Meridian Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Meridian Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Meridian Bank 9 Old Lincoln Highway Malvern, PA 19355 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 4,023 |
| Total Mortgage Loan Application Amount | $851,535,000 |
| Average Mortgage Loan Application Amount | $238,400 |
| Highest Mortgage Loan Application Amount | $7,825,000 |
| Average Applicant Income | $123,600 |
| Highest Applicant Income | $1,271,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Meridian Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Meridian Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Meridian Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Meridian Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Meridian Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Meridian Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New Castle County Delaware | 840 | $ 174,500,000 | $ 207,000 | $ 71,000 |
| Philadelphia County Pennsylvania | 751 | $ 163,455,000 | $ 217,000 | $ 68,000 |
| Sussex County Delaware | 315 | $ 62,635,000 | $ 198,000 | $ 77,000 |
| Montgomery County Pennsylvania | 279 | $ 70,125,000 | $ 251,000 | $ 124,000 |
| Bucks County Pennsylvania | 238 | $ 54,880,000 | $ 230,000 | $ 103,000 |
| Delaware County Pennsylvania | 234 | $ 43,760,000 | $ 187,000 | $ 92,000 |
| Kent County Delaware | 174 | $ 34,900,000 | $ 200,000 | $ 64,000 |
| Berks County Pennsylvania | 144 | $ 21,900,000 | $ 152,000 | $ 68,000 |
| Chester County Pennsylvania | 142 | $ 38,430,000 | $ 270,000 | $ 145,000 |
| Lancaster County Pennsylvania | 87 | $ 15,975,000 | $ 183,000 | $ 78,000 |
| Burlington County New Jersey | 85 | $ 14,425,000 | $ 169,000 | $ 95,000 |
| Atlantic County New Jersey | 77 | $ 13,595,000 | $ 176,000 | $ 87,000 |
| Camden County New Jersey | 53 | $ 8,735,000 | $ 164,000 | $ 87,000 |
| Cumberland County Pennsylvania | 49 | $ 9,925,000 | $ 202,000 | $ 94,000 |
| Dauphin County Pennsylvania | 36 | $ 5,830,000 | $ 161,000 | $ 89,000 |
| Gloucester County New Jersey | 33 | $ 6,915,000 | $ 209,000 | $ 100,000 |
| Bradford County Pennsylvania | 27 | $ 3,465,000 | $ 128,000 | $ 60,000 |
| Cape May County New Jersey | 23 | $ 8,515,000 | $ 370,000 | $ 225,000 |
| Cecil County Maryland | 18 | $ 3,620,000 | $ 201,000 | $ 80,000 |
| Franklin County Pennsylvania | 18 | $ 2,890,000 | $ 160,000 | $ 70,000 |
| Ocean County New Jersey | 17 | $ 4,085,000 | $ 240,000 | $ 146,000 |
| York County Pennsylvania | 17 | $ 2,895,000 | $ 170,000 | $ 74,000 |
| Mercer County New Jersey | 13 | $ 2,945,000 | $ 226,000 | $ 71,000 |
| Columbia County Pennsylvania | 13 | $ 1,575,000 | $ 121,000 | $ 54,000 |
| Perry County Pennsylvania | 11 | $ 1,625,000 | $ 147,000 | $ 63,000 |
| Northampton County Pennsylvania | 10 | $ 2,090,000 | $ 209,000 | $ 100,000 |
| Wicomico County Maryland | 9 | $ 1,645,000 | $ 182,000 | $ 74,000 |
| Salem County New Jersey | 8 | $ 1,110,000 | $ 138,000 | $ 104,000 |
| Lehigh County Pennsylvania | 8 | $ 5,420,000 | $ 677,000 | $ 76,000 |
| Palm Beach County Florida | 7 | $ 2,295,000 | $ 327,000 | $ 185,000 |
| Cumberland County New Jersey | 7 | $ 935,000 | $ 133,000 | $ 60,000 |
| Montgomery County Maryland | 6 | $ 1,620,000 | $ 270,000 | $ 120,000 |
| Tioga County New York | 6 | $ 510,000 | $ 85,000 | $ 43,000 |
| Lebanon County Pennsylvania | 6 | $ 1,130,000 | $ 188,000 | $ 75,000 |
| Tioga County Pennsylvania | 6 | $ 760,000 | $ 126,000 | $ 72,000 |
| Carbon County Pennsylvania | 5 | $ 735,000 | $ 147,000 | $ 127,000 |
| Huntingdon County Pennsylvania | 5 | $ 465,000 | $ 93,000 | $ 40,000 |
| Luzerne County Pennsylvania | 5 | $ 705,000 | $ 141,000 | $ 44,000 |
| Schuylkill County Pennsylvania | 5 | $ 495,000 | $ 99,000 | $ 70,000 |
| Miami-Dade County Florida | 4 | $ 970,000 | $ 242,000 | $ 85,000 |
| Sarasota County Florida | 4 | $ 750,000 | $ 187,000 | $ 169,000 |
| Baltimore City County Maryland | 4 | $ 810,000 | $ 202,000 | $ 59,000 |
| Essex County New Jersey | 4 | $ 840,000 | $ 210,000 | $ 69,000 |
| Union County New Jersey | 4 | $ 1,450,000 | $ 362,000 | $ 185,000 |
| Chemung County New York | 4 | $ 480,000 | $ 120,000 | $ 70,000 |
| Cameron County Pennsylvania | 4 | $ 250,000 | $ 62,000 | $ 43,000 |
| Lycoming County Pennsylvania | 4 | $ 590,000 | $ 147,000 | $ 68,000 |
| Monroe County Pennsylvania | 4 | $ 590,000 | $ 147,000 | $ 96,000 |
| San Diego County California | 3 | $ 1,085,000 | $ 361,000 | $ 181,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,485,000 | $ 495,000 | $ 181,000 |
| St. Johns County Florida | 3 | $ 685,000 | $ 228,000 | $ 96,000 |
| Bergen County New Jersey | 3 | $ 905,000 | $ 301,000 | $ 89,000 |
| Pike County Pennsylvania | 3 | $ 355,000 | $ 118,000 | $ 72,000 |
| Maricopa County Arizona | 2 | $ 660,000 | $ 330,000 | $ 148,000 |
| Sacramento County California | 2 | $ 440,000 | $ 220,000 | $ 102,000 |
| Santa Cruz County California | 2 | $ 500,000 | $ 250,000 | $ 41,000 |
| Denver County Colorado | 2 | $ 670,000 | $ 335,000 | $ 154,000 |
| Park County Colorado | 2 | $ 800,000 | $ 400,000 | $ 93,000 |
| Collier County Florida | 2 | $ 420,000 | $ 210,000 | $ 271,000 |
| Lake County Florida | 2 | $ 330,000 | $ 165,000 | $ 80,000 |
| Lee County Florida | 2 | $ 400,000 | $ 200,000 | $ 120,000 |
| Marion County Florida | 2 | $ 210,000 | $ 105,000 | $ 50,000 |
| Monroe County Florida | 2 | $ 1,190,000 | $ 595,000 | $ 168,000 |
| Orange County Florida | 2 | $ 770,000 | $ 385,000 | $ 442,000 |
| Pinellas County Florida | 2 | $ 500,000 | $ 250,000 | $ 99,000 |
| Cherokee County Georgia | 2 | $ 620,000 | $ 310,000 | $ 0 |
| DuPage County Illinois | 2 | $ 280,000 | $ 140,000 | $ 160,000 |
| Caroline County Maryland | 2 | $ 260,000 | $ 130,000 | $ 58,000 |
| Dorchester County Maryland | 2 | $ 460,000 | $ 230,000 | $ 267,000 |
| Harford County Maryland | 2 | $ 490,000 | $ 245,000 | $ 114,000 |
| Queen Anne's County Maryland | 2 | $ 570,000 | $ 285,000 | $ 171,000 |
| Somerset County Maryland | 2 | $ 300,000 | $ 150,000 | $ 42,000 |
| Talbot County Maryland | 2 | $ 510,000 | $ 255,000 | $ 154,000 |
| Worcester County Maryland | 2 | $ 400,000 | $ 200,000 | $ 152,000 |
| Suffolk County Massachusetts | 2 | $ 1,030,000 | $ 515,000 | $ 166,000 |
| Worcester County Massachusetts | 2 | $ 420,000 | $ 210,000 | $ 182,000 |
| Grand Traverse County Michigan | 2 | $ 450,000 | $ 225,000 | $ 129,000 |
| Elko County Nevada | 2 | $ 670,000 | $ 335,000 | $ 151,000 |
| Hunterdon County New Jersey | 2 | $ 810,000 | $ 405,000 | $ 181,000 |
| Passaic County New Jersey | 2 | $ 770,000 | $ 385,000 | $ 92,000 |
| Dutchess County New York | 2 | $ 420,000 | $ 210,000 | $ 65,000 |
| Nassau County New York | 2 | $ 1,250,000 | $ 625,000 | $ 160,000 |
| Mecklenburg County North Carolina | 2 | $ 640,000 | $ 320,000 | $ 169,000 |
| Wake County North Carolina | 2 | $ 580,000 | $ 290,000 | $ 72,000 |
| Allen County Ohio | 2 | $ 250,000 | $ 125,000 | $ 63,000 |
| Allegheny County Pennsylvania | 2 | $ 600,000 | $ 300,000 | $ 142,000 |
| Centre County Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 77,000 |
| Clinton County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 40,000 |
| Susquehanna County Pennsylvania | 2 | $ 510,000 | $ 255,000 | $ 138,000 |
| Providence County Rhode Island | 2 | $ 500,000 | $ 250,000 | $ 92,000 |
| Davidson County Tennessee | 2 | $ 1,160,000 | $ 580,000 | $ 129,000 |
| Denton County Texas | 2 | $ 830,000 | $ 415,000 | $ 165,000 |
| Fairfax County Virginia | 2 | $ 400,000 | $ 200,000 | $ 262,000 |
| Jefferson County Alabama | 1 | $ 395,000 | $ 395,000 | $ 207,000 |
| Madison County Alabama | 1 | $ 235,000 | $ 235,000 | $ 48,000 |
| Los Angeles County California | 1 | $ 445,000 | $ 445,000 | $ 166,000 |
| Monterey County California | 1 | $ 855,000 | $ 855,000 | $ 254,000 |
| Nevada County California | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Orange County California | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Placer County California | 1 | $ 285,000 | $ 285,000 | $ 210,000 |
| Riverside County California | 1 | $ 265,000 | $ 265,000 | $ 49,000 |
| Adams County Colorado | 1 | $ 255,000 | $ 255,000 | $ 164,000 |
| Arapahoe County Colorado | 1 | $ 185,000 | $ 185,000 | $ 116,000 |
| Elbert County Colorado | 1 | $ 425,000 | $ 425,000 | $ 0 |
| La Plata County Colorado | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Litchfield County Connecticut | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| New Haven County Connecticut | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
| Brevard County Florida | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Broward County Florida | 1 | $ 315,000 | $ 315,000 | $ 70,000 |
| Charlotte County Florida | 1 | $ 255,000 | $ 255,000 | $ 86,000 |
| Clay County Florida | 1 | $ 255,000 | $ 255,000 | $ 223,000 |
| Hillsborough County Florida | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| Manatee County Florida | 1 | $ 245,000 | $ 245,000 | $ 132,000 |
| Martin County Florida | 1 | $ 275,000 | $ 275,000 | $ 261,000 |
| Polk County Florida | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
| Santa Rosa County Florida | 1 | $ 155,000 | $ 155,000 | $ 206,000 |
| Seminole County Florida | 1 | $ 265,000 | $ 265,000 | $ 57,000 |
| St. Lucie County Florida | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Volusia County Florida | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Clayton County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Cobb County Georgia | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Forsyth County Georgia | 1 | $ 315,000 | $ 315,000 | $ 80,000 |
| Fulton County Georgia | 1 | $ 215,000 | $ 215,000 | $ 248,000 |
| Rockdale County Georgia | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Thomas County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Payette County Idaho | 1 | $ 355,000 | $ 355,000 | $ 55,000 |
| Scott County Iowa | 1 | $ 365,000 | $ 365,000 | $ 309,000 |
| Androscoggin County Maine | 1 | $ 135,000 | $ 135,000 | $ 117,000 |
| Waldo County Maine | 1 | $ 195,000 | $ 195,000 | $ 108,000 |
| Anne Arundel County Maryland | 1 | $ 455,000 | $ 455,000 | $ 156,000 |
| Baltimore County Maryland | 1 | $ 345,000 | $ 345,000 | $ 91,000 |
| Charles County Maryland | 1 | $ 275,000 | $ 275,000 | $ 107,000 |
| Frederick County Maryland | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Kent County Maryland | 1 | $ 275,000 | $ 275,000 | $ 88,000 |
| St. Mary's County Maryland | 1 | $ 505,000 | $ 505,000 | $ 92,000 |
| Barnstable County Massachusetts | 1 | $ 435,000 | $ 435,000 | $ 79,000 |
| Plymouth County Massachusetts | 1 | $ 315,000 | $ 315,000 | $ 160,000 |
| Benzie County Michigan | 1 | $ 115,000 | $ 115,000 | $ 149,000 |
| Kent County Michigan | 1 | $ 235,000 | $ 235,000 | $ 115,000 |
| Roscommon County Michigan | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Hillsborough County New Hampshire | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| Hudson County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 71,000 |
| Middlesex County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 130,000 |
| Morris County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Somerset County New Jersey | 1 | $ 295,000 | $ 295,000 | $ 85,000 |
| Warren County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 72,000 |
| Santa Fe County New Mexico | 1 | $ 405,000 | $ 405,000 | $ 711,000 |
| Allegany County New York | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Orange County New York | 1 | $ 165,000 | $ 165,000 | $ 265,000 |
| Rockland County New York | 1 | $ 325,000 | $ 325,000 | $ 164,000 |
| Steuben County New York | 1 | $ 195,000 | $ 195,000 | $ 123,000 |
| Westchester County New York | 1 | $ 135,000 | $ 135,000 | $ 89,000 |
| Brunswick County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 117,000 |
| Davidson County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 57,000 |
| Durham County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Forsyth County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| Guilford County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
| Macon County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 132,000 |
| Onslow County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Orange County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 116,000 |
| Greene County Ohio | 1 | $ 265,000 | $ 265,000 | $ 124,000 |
| Creek County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 178,000 |
| Washington County Oregon | 1 | $ 155,000 | $ 155,000 | $ 106,000 |
| Adams County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Bedford County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Elk County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Fulton County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Indiana County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| McKean County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Somerset County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 10,000 |
| Sullivan County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Venango County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Charleston County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 140,000 |
| Horry County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 134,000 |
| Oconee County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| Johnson County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 179,000 |
| Knox County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 75,000 |
| Collin County Texas | 1 | $ 445,000 | $ 445,000 | $ 120,000 |
| Comal County Texas | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Dallas County Texas | 1 | $ 425,000 | $ 425,000 | $ 111,000 |
| Tarrant County Texas | 1 | $ 125,000 | $ 125,000 | $ 122,000 |
| Summit County Utah | 1 | $ 525,000 | $ 525,000 | $ 271,000 |
| Accomack County Virginia | 1 | $ 85,000 | $ 85,000 | $ 194,000 |
| Alexandria County Virginia | 1 | $ 755,000 | $ 755,000 | $ 350,000 |
| Arlington County Virginia | 1 | $ 675,000 | $ 675,000 | $ 160,000 |
| Carroll County Virginia | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Chesapeake County Virginia | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Clarke County Virginia | 1 | $ 275,000 | $ 275,000 | $ 86,000 |
| Franklin County Virginia | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Loudoun County Virginia | 1 | $ 445,000 | $ 445,000 | $ 281,000 |
| Spotsylvania County Virginia | 1 | $ 345,000 | $ 345,000 | $ 46,000 |
| Warren County Virginia | 1 | $ 195,000 | $ 195,000 | $ 41,000 |
| Island County Washington | 1 | $ 525,000 | $ 525,000 | $ 160,000 |
| King County Washington | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Kitsap County Washington | 1 | $ 455,000 | $ 455,000 | $ 105,000 |
| Berkeley County West Virginia | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Harrison County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Marion County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Meridian Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,567 | $732,435,000 | $205,000 | $7,825,000 | $82,000 | $1,271,000 |
| Refinancing | 317 | $83,175,000 | $262,000 | $1,795,000 | $120,000 | $768,000 |
| Cash-out Refinancing | 111 | $27,085,000 | $244,000 | $855,000 | $108,000 | $607,000 |
| Home Improvement | 20 | $8,320,000 | $416,000 | $4,225,000 | $134,000 | $238,000 |
| Other Purpose | 8 | $520,000 | $65,000 | $125,000 | $174,000 | $244,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,518 | $535,090,000 | $212,000 | $2,705,000 | $96,000 | $1,078,000 |
| Black or African American | 885 | $157,135,000 | $177,000 | $635,000 | $62,000 | $395,000 |
| Hispanic | 351 | $58,275,000 | $166,000 | $445,000 | $53,000 | $174,000 |
| Asian | 99 | $22,175,000 | $223,000 | $1,305,000 | $88,000 | $400,000 |
| Not applicable | 99 | $61,035,000 | $616,000 | $7,825,000 | $0 | $0 |
| Not Provided | 60 | $14,690,000 | $244,000 | $1,225,000 | $183,000 | $1,271,000 |
| American Indian or Alaskan Native | 5 | $1,025,000 | $205,000 | $455,000 | $208,000 | $365,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,065,000 | $355,000 | $475,000 | $90,000 | $90,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,971 | $475,885,000 | $241,000 | $7,825,000 | $113,000 | $1,271,000 |
| FHA-insured (Federal Housing Administration) | 1,575 | $275,855,000 | $175,000 | $525,000 | $59,000 | $273,000 |
| VA-guaranteed (Veterans Administration) | 248 | $59,490,000 | $239,000 | $855,000 | $77,000 | $191,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 229 | $40,305,000 | $176,000 | $365,000 | $58,000 | $116,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,222 | $691,820,000 | $214,000 | $7,825,000 | $87,000 | $1,271,000 |
| Application Withdrawn By Applicant | 511 | $99,235,000 | $194,000 | $1,005,000 | $80,000 | $424,000 |
| Application Denied By Financial Institution | 144 | $25,930,000 | $180,000 | $855,000 | $68,000 | $400,000 |
| File Closed For Incompleteness | 82 | $16,370,000 | $199,000 | $955,000 | $79,000 | $358,000 |
| Application Approved But Not Accepted | 40 | $9,120,000 | $228,000 | $955,000 | $106,000 | $350,000 |
| Loan Purchased By The Institution | 24 | $9,060,000 | $377,000 | $1,305,000 | $547,000 | $768,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,879 | $825,605,000 | $212,000 | $7,825,000 | $86,000 | $1,271,000 |
| Collateral | 32 | $5,870,000 | $183,000 | $525,000 | $85,000 | $400,000 |
| Debt-To-Income Ratio | 32 | $5,470,000 | $170,000 | $515,000 | $51,000 | $159,000 |
| Credit History | 28 | $4,890,000 | $174,000 | $455,000 | $72,000 | $273,000 |
| Credit Application Incomplete | 18 | $3,210,000 | $178,000 | $385,000 | $82,000 | $179,000 |
| Other | 11 | $1,935,000 | $175,000 | $335,000 | $55,000 | $87,000 |
| Employment History | 10 | $2,500,000 | $250,000 | $855,000 | $66,000 | $172,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $945,000 | $135,000 | $325,000 | $58,000 | $165,000 |
| Unverifiable Information | 6 | $1,110,000 | $185,000 | $305,000 | $58,000 | $93,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Meridian Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Meridian Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.