Mid America Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Mid America Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mid America Bank 55Th & Holmes Clarendon Hills, IL 60514 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,689 |
| Total Mortgage Loan Application Amount | $1,548,593,000 |
| Average Mortgage Loan Application Amount | $211,666 |
| Highest Mortgage Loan Application Amount | $18,000,000 |
| Average Applicant Income | $79,666 |
| Highest Applicant Income | $2,252,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Mid America Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mid America Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Mid America Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mid America Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Mid America Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mid America Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 3,529 | $ 761,550,000 | $ 215,000 | $ 77,000 |
| DuPage County Illinois | 923 | $ 233,932,000 | $ 253,000 | $ 94,000 |
| Will County Illinois | 535 | $ 116,945,000 | $ 218,000 | $ 91,000 |
| Kane County Illinois | 380 | $ 104,152,000 | $ 274,000 | $ 95,000 |
| Milwaukee County Wisconsin | 294 | $ 62,287,000 | $ 211,000 | $ 60,000 |
| Jefferson County Illinois | 211 | $ 49,171,000 | $ 233,000 | $ 75,000 |
| Lake County Illinois | 96 | $ 25,671,000 | $ 267,000 | $ 112,000 |
| Waukesha County Wisconsin | 89 | $ 18,026,000 | $ 202,000 | $ 79,000 |
| Kendall County Illinois | 79 | $ 16,225,000 | $ 205,000 | $ 94,000 |
| Washington County Wisconsin | 62 | $ 10,910,000 | $ 175,000 | $ 74,000 |
| McHenry County Illinois | 52 | $ 8,709,000 | $ 167,000 | $ 88,000 |
| DeKalb County Illinois | 39 | $ 6,321,000 | $ 162,000 | $ 78,000 |
| Walworth County Wisconsin | 26 | $ 6,422,000 | $ 247,000 | $ 106,000 |
| Lake County Indiana | 25 | $ 4,196,000 | $ 167,000 | $ 62,000 |
| Racine County Wisconsin | 24 | $ 6,457,000 | $ 269,000 | $ 130,000 |
| Boone County Illinois | 11 | $ 3,753,000 | $ 341,000 | $ 64,000 |
| Dane County Wisconsin | 11 | $ 16,918,000 | $ 1,538,000 | $ 102,000 |
| Monroe County Wisconsin | 11 | $ 3,515,000 | $ 319,000 | $ 180,000 |
| Grundy County Illinois | 10 | $ 1,587,000 | $ 158,000 | $ 74,000 |
| El Paso County Texas | 10 | $ 1,124,000 | $ 112,000 | $ 368,000 |
| Brown County Wisconsin | 10 | $ 11,125,000 | $ 1,112,000 | $ 133,000 |
| Kenosha County Wisconsin | 10 | $ 2,729,000 | $ 272,000 | $ 136,000 |
| Maricopa County Arizona | 9 | $ 3,462,000 | $ 384,000 | $ 63,000 |
| Winnebago County Illinois | 9 | $ 2,797,000 | $ 310,000 | $ 58,000 |
| Fond du Lac County Wisconsin | 7 | $ 1,013,000 | $ 144,000 | $ 42,000 |
| Sheboygan County Wisconsin | 7 | $ 2,768,000 | $ 395,000 | $ 46,000 |
| Lee County Florida | 6 | $ 2,118,000 | $ 353,000 | $ 230,000 |
| Pinellas County Florida | 6 | $ 868,000 | $ 144,000 | $ 40,000 |
| Ogle County Illinois | 6 | $ 674,000 | $ 112,000 | $ 42,000 |
| Jefferson County Wisconsin | 6 | $ 2,363,000 | $ 393,000 | $ 25,000 |
| Ozaukee County Wisconsin | 6 | $ 851,000 | $ 141,000 | $ 379,000 |
| Sarasota County Florida | 5 | $ 914,000 | $ 182,000 | $ 64,000 |
| Clark County Nevada | 5 | $ 1,907,000 | $ 381,000 | $ 322,000 |
| Boulder County Colorado | 4 | $ 1,295,000 | $ 323,000 | $ 107,000 |
| Broward County Florida | 4 | $ 1,335,000 | $ 333,000 | $ 55,000 |
| Collier County Florida | 4 | $ 1,834,000 | $ 458,000 | $ 130,000 |
| Jo Daviess County Illinois | 4 | $ 2,659,000 | $ 664,000 | $ 215,000 |
| LaSalle County Illinois | 4 | $ 1,133,000 | $ 283,000 | $ 14,000 |
| Marion County Indiana | 4 | $ 517,000 | $ 129,000 | $ 78,000 |
| Adams County Wisconsin | 4 | $ 546,000 | $ 136,000 | $ 142,000 |
| Door County Wisconsin | 4 | $ 911,000 | $ 227,000 | $ 346,000 |
| Waupaca County Wisconsin | 4 | $ 376,000 | $ 94,000 | $ 111,000 |
| Winnebago County Wisconsin | 4 | $ 778,000 | $ 194,000 | $ 27,000 |
| Kankakee County Illinois | 3 | $ 1,161,000 | $ 387,000 | $ 35,000 |
| Johnson County Indiana | 3 | $ 290,000 | $ 96,000 | $ 45,000 |
| Porter County Indiana | 3 | $ 763,000 | $ 254,000 | $ 120,000 |
| Dodge County Wisconsin | 3 | $ 192,000 | $ 64,000 | $ 60,000 |
| Marinette County Wisconsin | 3 | $ 175,000 | $ 58,000 | $ 29,000 |
| Rock County Wisconsin | 3 | $ 5,963,000 | $ 1,987,000 | $ 0 |
| Vilas County Wisconsin | 3 | $ 620,000 | $ 206,000 | $ 109,000 |
| Pinal County Arizona | 2 | $ 719,000 | $ 359,000 | $ 72,000 |
| Alameda County California | 2 | $ 630,000 | $ 315,000 | $ 163,000 |
| Eagle County Colorado | 2 | $ 975,000 | $ 487,000 | $ 123,000 |
| Brevard County Florida | 2 | $ 281,000 | $ 140,000 | $ 76,000 |
| Orange County Florida | 2 | $ 885,000 | $ 442,000 | $ 41,000 |
| De Witt County Illinois | 2 | $ 123,000 | $ 61,000 | $ 23,000 |
| McLean County Illinois | 2 | $ 290,000 | $ 145,000 | $ 103,000 |
| Peoria County Illinois | 2 | $ 130,000 | $ 65,000 | $ 34,000 |
| Putnam County Illinois | 2 | $ 265,000 | $ 132,000 | $ 23,000 |
| LaPorte County Indiana | 2 | $ 580,000 | $ 290,000 | $ 67,000 |
| Starke County Indiana | 2 | $ 206,000 | $ 103,000 | $ 53,000 |
| Berrien County Michigan | 2 | $ 502,000 | $ 251,000 | $ 249,000 |
| Van Buren County Michigan | 2 | $ 593,000 | $ 296,000 | $ 197,000 |
| Stark County Ohio | 2 | $ 385,000 | $ 192,000 | $ 159,000 |
| Warren County Ohio | 2 | $ 751,000 | $ 375,000 | $ 292,000 |
| Washington County Oregon | 2 | $ 460,000 | $ 230,000 | $ 175,000 |
| Travis County Texas | 2 | $ 275,000 | $ 137,000 | $ 71,000 |
| King County Washington | 2 | $ 948,000 | $ 474,000 | $ 136,000 |
| Juneau County Wisconsin | 2 | $ 220,000 | $ 110,000 | $ 194,000 |
| Lincoln County Wisconsin | 2 | $ 244,000 | $ 122,000 | $ 23,000 |
| Marathon County Wisconsin | 2 | $ 1,906,000 | $ 953,000 | $ 32,000 |
| Wood County Wisconsin | 2 | $ 2,071,000 | $ 1,035,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 136,000 | $ 136,000 | $ 57,000 |
| Saline County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| San Bernardino County California | 1 | $ 322,000 | $ 322,000 | $ 0 |
| Douglas County Colorado | 1 | $ 353,000 | $ 353,000 | $ 123,000 |
| El Paso County Colorado | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Larimer County Colorado | 1 | $ 414,000 | $ 414,000 | $ 185,000 |
| District of Columbia County District Of Columbia | 1 | $ 468,000 | $ 468,000 | $ 264,000 |
| Bay County Florida | 1 | $ 417,000 | $ 417,000 | $ 437,000 |
| Charlotte County Florida | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Flagler County Florida | 1 | $ 504,000 | $ 504,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 246,000 | $ 246,000 | $ 127,000 |
| Manatee County Florida | 1 | $ 303,000 | $ 303,000 | $ 66,000 |
| Marion County Florida | 1 | $ 95,000 | $ 95,000 | $ 117,000 |
| Monroe County Florida | 1 | $ 698,000 | $ 698,000 | $ 314,000 |
| Palm Beach County Florida | 1 | $ 115,000 | $ 115,000 | $ 117,000 |
| Polk County Florida | 1 | $ 160,000 | $ 160,000 | $ 92,000 |
| Hawaii County Hawaii | 1 | $ 3,750,000 | $ 3,750,000 | $ 1,082,000 |
| Kauai County Hawaii | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Champaign County Illinois | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Effingham County Illinois | 1 | $ 200,000 | $ 200,000 | $ 224,000 |
| Knox County Illinois | 1 | $ 50,000 | $ 50,000 | $ 104,000 |
| Lee County Illinois | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Livingston County Illinois | 1 | $ 62,000 | $ 62,000 | $ 29,000 |
| Marshall County Illinois | 1 | $ 300,000 | $ 300,000 | $ 213,000 |
| Rock Island County Illinois | 1 | $ 160,000 | $ 160,000 | $ 68,000 |
| Sangamon County Illinois | 1 | $ 148,000 | $ 148,000 | $ 96,000 |
| St. Clair County Illinois | 1 | $ 118,000 | $ 118,000 | $ 38,000 |
| Vermilion County Illinois | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
| Whiteside County Illinois | 1 | $ 22,000 | $ 22,000 | $ 24,000 |
| Williamson County Illinois | 1 | $ 73,000 | $ 73,000 | $ 63,000 |
| Allen County Indiana | 1 | $ 74,000 | $ 74,000 | $ 48,000 |
| Elkhart County Indiana | 1 | $ 98,000 | $ 98,000 | $ 59,000 |
| Sedgwick County Kansas | 1 | $ 46,000 | $ 46,000 | $ 33,000 |
| St. Tammany County Louisiana | 1 | $ 384,000 | $ 384,000 | $ 500,000 |
| Benzie County Michigan | 1 | $ 220,000 | $ 220,000 | $ 143,000 |
| Cass County Michigan | 1 | $ 212,000 | $ 212,000 | $ 161,000 |
| Delta County Michigan | 1 | $ 130,000 | $ 130,000 | $ 54,000 |
| Kalamazoo County Michigan | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Winston County Mississippi | 1 | $ 39,000 | $ 39,000 | $ 57,000 |
| Pettis County Missouri | 1 | $ 132,000 | $ 132,000 | $ 126,000 |
| Pulaski County Missouri | 1 | $ 144,000 | $ 144,000 | $ 50,000 |
| St. Louis City County Missouri | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Missoula County Montana | 1 | $ 169,000 | $ 169,000 | $ 191,000 |
| Bergen County New Jersey | 1 | $ 347,000 | $ 347,000 | $ 140,000 |
| Bernalillo County New Mexico | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 330,000 |
| Henderson County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 75,000 | $ 75,000 | $ 184,000 |
| Blair County Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 114,000 |
| Berkeley County South Carolina | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 168,000 | $ 168,000 | $ 145,000 |
| Shelby County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Wilson County Tennessee | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Brazoria County Texas | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Utah County Utah | 1 | $ 150,000 | $ 150,000 | $ 38,000 |
| Weber County Utah | 1 | $ 158,000 | $ 158,000 | $ 139,000 |
| Loudoun County Virginia | 1 | $ 220,000 | $ 220,000 | $ 172,000 |
| Calumet County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 66,000 |
| Clark County Wisconsin | 1 | $ 14,000 | $ 14,000 | $ 106,000 |
| Columbia County Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Eau Claire County Wisconsin | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
| Iron County Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 186,000 |
| Kewaunee County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 177,000 |
| Manitowoc County Wisconsin | 1 | $ 3,320,000 | $ 3,320,000 | $ 0 |
| Marquette County Wisconsin | 1 | $ 110,000 | $ 110,000 | $ 120,000 |
| Oconto County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 208,000 |
| Oneida County Wisconsin | 1 | $ 387,000 | $ 387,000 | $ 40,000 |
| Outagamie County Wisconsin | 1 | $ 59,000 | $ 59,000 | $ 446,000 |
| Portage County Wisconsin | 1 | $ 1,400,000 | $ 1,400,000 | $ 0 |
| Sauk County Wisconsin | 1 | $ 94,000 | $ 94,000 | $ 150,000 |
| Shawano County Wisconsin | 1 | $ 17,000 | $ 17,000 | $ 63,000 |
| St. Croix County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Waushara County Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 128,000 |
Mortgage Loan Application Detail Totals for Mid America Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,251 | $805,662,000 | $247,000 | $14,770,000 | $89,000 | $2,252,000 |
| Refinancing | 3,051 | $678,325,000 | $222,000 | $18,000,000 | $80,000 | $1,664,000 |
| Home Improvement | 387 | $64,606,000 | $166,000 | $2,416,000 | $70,000 | $680,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,553 | $1,037,055,000 | $227,000 | $3,750,000 | $93,000 | $2,252,000 |
| Hispanic | 1,117 | $212,105,000 | $189,000 | $2,281,000 | $57,000 | $1,224,000 |
| Not Provided | 370 | $58,060,000 | $156,000 | $1,695,000 | $86,000 | $577,000 |
| Black or African American | 294 | $51,334,000 | $174,000 | $1,385,000 | $67,000 | $286,000 |
| Not applicable | 193 | $142,119,000 | $736,000 | $18,000,000 | $28,000 | $1,491,000 |
| Asian | 148 | $44,478,000 | $300,000 | $2,060,000 | $89,000 | $684,000 |
| American Indian or Alaskan Native | 10 | $2,284,000 | $228,000 | $500,000 | $110,000 | $546,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,158,000 | $289,000 | $417,000 | $115,000 | $162,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,422 | $1,500,943,000 | $233,000 | $18,000,000 | $85,000 | $2,252,000 |
| FHA-insured (Federal Housing Administration) | 251 | $44,090,000 | $175,000 | $289,000 | $59,000 | $233,000 |
| VA-guaranteed (Veterans Administration) | 16 | $3,560,000 | $222,000 | $400,000 | $85,000 | $245,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,610 | $1,062,450,000 | $230,000 | $18,000,000 | $84,000 | $2,252,000 |
| Application Approved But Not Accepted | 752 | $187,536,000 | $249,000 | $2,925,000 | $98,000 | $1,664,000 |
| Application Denied By Financial Institution | 701 | $148,861,000 | $212,000 | $3,000,000 | $79,000 | $1,632,000 |
| Application Withdrawn By Applicant | 274 | $74,737,000 | $272,000 | $2,235,000 | $74,000 | $529,000 |
| Preapproval Denied by Financial Institution | 212 | $49,299,000 | $232,000 | $2,887,000 | $74,000 | $2,142,000 |
| Loan Purchased By The Institution | 70 | $10,481,000 | $149,000 | $375,000 | $55,000 | $172,000 |
| File Closed For Incompleteness | 70 | $15,229,000 | $217,000 | $820,000 | $74,000 | $284,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 302 | $56,047,000 | $185,000 | $1,100,000 | $69,000 | $446,000 |
| Debt-To-Income Ratio | 216 | $51,285,000 | $237,000 | $3,000,000 | $63,000 | $1,333,000 |
| Collateral | 176 | $38,554,000 | $219,000 | $2,855,000 | $116,000 | $2,142,000 |
| Unverifiable Information | 81 | $19,789,000 | $244,000 | $1,104,000 | $70,000 | $507,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 48 | $12,038,000 | $250,000 | $1,500,000 | $86,000 | $536,000 |
| Employment History | 40 | $7,007,000 | $175,000 | $368,000 | $61,000 | $204,000 |
| Other | 39 | $9,664,000 | $247,000 | $1,695,000 | $98,000 | $362,000 |
| Credit Application Incomplete | 7 | $3,022,000 | $431,000 | $995,000 | $44,000 | $125,000 |
| Mortgage Insurance Denied | 4 | $754,000 | $188,000 | $250,000 | $42,000 | $74,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mid America Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mid America Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.