Midcountry Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Midcountry Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midcountry Bank 7825 Washington Ave. S., Ste. 120 Bloomington, MN 55439 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,348 |
| Total Mortgage Loan Application Amount | $237,981,000 |
| Average Mortgage Loan Application Amount | $160,333 |
| Highest Mortgage Loan Application Amount | $16,940,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $733,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Midcountry Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midcountry Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Midcountry Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midcountry Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midcountry Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midcountry Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 246 | $ 43,915,000 | $ 178,000 | $ 84,000 |
| Dakota County Minnesota | 179 | $ 27,636,000 | $ 154,000 | $ 74,000 |
| Ramsey County Minnesota | 174 | $ 41,705,000 | $ 239,000 | $ 69,000 |
| Washington County Minnesota | 107 | $ 22,365,000 | $ 209,000 | $ 102,000 |
| Anoka County Minnesota | 75 | $ 11,786,000 | $ 157,000 | $ 76,000 |
| Williamson County Illinois | 59 | $ 3,311,000 | $ 56,000 | $ 47,000 |
| Franklin County Illinois | 37 | $ 2,479,000 | $ 67,000 | $ 68,000 |
| Wright County Minnesota | 37 | $ 5,483,000 | $ 148,000 | $ 87,000 |
| Scott County Minnesota | 29 | $ 6,017,000 | $ 207,000 | $ 81,000 |
| McLeod County Minnesota | 25 | $ 3,470,000 | $ 138,000 | $ 67,000 |
| Carver County Minnesota | 23 | $ 4,024,000 | $ 174,000 | $ 91,000 |
| Meeker County Minnesota | 19 | $ 2,519,000 | $ 132,000 | $ 50,000 |
| Stearns County Minnesota | 19 | $ 2,342,000 | $ 123,000 | $ 56,000 |
| Union County Illinois | 17 | $ 975,000 | $ 57,000 | $ 42,000 |
| Sibley County Minnesota | 17 | $ 937,000 | $ 55,000 | $ 51,000 |
| Crow Wing County Minnesota | 14 | $ 1,694,000 | $ 121,000 | $ 42,000 |
| St. Croix County Wisconsin | 14 | $ 3,595,000 | $ 256,000 | $ 103,000 |
| Olmsted County Minnesota | 12 | $ 1,009,000 | $ 84,000 | $ 51,000 |
| Sherburne County Minnesota | 12 | $ 1,908,000 | $ 159,000 | $ 86,000 |
| Beltrami County Minnesota | 11 | $ 2,218,000 | $ 201,000 | $ 87,000 |
| Chisago County Minnesota | 10 | $ 1,810,000 | $ 181,000 | $ 88,000 |
| Rice County Minnesota | 10 | $ 4,316,000 | $ 431,000 | $ 57,000 |
| Jackson County Illinois | 9 | $ 1,764,000 | $ 196,000 | $ 31,000 |
| Jefferson County Illinois | 8 | $ 494,000 | $ 61,000 | $ 50,000 |
| Isanti County Minnesota | 8 | $ 1,166,000 | $ 145,000 | $ 67,000 |
| Pierce County Wisconsin | 6 | $ 1,271,000 | $ 211,000 | $ 86,000 |
| Massac County Illinois | 5 | $ 172,000 | $ 34,000 | $ 45,000 |
| St. Louis County Minnesota | 5 | $ 1,046,000 | $ 209,000 | $ 160,000 |
| Saline County Illinois | 4 | $ 434,000 | $ 108,000 | $ 53,000 |
| Goodhue County Minnesota | 4 | $ 716,000 | $ 179,000 | $ 65,000 |
| Hamilton County Illinois | 3 | $ 156,000 | $ 52,000 | $ 74,000 |
| Johnson County Illinois | 3 | $ 153,000 | $ 51,000 | $ 71,000 |
| Jackson County Michigan | 3 | $ 427,000 | $ 142,000 | $ 60,000 |
| Benton County Minnesota | 3 | $ 5,220,000 | $ 1,740,000 | $ 11,000 |
| Cass County Minnesota | 3 | $ 451,000 | $ 150,000 | $ 65,000 |
| Otter Tail County Minnesota | 3 | $ 742,000 | $ 247,000 | $ 124,000 |
| Todd County Minnesota | 3 | $ 299,000 | $ 99,000 | $ 87,000 |
| Clark County Nevada | 3 | $ 591,000 | $ 197,000 | $ 37,000 |
| Collier County Florida | 2 | $ 862,000 | $ 431,000 | $ 595,000 |
| Santa Rosa County Florida | 2 | $ 427,000 | $ 213,000 | $ 251,000 |
| Lake County Illinois | 2 | $ 737,000 | $ 368,000 | $ 349,000 |
| Pope County Illinois | 2 | $ 108,000 | $ 54,000 | $ 33,000 |
| Pulaski County Illinois | 2 | $ 35,000 | $ 17,000 | $ 21,000 |
| Washington County Illinois | 2 | $ 36,000 | $ 18,000 | $ 35,000 |
| Douglas County Minnesota | 2 | $ 145,000 | $ 72,000 | $ 33,000 |
| Hubbard County Minnesota | 2 | $ 452,000 | $ 226,000 | $ 342,000 |
| Renville County Minnesota | 2 | $ 184,000 | $ 92,000 | $ 52,000 |
| Clay County Missouri | 2 | $ 225,000 | $ 112,000 | $ 43,000 |
| Jackson County Missouri | 2 | $ 256,000 | $ 128,000 | $ 61,000 |
| Allegany County New York | 2 | $ 181,000 | $ 90,000 | $ 110,000 |
| Butler County Ohio | 2 | $ 112,000 | $ 56,000 | $ 174,000 |
| Darlington County South Carolina | 2 | $ 146,000 | $ 73,000 | $ 29,000 |
| Bell County Texas | 2 | $ 365,000 | $ 182,000 | $ 70,000 |
| El Paso County Texas | 2 | $ 3,990,000 | $ 1,995,000 | $ 25,000 |
| Benton County Washington | 2 | $ 312,000 | $ 156,000 | $ 94,000 |
| Snohomish County Washington | 2 | $ 612,000 | $ 306,000 | $ 91,000 |
| Burnett County Wisconsin | 2 | $ 563,000 | $ 281,000 | $ 92,000 |
| Dunn County Wisconsin | 2 | $ 186,000 | $ 93,000 | $ 134,000 |
| Sawyer County Wisconsin | 2 | $ 366,000 | $ 183,000 | $ 133,000 |
| Lauderdale County Alabama | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Lee County Alabama | 1 | $ 337,000 | $ 337,000 | $ 64,000 |
| St. Clair County Alabama | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Tuscaloosa County Alabama | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Fairbanks North Star County Alaska | 1 | $ 372,000 | $ 372,000 | $ 166,000 |
| Pinal County Arizona | 1 | $ 344,000 | $ 344,000 | $ 203,000 |
| Riverside County California | 1 | $ 620,000 | $ 620,000 | $ 306,000 |
| San Diego County California | 1 | $ 289,000 | $ 289,000 | $ 94,000 |
| Hartford County Connecticut | 1 | $ 323,000 | $ 323,000 | $ 349,000 |
| Tolland County Connecticut | 1 | $ 499,000 | $ 499,000 | $ 193,000 |
| District of Columbia County District Of Columbia | 1 | $ 413,000 | $ 413,000 | $ 48,000 |
| Citrus County Florida | 1 | $ 182,000 | $ 182,000 | $ 42,000 |
| Lake County Florida | 1 | $ 232,000 | $ 232,000 | $ 63,000 |
| Lee County Florida | 1 | $ 189,000 | $ 189,000 | $ 67,000 |
| Osceola County Florida | 1 | $ 182,000 | $ 182,000 | $ 64,000 |
| Jeff Davis County Georgia | 1 | $ 129,000 | $ 129,000 | $ 79,000 |
| Tattnall County Georgia | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| White County Georgia | 1 | $ 93,000 | $ 93,000 | $ 62,000 |
| Ada County Idaho | 1 | $ 268,000 | $ 268,000 | $ 45,000 |
| Cook County Illinois | 1 | $ 72,000 | $ 72,000 | $ 70,000 |
| Kane County Illinois | 1 | $ 125,000 | $ 125,000 | $ 173,000 |
| Knox County Illinois | 1 | $ 67,000 | $ 67,000 | $ 81,000 |
| Madison County Illinois | 1 | $ 43,000 | $ 43,000 | $ 120,000 |
| Perry County Illinois | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Sangamon County Illinois | 1 | $ 20,000 | $ 20,000 | $ 29,000 |
| Will County Illinois | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Winnebago County Illinois | 1 | $ 22,000 | $ 22,000 | $ 36,000 |
| Allen County Indiana | 1 | $ 150,000 | $ 150,000 | $ 117,000 |
| Vigo County Indiana | 1 | $ 18,000 | $ 18,000 | $ 6,000 |
| Union County Iowa | 1 | $ 88,000 | $ 88,000 | $ 50,000 |
| Johnson County Kansas | 1 | $ 247,000 | $ 247,000 | $ 122,000 |
| Graves County Kentucky | 1 | $ 92,000 | $ 92,000 | $ 46,000 |
| McCracken County Kentucky | 1 | $ 137,000 | $ 137,000 | $ 95,000 |
| Washington County Kentucky | 1 | $ 59,000 | $ 59,000 | $ 28,000 |
| St. Tammany County Louisiana | 1 | $ 384,000 | $ 384,000 | $ 156,000 |
| Charles County Maryland | 1 | $ 123,000 | $ 123,000 | $ 32,000 |
| Middlesex County Massachusetts | 1 | $ 431,000 | $ 431,000 | $ 126,000 |
| Aitkin County Minnesota | 1 | $ 254,000 | $ 254,000 | $ 110,000 |
| Becker County Minnesota | 1 | $ 207,000 | $ 207,000 | $ 59,000 |
| Brown County Minnesota | 1 | $ 153,000 | $ 153,000 | $ 71,000 |
| Carlton County Minnesota | 1 | $ 250,000 | $ 250,000 | $ 85,000 |
| Chippewa County Minnesota | 1 | $ 116,000 | $ 116,000 | $ 30,000 |
| Dodge County Minnesota | 1 | $ 158,000 | $ 158,000 | $ 64,000 |
| Houston County Minnesota | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Koochiching County Minnesota | 1 | $ 109,000 | $ 109,000 | $ 62,000 |
| Mille Lacs County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 66,000 |
| Pine County Minnesota | 1 | $ 212,000 | $ 212,000 | $ 64,000 |
| Rock County Minnesota | 1 | $ 63,000 | $ 63,000 | $ 31,000 |
| DeSoto County Mississippi | 1 | $ 150,000 | $ 150,000 | $ 65,000 |
| Barton County Missouri | 1 | $ 17,000 | $ 17,000 | $ 31,000 |
| Franklin County Missouri | 1 | $ 98,000 | $ 98,000 | $ 43,000 |
| Randolph County Missouri | 1 | $ 54,000 | $ 54,000 | $ 55,000 |
| Stoddard County Missouri | 1 | $ 27,000 | $ 27,000 | $ 32,000 |
| Bergen County New Jersey | 1 | $ 375,000 | $ 375,000 | $ 204,000 |
| Putnam County New York | 1 | $ 278,000 | $ 278,000 | $ 55,000 |
| Catawba County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 467,000 |
| Craven County North Carolina | 1 | $ 474,000 | $ 474,000 | $ 52,000 |
| Cumberland County North Carolina | 1 | $ 227,000 | $ 227,000 | $ 107,000 |
| Hoke County North Carolina | 1 | $ 186,000 | $ 186,000 | $ 57,000 |
| Johnston County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Lenoir County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 37,000 |
| Wake County North Carolina | 1 | $ 328,000 | $ 328,000 | $ 116,000 |
| Williams County North Dakota | 1 | $ 375,000 | $ 375,000 | $ 94,000 |
| Carroll County Ohio | 1 | $ 72,000 | $ 72,000 | $ 31,000 |
| Lake County Ohio | 1 | $ 79,000 | $ 79,000 | $ 42,000 |
| Summit County Ohio | 1 | $ 62,000 | $ 62,000 | $ 90,000 |
| Warren County Ohio | 1 | $ 84,000 | $ 84,000 | $ 165,000 |
| Cleveland County Oklahoma | 1 | $ 102,000 | $ 102,000 | $ 45,000 |
| Lane County Oregon | 1 | $ 202,000 | $ 202,000 | $ 46,000 |
| Bucks County Pennsylvania | 1 | $ 294,000 | $ 294,000 | $ 119,000 |
| Lexington County South Carolina | 1 | $ 93,000 | $ 93,000 | $ 36,000 |
| Richland County South Carolina | 1 | $ 247,000 | $ 247,000 | $ 47,000 |
| Marshall County Tennessee | 1 | $ 206,000 | $ 206,000 | $ 62,000 |
| Bexar County Texas | 1 | $ 289,000 | $ 289,000 | $ 58,000 |
| Coryell County Texas | 1 | $ 83,000 | $ 83,000 | $ 48,000 |
| Nacogdoches County Texas | 1 | $ 158,000 | $ 158,000 | $ 43,000 |
| Travis County Texas | 1 | $ 479,000 | $ 479,000 | $ 195,000 |
| Chesapeake County Virginia | 1 | $ 221,000 | $ 221,000 | $ 153,000 |
| Emporia County Virginia | 1 | $ 160,000 | $ 160,000 | $ 44,000 |
| Prince William County Virginia | 1 | $ 455,000 | $ 455,000 | $ 268,000 |
| Harrison County West Virginia | 1 | $ 67,000 | $ 67,000 | $ 55,000 |
| Barron County Wisconsin | 1 | $ 154,000 | $ 154,000 | $ 136,000 |
| Brown County Wisconsin | 1 | $ 744,000 | $ 744,000 | $ 357,000 |
| La Crosse County Wisconsin | 1 | $ 122,000 | $ 122,000 | $ 81,000 |
| Polk County Wisconsin | 1 | $ 182,000 | $ 182,000 | $ 52,000 |
| Price County Wisconsin | 1 | $ 110,000 | $ 110,000 | $ 31,000 |
| Washington County Wisconsin | 1 | $ 110,000 | $ 110,000 | $ 71,000 |
Mortgage Loan Application Detail Totals for Midcountry Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 955 | $159,402,000 | $166,000 | $16,940,000 | $69,000 | $672,000 |
| Refinancing | 349 | $73,971,000 | $211,000 | $4,160,000 | $102,000 | $733,000 |
| Home Improvement | 44 | $4,608,000 | $104,000 | $572,000 | $72,000 | $282,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,037 | $163,446,000 | $157,000 | $932,000 | $80,000 | $733,000 |
| Black or African American | 104 | $14,012,000 | $134,000 | $600,000 | $74,000 | $672,000 |
| Not Provided | 72 | $10,989,000 | $152,000 | $744,000 | $78,000 | $357,000 |
| Asian | 62 | $8,612,000 | $138,000 | $800,000 | $80,000 | $538,000 |
| Hispanic | 56 | $6,967,000 | $124,000 | $289,000 | $53,000 | $233,000 |
| Not applicable | 13 | $33,422,000 | $2,570,000 | $16,940,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $306,000 | $102,000 | $168,000 | $56,000 | $72,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $227,000 | $227,000 | $227,000 | $105,000 | $105,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 911 | $166,057,000 | $182,000 | $16,940,000 | $85,000 | $733,000 |
| FHA-insured (Federal Housing Administration) | 286 | $46,636,000 | $163,000 | $414,000 | $58,000 | $212,000 |
| VA-guaranteed (Veterans Administration) | 95 | $18,764,000 | $197,000 | $744,000 | $85,000 | $467,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 56 | $6,524,000 | $116,000 | $229,000 | $43,000 | $71,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 978 | $180,779,000 | $184,000 | $16,940,000 | $78,000 | $653,000 |
| Application Denied By Financial Institution | 209 | $29,322,000 | $140,000 | $744,000 | $81,000 | $733,000 |
| Application Withdrawn By Applicant | 143 | $25,461,000 | $178,000 | $1,300,000 | $75,000 | $282,000 |
| Application Approved But Not Accepted | 12 | $1,733,000 | $144,000 | $312,000 | $70,000 | $231,000 |
| File Closed For Incompleteness | 6 | $686,000 | $114,000 | $337,000 | $42,000 | $70,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 115 | $16,189,000 | $140,000 | $744,000 | $82,000 | $733,000 |
| Debt-To-Income Ratio | 41 | $5,503,000 | $134,000 | $474,000 | $47,000 | $173,000 |
| Collateral | 20 | $3,693,000 | $184,000 | $398,000 | $93,000 | $447,000 |
| Credit Application Incomplete | 13 | $1,871,000 | $143,000 | $247,000 | $96,000 | $308,000 |
| Other | 13 | $1,169,000 | $89,000 | $238,000 | $124,000 | $549,000 |
| Employment History | 4 | $376,000 | $94,000 | $176,000 | $65,000 | $154,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $261,000 | $130,000 | $156,000 | $179,000 | $314,000 |
| Unverifiable Information | 1 | $260,000 | $260,000 | $260,000 | $144,000 | $144,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midcountry Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midcountry Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.