Maine | 1 | $ 196,000 | $ 196,000 | $ 362,000 |
| Anne Arundel County Maryland | 1 | $ 664,000 | $ 664,000 | $ 1,206,000 |
| Baltimore County Maryland | 1 | $ 700,000 | $ 700,000 | $ 301,000 |
| Baltimore City County Maryland | 1 | $ 136,000 | $ 136,000 | $ 166,000 |
| Garrett County Maryland | 1 | $ 920,000 | $ 920,000 | $ 522,000 |
| Howard County Maryland | 1 | $ 630,000 | $ 630,000 | $ 141,000 |
| Hampden County Massachusetts | 1 | $ 412,000 | $ 412,000 | $ 412,000 |
| Worcester County Massachusetts | 1 | $ 600,000 | $ 600,000 | $ 401,000 |
| Allegan County Michigan | 1 | $ 350,000 | $ 350,000 | $ 161,000 |
| Charlevoix County Michigan | 1 | $ 1,300,000 | $ 1,300,000 | $ 547,000 |
| Emmet County Michigan | 1 | $ 2,200,000 | $ 2,200,000 | $ 528,000 |
| Wayne County Michigan | 1 | $ 550,000 | $ 550,000 | $ 565,000 |
| St. Louis County Missouri | 1 | $ 245,000 | $ 245,000 | $ 382,000 |
| Washoe County Nevada | 1 | $ 750,000 | $ 750,000 | $ 127,000 |
| Hunterdon County New Jersey | 1 | $ 1,700,000 | $ 1,700,000 | $ 1,301,000 |
| Warren County New Jersey | 1 | $ 1,300,000 | $ 1,300,000 | $ 528,000 |
| Bernalillo County New Mexico | 1 | $ 428,000 | $ 428,000 | $ 224,000 |
| Dutchess County New York | 1 | $ 500,000 | $ 500,000 | $ 133,000 |
| Madison County New York | 1 | $ 151,000 | $ 151,000 | $ 161,000 |
| Orange County New York | 1 | $ 975,000 | $ 975,000 | $ 431,000 |
| Richmond County New York | 1 | $ 394,000 | $ 394,000 | $ 824,000 |
| Saratoga County New York | 1 | $ 660,000 | $ 660,000 | $ 186,000 |
| Jackson County North Carolina | 1 | $ 1,085,000 | $ 1,085,000 | $ 233,000 |
| Macon County North Carolina | 1 | $ 1,300,000 | $ 1,300,000 | $ 1,487,000 |
| McDowell County North Carolina | 1 | $ 740,000 | $ 740,000 | $ 461,000 |
| Mecklenburg County North Carolina | 1 | $ 650,000 | $ 650,000 | $ 208,000 |
| Orange County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 148,000 |
| Transylvania County North Carolina | 1 | $ 964,000 | $ 964,000 | $ 180,000 |
| Wake County North Carolina | 1 | $ 330,000 | $ 330,000 | $ 27,000 |
| Franklin County Ohio | 1 | $ 390,000 | $ 390,000 | $ 96,000 |
| Multnomah County Oregon | 1 | $ 600,000 | $ 600,000 | $ 700,000 |
| Centre County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Dauphin County Pennsylvania | 1 | $ 204,000 | $ 204,000 | $ 113,000 |
| Monroe County Pennsylvania | 1 | $ 320,000 | $ 320,000 | $ 213,000 |
| Pike County Pennsylvania | 1 | $ 270,000 | $ 270,000 | $ 363,000 |
| Washington County Pennsylvania | 1 | $ 390,000 | $ 390,000 | $ 254,000 |
| Providence County Rhode Island | 1 | $ 660,000 | $ 660,000 | $ 155,000 |
| Horry County South Carolina | 1 | $ 1,687,000 | $ 1,687,000 | $ 447,000 |
| Blount County Tennessee | 1 | $ 300,000 | $ 300,000 | $ 45,000 |
| Davidson County Tennessee | 1 | $ 134,000 | $ 134,000 | $ 321,000 |
| Sevier County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 10,000 |
| Bexar County Texas | 1 | $ 370,000 | $ 370,000 | $ 533,000 |
| Palo Pinto County Texas | 1 | $ 1,226,000 | $ 1,226,000 | $ 711,000 |
| Chittenden County Vermont | 1 | $ 700,000 | $ 700,000 | $ 115,000 |
| Arlington County Virginia | 1 | $ 675,000 | $ 675,000 | $ 326,000 |
| Norfolk County Virginia | 1 | $ 135,000 | $ 135,000 | $ 132,000 |
| Chelan County Washington | 1 | $ 580,000 | $ 580,000 | $ 268,000 |
| Thurston County Washington | 1 | $ 774,000 | $ 774,000 | $ 277,000 |
| Greenbrier County West Virginia | 1 | $ 1,150,000 | $ 1,150,000 | $ 397,000 |
| Waukesha County Wisconsin | 1 | $ 786,000 | $ 786,000 | $ 346,000 |
Mortgage Loan Application Detail Totals for Bny Mellon, N.A. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 696 | $874,604,000 | $1,256,000 | $22,500,000 | $695,000 | $9,999,000 |
| Refinancing | 503 | $653,331,000 | $1,298,000 | $17,000,000 | $624,000 | $9,999,000 |
| Home Improvement | 3 | $910,000 | $303,000 | $545,000 | $366,000 | $446,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 612 | $753,055,000 | $1,230,000 | $22,500,000 | $647,000 | $9,999,000 |
| Not Provided | 535 | $700,381,000 | $1,309,000 | $12,000,000 | $715,000 | $9,999,000 |
| Hispanic | 26 | $28,883,000 | $1,110,000 | $4,000,000 | $419,000 | $1,547,000 |
| Asian | 18 | $21,600,000 | $1,200,000 | $4,150,000 | $323,000 | $755,000 |
| Black or African American | 6 | $5,091,000 | $848,000 | $1,480,000 | $423,000 | $670,000 |
| Not applicable | 4 | $19,219,000 | $4,804,000 | $17,000,000 | $230,000 | $610,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $616,000 | $616,000 | $616,000 | $167,000 | $167,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,202 | $1,528,845,000 | $1,271,000 | $22,500,000 | $664,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 826 | $931,816,000 | $1,128,000 | $22,500,000 | $651,000 | $9,999,000 |
| Application Denied By Financial Institution | 204 | $345,524,000 | $1,693,000 | $8,992,000 | $677,000 | $5,493,000 |
| Application Approved But Not Accepted | 95 | $121,323,000 | $1,277,000 | $17,000,000 | $648,000 | $6,035,000 |
| Application Withdrawn By Applicant | 51 | $84,774,000 | $1,662,000 | $9,100,000 | $869,000 | $6,900,000 |
| File Closed For Incompleteness | 26 | $45,408,000 | $1,746,000 | $5,100,000 | $646,000 | $2,091,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 104 | $169,200,000 | $1,626,000 | $5,500,000 | $430,000 | $4,271,000 |
| Other | 50 | $100,969,000 | $2,019,000 | $8,992,000 | $874,000 | $5,493,000 |
| Collateral | 30 | $51,071,000 | $1,702,000 | $5,000,000 | $1,123,000 | $4,945,000 |
| Credit History | 16 | $21,226,000 | $1,326,000 | $5,800,000 | $811,000 | $2,320,000 |
| Unverifiable Information | 3 | $1,958,000 | $652,000 | $938,000 | $929,000 | $1,821,000 |
| Employment History | 1 | $1,100,000 | $1,100,000 | $1,100,000 | $316,000 | $316,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bny Mellon, N.A.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bny Mellon, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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