Mid-Atlantic Financial Service
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Mid-Atlantic Financial Service 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mid-Atlantic Financial Service 200 Galleria Parkway Suite 1300 Atlanta, GA 30008 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,403 |
| Total Mortgage Loan Application Amount | $231,732,000 |
| Average Mortgage Loan Application Amount | $162,333 |
| Highest Mortgage Loan Application Amount | $1,100,000 |
| Average Applicant Income | $64,000 |
| Highest Applicant Income | $1,105,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Mid-Atlantic Financial Service. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mid-Atlantic Financial Service's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Mid-Atlantic Financial Service's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mid-Atlantic Financial Service serves its applicants.
Each category highlights the total number of mortgage applications processed by Mid-Atlantic Financial Service, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mid-Atlantic Financial Service's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Gwinnett County Georgia | 100 | $ 16,061,000 | $ 160,000 | $ 51,000 |
| DeKalb County Georgia | 89 | $ 13,798,000 | $ 155,000 | $ 48,000 |
| Fulton County Georgia | 84 | $ 15,995,000 | $ 190,000 | $ 59,000 |
| Cobb County Georgia | 79 | $ 14,735,000 | $ 186,000 | $ 72,000 |
| Carroll County Georgia | 69 | $ 11,051,000 | $ 160,000 | $ 68,000 |
| Paulding County Georgia | 53 | $ 8,322,000 | $ 157,000 | $ 53,000 |
| Clayton County Georgia | 48 | $ 6,441,000 | $ 134,000 | $ 44,000 |
| Jackson County Georgia | 40 | $ 6,212,000 | $ 155,000 | $ 72,000 |
| Mecklenburg County North Carolina | 31 | $ 8,149,000 | $ 262,000 | $ 104,000 |
| Henry County Georgia | 29 | $ 4,625,000 | $ 159,000 | $ 50,000 |
| Douglas County Georgia | 27 | $ 3,829,000 | $ 141,000 | $ 55,000 |
| Barrow County Georgia | 24 | $ 2,965,000 | $ 123,000 | $ 54,000 |
| Chatham County Georgia | 21 | $ 3,095,000 | $ 147,000 | $ 43,000 |
| Newton County Georgia | 21 | $ 3,187,000 | $ 151,000 | $ 43,000 |
| Cherokee County Georgia | 19 | $ 3,832,000 | $ 201,000 | $ 85,000 |
| Bartow County Georgia | 17 | $ 2,761,000 | $ 162,000 | $ 77,000 |
| Bibb County Georgia | 17 | $ 1,885,000 | $ 110,000 | $ 45,000 |
| Hall County Georgia | 16 | $ 2,732,000 | $ 170,000 | $ 103,000 |
| Coweta County Georgia | 15 | $ 1,880,000 | $ 125,000 | $ 52,000 |
| Haralson County Georgia | 15 | $ 2,329,000 | $ 155,000 | $ 54,000 |
| Muscogee County Georgia | 15 | $ 1,701,000 | $ 113,000 | $ 61,000 |
| Rockdale County Georgia | 15 | $ 2,791,000 | $ 186,000 | $ 64,000 |
| Banks County Georgia | 13 | $ 2,827,000 | $ 217,000 | $ 103,000 |
| Richmond County Georgia | 13 | $ 1,588,000 | $ 122,000 | $ 42,000 |
| Walton County Georgia | 13 | $ 2,204,000 | $ 169,000 | $ 59,000 |
| Lee County Alabama | 12 | $ 2,056,000 | $ 171,000 | $ 57,000 |
| Russell County Alabama | 12 | $ 1,490,000 | $ 124,000 | $ 70,000 |
| Bulloch County Georgia | 11 | $ 1,655,000 | $ 150,000 | $ 54,000 |
| Houston County Georgia | 11 | $ 1,367,000 | $ 124,000 | $ 51,000 |
| Clarke County Georgia | 10 | $ 1,696,000 | $ 169,000 | $ 62,000 |
| Fayette County Georgia | 10 | $ 2,497,000 | $ 249,000 | $ 97,000 |
| Union County North Carolina | 10 | $ 3,082,000 | $ 308,000 | $ 119,000 |
| York County South Carolina | 10 | $ 2,102,000 | $ 210,000 | $ 73,000 |
| Duval County Florida | 9 | $ 1,297,000 | $ 144,000 | $ 61,000 |
| Madison County Georgia | 8 | $ 1,655,000 | $ 206,000 | $ 54,000 |
| Whitfield County Georgia | 8 | $ 1,158,000 | $ 144,000 | $ 54,000 |
| Horry County South Carolina | 8 | $ 1,526,000 | $ 190,000 | $ 54,000 |
| Shelby County Tennessee | 8 | $ 1,215,000 | $ 151,000 | $ 42,000 |
| Dougherty County Georgia | 7 | $ 1,000,000 | $ 142,000 | $ 65,000 |
| Floyd County Georgia | 7 | $ 853,000 | $ 121,000 | $ 113,000 |
| Forsyth County Georgia | 7 | $ 1,765,000 | $ 252,000 | $ 131,000 |
| Polk County Georgia | 7 | $ 738,000 | $ 105,000 | $ 32,000 |
| Wake County North Carolina | 7 | $ 1,453,000 | $ 207,000 | $ 66,000 |
| Jefferson County Alabama | 6 | $ 713,000 | $ 118,000 | $ 22,000 |
| St. Clair County Alabama | 6 | $ 1,082,000 | $ 180,000 | $ 86,000 |
| Columbia County Georgia | 6 | $ 996,000 | $ 166,000 | $ 64,000 |
| Effingham County Georgia | 6 | $ 1,057,000 | $ 176,000 | $ 60,000 |
| Troup County Georgia | 6 | $ 626,000 | $ 104,000 | $ 57,000 |
| Davidson County Tennessee | 6 | $ 869,000 | $ 144,000 | $ 14,000 |
| Chambers County Alabama | 5 | $ 1,104,000 | $ 220,000 | $ 134,000 |
| Franklin County Georgia | 5 | $ 773,000 | $ 154,000 | $ 70,000 |
| Glynn County Georgia | 5 | $ 666,000 | $ 133,000 | $ 33,000 |
| Gordon County Georgia | 5 | $ 711,000 | $ 142,000 | $ 49,000 |
| Harris County Georgia | 5 | $ 924,000 | $ 184,000 | $ 91,000 |
| Oconee County Georgia | 5 | $ 1,052,000 | $ 210,000 | $ 80,000 |
| Gaston County North Carolina | 5 | $ 1,357,000 | $ 271,000 | $ 87,000 |
| Greenville County South Carolina | 5 | $ 774,000 | $ 154,000 | $ 59,000 |
| Hamilton County Tennessee | 5 | $ 758,000 | $ 151,000 | $ 59,000 |
| Knox County Tennessee | 5 | $ 657,000 | $ 131,000 | $ 43,000 |
| Mobile County Alabama | 4 | $ 625,000 | $ 156,000 | $ 40,000 |
| Ware County Georgia | 4 | $ 322,000 | $ 80,000 | $ 33,000 |
| Montgomery County Tennessee | 4 | $ 531,000 | $ 132,000 | $ 52,000 |
| Cherokee County Alabama | 3 | $ 495,000 | $ 165,000 | $ 88,000 |
| Baldwin County Georgia | 3 | $ 371,000 | $ 123,000 | $ 109,000 |
| Ben Hill County Georgia | 3 | $ 191,000 | $ 63,000 | $ 24,000 |
| Catoosa County Georgia | 3 | $ 259,000 | $ 86,000 | $ 24,000 |
| Decatur County Georgia | 3 | $ 313,000 | $ 104,000 | $ 30,000 |
| Fannin County Georgia | 3 | $ 328,000 | $ 109,000 | $ 53,000 |
| Grady County Georgia | 3 | $ 320,000 | $ 106,000 | $ 62,000 |
| Habersham County Georgia | 3 | $ 410,000 | $ 136,000 | $ 55,000 |
| Spalding County Georgia | 3 | $ 329,000 | $ 109,000 | $ 20,000 |
| Walker County Georgia | 3 | $ 266,000 | $ 88,000 | $ 24,000 |
| Worth County Georgia | 3 | $ 388,000 | $ 129,000 | $ 75,000 |
| Cabarrus County North Carolina | 3 | $ 938,000 | $ 312,000 | $ 207,000 |
| Cumberland County North Carolina | 3 | $ 507,000 | $ 169,000 | $ 89,000 |
| Durham County North Carolina | 3 | $ 472,000 | $ 157,000 | $ 53,000 |
| Guilford County North Carolina | 3 | $ 500,000 | $ 166,000 | $ 70,000 |
| Onslow County North Carolina | 3 | $ 620,000 | $ 206,000 | $ 58,000 |
| Charleston County South Carolina | 3 | $ 848,000 | $ 282,000 | $ 85,000 |
| Florence County South Carolina | 3 | $ 252,000 | $ 84,000 | $ 46,000 |
| Georgetown County South Carolina | 3 | $ 406,000 | $ 135,000 | $ 56,000 |
| Rutherford County Tennessee | 3 | $ 384,000 | $ 128,000 | $ 27,000 |
| Tipton County Tennessee | 3 | $ 447,000 | $ 149,000 | $ 56,000 |
| Williamson County Tennessee | 3 | $ 631,000 | $ 210,000 | $ 40,000 |
| Houston County Alabama | 2 | $ 291,000 | $ 145,000 | $ 48,000 |
| Randolph County Alabama | 2 | $ 521,000 | $ 260,000 | $ 155,000 |
| Walker County Alabama | 2 | $ 282,000 | $ 141,000 | $ 46,000 |
| Collier County Florida | 2 | $ 410,000 | $ 205,000 | $ 75,000 |
| Escambia County Florida | 2 | $ 264,000 | $ 132,000 | $ 44,000 |
| Orange County Florida | 2 | $ 440,000 | $ 220,000 | $ 62,000 |
| Polk County Florida | 2 | $ 261,000 | $ 130,000 | $ 44,000 |
| Berrien County Georgia | 2 | $ 127,000 | $ 63,000 | $ 31,000 |
| Camden County Georgia | 2 | $ 312,000 | $ 156,000 | $ 64,000 |
| Dawson County Georgia | 2 | $ 528,000 | $ 264,000 | $ 74,000 |
| Elbert County Georgia | 2 | $ 228,000 | $ 114,000 | $ 43,000 |
| Jones County Georgia | 2 | $ 374,000 | $ 187,000 | $ 46,000 |
| Lamar County Georgia | 2 | $ 244,000 | $ 122,000 | $ 53,000 |
| Laurens County Georgia | 2 | $ 460,000 | $ 230,000 | $ 80,000 |
| Pickens County Georgia | 2 | $ 308,000 | $ 154,000 | $ 42,000 |
| Putnam County Georgia | 2 | $ 213,000 | $ 106,000 | $ 47,000 |
| Screven County Georgia | 2 | $ 237,000 | $ 118,000 | $ 47,000 |
| Stephens County Georgia | 2 | $ 264,000 | $ 132,000 | $ 41,000 |
| Sumter County Georgia | 2 | $ 324,000 | $ 162,000 | $ 143,000 |
| Thomas County Georgia | 2 | $ 238,000 | $ 119,000 | $ 50,000 |
| Tift County Georgia | 2 | $ 548,000 | $ 274,000 | $ 96,000 |
| Wilkinson County Georgia | 2 | $ 202,000 | $ 101,000 | $ 34,000 |
| Prince George's County Maryland | 2 | $ 613,000 | $ 306,000 | $ 117,000 |
| Buncombe County North Carolina | 2 | $ 409,000 | $ 204,000 | $ 52,000 |
| Catawba County North Carolina | 2 | $ 413,000 | $ 206,000 | $ 97,000 |
| New Hanover County North Carolina | 2 | $ 432,000 | $ 216,000 | $ 67,000 |
| Aiken County South Carolina | 2 | $ 302,000 | $ 151,000 | $ 43,000 |
| Anderson County South Carolina | 2 | $ 389,000 | $ 194,000 | $ 51,000 |
| Clarendon County South Carolina | 2 | $ 325,000 | $ 162,000 | $ 62,000 |
| Marion County South Carolina | 2 | $ 237,000 | $ 118,000 | $ 28,000 |
| Carter County Tennessee | 2 | $ 268,000 | $ 134,000 | $ 77,000 |
| Coffee County Tennessee | 2 | $ 254,000 | $ 127,000 | $ 53,000 |
| Wilson County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 65,000 |
| Chesterfield County Virginia | 2 | $ 575,000 | $ 287,000 | $ 96,000 |
| Petersburg County Virginia | 2 | $ 219,000 | $ 109,000 | $ 31,000 |
| Baldwin County Alabama | 1 | $ 130,000 | $ 130,000 | $ 37,000 |
| Clay County Alabama | 1 | $ 138,000 | $ 138,000 | $ 50,000 |
| Colbert County Alabama | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Elmore County Alabama | 1 | $ 269,000 | $ 269,000 | $ 108,000 |
| Escambia County Alabama | 1 | $ 288,000 | $ 288,000 | $ 80,000 |
| Etowah County Alabama | 1 | $ 119,000 | $ 119,000 | $ 63,000 |
| Henry County Alabama | 1 | $ 138,000 | $ 138,000 | $ 54,000 |
| Lauderdale County Alabama | 1 | $ 81,000 | $ 81,000 | $ 18,000 |
| Montgomery County Alabama | 1 | $ 255,000 | $ 255,000 | $ 176,000 |
| Shelby County Alabama | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Talladega County Alabama | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Tallapoosa County Alabama | 1 | $ 283,000 | $ 283,000 | $ 55,000 |
| Tuscaloosa County Alabama | 1 | $ 193,000 | $ 193,000 | $ 53,000 |
| Bay County Florida | 1 | $ 212,000 | $ 212,000 | $ 1,105,000 |
| Flagler County Florida | 1 | $ 161,000 | $ 161,000 | $ 60,000 |
| Highlands County Florida | 1 | $ 159,000 | $ 159,000 | $ 73,000 |
| Hillsborough County Florida | 1 | $ 115,000 | $ 115,000 | $ 85,000 |
| Indian River County Florida | 1 | $ 185,000 | $ 185,000 | $ 41,000 |
| Lee County Florida | 1 | $ 99,000 | $ 99,000 | $ 31,000 |
| Miami-Dade County Florida | 1 | $ 180,000 | $ 180,000 | $ 50,000 |
| Palm Beach County Florida | 1 | $ 370,000 | $ 370,000 | $ 103,000 |
| Pasco County Florida | 1 | $ 240,000 | $ 240,000 | $ 185,000 |
| Pinellas County Florida | 1 | $ 417,000 | $ 417,000 | $ 47,000 |
| Santa Rosa County Florida | 1 | $ 375,000 | $ 375,000 | $ 553,000 |
| St. Johns County Florida | 1 | $ 146,000 | $ 146,000 | $ 121,000 |
| Sumter County Florida | 1 | $ 70,000 | $ 70,000 | $ 40,000 |
| Bacon County Georgia | 1 | $ 163,000 | $ 163,000 | $ 36,000 |
| Brooks County Georgia | 1 | $ 178,000 | $ 178,000 | $ 44,000 |
| Bryan County Georgia | 1 | $ 204,000 | $ 204,000 | $ 60,000 |
| Burke County Georgia | 1 | $ 121,000 | $ 121,000 | $ 52,000 |
| Butts County Georgia | 1 | $ 126,000 | $ 126,000 | $ 42,000 |
| Candler County Georgia | 1 | $ 150,000 | $ 150,000 | $ 34,000 |
| Clay County Georgia | 1 | $ 98,000 | $ 98,000 | $ 68,000 |
| Coffee County Georgia | 1 | $ 234,000 | $ 234,000 | $ 53,000 |
| Crisp County Georgia | 1 | $ 49,000 | $ 49,000 | $ 28,000 |
| Dodge County Georgia | 1 | $ 72,000 | $ 72,000 | $ 26,000 |
| Dooly County Georgia | 1 | $ 60,000 | $ 60,000 | $ 35,000 |
| Emanuel County Georgia | 1 | $ 153,000 | $ 153,000 | $ 193,000 |
| Evans County Georgia | 1 | $ 100,000 | $ 100,000 | $ 29,000 |
| Gilmer County Georgia | 1 | $ 91,000 | $ 91,000 | $ 45,000 |
| Greene County Georgia | 1 | $ 417,000 | $ 417,000 | $ 375,000 |
| Heard County Georgia | 1 | $ 90,000 | $ 90,000 | $ 62,000 |
| Jasper County Georgia | 1 | $ 223,000 | $ 223,000 | $ 54,000 |
| Jefferson County Georgia | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
| Jenkins County Georgia | 1 | $ 140,000 | $ 140,000 | $ 33,000 |
| Liberty County Georgia | 1 | $ 197,000 | $ 197,000 | $ 74,000 |
| Lincoln County Georgia | 1 | $ 89,000 | $ 89,000 | $ 90,000 |
| Long County Georgia | 1 | $ 100,000 | $ 100,000 | $ 65,000 |
| Lowndes County Georgia | 1 | $ 48,000 | $ 48,000 | $ 50,000 |
| Monroe County Georgia | 1 | $ 82,000 | $ 82,000 | $ 68,000 |
| Montgomery County Georgia | 1 | $ 108,000 | $ 108,000 | $ 30,000 |
| Murray County Georgia | 1 | $ 80,000 | $ 80,000 | $ 56,000 |
| Oglethorpe County Georgia | 1 | $ 221,000 | $ 221,000 | $ 98,000 |
| Peach County Georgia | 1 | $ 120,000 | $ 120,000 | $ 43,000 |
| Pierce County Georgia | 1 | $ 111,000 | $ 111,000 | $ 30,000 |
| Pike County Georgia | 1 | $ 83,000 | $ 83,000 | $ 19,000 |
| Rabun County Georgia | 1 | $ 176,000 | $ 176,000 | $ 59,000 |
| Terrell County Georgia | 1 | $ 57,000 | $ 57,000 | $ 17,000 |
| Toombs County Georgia | 1 | $ 121,000 | $ 121,000 | $ 36,000 |
| Towns County Georgia | 1 | $ 294,000 | $ 294,000 | $ 54,000 |
| Union County Georgia | 1 | $ 292,000 | $ 292,000 | $ 55,000 |
| Wayne County Georgia | 1 | $ 143,000 | $ 143,000 | $ 28,000 |
| White County Georgia | 1 | $ 222,000 | $ 222,000 | $ 85,000 |
| Wilcox County Georgia | 1 | $ 117,000 | $ 117,000 | $ 43,000 |
| Wilkes County Georgia | 1 | $ 68,000 | $ 68,000 | $ 53,000 |
| Anne Arundel County Maryland | 1 | $ 278,000 | $ 278,000 | $ 86,000 |
| Baltimore County Maryland | 1 | $ 176,000 | $ 176,000 | $ 55,000 |
| Cecil County Maryland | 1 | $ 206,000 | $ 206,000 | $ 57,000 |
| St. Mary's County Maryland | 1 | $ 205,000 | $ 205,000 | $ 34,000 |
| Alamance County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 47,000 |
| Brunswick County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Carteret County North Carolina | 1 | $ 241,000 | $ 241,000 | $ 96,000 |
| Chatham County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 51,000 |
| Cherokee County North Carolina | 1 | $ 167,000 | $ 167,000 | $ 30,000 |
| Cleveland County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 32,000 |
| Columbus County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 51,000 |
| Craven County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 48,000 |
| Davidson County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 35,000 |
| Edgecombe County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 35,000 |
| Franklin County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 26,000 |
| Granville County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Iredell County North Carolina | 1 | $ 293,000 | $ 293,000 | $ 120,000 |
| McDowell County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 71,000 |
| Nash County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 29,000 |
| Randolph County North Carolina | 1 | $ 253,000 | $ 253,000 | $ 81,000 |
| Rockingham County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 46,000 |
| Rowan County North Carolina | 1 | $ 226,000 | $ 226,000 | $ 84,000 |
| Surry County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 48,000 |
| Wayne County North Carolina | 1 | $ 183,000 | $ 183,000 | $ 71,000 |
| Beaufort County South Carolina | 1 | $ 196,000 | $ 196,000 | $ 28,000 |
| Berkeley County South Carolina | 1 | $ 138,000 | $ 138,000 | $ 33,000 |
| Dorchester County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Orangeburg County South Carolina | 1 | $ 220,000 | $ 220,000 | $ 85,000 |
| Pickens County South Carolina | 1 | $ 261,000 | $ 261,000 | $ 69,000 |
| Richland County South Carolina | 1 | $ 213,000 | $ 213,000 | $ 108,000 |
| Spartanburg County South Carolina | 1 | $ 82,000 | $ 82,000 | $ 35,000 |
| Williamsburg County South Carolina | 1 | $ 166,000 | $ 166,000 | $ 88,000 |
| Cumberland County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 28,000 |
| Dickson County Tennessee | 1 | $ 226,000 | $ 226,000 | $ 72,000 |
| Dyer County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 28,000 |
| Franklin County Tennessee | 1 | $ 171,000 | $ 171,000 | $ 79,000 |
| Gibson County Tennessee | 1 | $ 89,000 | $ 89,000 | $ 62,000 |
| Greene County Tennessee | 1 | $ 186,000 | $ 186,000 | $ 50,000 |
| Henderson County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 30,000 |
| Lawrence County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 78,000 |
| Maury County Tennessee | 1 | $ 164,000 | $ 164,000 | $ 47,000 |
| Obion County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Rhea County Tennessee | 1 | $ 102,000 | $ 102,000 | $ 43,000 |
| Roane County Tennessee | 1 | $ 178,000 | $ 178,000 | $ 72,000 |
| Sevier County Tennessee | 1 | $ 97,000 | $ 97,000 | $ 32,000 |
| Sullivan County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 43,000 |
| Warren County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 59,000 |
| Washington County Tennessee | 1 | $ 113,000 | $ 113,000 | $ 28,000 |
| Amelia County Virginia | 1 | $ 94,000 | $ 94,000 | $ 21,000 |
| Clarke County Virginia | 1 | $ 457,000 | $ 457,000 | $ 145,000 |
| Essex County Virginia | 1 | $ 146,000 | $ 146,000 | $ 52,000 |
| Fairfax County Virginia | 1 | $ 231,000 | $ 231,000 | $ 46,000 |
| Goochland County Virginia | 1 | $ 222,000 | $ 222,000 | $ 36,000 |
| Henrico County Virginia | 1 | $ 212,000 | $ 212,000 | $ 75,000 |
| Portsmouth County Virginia | 1 | $ 397,000 | $ 397,000 | $ 87,000 |
| Smyth County Virginia | 1 | $ 101,000 | $ 101,000 | $ 20,000 |
| Spotsylvania County Virginia | 1 | $ 207,000 | $ 207,000 | $ 84,000 |
| Virginia Beach County Virginia | 1 | $ 337,000 | $ 337,000 | $ 71,000 |
Mortgage Loan Application Detail Totals for Mid-Atlantic Financial Service in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,002 | $162,321,000 | $161,000 | $495,000 | $58,000 | $772,000 |
| Home Purchase | 347 | $61,259,000 | $176,000 | $1,100,000 | $75,000 | $1,105,000 |
| Home Improvement | 54 | $8,152,000 | $150,000 | $370,000 | $59,000 | $220,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 683 | $117,361,000 | $171,000 | $588,000 | $71,000 | $1,105,000 |
| Black or African American | 414 | $65,674,000 | $158,000 | $1,100,000 | $52,000 | $280,000 |
| Not Provided | 244 | $37,973,000 | $155,000 | $417,000 | $56,000 | $553,000 |
| Hispanic | 39 | $6,259,000 | $160,000 | $417,000 | $54,000 | $180,000 |
| Asian | 11 | $2,059,000 | $187,000 | $354,000 | $67,000 | $204,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,394,000 | $199,000 | $287,000 | $60,000 | $124,000 |
| American Indian or Alaskan Native | 5 | $1,012,000 | $202,000 | $291,000 | $57,000 | $126,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 926 | $141,399,000 | $152,000 | $457,000 | $49,000 | $203,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 470 | $89,150,000 | $189,000 | $1,100,000 | $88,000 | $1,105,000 |
| VA-guaranteed (Veterans Administration) | 7 | $1,183,000 | $169,000 | $332,000 | $79,000 | $193,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 824 | $133,905,000 | $162,000 | $1,100,000 | $63,000 | $553,000 |
| Application Withdrawn By Applicant | 342 | $58,446,000 | $170,000 | $588,000 | $63,000 | $772,000 |
| Application Denied By Financial Institution | 201 | $33,172,000 | $165,000 | $417,000 | $59,000 | $1,105,000 |
| Application Approved But Not Accepted | 32 | $5,043,000 | $157,000 | $399,000 | $62,000 | $442,000 |
| File Closed For Incompleteness | 3 | $904,000 | $301,000 | $417,000 | $63,000 | $110,000 |
| Preapproval Denied by Financial Institution | 1 | $262,000 | $262,000 | $262,000 | $108,000 | $108,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 21 | $3,406,000 | $162,000 | $292,000 | $44,000 | $78,000 |
| Credit History | 18 | $2,405,000 | $133,000 | $184,000 | $30,000 | $101,000 |
| Credit Application Incomplete | 12 | $1,636,000 | $136,000 | $194,000 | $41,000 | $78,000 |
| Collateral | 11 | $1,377,000 | $125,000 | $182,000 | $54,000 | $121,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $550,000 | $183,000 | $278,000 | $55,000 | $86,000 |
| Unverifiable Information | 3 | $562,000 | $187,000 | $239,000 | $15,000 | $46,000 |
| Other | 1 | $255,000 | $255,000 | $255,000 | $36,000 | $36,000 |
| Employment History | 1 | $86,000 | $86,000 | $86,000 | $58,000 | $58,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mid-Atlantic Financial Service's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mid-Atlantic Financial Service's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.