Midsouth Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Midsouth Bank, National Association 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midsouth Bank, National Association 102 Versailles Blvd Lafayette, LA 70501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,132 |
| Total Mortgage Loan Application Amount | $66,076,000 |
| Average Mortgage Loan Application Amount | $73,000 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $76,000 |
| Highest Applicant Income | $2,100,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Midsouth Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midsouth Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Midsouth Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midsouth Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Midsouth Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midsouth Bank, National Association's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Martin County Louisiana | 176 | $ 6,248,000 | $ 35,000 | $ 65,000 |
| Lafayette County Louisiana | 142 | $ 7,567,000 | $ 53,000 | $ 71,000 |
| Sabine County Louisiana | 79 | $ 3,175,000 | $ 40,000 | $ 75,000 |
| St. Landry County Louisiana | 53 | $ 1,516,000 | $ 28,000 | $ 79,000 |
| Iberia County Louisiana | 47 | $ 1,385,000 | $ 29,000 | $ 77,000 |
| Smith County Texas | 43 | $ 838,000 | $ 19,000 | $ 60,000 |
| Calcasieu County Louisiana | 41 | $ 3,571,000 | $ 87,000 | $ 66,000 |
| Dallas County Texas | 40 | $ 2,472,000 | $ 61,000 | $ 152,000 |
| Natchitoches County Louisiana | 39 | $ 2,650,000 | $ 67,000 | $ 70,000 |
| Jefferson Davis County Louisiana | 31 | $ 1,103,000 | $ 35,000 | $ 60,000 |
| St. Mary County Louisiana | 30 | $ 1,516,000 | $ 50,000 | $ 109,000 |
| Harris County Texas | 29 | $ 5,355,000 | $ 184,000 | $ 65,000 |
| Jefferson County Texas | 27 | $ 1,450,000 | $ 53,000 | $ 51,000 |
| Orange County Texas | 27 | $ 265,000 | $ 9,000 | $ 61,000 |
| Brazos County Texas | 23 | $ 2,355,000 | $ 102,000 | $ 60,000 |
| East Baton Rouge County Louisiana | 19 | $ 1,370,000 | $ 72,000 | $ 67,000 |
| Terrebonne County Louisiana | 17 | $ 1,045,000 | $ 61,000 | $ 54,000 |
| Acadia County Louisiana | 15 | $ 324,000 | $ 21,000 | $ 59,000 |
| Caddo County Louisiana | 15 | $ 1,362,000 | $ 90,000 | $ 65,000 |
| Rapides County Louisiana | 15 | $ 1,855,000 | $ 123,000 | $ 64,000 |
| Bowie County Texas | 14 | $ 598,000 | $ 42,000 | $ 70,000 |
| Lafourche County Louisiana | 13 | $ 345,000 | $ 26,000 | $ 63,000 |
| Montgomery County Texas | 13 | $ 1,280,000 | $ 98,000 | $ 62,000 |
| De Soto County Louisiana | 9 | $ 302,000 | $ 33,000 | $ 78,000 |
| Hardin County Texas | 9 | $ 505,000 | $ 56,000 | $ 54,000 |
| Vermilion County Louisiana | 8 | $ 350,000 | $ 43,000 | $ 63,000 |
| Assumption County Louisiana | 6 | $ 345,000 | $ 57,000 | $ 52,000 |
| Miller County Arkansas | 5 | $ 201,000 | $ 40,000 | $ 51,000 |
| Livingston County Louisiana | 5 | $ 235,000 | $ 47,000 | $ 104,000 |
| Beauregard County Louisiana | 4 | $ 47,000 | $ 11,000 | $ 131,000 |
| Cass County Texas | 4 | $ 179,000 | $ 44,000 | $ 50,000 |
| Fort Bend County Texas | 4 | $ 1,494,000 | $ 373,000 | $ 54,000 |
| Sabine County Texas | 4 | $ 365,000 | $ 91,000 | $ 114,000 |
| Tarrant County Texas | 4 | $ 638,000 | $ 159,000 | $ 32,000 |
| Ascension County Louisiana | 3 | $ 463,000 | $ 154,000 | $ 168,000 |
| Avoyelles County Louisiana | 3 | $ 103,000 | $ 34,000 | $ 171,000 |
| Evangeline County Louisiana | 3 | $ 299,000 | $ 99,000 | $ 102,000 |
| Grant County Louisiana | 3 | $ 881,000 | $ 293,000 | $ 103,000 |
| St. Charles County Louisiana | 3 | $ 585,000 | $ 195,000 | $ 145,000 |
| Winn County Louisiana | 3 | $ 274,000 | $ 91,000 | $ 138,000 |
| Rusk County Texas | 3 | $ 9,000 | $ 3,000 | $ 55,000 |
| Little River County Arkansas | 2 | $ 56,000 | $ 28,000 | $ 72,000 |
| Cameron County Louisiana | 2 | $ 215,000 | $ 107,000 | $ 221,000 |
| Jefferson County Louisiana | 2 | $ 432,000 | $ 216,000 | $ 0 |
| Red River County Louisiana | 2 | $ 207,000 | $ 103,000 | $ 129,000 |
| Vernon County Louisiana | 2 | $ 183,000 | $ 91,000 | $ 107,000 |
| Collin County Texas | 2 | $ 72,000 | $ 36,000 | $ 23,000 |
| Hunt County Texas | 2 | $ 74,000 | $ 37,000 | $ 307,000 |
| Robertson County Texas | 2 | $ 126,000 | $ 63,000 | $ 55,000 |
| Rockwall County Texas | 2 | $ 105,000 | $ 52,000 | $ 74,000 |
| Maricopa County Arizona | 1 | $ 65,000 | $ 65,000 | $ 370,000 |
| Garland County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Hempstead County Arkansas | 1 | $ 67,000 | $ 67,000 | $ 48,000 |
| Nevada County Arkansas | 1 | $ 48,000 | $ 48,000 | $ 112,000 |
| Searcy County Arkansas | 1 | $ 128,000 | $ 128,000 | $ 88,000 |
| Bay County Florida | 1 | $ 11,000 | $ 11,000 | $ 180,000 |
| Walton County Florida | 1 | $ 605,000 | $ 605,000 | $ 225,000 |
| Lemhi County Idaho | 1 | $ 310,000 | $ 310,000 | $ 158,000 |
| Bienville County Louisiana | 1 | $ 18,000 | $ 18,000 | $ 79,000 |
| Bossier County Louisiana | 1 | $ 415,000 | $ 415,000 | $ 224,000 |
| Iberville County Louisiana | 1 | $ 104,000 | $ 104,000 | $ 25,000 |
| Jackson County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 124,000 |
| Ouachita County Louisiana | 1 | $ 5,000 | $ 5,000 | $ 60,000 |
| Pointe Coupee County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 226,000 |
| Prince George's County Maryland | 1 | $ 18,000 | $ 18,000 | $ 102,000 |
| Hamilton County Nebraska | 1 | $ 6,000 | $ 6,000 | $ 18,000 |
| Anderson County Texas | 1 | $ 10,000 | $ 10,000 | $ 72,000 |
| Cameron County Texas | 1 | $ 5,000 | $ 5,000 | $ 48,000 |
| Cherokee County Texas | 1 | $ 31,000 | $ 31,000 | $ 136,000 |
| Galveston County Texas | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Henderson County Texas | 1 | $ 3,000 | $ 3,000 | $ 47,000 |
| Jasper County Texas | 1 | $ 50,000 | $ 50,000 | $ 28,000 |
| Kaufman County Texas | 1 | $ 60,000 | $ 60,000 | $ 96,000 |
| Red River County Texas | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
| Williamson County Texas | 1 | $ 219,000 | $ 219,000 | $ 144,000 |
Mortgage Loan Application Detail Totals for Midsouth Bank, National Association in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 564 | $7,928,000 | $14,000 | $175,000 | $67,000 | $370,000 |
| Refinancing | 310 | $29,546,000 | $95,000 | $1,000,000 | $78,000 | $2,100,000 |
| Home Purchase | 258 | $28,602,000 | $110,000 | $725,000 | $83,000 | $590,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 746 | $36,744,000 | $49,000 | $605,000 | $88,000 | $2,100,000 |
| Black or African American | 171 | $5,330,000 | $31,000 | $725,000 | $61,000 | $590,000 |
| Not applicable | 113 | $18,971,000 | $167,000 | $1,000,000 | $0 | $0 |
| Hispanic | 47 | $1,593,000 | $33,000 | $140,000 | $59,000 | $189,000 |
| Not Provided | 30 | $1,518,000 | $50,000 | $368,000 | $68,000 | $190,000 |
| American Indian or Alaskan Native | 13 | $439,000 | $33,000 | $144,000 | $110,000 | $765,000 |
| Asian | 8 | $1,283,000 | $160,000 | $374,000 | $106,000 | $360,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $198,000 | $49,000 | $117,000 | $48,000 | $60,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,132 | $66,076,000 | $58,000 | $1,000,000 | $74,000 | $2,100,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 704 | $46,104,000 | $65,000 | $1,000,000 | $81,000 | $2,100,000 |
| Application Denied By Financial Institution | 306 | $10,703,000 | $34,000 | $415,000 | $61,000 | $636,000 |
| Application Approved But Not Accepted | 67 | $4,231,000 | $63,000 | $500,000 | $77,000 | $396,000 |
| Preapproval Denied by Financial Institution | 32 | $2,994,000 | $93,000 | $300,000 | $46,000 | $119,000 |
| Preapproval Approved but not Accepted | 18 | $1,517,000 | $84,000 | $224,000 | $89,000 | $250,000 |
| Application Withdrawn By Applicant | 5 | $527,000 | $105,000 | $281,000 | $50,000 | $74,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 190 | $7,717,000 | $40,000 | $412,000 | $52,000 | $290,000 |
| Credit History | 140 | $5,629,000 | $40,000 | $415,000 | $69,000 | $636,000 |
| Employment History | 3 | $139,000 | $46,000 | $90,000 | $37,000 | $63,000 |
| Unverifiable Information | 2 | $48,000 | $24,000 | $31,000 | $94,000 | $136,000 |
| Collateral | 2 | $134,000 | $67,000 | $82,000 | $118,000 | $199,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $30,000 | $30,000 | $30,000 | $33,000 | $33,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midsouth Bank, National Association's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midsouth Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet
with aggregated HMDA statistics today.