Midwest Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Midwest Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midwest Bank 200 East Broadway, P.O. Box 440 Monmouth, IL 61462 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 842 |
| Total Mortgage Loan Application Amount | $96,802,000 |
| Average Mortgage Loan Application Amount | $100,333 |
| Highest Mortgage Loan Application Amount | $1,606,000 |
| Average Applicant Income | $48,666 |
| Highest Applicant Income | $475,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Midwest Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midwest Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Midwest Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midwest Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midwest Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midwest Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Warren County Illinois | 152 | $ 12,574,000 | $ 82,000 | $ 70,000 |
| Knox County Illinois | 126 | $ 9,788,000 | $ 77,000 | $ 68,000 |
| Mercer County Illinois | 37 | $ 2,753,000 | $ 74,000 | $ 58,000 |
| Henderson County Illinois | 33 | $ 2,223,000 | $ 67,000 | $ 51,000 |
| Pennington County South Dakota | 29 | $ 4,533,000 | $ 156,000 | $ 0 |
| Campbell County Wyoming | 26 | $ 4,813,000 | $ 185,000 | $ 0 |
| Meade County South Dakota | 17 | $ 3,106,000 | $ 182,000 | $ 0 |
| Will County Illinois | 13 | $ 2,278,000 | $ 175,000 | $ 6,000 |
| Sweetwater County Wyoming | 13 | $ 2,367,000 | $ 182,000 | $ 0 |
| Jasper County Missouri | 12 | $ 1,173,000 | $ 97,000 | $ 0 |
| Minnehaha County South Dakota | 11 | $ 1,526,000 | $ 138,000 | $ 0 |
| Kankakee County Illinois | 10 | $ 1,500,000 | $ 150,000 | $ 9,000 |
| Polk County Florida | 8 | $ 715,000 | $ 89,000 | $ 0 |
| Muscatine County Iowa | 8 | $ 1,014,000 | $ 126,000 | $ 2,000 |
| Scott County Iowa | 8 | $ 3,323,000 | $ 415,000 | $ 26,000 |
| McDonough County Illinois | 7 | $ 793,000 | $ 113,000 | $ 91,000 |
| Rock Island County Illinois | 7 | $ 659,000 | $ 94,000 | $ 42,000 |
| McKenzie County North Dakota | 7 | $ 1,383,000 | $ 197,000 | $ 0 |
| Logan County Illinois | 6 | $ 455,000 | $ 75,000 | $ 0 |
| Tippecanoe County Indiana | 6 | $ 544,000 | $ 90,000 | $ 0 |
| Newton County Missouri | 6 | $ 584,000 | $ 97,000 | $ 0 |
| Vernon County Missouri | 6 | $ 455,000 | $ 75,000 | $ 0 |
| Marion County Florida | 5 | $ 459,000 | $ 91,000 | $ 0 |
| Henry County Illinois | 5 | $ 368,000 | $ 73,000 | $ 61,000 |
| Cass County Iowa | 5 | $ 457,000 | $ 91,000 | $ 0 |
| Monroe County Pennsylvania | 5 | $ 1,040,000 | $ 208,000 | $ 0 |
| Cook County Illinois | 4 | $ 965,000 | $ 241,000 | $ 80,000 |
| Peoria County Illinois | 4 | $ 667,000 | $ 166,000 | $ 85,000 |
| Whiteside County Illinois | 4 | $ 360,000 | $ 90,000 | $ 0 |
| Laramie County Wyoming | 4 | $ 487,000 | $ 121,000 | $ 0 |
| Grundy County Illinois | 3 | $ 273,000 | $ 91,000 | $ 88,000 |
| Carroll County Indiana | 3 | $ 257,000 | $ 85,000 | $ 0 |
| Lawrence County Indiana | 3 | $ 200,000 | $ 66,000 | $ 0 |
| Mills County Iowa | 3 | $ 536,000 | $ 178,000 | $ 0 |
| Polk County Iowa | 3 | $ 569,000 | $ 189,000 | $ 0 |
| Lafayette County Louisiana | 3 | $ 646,000 | $ 215,000 | $ 0 |
| Barton County Missouri | 3 | $ 286,000 | $ 95,000 | $ 0 |
| Lawrence County South Dakota | 3 | $ 436,000 | $ 145,000 | $ 0 |
| Lincoln County South Dakota | 3 | $ 398,000 | $ 132,000 | $ 0 |
| Crook County Wyoming | 3 | $ 653,000 | $ 217,000 | $ 0 |
| La Plata County Colorado | 2 | $ 447,000 | $ 223,000 | $ 0 |
| Duval County Florida | 2 | $ 284,000 | $ 142,000 | $ 0 |
| De Witt County Illinois | 2 | $ 208,000 | $ 104,000 | $ 0 |
| Fulton County Illinois | 2 | $ 182,000 | $ 91,000 | $ 0 |
| Wabash County Illinois | 2 | $ 181,000 | $ 90,000 | $ 0 |
| Clinton County Indiana | 2 | $ 147,000 | $ 73,000 | $ 0 |
| Dearborn County Indiana | 2 | $ 151,000 | $ 75,000 | $ 0 |
| Lake County Indiana | 2 | $ 409,000 | $ 204,000 | $ 0 |
| Monroe County Indiana | 2 | $ 213,000 | $ 106,000 | $ 0 |
| Black Hawk County Iowa | 2 | $ 225,000 | $ 112,000 | $ 0 |
| Cedar County Iowa | 2 | $ 362,000 | $ 181,000 | $ 0 |
| Clayton County Iowa | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Louisa County Iowa | 2 | $ 286,000 | $ 143,000 | $ 0 |
| Montgomery County Iowa | 2 | $ 186,000 | $ 93,000 | $ 0 |
| East Baton Rouge County Louisiana | 2 | $ 300,000 | $ 150,000 | $ 0 |
| St. Landry County Louisiana | 2 | $ 163,000 | $ 81,000 | $ 0 |
| Tangipahoa County Louisiana | 2 | $ 506,000 | $ 253,000 | $ 0 |
| Clare County Michigan | 2 | $ 92,000 | $ 46,000 | $ 0 |
| Warren County Mississippi | 2 | $ 156,000 | $ 78,000 | $ 0 |
| Cedar County Missouri | 2 | $ 309,000 | $ 154,000 | $ 0 |
| Sarpy County Nebraska | 2 | $ 268,000 | $ 134,000 | $ 0 |
| Montgomery County Pennsylvania | 2 | $ 212,000 | $ 106,000 | $ 0 |
| Dillon County South Carolina | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Beadle County South Dakota | 2 | $ 238,000 | $ 119,000 | $ 0 |
| Butte County South Dakota | 2 | $ 302,000 | $ 151,000 | $ 0 |
| Harris County Texas | 2 | $ 239,000 | $ 119,000 | $ 0 |
| Leon County Texas | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Montgomery County Texas | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Sublette County Wyoming | 2 | $ 294,000 | $ 147,000 | $ 0 |
| Cherokee County Alabama | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Etowah County Alabama | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Tuscaloosa County Alabama | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Washington County Alabama | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 186,000 | $ 186,000 | $ 453,000 |
| Pima County Arizona | 1 | $ 208,000 | $ 208,000 | $ 216,000 |
| Cleveland County Arkansas | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Jefferson County Arkansas | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Lincoln County Arkansas | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Chaffee County Colorado | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Delta County Colorado | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Elbert County Colorado | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Fremont County Colorado | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Montrose County Colorado | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Pitkin County Colorado | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Weld County Colorado | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Alachua County Florida | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Baker County Florida | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Broward County Florida | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Flagler County Florida | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Hernando County Florida | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Highlands County Florida | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Indian River County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lake County Florida | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Pasco County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Pinellas County Florida | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Seminole County Florida | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Alexander County Illinois | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Christian County Illinois | 1 | $ 56,000 | $ 56,000 | $ 0 |
| DeKalb County Illinois | 1 | $ 107,000 | $ 107,000 | $ 0 |
| DuPage County Illinois | 1 | $ 172,000 | $ 172,000 | $ 184,000 |
| Franklin County Illinois | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Hancock County Illinois | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Jo Daviess County Illinois | 1 | $ 30,000 | $ 30,000 | $ 109,000 |
| Kane County Illinois | 1 | $ 218,000 | $ 218,000 | $ 102,000 |
| Lake County Illinois | 1 | $ 120,000 | $ 120,000 | $ 127,000 |
| LaSalle County Illinois | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Lee County Illinois | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Macoupin County Illinois | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Mason County Illinois | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Montgomery County Illinois | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Perry County Illinois | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Sangamon County Illinois | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Tazewell County Illinois | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| Williamson County Illinois | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Decatur County Indiana | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Dubois County Indiana | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Elkhart County Indiana | 1 | $ 148,000 | $ 148,000 | $ 79,000 |
| Floyd County Indiana | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Hancock County Indiana | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Jefferson County Indiana | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Johnson County Indiana | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Marion County Indiana | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Newton County Indiana | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Ohio County Indiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Orange County Indiana | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Buchanan County Iowa | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Cherokee County Iowa | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Chickasaw County Iowa | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Clay County Iowa | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Dallas County Iowa | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Des Moines County Iowa | 1 | $ 78,000 | $ 78,000 | $ 215,000 |
| Fremont County Iowa | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Grundy County Iowa | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Hancock County Iowa | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Linn County Iowa | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Shelby County Iowa | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Woodbury County Iowa | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Boone County Kentucky | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Bullitt County Kentucky | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Calloway County Kentucky | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Kenton County Kentucky | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Pulaski County Kentucky | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Russell County Kentucky | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Lafourche County Louisiana | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Livingston County Louisiana | 1 | $ 150,000 | $ 150,000 | $ 0 |
| St. Martin County Louisiana | 1 | $ 97,000 | $ 97,000 | $ 0 |
| St. Mary County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Calhoun County Michigan | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Genesee County Michigan | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Gladwin County Michigan | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Livingston County Michigan | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Macomb County Michigan | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Oakland County Michigan | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Osceola County Michigan | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Van Buren County Michigan | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Wayne County Michigan | 1 | $ 111,000 | $ 111,000 | $ 0 |
| St. Louis County Minnesota | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Adams County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lee County Mississippi | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Union County Mississippi | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Barry County Missouri | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Boone County Missouri | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Buchanan County Missouri | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Carter County Missouri | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Dent County Missouri | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Dunklin County Missouri | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Lawrence County Missouri | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Mississippi County Missouri | 1 | $ 89,000 | $ 89,000 | $ 0 |
| New Madrid County Missouri | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Polk County Missouri | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Stoddard County Missouri | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Dawson County Montana | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Flathead County Montana | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Hill County Montana | 1 | $ 276,000 | $ 276,000 | $ 0 |
| Yellowstone County Montana | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Dakota County Nebraska | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Madison County Nebraska | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Otoe County Nebraska | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 454,000 |
| Stark County North Dakota | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Williams County North Dakota | 1 | $ 319,000 | $ 319,000 | $ 0 |
| Brown County Ohio | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Highland County Ohio | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Logan County Ohio | 1 | $ 62,000 | $ 62,000 | $ 10,000 |
| Medina County Ohio | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Muskingum County Ohio | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Le Flore County Oklahoma | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Pittsburg County Oklahoma | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Lincoln County Oregon | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Mercer County Pennsylvania | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Northumberland County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Richland County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Brookings County South Dakota | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Fall River County South Dakota | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Marshall County South Dakota | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Bexar County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Bowie County Texas | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Dallas County Texas | 1 | $ 115,000 | $ 115,000 | $ 84,000 |
| Fort Bend County Texas | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Grayson County Texas | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Hardin County Texas | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Hays County Texas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Kaufman County Texas | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Smith County Texas | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Upshur County Texas | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Wilson County Texas | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Stevens County Washington | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Manitowoc County Wisconsin | 1 | $ 252,000 | $ 252,000 | $ 50,000 |
| Monroe County Wisconsin | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Albany County Wyoming | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Converse County Wyoming | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Natrona County Wyoming | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Park County Wyoming | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Sheridan County Wyoming | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Uinta County Wyoming | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Weston County Wyoming | 1 | $ 192,000 | $ 192,000 | $ 0 |
Mortgage Loan Application Detail Totals for Midwest Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 537 | $62,749,000 | $116,000 | $417,000 | $19,000 | $454,000 |
| Refinancing | 262 | $31,149,000 | $118,000 | $1,606,000 | $58,000 | $475,000 |
| Home Improvement | 43 | $2,904,000 | $67,000 | $170,000 | $69,000 | $170,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 440 | $61,065,000 | $138,000 | $638,000 | $0 | $0 |
| White | 379 | $33,631,000 | $88,000 | $1,606,000 | $72,000 | $475,000 |
| Hispanic | 10 | $939,000 | $93,000 | $244,000 | $65,000 | $184,000 |
| Black or African American | 5 | $285,000 | $57,000 | $90,000 | $59,000 | $96,000 |
| Not Provided | 3 | $136,000 | $45,000 | $56,000 | $29,000 | $47,000 |
| Asian | 3 | $553,000 | $184,000 | $300,000 | $146,000 | $200,000 |
| American Indian or Alaskan Native | 1 | $122,000 | $122,000 | $122,000 | $77,000 | $77,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $71,000 | $71,000 | $71,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 467 | $49,880,000 | $106,000 | $1,606,000 | $60,000 | $475,000 |
| FHA-insured (Federal Housing Administration) | 171 | $22,608,000 | $132,000 | $276,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 167 | $18,250,000 | $109,000 | $290,000 | $5,000 | $71,000 |
| VA-guaranteed (Veterans Administration) | 37 | $6,064,000 | $163,000 | $343,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 437 | $59,975,000 | $137,000 | $417,000 | $0 | $0 |
| Loan Originated | 295 | $27,626,000 | $93,000 | $1,606,000 | $76,000 | $475,000 |
| Application Denied By Financial Institution | 45 | $3,432,000 | $76,000 | $248,000 | $54,000 | $209,000 |
| Application Approved But Not Accepted | 42 | $3,648,000 | $86,000 | $252,000 | $63,000 | $216,000 |
| Preapproval Approved but not Accepted | 11 | $1,276,000 | $116,000 | $300,000 | $70,000 | $200,000 |
| Preapproval Denied by Financial Institution | 8 | $544,000 | $68,000 | $125,000 | $43,000 | $71,000 |
| Application Withdrawn By Applicant | 2 | $81,000 | $40,000 | $45,000 | $57,000 | $93,000 |
| File Closed For Incompleteness | 2 | $220,000 | $110,000 | $175,000 | $31,000 | $63,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 30 | $2,071,000 | $69,000 | $248,000 | $48,000 | $105,000 |
| Debt-To-Income Ratio | 9 | $716,000 | $79,000 | $130,000 | $48,000 | $94,000 |
| Collateral | 5 | $570,000 | $114,000 | $163,000 | $104,000 | $209,000 |
| Other | 4 | $365,000 | $91,000 | $125,000 | $53,000 | $73,000 |
| Employment History | 2 | $71,000 | $35,000 | $36,000 | $32,000 | $36,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $42,000 | $42,000 | $42,000 | $32,000 | $32,000 |
| Unverifiable Information | 1 | $96,000 | $96,000 | $96,000 | $60,000 | $60,000 |
| Credit Application Incomplete | 1 | $45,000 | $45,000 | $45,000 | $34,000 | $34,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midwest Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midwest Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.