Mercantile Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Mercantile Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mercantile Bank 200 North 33Rd St Quincy, IL 62305 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 1,034 |
| Total Mortgage Loan Application Amount | $91,360,000 |
| Average Mortgage Loan Application Amount | $82,666 |
| Highest Mortgage Loan Application Amount | $693,000 |
| Average Applicant Income | $70,000 |
| Highest Applicant Income | $631,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Mercantile Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mercantile Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Mercantile Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mercantile Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Mercantile Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mercantile Bank's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Adams County Illinois | 529 | $ 46,265,000 | $ 87,000 | $ 74,000 |
| Buchanan County Missouri | 128 | $ 12,881,000 | $ 100,000 | $ 68,000 |
| Andrew County Missouri | 64 | $ 7,226,000 | $ 112,000 | $ 67,000 |
| Marion County Missouri | 26 | $ 2,445,000 | $ 94,000 | $ 81,000 |
| Lewis County Missouri | 18 | $ 1,612,000 | $ 89,000 | $ 82,000 |
| Hancock County Illinois | 10 | $ 843,000 | $ 84,000 | $ 45,000 |
| DeKalb County Missouri | 8 | $ 1,094,000 | $ 136,000 | $ 75,000 |
| Brown County Illinois | 7 | $ 749,000 | $ 107,000 | $ 101,000 |
| Nodaway County Missouri | 7 | $ 524,000 | $ 74,000 | $ 66,000 |
| Pike County Illinois | 6 | $ 448,000 | $ 74,000 | $ 71,000 |
| Camden County Missouri | 6 | $ 1,408,000 | $ 234,000 | $ 269,000 |
| Monroe County Michigan | 5 | $ 136,000 | $ 27,000 | $ 61,000 |
| Schuyler County Illinois | 4 | $ 335,000 | $ 83,000 | $ 73,000 |
| Pike County Missouri | 4 | $ 232,000 | $ 58,000 | $ 89,000 |
| Berks County Pennsylvania | 4 | $ 99,000 | $ 24,000 | $ 45,000 |
| Doniphan County Kansas | 3 | $ 274,000 | $ 91,000 | $ 51,000 |
| Macomb County Michigan | 3 | $ 97,000 | $ 32,000 | $ 52,000 |
| Washtenaw County Michigan | 3 | $ 127,000 | $ 42,000 | $ 238,000 |
| Clinton County Missouri | 3 | $ 173,000 | $ 57,000 | $ 54,000 |
| Daviess County Missouri | 3 | $ 984,000 | $ 328,000 | $ 264,000 |
| Ralls County Missouri | 3 | $ 272,000 | $ 90,000 | $ 81,000 |
| Bucks County Pennsylvania | 3 | $ 119,000 | $ 39,000 | $ 43,000 |
| York County Pennsylvania | 3 | $ 122,000 | $ 40,000 | $ 48,000 |
| Volusia County Florida | 2 | $ 132,000 | $ 66,000 | $ 65,000 |
| Boone County Illinois | 2 | $ 127,000 | $ 63,000 | $ 49,000 |
| Kankakee County Illinois | 2 | $ 90,000 | $ 45,000 | $ 96,000 |
| Hamilton County Indiana | 2 | $ 1,071,000 | $ 535,000 | $ 0 |
| Lee County Iowa | 2 | $ 209,000 | $ 104,000 | $ 80,000 |
| Franklin County Kansas | 2 | $ 112,000 | $ 56,000 | $ 32,000 |
| Pottawatomie County Kansas | 2 | $ 100,000 | $ 50,000 | $ 52,000 |
| Oakland County Michigan | 2 | $ 23,000 | $ 11,000 | $ 55,000 |
| Clay County Missouri | 2 | $ 197,000 | $ 98,000 | $ 109,000 |
| Jackson County Missouri | 2 | $ 233,000 | $ 116,000 | $ 89,000 |
| Laclede County Missouri | 2 | $ 75,000 | $ 37,000 | $ 168,000 |
| Monroe County Missouri | 2 | $ 204,000 | $ 102,000 | $ 180,000 |
| Carroll County Ohio | 2 | $ 75,000 | $ 37,000 | $ 21,000 |
| Pickaway County Ohio | 2 | $ 71,000 | $ 35,000 | $ 40,000 |
| Stark County Ohio | 2 | $ 97,000 | $ 48,000 | $ 24,000 |
| Chester County Pennsylvania | 2 | $ 86,000 | $ 43,000 | $ 53,000 |
| Lehigh County Pennsylvania | 2 | $ 62,000 | $ 31,000 | $ 34,000 |
| McDowell County West Virginia | 2 | $ 126,000 | $ 63,000 | $ 52,000 |
| Collier County Florida | 1 | $ 296,000 | $ 296,000 | $ 196,000 |
| Latah County Idaho | 1 | $ 44,000 | $ 44,000 | $ 27,000 |
| Cook County Illinois | 1 | $ 115,000 | $ 115,000 | $ 199,000 |
| LaSalle County Illinois | 1 | $ 37,000 | $ 37,000 | $ 25,000 |
| Mason County Illinois | 1 | $ 14,000 | $ 14,000 | $ 77,000 |
| McDonough County Illinois | 1 | $ 61,000 | $ 61,000 | $ 53,000 |
| Perry County Illinois | 1 | $ 57,000 | $ 57,000 | $ 72,000 |
| Pulaski County Illinois | 1 | $ 71,000 | $ 71,000 | $ 83,000 |
| St. Clair County Illinois | 1 | $ 29,000 | $ 29,000 | $ 56,000 |
| Williamson County Illinois | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Marion County Indiana | 1 | $ 400,000 | $ 400,000 | $ 145,000 |
| Des Moines County Iowa | 1 | $ 265,000 | $ 265,000 | $ 115,000 |
| Atchison County Kansas | 1 | $ 52,000 | $ 52,000 | $ 34,000 |
| Johnson County Kansas | 1 | $ 127,000 | $ 127,000 | $ 43,000 |
| Sedgwick County Kansas | 1 | $ 96,000 | $ 96,000 | $ 42,000 |
| Wyandotte County Kansas | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Breathitt County Kentucky | 1 | $ 21,000 | $ 21,000 | $ 19,000 |
| Lincoln County Kentucky | 1 | $ 43,000 | $ 43,000 | $ 49,000 |
| Howard County Maryland | 1 | $ 54,000 | $ 54,000 | $ 57,000 |
| Washington County Maryland | 1 | $ 26,000 | $ 26,000 | $ 30,000 |
| Allegan County Michigan | 1 | $ 15,000 | $ 15,000 | $ 41,000 |
| Clinton County Michigan | 1 | $ 43,000 | $ 43,000 | $ 39,000 |
| Kalamazoo County Michigan | 1 | $ 27,000 | $ 27,000 | $ 64,000 |
| Shiawassee County Michigan | 1 | $ 32,000 | $ 32,000 | $ 32,000 |
| Wayne County Michigan | 1 | $ 18,000 | $ 18,000 | $ 50,000 |
| Anoka County Minnesota | 1 | $ 24,000 | $ 24,000 | $ 72,000 |
| Carver County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 68,000 |
| Chisago County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| Crow Wing County Minnesota | 1 | $ 73,000 | $ 73,000 | $ 34,000 |
| Dakota County Minnesota | 1 | $ 56,000 | $ 56,000 | $ 60,000 |
| Pennington County Minnesota | 1 | $ 112,000 | $ 112,000 | $ 77,000 |
| Ramsey County Minnesota | 1 | $ 57,000 | $ 57,000 | $ 51,000 |
| Todd County Minnesota | 1 | $ 67,000 | $ 67,000 | $ 65,000 |
| Wilkin County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Wright County Minnesota | 1 | $ 32,000 | $ 32,000 | $ 51,000 |
| Adair County Missouri | 1 | $ 160,000 | $ 160,000 | $ 58,000 |
| Clark County Missouri | 1 | $ 87,000 | $ 87,000 | $ 61,000 |
| Gentry County Missouri | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Greene County Missouri | 1 | $ 19,000 | $ 19,000 | $ 33,000 |
| Holt County Missouri | 1 | $ 50,000 | $ 50,000 | $ 51,000 |
| Johnson County Missouri | 1 | $ 244,000 | $ 244,000 | $ 160,000 |
| Knox County Missouri | 1 | $ 90,000 | $ 90,000 | $ 19,000 |
| Morgan County Missouri | 1 | $ 86,000 | $ 86,000 | $ 7,000 |
| Newton County Missouri | 1 | $ 17,000 | $ 17,000 | $ 18,000 |
| Platte County Missouri | 1 | $ 99,000 | $ 99,000 | $ 47,000 |
| St. Charles County Missouri | 1 | $ 234,000 | $ 234,000 | $ 101,000 |
| St. Francois County Missouri | 1 | $ 139,000 | $ 139,000 | $ 103,000 |
| Custer County Montana | 1 | $ 24,000 | $ 24,000 | $ 30,000 |
| Dawson County Montana | 1 | $ 36,000 | $ 36,000 | $ 30,000 |
| Gallatin County Montana | 1 | $ 111,000 | $ 111,000 | $ 72,000 |
| Hall County Nebraska | 1 | $ 46,000 | $ 46,000 | $ 51,000 |
| Keith County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 114,000 |
| Sioux County Nebraska | 1 | $ 79,000 | $ 79,000 | $ 55,000 |
| Albany County New York | 1 | $ 19,000 | $ 19,000 | $ 72,000 |
| Chenango County New York | 1 | $ 58,000 | $ 58,000 | $ 35,000 |
| Genesee County New York | 1 | $ 72,000 | $ 72,000 | $ 23,000 |
| Jefferson County New York | 1 | $ 50,000 | $ 50,000 | $ 132,000 |
| Ontario County New York | 1 | $ 60,000 | $ 60,000 | $ 39,000 |
| Saratoga County New York | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| Washington County New York | 1 | $ 58,000 | $ 58,000 | $ 55,000 |
| Jackson County North Carolina | 1 | $ 296,000 | $ 296,000 | $ 0 |
| Williams County North Dakota | 1 | $ 43,000 | $ 43,000 | $ 45,000 |
| Brown County Ohio | 1 | $ 64,000 | $ 64,000 | $ 62,000 |
| Butler County Ohio | 1 | $ 28,000 | $ 28,000 | $ 41,000 |
| Clinton County Ohio | 1 | $ 15,000 | $ 15,000 | $ 21,000 |
| Cuyahoga County Ohio | 1 | $ 24,000 | $ 24,000 | $ 52,000 |
| Fulton County Ohio | 1 | $ 61,000 | $ 61,000 | $ 50,000 |
| Harrison County Ohio | 1 | $ 53,000 | $ 53,000 | $ 69,000 |
| Licking County Ohio | 1 | $ 78,000 | $ 78,000 | $ 41,000 |
| Portage County Ohio | 1 | $ 32,000 | $ 32,000 | $ 43,000 |
| Summit County Ohio | 1 | $ 48,000 | $ 48,000 | $ 27,000 |
| Trumbull County Ohio | 1 | $ 21,000 | $ 21,000 | $ 55,000 |
| Wood County Ohio | 1 | $ 14,000 | $ 14,000 | $ 180,000 |
| Bedford County Pennsylvania | 1 | $ 79,000 | $ 79,000 | $ 61,000 |
| Butler County Pennsylvania | 1 | $ 69,000 | $ 69,000 | $ 136,000 |
| Cumberland County Pennsylvania | 1 | $ 21,000 | $ 21,000 | $ 37,000 |
| Dauphin County Pennsylvania | 1 | $ 27,000 | $ 27,000 | $ 57,000 |
| Franklin County Pennsylvania | 1 | $ 59,000 | $ 59,000 | $ 72,000 |
| Lawrence County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 29,000 |
| Luzerne County Pennsylvania | 1 | $ 19,000 | $ 19,000 | $ 43,000 |
| McKean County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 37,000 |
| Montgomery County Pennsylvania | 1 | $ 64,000 | $ 64,000 | $ 98,000 |
| Northumberland County Pennsylvania | 1 | $ 32,000 | $ 32,000 | $ 31,000 |
| Perry County Pennsylvania | 1 | $ 37,000 | $ 37,000 | $ 32,000 |
| Somerset County Pennsylvania | 1 | $ 39,000 | $ 39,000 | $ 61,000 |
| Washington County Pennsylvania | 1 | $ 43,000 | $ 43,000 | $ 61,000 |
| Chittenden County Vermont | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Newport News County Virginia | 1 | $ 34,000 | $ 34,000 | $ 35,000 |
| Stafford County Virginia | 1 | $ 27,000 | $ 27,000 | $ 40,000 |
| Washington County Virginia | 1 | $ 30,000 | $ 30,000 | $ 50,000 |
| Putnam County West Virginia | 1 | $ 97,000 | $ 97,000 | $ 72,000 |
| Raleigh County West Virginia | 1 | $ 52,000 | $ 52,000 | $ 76,000 |
| Natrona County Wyoming | 1 | $ 33,000 | $ 33,000 | $ 67,000 |
Mortgage Loan Application Detail Totals for Mercantile Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 502 | $53,365,000 | $106,000 | $430,000 | $78,000 | $631,000 |
| Home Purchase | 449 | $32,031,000 | $71,000 | $693,000 | $66,000 | $600,000 |
| Home Improvement | 83 | $5,964,000 | $71,000 | $200,000 | $66,000 | $262,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 898 | $78,676,000 | $87,000 | $693,000 | $71,000 | $600,000 |
| Not Provided | 90 | $9,131,000 | $101,000 | $402,000 | $89,000 | $631,000 |
| Not applicable | 20 | $1,597,000 | $79,000 | $296,000 | $0 | $8,000 |
| Hispanic | 13 | $646,000 | $49,000 | $126,000 | $59,000 | $141,000 |
| Black or African American | 8 | $828,000 | $103,000 | $328,000 | $106,000 | $252,000 |
| Asian | 4 | $474,000 | $118,000 | $264,000 | $147,000 | $450,000 |
| American Indian or Alaskan Native | 1 | $8,000 | $8,000 | $8,000 | $38,000 | $38,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,025 | $90,508,000 | $88,000 | $693,000 | $72,000 | $631,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $852,000 | $94,000 | $151,000 | $48,000 | $76,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 842 | $77,301,000 | $91,000 | $693,000 | $74,000 | $631,000 |
| Application Approved But Not Accepted | 94 | $7,950,000 | $84,000 | $412,000 | $69,000 | $277,000 |
| Application Denied By Financial Institution | 94 | $5,809,000 | $61,000 | $400,000 | $58,000 | $580,000 |
| Application Withdrawn By Applicant | 4 | $300,000 | $75,000 | $117,000 | $93,000 | $167,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mercantile Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mercantile Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.