Midsouth Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Midsouth Bank, National Association 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midsouth Bank, National Association 102 Versailles Blvd Lafayette, LA 70501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,337 |
| Total Mortgage Loan Application Amount | $61,485,000 |
| Average Mortgage Loan Application Amount | $75,666 |
| Highest Mortgage Loan Application Amount | $750,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $2,657,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Midsouth Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midsouth Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Midsouth Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midsouth Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Midsouth Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midsouth Bank, National Association's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Martin County Louisiana | 167 | $ 4,887,000 | $ 29,000 | $ 65,000 |
| Lafayette County Louisiana | 150 | $ 7,625,000 | $ 50,000 | $ 87,000 |
| St. Landry County Louisiana | 73 | $ 2,445,000 | $ 33,000 | $ 83,000 |
| Sabine County Louisiana | 71 | $ 1,742,000 | $ 24,000 | $ 66,000 |
| Calcasieu County Louisiana | 64 | $ 4,423,000 | $ 69,000 | $ 77,000 |
| Lafourche County Louisiana | 60 | $ 1,118,000 | $ 18,000 | $ 73,000 |
| Iberia County Louisiana | 59 | $ 2,680,000 | $ 45,000 | $ 70,000 |
| Natchitoches County Louisiana | 57 | $ 2,980,000 | $ 52,000 | $ 65,000 |
| St. Mary County Louisiana | 42 | $ 1,731,000 | $ 41,000 | $ 128,000 |
| Montgomery County Texas | 40 | $ 2,783,000 | $ 69,000 | $ 79,000 |
| Terrebonne County Louisiana | 39 | $ 1,696,000 | $ 43,000 | $ 84,000 |
| East Baton Rouge County Louisiana | 38 | $ 1,663,000 | $ 43,000 | $ 75,000 |
| Harris County Texas | 35 | $ 2,714,000 | $ 77,000 | $ 84,000 |
| Jefferson County Texas | 30 | $ 1,174,000 | $ 39,000 | $ 62,000 |
| Rapides County Louisiana | 28 | $ 1,192,000 | $ 42,000 | $ 30,000 |
| Smith County Texas | 27 | $ 713,000 | $ 26,000 | $ 54,000 |
| Orange County Texas | 26 | $ 395,000 | $ 15,000 | $ 62,000 |
| Jefferson Davis County Louisiana | 23 | $ 1,672,000 | $ 72,000 | $ 84,000 |
| Bowie County Texas | 22 | $ 529,000 | $ 24,000 | $ 57,000 |
| Hunt County Texas | 22 | $ 983,000 | $ 44,000 | $ 89,000 |
| Caddo County Louisiana | 19 | $ 915,000 | $ 48,000 | $ 48,000 |
| Dallas County Texas | 19 | $ 1,630,000 | $ 85,000 | $ 94,000 |
| Acadia County Louisiana | 15 | $ 442,000 | $ 29,000 | $ 64,000 |
| De Soto County Louisiana | 15 | $ 527,000 | $ 35,000 | $ 65,000 |
| Brazos County Texas | 12 | $ 886,000 | $ 73,000 | $ 79,000 |
| Ascension County Louisiana | 11 | $ 399,000 | $ 36,000 | $ 71,000 |
| Evangeline County Louisiana | 11 | $ 227,000 | $ 20,000 | $ 76,000 |
| Vermilion County Louisiana | 10 | $ 636,000 | $ 63,000 | $ 156,000 |
| Collin County Texas | 10 | $ 650,000 | $ 65,000 | $ 146,000 |
| Livingston County Louisiana | 9 | $ 281,000 | $ 31,000 | $ 77,000 |
| Assumption County Louisiana | 8 | $ 278,000 | $ 34,000 | $ 60,000 |
| Tarrant County Texas | 7 | $ 762,000 | $ 108,000 | $ 41,000 |
| Orleans County Louisiana | 6 | $ 336,000 | $ 56,000 | $ 12,000 |
| Winn County Louisiana | 5 | $ 138,000 | $ 27,000 | $ 150,000 |
| Bossier County Louisiana | 4 | $ 623,000 | $ 155,000 | $ 42,000 |
| Vernon County Louisiana | 4 | $ 84,000 | $ 21,000 | $ 53,000 |
| Webster County Louisiana | 4 | $ 93,000 | $ 23,000 | $ 39,000 |
| West Baton Rouge County Louisiana | 4 | $ 410,000 | $ 102,000 | $ 45,000 |
| Cass County Texas | 4 | $ 90,000 | $ 22,000 | $ 99,000 |
| Rockwall County Texas | 4 | $ 59,000 | $ 14,000 | $ 119,000 |
| Miller County Arkansas | 3 | $ 87,000 | $ 29,000 | $ 65,000 |
| Allen County Louisiana | 3 | $ 103,000 | $ 34,000 | $ 74,000 |
| Jefferson County Louisiana | 3 | $ 164,000 | $ 54,000 | $ 34,000 |
| Red River County Louisiana | 3 | $ 70,000 | $ 23,000 | $ 80,000 |
| Fort Bend County Texas | 3 | $ 159,000 | $ 53,000 | $ 151,000 |
| Hardin County Texas | 3 | $ 16,000 | $ 5,000 | $ 45,000 |
| Kaufman County Texas | 3 | $ 103,000 | $ 34,000 | $ 99,000 |
| Navarro County Texas | 3 | $ 1,667,000 | $ 555,000 | $ 600,000 |
| Escambia County Florida | 2 | $ 690,000 | $ 345,000 | $ 71,000 |
| Beauregard County Louisiana | 2 | $ 44,000 | $ 22,000 | $ 89,000 |
| Cameron County Louisiana | 2 | $ 14,000 | $ 7,000 | $ 70,000 |
| St. Charles County Louisiana | 2 | $ 227,000 | $ 113,000 | $ 54,000 |
| St. James County Louisiana | 2 | $ 17,000 | $ 8,000 | $ 58,000 |
| Brazoria County Texas | 2 | $ 78,000 | $ 39,000 | $ 131,000 |
| Denton County Texas | 2 | $ 335,000 | $ 167,000 | $ 222,000 |
| Leon County Texas | 2 | $ 35,000 | $ 17,000 | $ 55,000 |
| Sabine County Texas | 2 | $ 15,000 | $ 7,000 | $ 58,000 |
| Titus County Texas | 2 | $ 36,000 | $ 18,000 | $ 25,000 |
| Upshur County Texas | 2 | $ 98,000 | $ 49,000 | $ 78,000 |
| Columbia County Arkansas | 1 | $ 44,000 | $ 44,000 | $ 66,000 |
| Hempstead County Arkansas | 1 | $ 14,000 | $ 14,000 | $ 41,000 |
| Pike County Arkansas | 1 | $ 33,000 | $ 33,000 | $ 69,000 |
| Walton County Florida | 1 | $ 310,000 | $ 310,000 | $ 1,088,000 |
| Avoyelles County Louisiana | 1 | $ 10,000 | $ 10,000 | $ 76,000 |
| Bienville County Louisiana | 1 | $ 7,000 | $ 7,000 | $ 109,000 |
| Grant County Louisiana | 1 | $ 7,000 | $ 7,000 | $ 54,000 |
| Iberville County Louisiana | 1 | $ 7,000 | $ 7,000 | $ 33,000 |
| Ouachita County Louisiana | 1 | $ 391,000 | $ 391,000 | $ 106,000 |
| St. Helena County Louisiana | 1 | $ 2,000 | $ 2,000 | $ 38,000 |
| McCurtain County Oklahoma | 1 | $ 29,000 | $ 29,000 | $ 60,000 |
| Jefferson County Tennessee | 1 | $ 460,000 | $ 460,000 | $ 199,000 |
| Austin County Texas | 1 | $ 188,000 | $ 188,000 | $ 56,000 |
| Comal County Texas | 1 | $ 231,000 | $ 231,000 | $ 185,000 |
| Galveston County Texas | 1 | $ 43,000 | $ 43,000 | $ 94,000 |
| Grimes County Texas | 1 | $ 10,000 | $ 10,000 | $ 83,000 |
| Henderson County Texas | 1 | $ 3,000 | $ 3,000 | $ 66,000 |
| Hood County Texas | 1 | $ 90,000 | $ 90,000 | $ 94,000 |
| Liberty County Texas | 1 | $ 5,000 | $ 5,000 | $ 18,000 |
| Newton County Texas | 1 | $ 486,000 | $ 486,000 | $ 0 |
| Panola County Texas | 1 | $ 7,000 | $ 7,000 | $ 79,000 |
| Parker County Texas | 1 | $ 7,000 | $ 7,000 | $ 42,000 |
| Rains County Texas | 1 | $ 5,000 | $ 5,000 | $ 32,000 |
| Rusk County Texas | 1 | $ 7,000 | $ 7,000 | $ 39,000 |
| San Jacinto County Texas | 1 | $ 15,000 | $ 15,000 | $ 94,000 |
| Tyler County Texas | 1 | $ 12,000 | $ 12,000 | $ 118,000 |
| Wood County Texas | 1 | $ 50,000 | $ 50,000 | $ 32,000 |
Mortgage Loan Application Detail Totals for Midsouth Bank, National Association in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 878 | $12,454,000 | $14,000 | $300,000 | $73,000 | $516,000 |
| Refinancing | 232 | $23,341,000 | $100,000 | $750,000 | $84,000 | $2,657,000 |
| Home Purchase | 227 | $25,690,000 | $113,000 | $750,000 | $86,000 | $1,372,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 789 | $32,037,000 | $40,000 | $660,000 | $94,000 | $2,657,000 |
| Black or African American | 220 | $5,004,000 | $22,000 | $307,000 | $60,000 | $516,000 |
| Not Provided | 139 | $4,458,000 | $32,000 | $320,000 | $67,000 | $382,000 |
| Not applicable | 110 | $17,350,000 | $157,000 | $750,000 | $0 | $0 |
| Hispanic | 52 | $1,719,000 | $33,000 | $310,000 | $99,000 | $1,088,000 |
| Asian | 21 | $867,000 | $41,000 | $302,000 | $55,000 | $239,000 |
| American Indian or Alaskan Native | 5 | $49,000 | $9,000 | $20,000 | $82,000 | $130,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $1,000 | $1,000 | $1,000 | $24,000 | $24,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,337 | $61,485,000 | $45,000 | $750,000 | $77,000 | $2,657,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 732 | $43,094,000 | $58,000 | $750,000 | $86,000 | $2,657,000 |
| Application Denied By Financial Institution | 494 | $12,369,000 | $25,000 | $500,000 | $61,000 | $516,000 |
| Application Approved But Not Accepted | 88 | $5,291,000 | $60,000 | $655,000 | $87,000 | $689,000 |
| Application Withdrawn By Applicant | 23 | $731,000 | $31,000 | $242,000 | $84,000 | $328,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 279 | $5,994,000 | $21,000 | $500,000 | $56,000 | $333,000 |
| Credit History | 205 | $6,157,000 | $30,000 | $320,000 | $66,000 | $516,000 |
| Other | 6 | $91,000 | $15,000 | $50,000 | $144,000 | $247,000 |
| Collateral | 2 | $62,000 | $31,000 | $32,000 | $86,000 | $144,000 |
| Employment History | 2 | $65,000 | $32,000 | $58,000 | $27,000 | $33,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midsouth Bank, National Association's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midsouth Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet
with aggregated HMDA statistics today.