Mid Penn Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Mid Penn Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mid Penn Bank 349 Union Street Millersburg, PA 17061 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,050 |
| Total Mortgage Loan Application Amount | $460,370,000 |
| Average Mortgage Loan Application Amount | $195,000 |
| Highest Mortgage Loan Application Amount | $21,755,000 |
| Average Applicant Income | $140,200 |
| Highest Applicant Income | $6,924,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Mid Penn Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mid Penn Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Mid Penn Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mid Penn Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Mid Penn Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mid Penn Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dauphin County Pennsylvania | 324 | $ 50,470,000 | $ 155,000 | $ 116,000 |
| Schuylkill County Pennsylvania | 267 | $ 25,845,000 | $ 96,000 | $ 86,000 |
| Cumberland County Pennsylvania | 153 | $ 39,175,000 | $ 256,000 | $ 146,000 |
| Lancaster County Pennsylvania | 138 | $ 25,140,000 | $ 182,000 | $ 123,000 |
| Montgomery County Pennsylvania | 138 | $ 42,970,000 | $ 311,000 | $ 170,000 |
| Delaware County Pennsylvania | 125 | $ 33,235,000 | $ 265,000 | $ 133,000 |
| Berks County Pennsylvania | 110 | $ 17,150,000 | $ 155,000 | $ 139,000 |
| Chester County Pennsylvania | 91 | $ 33,105,000 | $ 363,000 | $ 162,000 |
| York County Pennsylvania | 70 | $ 19,090,000 | $ 272,000 | $ 159,000 |
| Clearfield County Pennsylvania | 66 | $ 5,840,000 | $ 88,000 | $ 58,000 |
| Philadelphia County Pennsylvania | 66 | $ 17,730,000 | $ 268,000 | $ 98,000 |
| Fayette County Pennsylvania | 62 | $ 5,160,000 | $ 83,000 | $ 68,000 |
| Bucks County Pennsylvania | 48 | $ 17,100,000 | $ 356,000 | $ 216,000 |
| Luzerne County Pennsylvania | 44 | $ 5,760,000 | $ 130,000 | $ 92,000 |
| Northumberland County Pennsylvania | 32 | $ 3,130,000 | $ 97,000 | $ 99,000 |
| Perry County Pennsylvania | 27 | $ 3,535,000 | $ 130,000 | $ 85,000 |
| Huntingdon County Pennsylvania | 26 | $ 1,650,000 | $ 63,000 | $ 64,000 |
| Westmoreland County Pennsylvania | 26 | $ 2,600,000 | $ 100,000 | $ 87,000 |
| Lebanon County Pennsylvania | 24 | $ 26,380,000 | $ 1,099,000 | $ 139,000 |
| New Castle County Delaware | 19 | $ 5,305,000 | $ 279,000 | $ 130,000 |
| Cape May County New Jersey | 12 | $ 9,830,000 | $ 819,000 | $ 496,000 |
| Blair County Pennsylvania | 12 | $ 330,000 | $ 27,000 | $ 72,000 |
| Lycoming County Pennsylvania | 11 | $ 2,065,000 | $ 187,000 | $ 87,000 |
| Atlantic County New Jersey | 10 | $ 7,790,000 | $ 779,000 | $ 274,000 |
| Sussex County Delaware | 9 | $ 3,835,000 | $ 426,000 | $ 387,000 |
| Bedford County Pennsylvania | 9 | $ 1,135,000 | $ 126,000 | $ 199,000 |
| Centre County Pennsylvania | 8 | $ 1,000,000 | $ 125,000 | $ 104,000 |
| Lehigh County Pennsylvania | 8 | $ 6,050,000 | $ 756,000 | $ 999,000 |
| Carbon County Pennsylvania | 7 | $ 1,065,000 | $ 152,000 | $ 143,000 |
| Worcester County Maryland | 6 | $ 2,210,000 | $ 368,000 | $ 258,000 |
| Camden County New Jersey | 6 | $ 1,600,000 | $ 266,000 | $ 131,000 |
| Franklin County Pennsylvania | 6 | $ 920,000 | $ 153,000 | $ 75,000 |
| Union County Pennsylvania | 6 | $ 1,390,000 | $ 231,000 | $ 134,000 |
| Frederick County Maryland | 4 | $ 1,550,000 | $ 387,000 | $ 124,000 |
| Burlington County New Jersey | 4 | $ 1,170,000 | $ 292,000 | $ 109,000 |
| Adams County Pennsylvania | 4 | $ 520,000 | $ 130,000 | $ 61,000 |
| Broward County Florida | 3 | $ 1,735,000 | $ 578,000 | $ 373,000 |
| Collier County Florida | 3 | $ 1,725,000 | $ 575,000 | $ 0 |
| Palm Beach County Florida | 3 | $ 1,965,000 | $ 655,000 | $ 349,000 |
| Gloucester County New Jersey | 3 | $ 475,000 | $ 158,000 | $ 117,000 |
| Allegheny County Pennsylvania | 3 | $ 475,000 | $ 158,000 | $ 93,000 |
| Jefferson County Pennsylvania | 3 | $ 215,000 | $ 71,000 | $ 61,000 |
| Snyder County Pennsylvania | 3 | $ 305,000 | $ 101,000 | $ 80,000 |
| Lee County Florida | 2 | $ 470,000 | $ 235,000 | $ 1,752,000 |
| Bradford County Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 82,000 |
| Clinton County Pennsylvania | 2 | $ 290,000 | $ 145,000 | $ 154,000 |
| Columbia County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 105,000 |
| Elk County Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 87,000 |
| Mifflin County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 14,000 |
| Northampton County Pennsylvania | 2 | $ 1,760,000 | $ 880,000 | $ 156,000 |
| Pike County Pennsylvania | 2 | $ 530,000 | $ 265,000 | $ 138,000 |
| Washington County Pennsylvania | 2 | $ 40,000 | $ 20,000 | $ 15,000 |
| Duval County Florida | 1 | $ 1,425,000 | $ 1,425,000 | $ 6,924,000 |
| Martin County Florida | 1 | $ 965,000 | $ 965,000 | $ 699,000 |
| Miami-Dade County Florida | 1 | $ 305,000 | $ 305,000 | $ 152,000 |
| Monroe County Florida | 1 | $ 2,505,000 | $ 2,505,000 | $ 0 |
| St. Johns County Florida | 1 | $ 2,045,000 | $ 2,045,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 665,000 | $ 665,000 | $ 256,000 |
| Baltimore County Maryland | 1 | $ 295,000 | $ 295,000 | $ 155,000 |
| Cecil County Maryland | 1 | $ 3,905,000 | $ 3,905,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 604,000 |
| Hunterdon County New Jersey | 1 | $ 1,195,000 | $ 1,195,000 | $ 578,000 |
| Middlesex County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 121,000 |
| Monmouth County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 159,000 |
| Chenango County New York | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Steuben County New York | 1 | $ 25,000 | $ 25,000 | $ 84,000 |
| Dare County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 976,000 |
| Wake County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Franklin County Ohio | 1 | $ 495,000 | $ 495,000 | $ 450,000 |
| Mahoning County Ohio | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Wayne County Ohio | 1 | $ 195,000 | $ 195,000 | $ 192,000 |
| Beaver County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 260,000 |
| Clarion County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 33,000 |
| Fulton County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 11,000 |
| Greene County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 110,000 |
| Juniata County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Lackawanna County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 94,000 |
| Lawrence County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 141,000 |
| Monroe County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Potter County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 110,000 |
| Sullivan County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 94,000 |
| Warren County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Wayne County Pennsylvania | 1 | $ 585,000 | $ 585,000 | $ 409,000 |
| Travis County Texas | 1 | $ 1,695,000 | $ 1,695,000 | $ 260,000 |
| Monongalia County West Virginia | 1 | $ 7,005,000 | $ 7,005,000 | $ 0 |
Mortgage Loan Application Detail Totals for Mid Penn Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 925 | $303,565,000 | $328,000 | $21,755,000 | $155,000 | $6,924,000 |
| Refinancing | 418 | $88,080,000 | $210,000 | $7,005,000 | $118,000 | $919,000 |
| Home Improvement | 328 | $26,160,000 | $79,000 | $1,405,000 | $111,000 | $951,000 |
| Other Purpose | 312 | $23,600,000 | $75,000 | $505,000 | $112,000 | $3,112,000 |
| Cash-out Refinancing | 67 | $18,965,000 | $283,000 | $1,805,000 | $205,000 | $4,568,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,429 | $252,845,000 | $176,000 | $1,805,000 | $132,000 | $6,924,000 |
| Not Provided | 306 | $55,520,000 | $181,000 | $2,395,000 | $171,000 | $3,112,000 |
| Not applicable | 161 | $115,745,000 | $718,000 | $21,755,000 | $0 | $0 |
| Black or African American | 52 | $11,940,000 | $229,000 | $1,515,000 | $85,000 | $642,000 |
| Hispanic | 50 | $8,940,000 | $178,000 | $545,000 | $79,000 | $213,000 |
| Asian | 42 | $12,060,000 | $287,000 | $635,000 | $121,000 | $1,362,000 |
| American Indian or Alaskan Native | 2 | $450,000 | $225,000 | $345,000 | $49,000 | $69,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,967 | $440,905,000 | $224,000 | $21,755,000 | $138,000 | $6,924,000 |
| FHA-insured (Federal Housing Administration) | 73 | $16,115,000 | $220,000 | $425,000 | $75,000 | $252,000 |
| VA-guaranteed (Veterans Administration) | 7 | $2,665,000 | $380,000 | $505,000 | $114,000 | $200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $685,000 | $228,000 | $315,000 | $59,000 | $98,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,457 | $368,945,000 | $253,000 | $21,755,000 | $149,000 | $6,924,000 |
| Application Withdrawn By Applicant | 310 | $64,680,000 | $208,000 | $1,515,000 | $127,000 | $1,502,000 |
| Application Denied By Financial Institution | 249 | $22,205,000 | $89,000 | $535,000 | $75,000 | $3,112,000 |
| Application Approved But Not Accepted | 19 | $3,065,000 | $161,000 | $355,000 | $113,000 | $317,000 |
| File Closed For Incompleteness | 15 | $1,475,000 | $98,000 | $245,000 | $97,000 | $193,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,801 | $438,165,000 | $243,000 | $21,755,000 | $144,000 | $6,924,000 |
| Debt-To-Income Ratio | 120 | $11,160,000 | $93,000 | $455,000 | $52,000 | $263,000 |
| Credit History | 92 | $6,580,000 | $71,000 | $505,000 | $107,000 | $3,112,000 |
| Collateral | 23 | $2,825,000 | $122,000 | $345,000 | $75,000 | $254,000 |
| Other | 7 | $535,000 | $76,000 | $205,000 | $61,000 | $174,000 |
| Unverifiable Information | 3 | $185,000 | $61,000 | $125,000 | $42,000 | $52,000 |
| Credit Application Incomplete | 2 | $740,000 | $370,000 | $535,000 | $126,000 | $163,000 |
| Employment History | 2 | $180,000 | $90,000 | $155,000 | $43,000 | $65,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mid Penn Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mid Penn Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.