Merrill Lynch Credit Corp.
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage loan statistics, lending data, and loan application totals for Florida.
The mortgage statistics and data below are specific to mortgage loan applications for Merrill Lynch Credit Corp..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Merrill Lynch Credit Corp.
4802 Deer Lake Drive East Bldg 3
Jacksonville, FL 32246
Tel #: available with data download
Federal Regulator * available with data download
Years 2005  
Total Number of Mortgage Applications 37,363
Total Mortgage Loan Application Amount $14,131,760,000
Average Mortgage Loan Application Amount $350,700
Highest Mortgage Loan Application Amount $10,000,000
Average Applicant Income $150,613
Highest Applicant Income $8,588,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in FL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Merrill Lynch Credit Corp. by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Yates County New York 1 $ 115,000 $ 115,000 $ 49,000
Alleghany County North Carolina 1 $ 122,000 $ 122,000 $ 53,000
Bladen County North Carolina 1 $ 90,000 $ 90,000 $ 127,000
Camden County North Carolina 1 $ 372,000 $ 372,000 $ 0
Chowan County North Carolina 1 $ 246,000 $ 246,000 $ 51,000
Columbus County North Carolina 1 $ 107,000 $ 107,000 $ 0
Duplin County North Carolina 1 $ 317,000 $ 317,000 $ 112,000
Franklin County North Carolina 1 $ 79,000 $ 79,000 $ 0
Gates County North Carolina 1 $ 74,000 $ 74,000 $ 31,000
Graham County North Carolina 1 $ 525,000 $ 525,000 $ 400,000
Harnett County North Carolina 1 $ 77,000 $ 77,000 $ 101,000
Mitchell County North Carolina 1 $ 190,000 $ 190,000 $ 93,000
Montgomery County North Carolina 1 $ 344,000 $ 344,000 $ 381,000
Perquimans County North Carolina 1 $ 100,000 $ 100,000 $ 0
Randolph County North Carolina 1 $ 153,000 $ 153,000 $ 193,000
Rockingham County North Carolina 1 $ 127,000 $ 127,000 $ 283,000
Scotland County North Carolina 1 $ 290,000 $ 290,000 $ 63,000
Vance County North Carolina 1 $ 62,000 $ 62,000 $ 82,000
Wayne County North Carolina 1 $ 275,000 $ 275,000 $ 96,000
Grand Forks County North Dakota 1 $ 96,000 $ 96,000 $ 143,000
Morton County North Dakota 1 $ 126,000 $ 126,000 $ 0
Stark County North Dakota 1 $ 140,000 $ 140,000 $ 48,000
Towner County North Dakota 1 $ 24,000 $ 24,000 $ 42,000
Ward County North Dakota 1 $ 139,000 $ 139,000 $ 113,000
Columbiana County Ohio 1 $ 150,000 $ 150,000 $ 93,000
Darke County Ohio 1 $ 640,000 $ 640,000 $ 290,000
Huron County Ohio 1 $ 133,000 $ 133,000 $ 0
Jackson County Ohio 1 $ 55,000 $ 55,000 $ 33,000
Lawrence County Ohio 1 $ 118,000 $ 118,000 $ 0
Mercer County Ohio 1 $ 168,000 $ 168,000 $ 72,000
Miami County Ohio 1 $ 47,000 $ 47,000 $ 40,000
Perry County Ohio 1 $ 280,000 $ 280,000 $ 346,000
Putnam County Ohio 1 $ 29,000 $ 29,000 $ 43,000
Scioto County Ohio 1 $ 113,000 $ 113,000 $ 160,000
Wyandot County Ohio 1 $ 64,000 $ 64,000 $ 24,000
Adair County Oklahoma 1 $ 65,000 $ 65,000 $ 0
Caddo County Oklahoma 1 $ 150,000 $ 150,000 $ 133,000
Carter County Oklahoma 1 $ 85,000 $ 85,000 $ 44,000
Coal County Oklahoma 1 $ 92,000 $ 92,000 $ 0
Creek County Oklahoma 1 $ 238,000 $ 238,000 $ 45,000
Grady County Oklahoma 1 $ 177,000 $ 177,000 $ 99,000
Kingfisher County Oklahoma 1 $ 78,000 $ 78,000 $ 0
Lincoln County Oklahoma 1 $ 145,000 $ 145,000 $ 161,000
McIntosh County Oklahoma 1 $ 117,000 $ 117,000 $ 73,000
Muskogee County Oklahoma 1 $ 287,000 $ 287,000 $ 0
Noble County Oklahoma 1 $ 43,000 $ 43,000 $ 45,000
Ottawa County Oklahoma 1 $ 194,000 $ 194,000 $ 0
Pottawatomie County Oklahoma 1 $ 479,000 $ 479,000 $ 2,600,000
Seminole County Oklahoma 1 $ 460,000 $ 460,000 $ 88,000
Stephens County Oklahoma 1 $ 92,000 $ 92,000 $ 44,000
Crook County Oregon 1 $ 132,000 $ 132,000 $ 91,000
Umatilla County Oregon 1 $ 131,000 $ 131,000 $ 65,000
Wallowa County Oregon 1 $ 264,000 $ 264,000 $ 51,000
Wasco County Oregon 1 $ 149,000 $ 149,000 $ 0
Armstrong County Pennsylvania 1 $ 207,000 $ 207,000 $ 75,000
Cameron County Pennsylvania 1 $ 140,000 $ 140,000 $ 0
Clinton County Pennsylvania 1 $ 50,000 $ 50,000 $ 0
Fulton County Pennsylvania 1 $ 117,000 $ 117,000 $ 0
Jefferson County Pennsylvania 1 $ 232,000 $ 232,000 $ 0
McKean County Pennsylvania 1 $ 39,000 $ 39,000 $ 0
Snyder County Pennsylvania 1 $ 89,000 $ 89,000 $ 20,000
Somerset County Pennsylvania 1 $ 202,000 $ 202,000 $ 356,000
Venango County Pennsylvania 1 $ 126,000 $ 126,000 $ 110,000
Wyoming County Pennsylvania 1 $ 190,000 $ 190,000 $ 0
Abbeville County South Carolina 1 $ 128,000 $ 128,000 $ 0
Cherokee County South Carolina 1 $ 106,000 $ 106,000 $ 49,000
Chester County South Carolina 1 $ 53,000 $ 53,000 $ 0
Chesterfield County South Carolina 1 $ 120,000 $ 120,000 $ 173,000
Lancaster County South Carolina 1 $ 359,000 $ 359,000 $ 200,000
Laurens County South Carolina 1 $ 32,000 $ 32,000 $ 93,000
Williamsburg County South Carolina 1 $ 81,000 $ 81,000 $ 0
Brown County South Dakota 1 $ 224,000 $ 224,000 $ 114,000
Grant County South Dakota 1 $ 173,000 $ 173,000 $ 153,000
Lawrence County South Dakota 1 $ 119,000 $ 119,000 $ 53,000
Meade County South Dakota 1 $ 80,000 $ 80,000 $ 0
Spink County South Dakota 1 $ 142,000 $ 142,000 $ 175,000
Union County South Dakota 1 $ 426,000 $ 426,000 $ 134,000
Campbell County Tennessee 1 $ 451,000 $ 451,000 $ 162,000
Carroll County Tennessee 1 $ 38,000 $ 38,000 $ 52,000
Carter County Tennessee 1 $ 60,000 $ 60,000 $ 74,000
Cheatham County Tennessee 1 $ 190,000 $ 190,000 $ 83,000
Coffee County Tennessee 1 $ 60,000 $ 60,000 $ 84,000
DeKalb County Tennessee 1 $ 290,000 $ 290,000 $ 1,050,000
Dickson County Tennessee 1 $ 44,000 $ 44,000 $ 45,000
Fentress County Tennessee 1 $ 96,000 $ 96,000 $ 0
Gibson County Tennessee 1 $ 68,000 $ 68,000 $ 53,000
Greene County Tennessee 1 $ 228,000 $ 228,000 $ 48,000
Haywood County Tennessee 1 $ 177,000 $ 177,000 $ 46,000
Humphreys County Tennessee 1 $ 185,000 $ 185,000 $ 60,000
Jefferson County Tennessee 1 $ 480,000 $ 480,000 $ 0
Marshall County Tennessee 1 $ 172,000 $ 172,000 $ 119,000
Polk County Tennessee 1 $ 217,000 $ 217,000 $ 70,000
Rhea County Tennessee 1 $ 342,000 $ 342,000 $ 69,000
Sequatchie County Tennessee 1 $ 412,000 $ 412,000 $ 214,000
White County Tennessee 1 $ 60,000 $ 60,000 $ 0
Anderson County Texas 1 $ 95,000 $ 95,000 $ 0
Atascosa County Texas 1 $ 116,000 $ 116,000 $ 0
Bandera County Texas 1 $ 138,000 $ 138,000 $ 48,000
Bastrop County Texas 1 $ 119,000 $ 119,000 $ 0
Bee County Texas 1 $ 375,000 $ 375,000 $ 719,000
Calhoun County Texas 1 $ 250,000 $ 250,000 $ 358,000
Cherokee County Texas 1 $ 168,000 $ 168,000 $ 0
Cooke County Texas 1 $ 130,000 $ 130,000 $ 91,000
Dawson County Texas 1 $ 45,000 $ 45,000 $ 28,000
Deaf Smith County Texas 1 $ 253,000 $ 253,000 $ 117,000
Duval County Texas 1 $ 380,000 $ 380,000 $ 70,000
Eastland County Texas 1 $ 335,000 $ 335,000 $ 204,000
Fannin County Texas 1 $ 130,000 $ 130,000 $ 65,000
Franklin County Texas 1 $ 248,000 $ 248,000 $ 250,000
Freestone County Texas 1 $ 72,000 $ 72,000 $ 117,000
Gonzales County Texas 1 $ 110,000 $ 110,000 $ 0
Gray County Texas 1 $ 137,000 $ 137,000 $ 59,000
Hale County Texas 1 $ 50,000 $ 50,000 $ 165,000
Hamilton County Texas 1 $ 61,000 $ 61,000 $ 0
Hardeman County Texas 1 $ 43,000 $ 43,000 $ 42,000
Hockley County Texas 1 $ 90,000 $ 90,000 $ 64,000
Jack County Texas 1 $ 290,000 $ 290,000 $ 0
Jim Wells County Texas 1 $ 68,000 $ 68,000 $ 86,000
Jones County Texas 1 $ 60,000 $ 60,000 $ 60,000
Kaufman County Texas 1 $ 175,000 $ 175,000 $ 125,000
Kleberg County Texas 1 $ 62,000 $ 62,000 $ 112,000
Lamar County Texas 1 $ 66,000 $ 66,000 $ 0
Leon County Texas 1 $ 212,000 $ 212,000 $ 60,000
Madison County Texas 1 $ 480,000 $ 480,000 $ 122,000
Marion County Texas 1 $ 87,000 $ 87,000 $ 56,000
Nacogdoches County Texas 1 $ 175,000 $ 175,000 $ 0
Navarro County Texas 1 $ 150,000 $ 150,000 $ 0
Newton County Texas 1 $ 56,000 $ 56,000 $ 150,000
Palo Pinto County Texas 1 $ 170,000 $ 170,000 $ 360,000
Presidio County Texas 1 $ 280,000 $ 280,000 $ 404,000
Rusk County Texas 1 $ 94,000 $ 94,000 $ 92,000
Shackelford County Texas 1 $ 34,000 $ 34,000 $ 107,000
Somervell County Texas 1 $ 249,000 $ 249,000 $ 60,000
Stephens County Texas 1 $ 298,000 $ 298,000 $ 136,000
Tom Green County Texas 1 $ 93,000 $ 93,000 $ 0
Tyler County Texas 1 $ 58,000 $ 58,000 $ 27,000
Uvalde County Texas 1 $ 57,000 $ 57,000 $ 0
Val Verde County Texas 1 $ 99,000 $ 99,000 $ 135,000
Washington County Texas 1 $ 140,000 $ 140,000 $ 0
Wise County Texas 1 $ 132,000 $ 132,000 $ 36,000
Wood County Texas 1 $ 110,000 $ 110,000 $ 48,000
Juab County Utah 1 $ 175,000 $ 175,000 $ 0
Piute County Utah 1 $ 257,000 $ 257,000 $ 228,000
San Juan County Utah 1 $ 120,000 $ 120,000 $ 60,000
Tooele County Utah 1 $ 156,000 $ 156,000 $ 0
Orleans County Vermont 1 $ 80,000 $ 80,000 $ 0
Appomattox County Virginia 1 $ 180,000 $ 180,000 $ 46,000
Bath County Virginia 1 $ 600,000 $ 600,000 $ 683,000
Bristol County Virginia 1 $ 40,000 $ 40,000 $ 39,000
Campbell County Virginia 1 $ 100,000 $ 100,000 $ 18,000
Covington County Virginia 1 $ 121,000 $ 121,000 $ 0
Cumberland County Virginia 1 $ 133,000 $ 133,000 $ 0
Dinwiddie County Virginia 1 $ 115,000 $ 115,000 $ 0
Essex County Virginia 1 $ 113,000 $ 113,000 $ 0
Franklin City County Virginia 1 $ 220,000 $ 220,000 $ 0
Galax County Virginia 1 $ 600,000 $ 600,000 $ 0
Grayson County Virginia 1 $ 75,000 $ 75,000 $ 61,000
Greene County Virginia 1 $ 125,000 $ 125,000 $ 51,000
Harrisonburg County Virginia 1 $ 114,000 $ 114,000 $ 48,000
Lee County Virginia 1 $ 46,000 $ 46,000 $ 42,000
Manassas Park County Virginia 1 $ 480,000 $ 480,000 $ 132,000
Martinsville County Virginia 1 $ 220,000 $ 220,000 $ 179,000
Northumberland County Virginia 1 $ 504,000 $ 504,000 $ 343,000
Page County Virginia 1 $ 149,000 $ 149,000 $ 177,000
Pittsylvania County Virginia 1 $ 79,000 $ 79,000 $ 87,000
Prince George County Virginia 1 $ 169,000 $ 169,000 $ 140,000
Pulaski County Virginia 1 $ 110,000 $ 110,000 $ 93,000
Southampton County Virginia 1 $ 100,000 $ 100,000 $ 0
Surry County Virginia 1 $ 144,000 $ 144,000 $ 54,000
Asotin County Washington 1 $ 219,000 $ 219,000 $ 0
Columbia County Washington 1 $ 169,000 $ 169,000 $ 0
Lewis County Washington 1 $ 131,000 $ 131,000 $ 0
Okanogan County Washington 1 $ 108,000 $ 108,000 $ 49,000
Pacific County Washington 1 $ 600,000 $ 600,000 $ 198,000
Pend Oreille County Washington 1 $ 160,000 $ 160,000 $ 50,000
Wahkiakum County Washington 1 $ 319,000 $ 319,000 $ 133,000
Yakima County Washington 1 $ 184,000 $ 184,000 $ 0
Barbour County West Virginia 1 $ 154,000 $ 154,000 $ 0
Boone County West Virginia 1 $ 33,000 $ 33,000 $ 0
Harrison County West Virginia 1 $ 79,000 $ 79,000 $ 0
Lincoln County West Virginia 1 $ 71,000 $ 71,000 $ 146,000
Logan County West Virginia 1 $ 93,000 $ 93,000 $ 57,000
Marion County West Virginia 1 $ 139,000 $ 139,000 $ 0
Marshall County West Virginia 1 $ 210,000 $ 210,000 $ 136,000
Mercer County West Virginia 1 $ 45,000 $ 45,000 $ 135,000
Mingo County West Virginia 1 $ 58,000 $ 58,000 $ 110,000
Ohio County West Virginia 1 $ 394,000 $ 394,000 $ 128,000
Upshur County West Virginia 1 $ 90,000 $ 90,000 $ 195,000
Wood County West Virginia 1 $ 272,000 $ 272,000 $ 120,000
Adams County Wisconsin 1 $ 255,000 $ 255,000 $ 55,000
Buffalo County Wisconsin 1 $ 138,000 $ 138,000 $ 0
Grant County Wisconsin 1 $ 300,000 $ 300,000 $ 0
Green County Wisconsin 1 $ 129,000 $ 129,000 $ 0
Iron County Wisconsin 1 $ 130,000 $ 130,000 $ 0
Jefferson County Wisconsin 1 $ 171,000 $ 171,000 $ 96,000
Juneau County Wisconsin 1 $ 202,000 $ 202,000 $ 105,000
Marquette County Wisconsin 1 $ 132,000 $ 132,000 $ 0
Monroe County Wisconsin 1 $ 40,000 $ 40,000 $ 17,000
Taylor County Wisconsin 1 $ 280,000 $ 280,000 $ 369,000
Trempealeau County Wisconsin 1 $ 300,000 $ 300,000 $ 113,000
Winnebago County Wisconsin 1 $ 400,000 $ 400,000 $ 240,000
Wood County Wisconsin 1 $ 405,000 $ 405,000 $ 227,000
Albany County Wyoming 1 $ 100,000 $ 100,000 $ 30,000
Carbon County Wyoming 1 $ 1,500,000 $ 1,500,000 $ 493,000
Converse County Wyoming 1 $ 236,000 $ 236,000 $ 73,000
Fremont County Wyoming 1 $ 365,000 $ 365,000 $ 440,000
Hot Springs County Wyoming 1 $ 28,000 $ 28,000 $ 0
Lincoln County Wyoming 1 $ 500,000 $ 500,000 $ 0
Park County Wyoming 1 $ 118,000 $ 118,000 $ 385,000
Sheridan County Wyoming 1 $ 73,000 $ 73,000 $ 24,000
Uinta County Wyoming 1 $ 116,000 $ 116,000 $ 0
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The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Florida, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Merrill Lynch Credit Corp. in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 22,437 $8,322,154,000 $321,862 $10,000,000 $130,431 $8,588,000
Home Purchase 14,224 $5,475,431,000 $336,725 $8,000,000 $157,215 $8,000,000
Home Improvement 702 $334,175,000 $396,187 $10,000,000 $165,041 $3,792,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 25,841 $9,686,726,000 $333,627 $8,000,000 $160,823 $8,588,000
Not applicable 5,605 $1,913,063,000 $266,274 $4,600,000 $0 $0
Not Provided 3,116 $1,482,560,000 $415,529 $10,000,000 $205,039 $8,308,000
Black or African American 936 $296,950,000 $313,585 $3,000,000 $150,804 $4,795,000
Hispanic 929 $342,319,000 $295,227 $2,820,000 $139,159 $4,667,000
Asian 764 $361,173,000 $395,613 $7,250,000 $204,363 $7,200,000
American Indian or Alaskan Native 121 $33,866,000 $259,470 $1,950,000 $114,029 $1,000,000
Native Hawaiian or Other Pacific Islander 51 $15,103,000 $288,714 $864,000 $91,928 $354,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 37,363 $14,131,760,000 $327,509 $10,000,000 $142,352 $8,588,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 24,058 $8,900,731,000 $321,784 $8,000,000 $162,078 $8,588,000
Loan Purchased By The Institution 5,605 $1,913,063,000 $266,274 $4,600,000 $0 $0
Application Denied By Financial Institution 4,050 $1,683,203,000 $379,078 $10,000,000 $162,607 $6,667,000
Application Withdrawn By Applicant 2,255 $1,067,441,000 $405,470 $6,000,000 $203,254 $7,829,000
Application Approved But Not Accepted 1,181 $476,235,000 $356,333 $4,968,000 $154,875 $4,795,000
File Closed For Incompleteness 214 $91,087,000 $433,805 $4,000,000 $225,333 $1,300,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 1,290 $541,700,000 $434,551 $10,000,000 $212,632 $3,792,000
Debt-To-Income Ratio 1,071 $474,811,000 $377,020 $8,000,000 $104,020 $6,667,000
Credit History 719 $221,081,000 $294,804 $2,400,000 $154,760 $2,669,000
Credit Application Incomplete 425 $211,879,000 $404,022 $10,000,000 $201,066 $3,786,000
Other 320 $141,322,000 $423,500 $3,600,000 $190,047 $4,200,000
Insufficient Cash (Downpayment, Closing Cost) 179 $71,818,000 $354,972 $4,740,000 $120,783 $800,000
Employment History 36 $12,183,000 $309,235 $910,000 $100,588 $360,000
Unverifiable Information 10 $8,409,000 $946,375 $5,000,000 $445,875 $1,500,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in FL, and gives you an idea of what the best mortgage lenders really are.

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