Midwest Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Midwest Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midwest Bank 200 East Broadway, P.O. Box 440 Monmouth, IL 61462 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,075 |
| Total Mortgage Loan Application Amount | $122,124,000 |
| Average Mortgage Loan Application Amount | $98,000 |
| Highest Mortgage Loan Application Amount | $855,000 |
| Average Applicant Income | $44,666 |
| Highest Applicant Income | $587,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Midwest Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midwest Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Midwest Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midwest Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midwest Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midwest Bank's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Warren County Illinois | 192 | $ 16,571,000 | $ 86,000 | $ 70,000 |
| Knox County Illinois | 170 | $ 15,230,000 | $ 89,000 | $ 74,000 |
| Henderson County Illinois | 65 | $ 3,960,000 | $ 60,000 | $ 64,000 |
| Mercer County Illinois | 55 | $ 5,353,000 | $ 97,000 | $ 74,000 |
| Pennington County South Dakota | 52 | $ 8,386,000 | $ 161,000 | $ 0 |
| Campbell County Wyoming | 29 | $ 5,496,000 | $ 189,000 | $ 0 |
| Sweetwater County Wyoming | 22 | $ 4,195,000 | $ 190,000 | $ 0 |
| Will County Illinois | 18 | $ 2,950,000 | $ 163,000 | $ 5,000 |
| Minnehaha County South Dakota | 16 | $ 2,217,000 | $ 138,000 | $ 0 |
| Meade County South Dakota | 12 | $ 1,989,000 | $ 165,000 | $ 0 |
| Butler County Missouri | 10 | $ 964,000 | $ 96,000 | $ 0 |
| Christian County Illinois | 8 | $ 539,000 | $ 67,000 | $ 0 |
| Kankakee County Illinois | 8 | $ 1,174,000 | $ 146,000 | $ 0 |
| McDonough County Illinois | 8 | $ 907,000 | $ 113,000 | $ 61,000 |
| Mills County Iowa | 8 | $ 1,065,000 | $ 133,000 | $ 0 |
| Hernando County Florida | 7 | $ 773,000 | $ 110,000 | $ 0 |
| Cook County Illinois | 7 | $ 1,207,000 | $ 172,000 | $ 0 |
| Peoria County Illinois | 7 | $ 965,000 | $ 137,000 | $ 18,000 |
| Muscatine County Iowa | 7 | $ 699,000 | $ 99,000 | $ 0 |
| Stoddard County Missouri | 7 | $ 864,000 | $ 123,000 | $ 0 |
| Monroe County Pennsylvania | 7 | $ 1,498,000 | $ 214,000 | $ 0 |
| Polk County Florida | 6 | $ 543,000 | $ 90,000 | $ 0 |
| Pottawattamie County Iowa | 6 | $ 817,000 | $ 136,000 | $ 0 |
| Woodbury County Iowa | 6 | $ 602,000 | $ 100,000 | $ 0 |
| Lawrence County South Dakota | 6 | $ 1,074,000 | $ 179,000 | $ 0 |
| Logan County Illinois | 5 | $ 431,000 | $ 86,000 | $ 0 |
| Tazewell County Illinois | 5 | $ 513,000 | $ 102,000 | $ 15,000 |
| Jasper County Missouri | 5 | $ 541,000 | $ 108,000 | $ 0 |
| Newton County Missouri | 5 | $ 452,000 | $ 90,000 | $ 0 |
| Williams County North Dakota | 5 | $ 1,289,000 | $ 257,000 | $ 0 |
| Lincoln County South Dakota | 5 | $ 712,000 | $ 142,000 | $ 0 |
| La Plata County Colorado | 4 | $ 838,000 | $ 209,000 | $ 0 |
| Tippecanoe County Indiana | 4 | $ 442,000 | $ 110,000 | $ 0 |
| Lafourche County Louisiana | 4 | $ 662,000 | $ 165,000 | $ 0 |
| Buchanan County Missouri | 4 | $ 389,000 | $ 97,000 | $ 0 |
| Logan County Oklahoma | 4 | $ 481,000 | $ 120,000 | $ 0 |
| Crook County Wyoming | 4 | $ 637,000 | $ 159,000 | $ 0 |
| Otero County Colorado | 3 | $ 327,000 | $ 109,000 | $ 0 |
| Weld County Colorado | 3 | $ 623,000 | $ 207,000 | $ 0 |
| Marion County Florida | 3 | $ 269,000 | $ 89,000 | $ 0 |
| Fayette County Illinois | 3 | $ 176,000 | $ 58,000 | $ 0 |
| Henry County Illinois | 3 | $ 310,000 | $ 103,000 | $ 73,000 |
| Rock Island County Illinois | 3 | $ 541,000 | $ 180,000 | $ 124,000 |
| Shelby County Illinois | 3 | $ 167,000 | $ 55,000 | $ 0 |
| Whiteside County Illinois | 3 | $ 240,000 | $ 80,000 | $ 0 |
| Buchanan County Iowa | 3 | $ 289,000 | $ 96,000 | $ 0 |
| Scott County Iowa | 3 | $ 355,000 | $ 118,000 | $ 0 |
| Kenton County Kentucky | 3 | $ 357,000 | $ 119,000 | $ 0 |
| Adams County Mississippi | 3 | $ 212,000 | $ 70,000 | $ 0 |
| York County Pennsylvania | 3 | $ 342,000 | $ 114,000 | $ 0 |
| Richland County South Carolina | 3 | $ 321,000 | $ 107,000 | $ 0 |
| Spartanburg County South Carolina | 3 | $ 380,000 | $ 126,000 | $ 0 |
| Codington County South Dakota | 3 | $ 390,000 | $ 130,000 | $ 0 |
| Custer County South Dakota | 3 | $ 736,000 | $ 245,000 | $ 0 |
| Fall River County South Dakota | 3 | $ 420,000 | $ 140,000 | $ 0 |
| Harris County Texas | 3 | $ 318,000 | $ 106,000 | $ 0 |
| Garfield County Colorado | 2 | $ 421,000 | $ 210,000 | $ 0 |
| Teller County Colorado | 2 | $ 153,000 | $ 76,000 | $ 0 |
| Collier County Florida | 2 | $ 354,000 | $ 177,000 | $ 35,000 |
| Lee County Florida | 2 | $ 181,000 | $ 90,000 | $ 63,000 |
| Lee County Illinois | 2 | $ 151,000 | $ 75,000 | $ 0 |
| Macon County Illinois | 2 | $ 173,000 | $ 86,000 | $ 37,000 |
| Madison County Illinois | 2 | $ 217,000 | $ 108,000 | $ 0 |
| St. Clair County Illinois | 2 | $ 166,000 | $ 83,000 | $ 0 |
| Lawrence County Indiana | 2 | $ 204,000 | $ 102,000 | $ 0 |
| Des Moines County Iowa | 2 | $ 312,000 | $ 156,000 | $ 50,000 |
| Fayette County Iowa | 2 | $ 128,000 | $ 64,000 | $ 0 |
| Linn County Iowa | 2 | $ 389,000 | $ 194,000 | $ 0 |
| Adair County Kentucky | 2 | $ 158,000 | $ 79,000 | $ 0 |
| Boone County Kentucky | 2 | $ 264,000 | $ 132,000 | $ 0 |
| St. Martin County Louisiana | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Genesee County Michigan | 2 | $ 241,000 | $ 120,000 | $ 0 |
| Gladwin County Michigan | 2 | $ 238,000 | $ 119,000 | $ 0 |
| Camden County Missouri | 2 | $ 221,000 | $ 110,000 | $ 120,000 |
| Carter County Missouri | 2 | $ 294,000 | $ 147,000 | $ 0 |
| Cedar County Missouri | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Ripley County Missouri | 2 | $ 258,000 | $ 129,000 | $ 0 |
| McKenzie County North Dakota | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Bowie County Texas | 2 | $ 336,000 | $ 168,000 | $ 0 |
| Hidalgo County Texas | 2 | $ 333,000 | $ 166,000 | $ 0 |
| Randall County Texas | 2 | $ 232,000 | $ 116,000 | $ 0 |
| Rockwall County Texas | 2 | $ 303,000 | $ 151,000 | $ 0 |
| Sheridan County Wyoming | 2 | $ 201,000 | $ 100,000 | $ 0 |
| Weston County Wyoming | 2 | $ 218,000 | $ 109,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Benton County Arkansas | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Crawford County Arkansas | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Faulkner County Arkansas | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Garland County Arkansas | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Jefferson County Arkansas | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Little River County Arkansas | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 121,000 | $ 121,000 | $ 0 |
| White County Arkansas | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Archuleta County Colorado | 1 | $ 392,000 | $ 392,000 | $ 136,000 |
| El Paso County Colorado | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Fremont County Colorado | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Mesa County Colorado | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Routt County Colorado | 1 | $ 248,000 | $ 248,000 | $ 115,000 |
| Broward County Florida | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Citrus County Florida | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Duval County Florida | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Orange County Florida | 1 | $ 121,000 | $ 121,000 | $ 0 |
| St. Johns County Florida | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Volusia County Florida | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Coles County Illinois | 1 | $ 62,000 | $ 62,000 | $ 0 |
| De Witt County Illinois | 1 | $ 70,000 | $ 70,000 | $ 0 |
| DuPage County Illinois | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Hancock County Illinois | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Iroquois County Illinois | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Jackson County Illinois | 1 | $ 58,000 | $ 58,000 | $ 54,000 |
| Kane County Illinois | 1 | $ 117,000 | $ 117,000 | $ 0 |
| LaSalle County Illinois | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Mason County Illinois | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Moultrie County Illinois | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Ogle County Illinois | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Perry County Illinois | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Sangamon County Illinois | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Stark County Illinois | 1 | $ 66,000 | $ 66,000 | $ 89,000 |
| Stephenson County Illinois | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Woodford County Illinois | 1 | $ 175,000 | $ 175,000 | $ 141,000 |
| Decatur County Indiana | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Harrison County Indiana | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Johnson County Indiana | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Lake County Indiana | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Madison County Indiana | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Ohio County Indiana | 1 | $ 253,000 | $ 253,000 | $ 0 |
| Vigo County Indiana | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Cass County Iowa | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Chickasaw County Iowa | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Clayton County Iowa | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Clinton County Iowa | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Dallas County Iowa | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Fremont County Iowa | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Harrison County Iowa | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Louisa County Iowa | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Madison County Iowa | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Montgomery County Iowa | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Poweshiek County Iowa | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Webster County Iowa | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Winnebago County Iowa | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Barber County Kansas | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Caldwell County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Russell County Kentucky | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Taylor County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Trigg County Kentucky | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 118,000 | $ 118,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Lafayette County Louisiana | 1 | $ 91,000 | $ 91,000 | $ 0 |
| St. Landry County Louisiana | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Tangipahoa County Louisiana | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Harford County Maryland | 1 | $ 562,000 | $ 562,000 | $ 0 |
| Kalamazoo County Michigan | 1 | $ 105,000 | $ 105,000 | $ 207,000 |
| Kent County Michigan | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Midland County Michigan | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Muskegon County Michigan | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Oakland County Michigan | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Saginaw County Michigan | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Cottonwood County Minnesota | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Crow Wing County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Dodge County Minnesota | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Hubbard County Minnesota | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Sherburne County Minnesota | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Itawamba County Mississippi | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Lee County Mississippi | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Warren County Mississippi | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Audrain County Missouri | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Barton County Missouri | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Boone County Missouri | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Dent County Missouri | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Dunklin County Missouri | 1 | $ 152,000 | $ 152,000 | $ 0 |
| McDonald County Missouri | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Morgan County Missouri | 1 | $ 182,000 | $ 182,000 | $ 114,000 |
| Pettis County Missouri | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Platte County Missouri | 1 | $ 348,000 | $ 348,000 | $ 200,000 |
| St. Louis County Missouri | 1 | $ 89,000 | $ 89,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Yellowstone County Montana | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Dakota County Nebraska | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Dixon County Nebraska | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Douglas County Nebraska | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Catawba County North Carolina | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Adams County Ohio | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Brown County Ohio | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Licking County Ohio | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Morgan County Ohio | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Muskingum County Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Craig County Oklahoma | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Le Flore County Oklahoma | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Rogers County Oklahoma | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Woodward County Oklahoma | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Marion County Oregon | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Adams County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Carbon County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Fayette County Pennsylvania | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Mercer County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Northumberland County Pennsylvania | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Oconee County South Carolina | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Butte County South Dakota | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Davison County South Dakota | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Douglas County South Dakota | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Haakon County South Dakota | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Hyde County South Dakota | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Moody County South Dakota | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Union County South Dakota | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Yankton County South Dakota | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Blount County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Marion County Tennessee | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Bexar County Texas | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Brazoria County Texas | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Cherokee County Texas | 1 | $ 103,000 | $ 103,000 | $ 0 |
| El Paso County Texas | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Hardin County Texas | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Henderson County Texas | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Hunt County Texas | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Jasper County Texas | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Kendall County Texas | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Liberty County Texas | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Lubbock County Texas | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Montgomery County Texas | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Rains County Texas | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Travis County Texas | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Young County Texas | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Lewis County Washington | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Juneau County Wisconsin | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Monroe County Wisconsin | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Goshen County Wyoming | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Johnson County Wyoming | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Platte County Wyoming | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Sublette County Wyoming | 1 | $ 144,000 | $ 144,000 | $ 0 |
Mortgage Loan Application Detail Totals for Midwest Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 585 | $69,270,000 | $118,000 | $855,000 | $19,000 | $587,000 |
| Refinancing | 427 | $48,932,000 | $114,000 | $562,000 | $54,000 | $400,000 |
| Home Improvement | 63 | $3,922,000 | $62,000 | $198,000 | $61,000 | $213,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 551 | $76,594,000 | $139,000 | $855,000 | $0 | $0 |
| White | 508 | $43,958,000 | $86,000 | $417,000 | $71,000 | $587,000 |
| Hispanic | 9 | $612,000 | $68,000 | $178,000 | $63,000 | $154,000 |
| Asian | 4 | $834,000 | $208,000 | $362,000 | $286,000 | $392,000 |
| Black or African American | 2 | $101,000 | $50,000 | $56,000 | $67,000 | $81,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $25,000 | $25,000 | $25,000 | $67,000 | $67,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 581 | $57,826,000 | $99,000 | $855,000 | $64,000 | $587,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 260 | $30,028,000 | $115,000 | $306,000 | $4,000 | $89,000 |
| FHA-insured (Federal Housing Administration) | 187 | $25,895,000 | $138,000 | $562,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 47 | $8,375,000 | $178,000 | $417,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 549 | $75,499,000 | $137,000 | $562,000 | $0 | $0 |
| Loan Originated | 391 | $35,989,000 | $92,000 | $855,000 | $78,000 | $587,000 |
| Application Denied By Financial Institution | 66 | $5,138,000 | $77,000 | $230,000 | $48,000 | $147,000 |
| Application Approved But Not Accepted | 39 | $3,378,000 | $86,000 | $250,000 | $72,000 | $400,000 |
| Preapproval Approved but not Accepted | 10 | $923,000 | $92,000 | $238,000 | $67,000 | $135,000 |
| Preapproval Denied by Financial Institution | 10 | $587,000 | $58,000 | $100,000 | $46,000 | $82,000 |
| File Closed For Incompleteness | 8 | $486,000 | $60,000 | $135,000 | $40,000 | $73,000 |
| Application Withdrawn By Applicant | 2 | $124,000 | $62,000 | $100,000 | $48,000 | $97,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 34 | $2,114,000 | $62,000 | $174,000 | $42,000 | $147,000 |
| Debt-To-Income Ratio | 16 | $1,090,000 | $68,000 | $200,000 | $55,000 | $144,000 |
| Collateral | 11 | $1,073,000 | $97,000 | $192,000 | $66,000 | $138,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $440,000 | $73,000 | $120,000 | $38,000 | $69,000 |
| Other | 4 | $490,000 | $122,000 | $190,000 | $48,000 | $75,000 |
| Employment History | 2 | $123,000 | $61,000 | $80,000 | $25,000 | $30,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midwest Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midwest Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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