Metrobank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Metrobank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Metrobank 1523 Eighth Street East Moline, IL 61244 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,325 |
| Total Mortgage Loan Application Amount | $58,605,000 |
| Average Mortgage Loan Application Amount | $77,800 |
| Highest Mortgage Loan Application Amount | $610,000 |
| Average Applicant Income | $69,800 |
| Highest Applicant Income | $240,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Metrobank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Metrobank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Metrobank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Metrobank serves its applicants.
Each category highlights the total number of mortgage applications processed by Metrobank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Metrobank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Rock Island County Illinois | 427 | $ 21,797,000 | $ 51,000 | $ 51,000 |
| Whiteside County Illinois | 106 | $ 6,725,000 | $ 63,000 | $ 43,000 |
| Scott County Iowa | 105 | $ 3,114,000 | $ 29,000 | $ 54,000 |
| Jackson County Iowa | 100 | $ 5,743,000 | $ 57,000 | $ 51,000 |
| Clinton County Iowa | 87 | $ 4,475,000 | $ 51,000 | $ 39,000 |
| Henry County Illinois | 63 | $ 3,742,000 | $ 59,000 | $ 52,000 |
| Carroll County Illinois | 62 | $ 3,671,000 | $ 59,000 | $ 31,000 |
| Rock County Wisconsin | 39 | $ 421,000 | $ 10,000 | $ 44,000 |
| Peoria County Illinois | 32 | $ 174,000 | $ 5,000 | $ 49,000 |
| Tazewell County Illinois | 23 | $ 140,000 | $ 6,000 | $ 39,000 |
| Mercer County Illinois | 17 | $ 697,000 | $ 41,000 | $ 55,000 |
| McLean County Illinois | 13 | $ 79,000 | $ 6,000 | $ 68,000 |
| Green County Wisconsin | 12 | $ 157,000 | $ 13,000 | $ 47,000 |
| Sangamon County Illinois | 11 | $ 44,000 | $ 4,000 | $ 43,000 |
| Cedar County Iowa | 10 | $ 143,000 | $ 14,000 | $ 37,000 |
| Winnebago County Illinois | 9 | $ 136,000 | $ 15,000 | $ 59,000 |
| Muscatine County Iowa | 8 | $ 133,000 | $ 16,000 | $ 53,000 |
| Polk County Iowa | 8 | $ 44,000 | $ 5,000 | $ 45,000 |
| Ogle County Illinois | 7 | $ 147,000 | $ 21,000 | $ 61,000 |
| Walworth County Wisconsin | 7 | $ 111,000 | $ 15,000 | $ 64,000 |
| Lee County Illinois | 6 | $ 49,000 | $ 8,000 | $ 46,000 |
| Des Moines County Iowa | 6 | $ 85,000 | $ 14,000 | $ 37,000 |
| Bureau County Illinois | 5 | $ 52,000 | $ 10,000 | $ 40,000 |
| Fulton County Illinois | 5 | $ 31,000 | $ 6,000 | $ 42,000 |
| Warren County Illinois | 5 | $ 147,000 | $ 29,000 | $ 33,000 |
| Dubuque County Iowa | 5 | $ 36,000 | $ 7,000 | $ 43,000 |
| Dane County Wisconsin | 5 | $ 43,000 | $ 8,000 | $ 69,000 |
| LaSalle County Illinois | 4 | $ 15,000 | $ 3,000 | $ 22,000 |
| Jasper County Iowa | 4 | $ 39,000 | $ 9,000 | $ 51,000 |
| Jo Daviess County Illinois | 3 | $ 25,000 | $ 8,000 | $ 40,000 |
| Knox County Illinois | 3 | $ 15,000 | $ 5,000 | $ 26,000 |
| Livingston County Illinois | 3 | $ 16,000 | $ 5,000 | $ 52,000 |
| Logan County Illinois | 3 | $ 15,000 | $ 5,000 | $ 85,000 |
| Mason County Illinois | 3 | $ 17,000 | $ 5,000 | $ 43,000 |
| Morgan County Illinois | 3 | $ 8,000 | $ 2,000 | $ 36,000 |
| Lee County Iowa | 3 | $ 24,000 | $ 8,000 | $ 32,000 |
| Louisa County Iowa | 3 | $ 18,000 | $ 6,000 | $ 58,000 |
| Lafayette County Wisconsin | 3 | $ 32,000 | $ 10,000 | $ 35,000 |
| Boone County Illinois | 2 | $ 134,000 | $ 67,000 | $ 70,000 |
| Cass County Illinois | 2 | $ 6,000 | $ 3,000 | $ 25,000 |
| Christian County Illinois | 2 | $ 14,000 | $ 7,000 | $ 29,000 |
| Cook County Illinois | 2 | $ 362,000 | $ 181,000 | $ 68,000 |
| DeKalb County Illinois | 2 | $ 16,000 | $ 8,000 | $ 61,000 |
| Woodford County Illinois | 2 | $ 19,000 | $ 9,000 | $ 40,000 |
| Dallas County Iowa | 2 | $ 15,000 | $ 7,000 | $ 22,000 |
| Henry County Iowa | 2 | $ 4,000 | $ 2,000 | $ 51,000 |
| Linn County Iowa | 2 | $ 22,000 | $ 11,000 | $ 69,000 |
| Marshall County Iowa | 2 | $ 10,000 | $ 5,000 | $ 65,000 |
| Columbia County Wisconsin | 2 | $ 20,000 | $ 10,000 | $ 45,000 |
| Maricopa County Arizona | 1 | $ 256,000 | $ 256,000 | $ 212,000 |
| De Witt County Illinois | 1 | $ 7,000 | $ 7,000 | $ 34,000 |
| Ford County Illinois | 1 | $ 12,000 | $ 12,000 | $ 39,000 |
| Macoupin County Illinois | 1 | $ 1,000 | $ 1,000 | $ 30,000 |
| Marshall County Illinois | 1 | $ 18,000 | $ 18,000 | $ 55,000 |
| McHenry County Illinois | 1 | $ 11,000 | $ 11,000 | $ 66,000 |
| Stark County Illinois | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Black Hawk County Iowa | 1 | $ 4,000 | $ 4,000 | $ 60,000 |
| Boone County Iowa | 1 | $ 3,000 | $ 3,000 | $ 27,000 |
| Greene County Iowa | 1 | $ 3,000 | $ 3,000 | $ 42,000 |
| Hardin County Iowa | 1 | $ 6,000 | $ 6,000 | $ 26,000 |
| Jones County Iowa | 1 | $ 18,000 | $ 18,000 | $ 12,000 |
| Marion County Iowa | 1 | $ 7,000 | $ 7,000 | $ 57,000 |
| Poweshiek County Iowa | 1 | $ 10,000 | $ 10,000 | $ 16,000 |
| Tama County Iowa | 1 | $ 2,000 | $ 2,000 | $ 21,000 |
| Washington County Iowa | 1 | $ 1,000 | $ 1,000 | $ 26,000 |
| Camden County Missouri | 1 | $ 115,000 | $ 115,000 | $ 103,000 |
Mortgage Loan Application Detail Totals for Metrobank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 668 | $7,059,000 | $10,333 | $128,000 | $46,666 | $240,000 |
| Refinancing | 357 | $27,343,000 | $74,000 | $440,000 | $49,500 | $234,000 |
| Home Purchase | 300 | $24,203,000 | $119,800 | $610,000 | $91,800 | $212,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,072 | $51,603,000 | $91,833 | $400,000 | $81,833 | $240,000 |
| Not Provided | 159 | $2,474,000 | $25,250 | $197,000 | $48,250 | $173,000 |
| Hispanic | 50 | $1,960,000 | $33,250 | $150,000 | $51,250 | $122,000 |
| Black or African American | 32 | $440,000 | $13,666 | $72,000 | $49,333 | $142,000 |
| Asian | 8 | $1,731,000 | $161,000 | $610,000 | $109,000 | $201,000 |
| Not applicable | 4 | $397,000 | $111,000 | $140,000 | $46,500 | $211,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,319 | $58,311,000 | $90,333 | $610,000 | $83,166 | $240,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $294,000 | $29,500 | $80,000 | $53,500 | $67,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 777 | $40,100,000 | $97,000 | $610,000 | $97,000 | $240,000 |
| Application Denied By Financial Institution | 356 | $8,146,000 | $18,000 | $250,000 | $42,666 | $130,000 |
| Application Approved But Not Accepted | 69 | $2,732,000 | $28,000 | $261,000 | $44,000 | $115,000 |
| Application Withdrawn By Applicant | 50 | $2,199,000 | $36,500 | $250,000 | $45,000 | $82,000 |
| Preapproval Approved but not Accepted | 43 | $4,145,000 | $96,000 | $400,000 | $53,000 | $134,000 |
| Preapproval Denied by Financial Institution | 24 | $941,000 | $39,000 | $125,000 | $36,000 | $73,000 |
| File Closed For Incompleteness | 6 | $342,000 | $57,333 | $117,000 | $42,000 | $50,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 212 | $4,600,000 | $18,250 | $200,000 | $44,500 | $130,000 |
| Debt-To-Income Ratio | 124 | $2,941,000 | $26,250 | $250,000 | $36,750 | $110,000 |
| Collateral | 14 | $219,000 | $10,333 | $80,000 | $43,000 | $111,000 |
| Employment History | 13 | $523,000 | $36,500 | $94,000 | $23,750 | $41,000 |
| Other | 11 | $508,000 | $29,500 | $121,000 | $47,250 | $120,000 |
| Credit Application Incomplete | 5 | $176,000 | $30,666 | $125,000 | $36,333 | $73,000 |
| Unverifiable Information | 1 | $120,000 | $120,000 | $120,000 | $49,000 | $49,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Metrobank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Metrobank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.