Member First Mortgage Llc
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Member First Mortgage Llc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Member First Mortgage Llc 616 44Th Street Se Grand Rapids, MI 49546 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 |
| Total Number of Mortgage Applications | 2,184 |
| Total Mortgage Loan Application Amount | $287,414,000 |
| Average Mortgage Loan Application Amount | $160,837 |
| Highest Mortgage Loan Application Amount | $1,125,000 |
| Average Applicant Income | $77,513 |
| Highest Applicant Income | $1,464,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wayne County Michigan | 178 | $ 21,433,000 | $ 120,000 | $ 47,000 |
| Oakland County Michigan | 173 | $ 28,333,000 | $ 163,000 | $ 68,000 |
| Kent County Michigan | 165 | $ 20,351,000 | $ 123,000 | $ 49,000 |
| Macomb County Michigan | 143 | $ 20,573,000 | $ 143,000 | $ 69,000 |
| Washtenaw County Michigan | 119 | $ 25,328,000 | $ 212,000 | $ 122,000 |
| Ingham County Michigan | 109 | $ 10,880,000 | $ 99,000 | $ 51,000 |
| Clinton County Michigan | 58 | $ 7,586,000 | $ 130,000 | $ 68,000 |
| Eaton County Michigan | 57 | $ 7,182,000 | $ 126,000 | $ 59,000 |
| Charlevoix County Michigan | 48 | $ 5,723,000 | $ 119,000 | $ 45,000 |
| Midland County Michigan | 35 | $ 3,974,000 | $ 113,000 | $ 58,000 |
| Calhoun County Michigan | 31 | $ 2,913,000 | $ 93,000 | $ 43,000 |
| Jackson County Michigan | 28 | $ 3,342,000 | $ 119,000 | $ 56,000 |
| Ottawa County Michigan | 27 | $ 3,490,000 | $ 129,000 | $ 51,000 |
| Antrim County Michigan | 26 | $ 2,571,000 | $ 98,000 | $ 46,000 |
| Emmet County Michigan | 25 | $ 2,867,000 | $ 114,000 | $ 50,000 |
| Muskegon County Michigan | 22 | $ 2,559,000 | $ 116,000 | $ 44,000 |
| Livingston County Michigan | 17 | $ 2,749,000 | $ 161,000 | $ 79,000 |
| Newaygo County Michigan | 16 | $ 1,633,000 | $ 102,000 | $ 51,000 |
| Genesee County Michigan | 14 | $ 2,426,000 | $ 173,000 | $ 70,000 |
| Monroe County Michigan | 14 | $ 1,674,000 | $ 119,000 | $ 62,000 |
| Montcalm County Michigan | 14 | $ 1,321,000 | $ 94,000 | $ 51,000 |
| Gratiot County Michigan | 12 | $ 1,172,000 | $ 97,000 | $ 47,000 |
| Ionia County Michigan | 12 | $ 1,378,000 | $ 114,000 | $ 36,000 |
| Bay County Michigan | 11 | $ 1,413,000 | $ 128,000 | $ 61,000 |
| Saginaw County Michigan | 11 | $ 1,116,000 | $ 101,000 | $ 59,000 |
| Shiawassee County Michigan | 11 | $ 1,357,000 | $ 123,000 | $ 44,000 |
| Barry County Michigan | 10 | $ 1,308,000 | $ 130,000 | $ 58,000 |
| Grand Traverse County Michigan | 9 | $ 1,080,000 | $ 120,000 | $ 44,000 |
| Cheboygan County Michigan | 8 | $ 1,037,000 | $ 129,000 | $ 44,000 |
| Lapeer County Michigan | 8 | $ 1,329,000 | $ 166,000 | $ 66,000 |
| Clare County Michigan | 7 | $ 626,000 | $ 89,000 | $ 69,000 |
| Gladwin County Michigan | 7 | $ 670,000 | $ 95,000 | $ 56,000 |
| Lenawee County Michigan | 7 | $ 859,000 | $ 122,000 | $ 49,000 |
| Mecosta County Michigan | 7 | $ 549,000 | $ 78,000 | $ 64,000 |
| Oceana County Michigan | 7 | $ 882,000 | $ 126,000 | $ 68,000 |
| Isabella County Michigan | 6 | $ 593,000 | $ 98,000 | $ 44,000 |
| Allegan County Michigan | 5 | $ 651,000 | $ 130,000 | $ 82,000 |
| Kalamazoo County Michigan | 5 | $ 858,000 | $ 171,000 | $ 79,000 |
| St. Clair County Michigan | 5 | $ 1,026,000 | $ 205,000 | $ 70,000 |
| Broward County Florida | 4 | $ 626,000 | $ 156,000 | $ 182,000 |
| Cook County Illinois | 4 | $ 954,000 | $ 238,000 | $ 109,000 |
| Benzie County Michigan | 4 | $ 508,000 | $ 127,000 | $ 58,000 |
| Manistee County Michigan | 4 | $ 436,000 | $ 109,000 | $ 65,000 |
| Roscommon County Michigan | 4 | $ 319,000 | $ 79,000 | $ 57,000 |
| Hillsdale County Michigan | 3 | $ 229,000 | $ 76,000 | $ 37,000 |
| Mason County Michigan | 3 | $ 190,000 | $ 63,000 | $ 82,000 |
| San Luis Obispo County California | 2 | $ 837,000 | $ 418,000 | $ 111,000 |
| Lee County Florida | 2 | $ 147,000 | $ 73,000 | $ 39,000 |
| Alcona County Michigan | 2 | $ 142,000 | $ 71,000 | $ 46,000 |
| Iosco County Michigan | 2 | $ 179,000 | $ 89,000 | $ 68,000 |
| Kalkaska County Michigan | 2 | $ 181,000 | $ 90,000 | $ 34,000 |
| Lake County Michigan | 2 | $ 137,000 | $ 68,000 | $ 42,000 |
| Montmorency County Michigan | 2 | $ 436,000 | $ 218,000 | $ 214,000 |
| Sanilac County Michigan | 2 | $ 296,000 | $ 148,000 | $ 76,000 |
| Wexford County Michigan | 2 | $ 197,000 | $ 98,000 | $ 50,000 |
| Lucas County Ohio | 2 | $ 144,000 | $ 72,000 | $ 85,000 |
| Maricopa County Arizona | 1 | $ 144,000 | $ 144,000 | $ 68,000 |
| Pima County Arizona | 1 | $ 225,000 | $ 225,000 | $ 103,000 |
| La Plata County Colorado | 1 | $ 300,000 | $ 300,000 | $ 132,000 |
| New Haven County Connecticut | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
| New London County Connecticut | 1 | $ 211,000 | $ 211,000 | $ 52,000 |
| Brevard County Florida | 1 | $ 34,000 | $ 34,000 | $ 63,000 |
| Citrus County Florida | 1 | $ 32,000 | $ 32,000 | $ 33,000 |
| Collier County Florida | 1 | $ 265,000 | $ 265,000 | $ 117,000 |
| Marion County Florida | 1 | $ 154,000 | $ 154,000 | $ 93,000 |
| Sarasota County Florida | 1 | $ 211,000 | $ 211,000 | $ 103,000 |
| Volusia County Florida | 1 | $ 304,000 | $ 304,000 | $ 138,000 |
| Henry County Georgia | 1 | $ 114,000 | $ 114,000 | $ 40,000 |
| Lake County Illinois | 1 | $ 390,000 | $ 390,000 | $ 217,000 |
| Moultrie County Illinois | 1 | $ 143,000 | $ 143,000 | $ 47,000 |
| Will County Illinois | 1 | $ 436,000 | $ 436,000 | $ 129,000 |
| Guthrie County Iowa | 1 | $ 93,000 | $ 93,000 | $ 68,000 |
| Montgomery County Maryland | 1 | $ 245,000 | $ 245,000 | $ 65,000 |
| Arenac County Michigan | 1 | $ 67,000 | $ 67,000 | $ 77,000 |
| Berrien County Michigan | 1 | $ 106,000 | $ 106,000 | $ 110,000 |
| Chippewa County Michigan | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Houghton County Michigan | 1 | $ 72,000 | $ 72,000 | $ 62,000 |
| Keweenaw County Michigan | 1 | $ 47,000 | $ 47,000 | $ 84,000 |
| Menominee County Michigan | 1 | $ 118,000 | $ 118,000 | $ 175,000 |
| Ogemaw County Michigan | 1 | $ 109,000 | $ 109,000 | $ 180,000 |
| Osceola County Michigan | 1 | $ 108,000 | $ 108,000 | $ 152,000 |
| Oscoda County Michigan | 1 | $ 104,000 | $ 104,000 | $ 110,000 |
| Otsego County Michigan | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Presque Isle County Michigan | 1 | $ 13,000 | $ 13,000 | $ 17,000 |
| Schoolcraft County Michigan | 1 | $ 44,000 | $ 44,000 | $ 81,000 |
| St. Louis County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Platte County Missouri | 1 | $ 139,000 | $ 139,000 | $ 71,000 |
| Lyon County Nevada | 1 | $ 180,000 | $ 180,000 | $ 67,000 |
| Oswego County New York | 1 | $ 126,000 | $ 126,000 | $ 46,000 |
| Buncombe County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 40,000 |
| Craven County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 37,000 |
| Orange County North Carolina | 1 | $ 229,000 | $ 229,000 | $ 219,000 |
| Sandusky County Ohio | 1 | $ 200,000 | $ 200,000 | $ 58,000 |
| Wood County Ohio | 1 | $ 67,000 | $ 67,000 | $ 149,000 |
| Montour County Pennsylvania | 1 | $ 92,000 | $ 92,000 | $ 41,000 |
| Cumberland County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 58,000 |
| Warren County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 22,000 |
| Marion County Texas | 1 | $ 89,000 | $ 89,000 | $ 56,000 |
| Nueces County Texas | 1 | $ 120,000 | $ 120,000 | $ 39,000 |
| Prince William County Virginia | 1 | $ 355,000 | $ 355,000 | $ 233,000 |
| Tazewell County Virginia | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Franklin County Washington | 1 | $ 233,000 | $ 233,000 | $ 254,000 |
| Yakima County Washington | 1 | $ 99,000 | $ 99,000 | $ 41,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Member First Mortgage Llc in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,653 | $219,642,000 | $163,222 | $1,125,000 | $74,888 | $840,000 |
| Refinancing | 518 | $65,993,000 | $160,125 | $361,000 | $80,625 | $1,464,000 |
| Home Improvement | 13 | $1,779,000 | $131,500 | $400,000 | $100,500 | $152,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,776 | $235,652,000 | $156,730 | $1,125,000 | $73,192 | $1,464,000 |
| Not Provided | 169 | $20,290,000 | $169,125 | $271,000 | $95,500 | $840,000 |
| Black or African American | 127 | $15,030,000 | $128,166 | $360,000 | $56,166 | $164,000 |
| Hispanic | 60 | $6,768,000 | $131,000 | $253,000 | $65,250 | $180,000 |
| Asian | 41 | $8,116,000 | $204,000 | $560,000 | $90,000 | $215,000 |
| American Indian or Alaskan Native | 10 | $1,443,000 | $119,500 | $310,000 | $58,000 | $120,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $115,000 | $115,000 | $115,000 | $38,000 | $38,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,182 | $286,956,000 | $161,586 | $1,125,000 | $76,137 | $1,464,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $260,000 | $260,000 | $260,000 | $82,000 | $82,000 |
| VA-guaranteed (Veterans Administration) | 1 | $198,000 | $198,000 | $198,000 | $71,000 | $71,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 873 | $119,115,000 | $141,882 | $1,125,000 | $73,470 | $380,000 |
| Application Withdrawn By Applicant | 730 | $96,156,000 | $180,200 | $580,000 | $93,666 | $840,000 |
| Application Denied By Financial Institution | 222 | $25,339,000 | $109,000 | $538,000 | $60,285 | $1,464,000 |
| File Closed For Incompleteness | 182 | $24,030,000 | $160,555 | $760,000 | $70,222 | $219,000 |
| Application Approved But Not Accepted | 176 | $22,649,000 | $142,375 | $316,000 | $69,250 | $184,000 |
| Preapproval Denied by Financial Institution | 1 | $125,000 | $125,000 | $125,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 117 | $12,476,000 | $82,500 | $310,000 | $45,500 | $243,000 |
| Debt-To-Income Ratio | 49 | $6,225,000 | $118,750 | $538,000 | $49,750 | $180,000 |
| Collateral | 26 | $3,146,000 | $107,000 | $400,000 | $86,750 | $1,464,000 |
| Other | 15 | $1,951,000 | $210,500 | $304,000 | $87,500 | $138,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $796,000 | $62,000 | $245,000 | $37,000 | $110,000 |
| Credit Application Incomplete | 3 | $385,000 | $128,000 | $162,000 | $83,000 | $184,000 |
| Employment History | 2 | $179,000 | $89,000 | $99,000 | $33,000 | $44,000 |
| Mortgage Insurance Denied | 2 | $235,000 | $117,000 | $148,000 | $64,000 | $80,000 |
| Unverifiable Information | 1 | $71,000 | $71,000 | $71,000 | $75,000 | $75,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.