Mid-Atlantic Financial Service
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Mid-Atlantic Financial Service 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mid-Atlantic Financial Service 200 Galleria Parkway Suite 1300 Atlanta, GA 30008 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,262 |
| Total Mortgage Loan Application Amount | $284,413,000 |
| Average Mortgage Loan Application Amount | $118,071 |
| Highest Mortgage Loan Application Amount | $850,000 |
| Average Applicant Income | $59,357 |
| Highest Applicant Income | $1,046,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Mid-Atlantic Financial Service. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mid-Atlantic Financial Service's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Mid-Atlantic Financial Service's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mid-Atlantic Financial Service serves its applicants.
Each category highlights the total number of mortgage applications processed by Mid-Atlantic Financial Service, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mid-Atlantic Financial Service's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cobb County Georgia | 274 | $ 36,275,000 | $ 132,000 | $ 50,000 |
| DeKalb County Georgia | 254 | $ 31,965,000 | $ 125,000 | $ 40,000 |
| Fulton County Georgia | 234 | $ 33,569,000 | $ 143,000 | $ 64,000 |
| Gwinnett County Georgia | 209 | $ 29,957,000 | $ 143,000 | $ 47,000 |
| Clayton County Georgia | 152 | $ 17,257,000 | $ 113,000 | $ 43,000 |
| Henry County Georgia | 101 | $ 13,410,000 | $ 132,000 | $ 47,000 |
| Coweta County Georgia | 87 | $ 11,209,000 | $ 128,000 | $ 69,000 |
| Cherokee County Georgia | 75 | $ 9,968,000 | $ 132,000 | $ 50,000 |
| Paulding County Georgia | 75 | $ 8,944,000 | $ 119,000 | $ 46,000 |
| Newton County Georgia | 62 | $ 7,682,000 | $ 123,000 | $ 39,000 |
| Douglas County Georgia | 52 | $ 5,886,000 | $ 113,000 | $ 44,000 |
| Hall County Georgia | 43 | $ 4,516,000 | $ 105,000 | $ 29,000 |
| Forsyth County Georgia | 37 | $ 6,235,000 | $ 168,000 | $ 49,000 |
| Walton County Georgia | 36 | $ 4,534,000 | $ 125,000 | $ 41,000 |
| Fayette County Georgia | 34 | $ 5,569,000 | $ 163,000 | $ 80,000 |
| Muscogee County Georgia | 33 | $ 2,475,000 | $ 75,000 | $ 38,000 |
| Duval County Florida | 31 | $ 3,902,000 | $ 125,000 | $ 51,000 |
| Spalding County Georgia | 27 | $ 2,517,000 | $ 93,000 | $ 43,000 |
| Carroll County Georgia | 26 | $ 2,612,000 | $ 100,000 | $ 45,000 |
| Rockdale County Georgia | 26 | $ 3,271,000 | $ 125,000 | $ 38,000 |
| Orange County Florida | 25 | $ 3,257,000 | $ 130,000 | $ 55,000 |
| Bibb County Georgia | 23 | $ 1,780,000 | $ 77,000 | $ 36,000 |
| Bartow County Georgia | 22 | $ 2,401,000 | $ 109,000 | $ 53,000 |
| Davidson County Tennessee | 21 | $ 2,066,000 | $ 98,000 | $ 25,000 |
| Barrow County Georgia | 19 | $ 1,964,000 | $ 103,000 | $ 39,000 |
| Polk County Georgia | 18 | $ 1,573,000 | $ 87,000 | $ 38,000 |
| Shelby County Tennessee | 18 | $ 1,888,000 | $ 104,000 | $ 58,000 |
| Pike County Georgia | 17 | $ 2,229,000 | $ 131,000 | $ 34,000 |
| Troup County Georgia | 14 | $ 1,290,000 | $ 92,000 | $ 37,000 |
| Gordon County Georgia | 13 | $ 1,073,000 | $ 82,000 | $ 39,000 |
| Whitfield County Georgia | 13 | $ 1,139,000 | $ 87,000 | $ 34,000 |
| Floyd County Georgia | 12 | $ 1,109,000 | $ 92,000 | $ 53,000 |
| Butts County Georgia | 10 | $ 911,000 | $ 91,000 | $ 47,000 |
| Hamilton County Tennessee | 9 | $ 693,000 | $ 77,000 | $ 39,000 |
| Haralson County Georgia | 8 | $ 882,000 | $ 110,000 | $ 54,000 |
| Lamar County Georgia | 7 | $ 922,000 | $ 131,000 | $ 59,000 |
| Dougherty County Georgia | 5 | $ 439,000 | $ 87,000 | $ 51,000 |
| Harris County Georgia | 5 | $ 585,000 | $ 117,000 | $ 43,000 |
| Rutherford County Tennessee | 5 | $ 431,000 | $ 86,000 | $ 30,000 |
| Seminole County Florida | 4 | $ 460,000 | $ 115,000 | $ 41,000 |
| Chatham County Georgia | 4 | $ 398,000 | $ 99,000 | $ 67,000 |
| Clarke County Georgia | 4 | $ 470,000 | $ 117,000 | $ 66,000 |
| Heard County Georgia | 4 | $ 324,000 | $ 81,000 | $ 49,000 |
| Houston County Georgia | 4 | $ 252,000 | $ 63,000 | $ 53,000 |
| Meriwether County Georgia | 4 | $ 509,000 | $ 127,000 | $ 46,000 |
| Chesterfield County Virginia | 4 | $ 1,047,000 | $ 261,000 | $ 104,000 |
| Jefferson County Alabama | 3 | $ 422,000 | $ 140,000 | $ 92,000 |
| Lee County Florida | 3 | $ 314,000 | $ 104,000 | $ 27,000 |
| Leon County Florida | 3 | $ 203,000 | $ 67,000 | $ 60,000 |
| Okaloosa County Florida | 3 | $ 397,000 | $ 132,000 | $ 54,000 |
| Camden County Georgia | 3 | $ 250,000 | $ 83,000 | $ 70,000 |
| Jackson County Georgia | 3 | $ 975,000 | $ 325,000 | $ 123,000 |
| Oconee County Georgia | 3 | $ 501,000 | $ 167,000 | $ 103,000 |
| Knox County Tennessee | 3 | $ 258,000 | $ 86,000 | $ 42,000 |
| Fairfax County Virginia | 3 | $ 652,000 | $ 217,000 | $ 68,000 |
| Broward County Florida | 2 | $ 522,000 | $ 261,000 | $ 66,000 |
| Escambia County Florida | 2 | $ 104,000 | $ 52,000 | $ 12,000 |
| Flagler County Florida | 2 | $ 652,000 | $ 326,000 | $ 192,000 |
| Columbia County Georgia | 2 | $ 158,000 | $ 79,000 | $ 18,000 |
| Greene County Georgia | 2 | $ 446,000 | $ 223,000 | $ 134,000 |
| Lee County Georgia | 2 | $ 126,000 | $ 63,000 | $ 41,000 |
| Terrell County Georgia | 2 | $ 94,000 | $ 47,000 | $ 38,000 |
| Twiggs County Georgia | 2 | $ 138,000 | $ 69,000 | $ 21,000 |
| Upson County Georgia | 2 | $ 145,000 | $ 72,000 | $ 60,000 |
| Sullivan County Tennessee | 2 | $ 147,000 | $ 73,000 | $ 32,000 |
| Hampton County Virginia | 2 | $ 161,000 | $ 80,000 | $ 27,000 |
| Clay County Alabama | 1 | $ 26,000 | $ 26,000 | $ 98,000 |
| Bay County Florida | 1 | $ 84,000 | $ 84,000 | $ 96,000 |
| Charlotte County Florida | 1 | $ 314,000 | $ 314,000 | $ 69,000 |
| Clay County Florida | 1 | $ 104,000 | $ 104,000 | $ 89,000 |
| Hillsborough County Florida | 1 | $ 50,000 | $ 50,000 | $ 100,000 |
| Manatee County Florida | 1 | $ 84,000 | $ 84,000 | $ 24,000 |
| Marion County Florida | 1 | $ 118,000 | $ 118,000 | $ 49,000 |
| Miami-Dade County Florida | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| Nassau County Florida | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Santa Rosa County Florida | 1 | $ 54,000 | $ 54,000 | $ 18,000 |
| St. Johns County Florida | 1 | $ 137,000 | $ 137,000 | $ 91,000 |
| St. Lucie County Florida | 1 | $ 82,000 | $ 82,000 | $ 65,000 |
| Walton County Florida | 1 | $ 67,000 | $ 67,000 | $ 174,000 |
| Washington County Florida | 1 | $ 187,000 | $ 187,000 | $ 62,000 |
| Baldwin County Georgia | 1 | $ 70,000 | $ 70,000 | $ 35,000 |
| Brooks County Georgia | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Coffee County Georgia | 1 | $ 40,000 | $ 40,000 | $ 24,000 |
| Gilmer County Georgia | 1 | $ 127,000 | $ 127,000 | $ 70,000 |
| Glynn County Georgia | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Habersham County Georgia | 1 | $ 160,000 | $ 160,000 | $ 64,000 |
| Jasper County Georgia | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Jenkins County Georgia | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Jones County Georgia | 1 | $ 87,000 | $ 87,000 | $ 30,000 |
| Murray County Georgia | 1 | $ 95,000 | $ 95,000 | $ 90,000 |
| Pickens County Georgia | 1 | $ 147,000 | $ 147,000 | $ 62,000 |
| Putnam County Georgia | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Stephens County Georgia | 1 | $ 200,000 | $ 200,000 | $ 186,000 |
| Talbot County Georgia | 1 | $ 74,000 | $ 74,000 | $ 19,000 |
| Towns County Georgia | 1 | $ 359,000 | $ 359,000 | $ 82,000 |
| Union County Georgia | 1 | $ 45,000 | $ 45,000 | $ 37,000 |
| White County Georgia | 1 | $ 125,000 | $ 125,000 | $ 360,000 |
| Wilkes County Georgia | 1 | $ 63,000 | $ 63,000 | $ 66,000 |
| Jasper County Missouri | 1 | $ 22,000 | $ 22,000 | $ 60,000 |
| Pemiscot County Missouri | 1 | $ 53,000 | $ 53,000 | $ 25,000 |
| Texas County Missouri | 1 | $ 69,000 | $ 69,000 | $ 32,000 |
| Anderson County South Carolina | 1 | $ 60,000 | $ 60,000 | $ 35,000 |
| Charleston County South Carolina | 1 | $ 84,000 | $ 84,000 | $ 52,000 |
| Anderson County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 45,000 |
| Blount County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 57,000 |
| Cheatham County Tennessee | 1 | $ 143,000 | $ 143,000 | $ 33,000 |
| Cumberland County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 50,000 |
| Hardin County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Loudon County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 104,000 |
| Montgomery County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 33,000 |
| Morgan County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 75,000 |
| Obion County Tennessee | 1 | $ 42,000 | $ 42,000 | $ 20,000 |
| Robertson County Tennessee | 1 | $ 179,000 | $ 179,000 | $ 42,000 |
| Stewart County Tennessee | 1 | $ 67,000 | $ 67,000 | $ 30,000 |
| Union County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 29,000 |
| Washington County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Alexandria County Virginia | 1 | $ 99,000 | $ 99,000 | $ 31,000 |
| Norfolk County Virginia | 1 | $ 130,000 | $ 130,000 | $ 62,000 |
| Stafford County Virginia | 1 | $ 272,000 | $ 272,000 | $ 85,000 |
Mortgage Loan Application Detail Totals for Mid-Atlantic Financial Service in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,135 | $267,126,000 | $112,142 | $850,000 | $56,428 | $1,046,000 |
| Home Purchase | 125 | $17,160,000 | $148,200 | $438,000 | $72,000 | $486,000 |
| Home Improvement | 2 | $127,000 | $63,500 | $77,000 | $38,000 | $51,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,111 | $147,257,000 | $121,333 | $850,000 | $63,833 | $919,000 |
| Black or African American | 790 | $93,681,000 | $94,000 | $397,000 | $34,000 | $480,000 |
| Not Provided | 247 | $28,925,000 | $111,833 | $605,000 | $53,166 | $1,046,000 |
| Hispanic | 88 | $11,070,000 | $101,250 | $356,000 | $42,750 | $120,000 |
| Asian | 19 | $2,814,000 | $114,333 | $288,000 | $47,333 | $90,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $401,000 | $104,000 | $112,000 | $45,500 | $61,000 |
| American Indian or Alaskan Native | 3 | $265,000 | $88,000 | $119,000 | $48,000 | $86,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,938 | $244,001,000 | $110,857 | $850,000 | $57,000 | $1,046,000 |
| FHA-insured (Federal Housing Administration) | 306 | $38,113,000 | $124,666 | $227,000 | $42,000 | $98,000 |
| VA-guaranteed (Veterans Administration) | 18 | $2,299,000 | $97,333 | $240,000 | $35,000 | $76,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,238 | $158,392,000 | $119,857 | $605,000 | $56,142 | $919,000 |
| Application Withdrawn By Applicant | 794 | $97,420,000 | $86,000 | $600,000 | $55,428 | $1,046,000 |
| Application Denied By Financial Institution | 175 | $21,616,000 | $110,000 | $850,000 | $47,000 | $229,000 |
| Application Approved But Not Accepted | 55 | $6,985,000 | $140,666 | $306,000 | $48,666 | $185,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mid-Atlantic Financial Service's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mid-Atlantic Financial Service's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.