Midland States Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Midland States Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midland States Bank 1201 Network Centre Drive Effingham, IL 62401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,800 |
| Total Mortgage Loan Application Amount | $492,020,000 |
| Average Mortgage Loan Application Amount | $136,200 |
| Highest Mortgage Loan Application Amount | $9,805,000 |
| Average Applicant Income | $91,000 |
| Highest Applicant Income | $2,120,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Midland States Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midland States Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Midland States Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midland States Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midland States Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midland States Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Winnebago County Illinois | 535 | $ 45,115,000 | $ 84,000 | $ 81,000 |
| Kankakee County Illinois | 525 | $ 59,625,000 | $ 113,000 | $ 87,000 |
| Champaign County Illinois | 136 | $ 48,630,000 | $ 357,000 | $ 82,000 |
| Will County Illinois | 130 | $ 22,360,000 | $ 172,000 | $ 94,000 |
| Boone County Illinois | 121 | $ 12,135,000 | $ 100,000 | $ 83,000 |
| St. Louis County Missouri | 120 | $ 30,530,000 | $ 254,000 | $ 154,000 |
| St. Charles County Missouri | 103 | $ 23,095,000 | $ 224,000 | $ 119,000 |
| Effingham County Illinois | 94 | $ 15,590,000 | $ 165,000 | $ 106,000 |
| LaSalle County Illinois | 88 | $ 9,830,000 | $ 111,000 | $ 94,000 |
| Kane County Illinois | 73 | $ 14,775,000 | $ 202,000 | $ 73,000 |
| Whiteside County Illinois | 60 | $ 3,960,000 | $ 66,000 | $ 63,000 |
| Marion County Illinois | 47 | $ 5,325,000 | $ 113,000 | $ 103,000 |
| Fayette County Illinois | 43 | $ 4,915,000 | $ 114,000 | $ 75,000 |
| Lee County Illinois | 38 | $ 2,770,000 | $ 72,000 | $ 74,000 |
| Bureau County Illinois | 35 | $ 1,845,000 | $ 52,000 | $ 57,000 |
| Jefferson County Missouri | 30 | $ 3,080,000 | $ 102,000 | $ 89,000 |
| Ogle County Illinois | 29 | $ 2,915,000 | $ 100,000 | $ 80,000 |
| Monroe County Illinois | 28 | $ 3,220,000 | $ 115,000 | $ 72,000 |
| St. Louis City County Missouri | 28 | $ 11,800,000 | $ 421,000 | $ 104,000 |
| DuPage County Illinois | 27 | $ 6,275,000 | $ 232,000 | $ 129,000 |
| Kendall County Illinois | 27 | $ 3,755,000 | $ 139,000 | $ 123,000 |
| Cook County Illinois | 26 | $ 6,900,000 | $ 265,000 | $ 307,000 |
| St. Clair County Illinois | 26 | $ 2,470,000 | $ 95,000 | $ 70,000 |
| Bond County Illinois | 25 | $ 2,495,000 | $ 99,000 | $ 59,000 |
| Iroquois County Illinois | 25 | $ 3,215,000 | $ 128,000 | $ 72,000 |
| Lake County Illinois | 20 | $ 4,440,000 | $ 222,000 | $ 65,000 |
| McHenry County Illinois | 18 | $ 2,850,000 | $ 158,000 | $ 114,000 |
| Livingston County Illinois | 16 | $ 1,020,000 | $ 63,000 | $ 82,000 |
| DeKalb County Illinois | 15 | $ 1,505,000 | $ 100,000 | $ 69,000 |
| Grundy County Illinois | 13 | $ 1,895,000 | $ 145,000 | $ 90,000 |
| Rock County Wisconsin | 11 | $ 10,025,000 | $ 911,000 | $ 76,000 |
| Clinton County Illinois | 10 | $ 1,130,000 | $ 113,000 | $ 80,000 |
| Warren County Missouri | 9 | $ 1,575,000 | $ 175,000 | $ 74,000 |
| Coles County Illinois | 8 | $ 660,000 | $ 82,000 | $ 36,000 |
| Piatt County Illinois | 8 | $ 950,000 | $ 118,000 | $ 102,000 |
| Lake County Indiana | 8 | $ 1,320,000 | $ 165,000 | $ 90,000 |
| Jasper County Illinois | 7 | $ 845,000 | $ 120,000 | $ 50,000 |
| Stephenson County Illinois | 7 | $ 705,000 | $ 100,000 | $ 63,000 |
| Maricopa County Arizona | 6 | $ 1,970,000 | $ 328,000 | $ 197,000 |
| Franklin County Missouri | 6 | $ 710,000 | $ 118,000 | $ 66,000 |
| Cumberland County Illinois | 5 | $ 715,000 | $ 143,000 | $ 109,000 |
| Jefferson County Illinois | 5 | $ 625,000 | $ 125,000 | $ 92,000 |
| Madison County Illinois | 5 | $ 875,000 | $ 175,000 | $ 80,000 |
| McLean County Illinois | 5 | $ 1,035,000 | $ 207,000 | $ 135,000 |
| Vermilion County Illinois | 5 | $ 615,000 | $ 123,000 | $ 72,000 |
| Clay County Illinois | 4 | $ 230,000 | $ 57,000 | $ 48,000 |
| Macon County Illinois | 4 | $ 830,000 | $ 207,000 | $ 73,000 |
| Peoria County Illinois | 4 | $ 10,100,000 | $ 2,525,000 | $ 100,000 |
| Putnam County Illinois | 4 | $ 500,000 | $ 125,000 | $ 57,000 |
| Randolph County Illinois | 4 | $ 530,000 | $ 132,000 | $ 53,000 |
| Shelby County Illinois | 4 | $ 220,000 | $ 55,000 | $ 59,000 |
| Lincoln County Missouri | 4 | $ 1,270,000 | $ 317,000 | $ 89,000 |
| Pima County Arizona | 3 | $ 835,000 | $ 278,000 | $ 159,000 |
| Sarasota County Florida | 3 | $ 895,000 | $ 298,000 | $ 132,000 |
| Montgomery County Illinois | 3 | $ 195,000 | $ 65,000 | $ 54,000 |
| Sangamon County Illinois | 3 | $ 265,000 | $ 88,000 | $ 54,000 |
| Tazewell County Illinois | 3 | $ 375,000 | $ 125,000 | $ 47,000 |
| Johnson County Kansas | 3 | $ 5,385,000 | $ 1,795,000 | $ 131,000 |
| Worcester County Massachusetts | 3 | $ 735,000 | $ 245,000 | $ 0 |
| Clark County Nevada | 3 | $ 1,195,000 | $ 398,000 | $ 321,000 |
| District of Columbia County District Of Columbia | 2 | $ 1,040,000 | $ 520,000 | $ 160,000 |
| Broward County Florida | 2 | $ 5,000,000 | $ 2,500,000 | $ 926,000 |
| Lee County Florida | 2 | $ 840,000 | $ 420,000 | $ 128,000 |
| Manatee County Florida | 2 | $ 300,000 | $ 150,000 | $ 58,000 |
| Sumter County Florida | 2 | $ 420,000 | $ 210,000 | $ 98,000 |
| Adams County Illinois | 2 | $ 120,000 | $ 60,000 | $ 55,000 |
| Carroll County Illinois | 2 | $ 40,000 | $ 20,000 | $ 82,000 |
| Edgar County Illinois | 2 | $ 70,000 | $ 35,000 | $ 24,000 |
| Franklin County Illinois | 2 | $ 190,000 | $ 95,000 | $ 47,000 |
| Henry County Illinois | 2 | $ 110,000 | $ 55,000 | $ 60,000 |
| Marshall County Illinois | 2 | $ 330,000 | $ 165,000 | $ 98,000 |
| Rock Island County Illinois | 2 | $ 430,000 | $ 215,000 | $ 87,000 |
| Wabash County Illinois | 2 | $ 120,000 | $ 60,000 | $ 73,000 |
| Williamson County Illinois | 2 | $ 50,000 | $ 25,000 | $ 23,000 |
| Marion County Indiana | 2 | $ 2,240,000 | $ 1,120,000 | $ 20,000 |
| Newton County Indiana | 2 | $ 560,000 | $ 280,000 | $ 105,000 |
| Linn County Iowa | 2 | $ 630,000 | $ 315,000 | $ 77,000 |
| Shiawassee County Michigan | 2 | $ 200,000 | $ 100,000 | $ 99,000 |
| Wayne County Michigan | 2 | $ 860,000 | $ 430,000 | $ 231,000 |
| Boone County Missouri | 2 | $ 520,000 | $ 260,000 | $ 224,000 |
| Camden County Missouri | 2 | $ 430,000 | $ 215,000 | $ 258,000 |
| Platte County Missouri | 2 | $ 7,370,000 | $ 3,685,000 | $ 0 |
| Dallas County Texas | 2 | $ 690,000 | $ 345,000 | $ 74,000 |
| Gregg County Texas | 2 | $ 5,490,000 | $ 2,745,000 | $ 53,000 |
| Tarrant County Texas | 2 | $ 310,000 | $ 155,000 | $ 100,000 |
| Adams County Wisconsin | 2 | $ 180,000 | $ 90,000 | $ 116,000 |
| Oneida County Wisconsin | 2 | $ 270,000 | $ 135,000 | $ 74,000 |
| Pinal County Arizona | 1 | $ 215,000 | $ 215,000 | $ 0 |
| El Dorado County California | 1 | $ 675,000 | $ 675,000 | $ 490,000 |
| Los Angeles County California | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| San Diego County California | 1 | $ 585,000 | $ 585,000 | $ 150,000 |
| Alamosa County Colorado | 1 | $ 485,000 | $ 485,000 | $ 316,000 |
| Arapahoe County Colorado | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Denver County Colorado | 1 | $ 525,000 | $ 525,000 | $ 0 |
| El Paso County Colorado | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
| Grand County Colorado | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Montezuma County Colorado | 1 | $ 135,000 | $ 135,000 | $ 249,000 |
| Fairfield County Connecticut | 1 | $ 4,505,000 | $ 4,505,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 275,000 | $ 275,000 | $ 87,000 |
| Alachua County Florida | 1 | $ 175,000 | $ 175,000 | $ 86,000 |
| Bay County Florida | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Brevard County Florida | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Hillsborough County Florida | 1 | $ 455,000 | $ 455,000 | $ 122,000 |
| Marion County Florida | 1 | $ 235,000 | $ 235,000 | $ 152,000 |
| Miami-Dade County Florida | 1 | $ 285,000 | $ 285,000 | $ 300,000 |
| Pasco County Florida | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| St. Lucie County Florida | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Cobb County Georgia | 1 | $ 395,000 | $ 395,000 | $ 339,000 |
| Jackson County Georgia | 1 | $ 7,875,000 | $ 7,875,000 | $ 0 |
| Liberty County Georgia | 1 | $ 335,000 | $ 335,000 | $ 291,000 |
| Maui County Hawaii | 1 | $ 515,000 | $ 515,000 | $ 90,000 |
| Christian County Illinois | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Douglas County Illinois | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Ford County Illinois | 1 | $ 95,000 | $ 95,000 | $ 114,000 |
| Hardin County Illinois | 1 | $ 115,000 | $ 115,000 | $ 128,000 |
| Jackson County Illinois | 1 | $ 225,000 | $ 225,000 | $ 152,000 |
| Moultrie County Illinois | 1 | $ 95,000 | $ 95,000 | $ 86,000 |
| Perry County Illinois | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Schuyler County Illinois | 1 | $ 45,000 | $ 45,000 | $ 183,000 |
| Union County Illinois | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| Washington County Illinois | 1 | $ 245,000 | $ 245,000 | $ 169,000 |
| Fountain County Indiana | 1 | $ 475,000 | $ 475,000 | $ 157,000 |
| Jasper County Indiana | 1 | $ 375,000 | $ 375,000 | $ 66,000 |
| Porter County Indiana | 1 | $ 195,000 | $ 195,000 | $ 260,000 |
| Johnson County Iowa | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Pottawatomie County Kansas | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Jefferson County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Simpson County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| Middlesex County Massachusetts | 1 | $ 725,000 | $ 725,000 | $ 324,000 |
| Macomb County Michigan | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Ottawa County Michigan | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Clay County Missouri | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Greene County Missouri | 1 | $ 45,000 | $ 45,000 | $ 313,000 |
| Jackson County Missouri | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Jasper County Missouri | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Miller County Missouri | 1 | $ 175,000 | $ 175,000 | $ 138,000 |
| Monroe County Missouri | 1 | $ 215,000 | $ 215,000 | $ 197,000 |
| Pike County Missouri | 1 | $ 145,000 | $ 145,000 | $ 372,000 |
| Monmouth County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 305,000 | $ 305,000 | $ 67,000 |
| Sandoval County New Mexico | 1 | $ 375,000 | $ 375,000 | $ 265,000 |
| Onondaga County New York | 1 | $ 465,000 | $ 465,000 | $ 425,000 |
| St. Lawrence County New York | 1 | $ 235,000 | $ 235,000 | $ 384,000 |
| Suffolk County New York | 1 | $ 515,000 | $ 515,000 | $ 229,000 |
| Clermont County Ohio | 1 | $ 325,000 | $ 325,000 | $ 158,000 |
| Lake County Ohio | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| Lucas County Ohio | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Tulsa County Oklahoma | 1 | $ 325,000 | $ 325,000 | $ 171,000 |
| Marion County Oregon | 1 | $ 4,075,000 | $ 4,075,000 | $ 0 |
| Jasper County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Lexington County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 176,000 |
| Custer County South Dakota | 1 | $ 435,000 | $ 435,000 | $ 250,000 |
| Pennington County South Dakota | 1 | $ 895,000 | $ 895,000 | $ 480,000 |
| Carroll County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Davidson County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Loudon County Tennessee | 1 | $ 595,000 | $ 595,000 | $ 61,000 |
| Sevier County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 105,000 |
| Smith County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 189,000 |
| Williamson County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 105,000 |
| Bexar County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Harris County Texas | 1 | $ 315,000 | $ 315,000 | $ 141,000 |
| Lubbock County Texas | 1 | $ 355,000 | $ 355,000 | $ 493,000 |
| Summit County Utah | 1 | $ 3,205,000 | $ 3,205,000 | $ 1,332,000 |
| Alexandria County Virginia | 1 | $ 795,000 | $ 795,000 | $ 243,000 |
| Fairfax County Virginia | 1 | $ 275,000 | $ 275,000 | $ 215,000 |
| Berkeley County West Virginia | 1 | $ 195,000 | $ 195,000 | $ 79,000 |
| Bayfield County Wisconsin | 1 | $ 375,000 | $ 375,000 | $ 267,000 |
| Jefferson County Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 380,000 |
| Kenosha County Wisconsin | 1 | $ 5,705,000 | $ 5,705,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 102,000 |
| Ozaukee County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 138,000 |
| Portage County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 97,000 |
| Price County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Racine County Wisconsin | 1 | $ 9,805,000 | $ 9,805,000 | $ 0 |
| Walworth County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 214,000 |
Mortgage Loan Application Detail Totals for Midland States Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,050 | $207,860,000 | $197,000 | $9,805,000 | $79,000 | $1,805,000 |
| Refinancing | 948 | $206,090,000 | $217,000 | $9,725,000 | $104,000 | $2,120,000 |
| Other Purpose | 463 | $22,015,000 | $47,000 | $755,000 | $102,000 | $1,090,000 |
| Cash-out Refinancing | 321 | $55,165,000 | $171,000 | $795,000 | $106,000 | $600,000 |
| Home Improvement | 18 | $890,000 | $49,000 | $185,000 | $64,000 | $135,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,101 | $281,745,000 | $134,000 | $4,805,000 | $99,000 | $2,120,000 |
| Hispanic | 298 | $40,500,000 | $135,000 | $425,000 | $59,000 | $232,000 |
| Black or African American | 134 | $14,860,000 | $110,000 | $485,000 | $67,000 | $600,000 |
| Not applicable | 107 | $126,895,000 | $1,185,000 | $9,805,000 | $0 | $0 |
| Not Provided | 102 | $16,460,000 | $161,000 | $725,000 | $99,000 | $425,000 |
| Asian | 43 | $8,475,000 | $197,000 | $545,000 | $146,000 | $609,000 |
| American Indian or Alaskan Native | 4 | $280,000 | $70,000 | $105,000 | $90,000 | $167,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $15,000 | $15,000 | $15,000 | $56,000 | $56,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,546 | $453,730,000 | $178,000 | $9,805,000 | $98,000 | $2,120,000 |
| FHA-insured (Federal Housing Administration) | 174 | $24,200,000 | $139,000 | $325,000 | $57,000 | $161,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 43 | $4,735,000 | $110,000 | $245,000 | $44,000 | $91,000 |
| VA-guaranteed (Veterans Administration) | 37 | $9,355,000 | $252,000 | $655,000 | $75,000 | $291,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,042 | $396,070,000 | $193,000 | $9,805,000 | $97,000 | $1,805,000 |
| Application Denied By Financial Institution | 324 | $24,420,000 | $75,000 | $485,000 | $71,000 | $630,000 |
| Application Withdrawn By Applicant | 247 | $35,295,000 | $142,000 | $945,000 | $96,000 | $2,120,000 |
| Application Approved But Not Accepted | 130 | $27,610,000 | $212,000 | $9,725,000 | $94,000 | $435,000 |
| File Closed For Incompleteness | 57 | $8,625,000 | $151,000 | $675,000 | $102,000 | $490,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,476 | $467,600,000 | $188,000 | $9,805,000 | $97,000 | $2,120,000 |
| Debt-To-Income Ratio | 115 | $9,535,000 | $82,000 | $425,000 | $62,000 | $630,000 |
| Credit History | 105 | $5,965,000 | $56,000 | $485,000 | $71,000 | $600,000 |
| Collateral | 73 | $4,985,000 | $68,000 | $335,000 | $89,000 | $303,000 |
| Other | 10 | $850,000 | $85,000 | $165,000 | $45,000 | $75,000 |
| Employment History | 8 | $1,200,000 | $150,000 | $405,000 | $69,000 | $213,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $740,000 | $123,000 | $195,000 | $61,000 | $137,000 |
| Credit Application Incomplete | 5 | $955,000 | $191,000 | $305,000 | $98,000 | $140,000 |
| Unverifiable Information | 2 | $190,000 | $95,000 | $135,000 | $94,000 | $150,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midland States Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midland States Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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