Midwest Bankcentre
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Midwest Bankcentre 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midwest Bankcentre 2191 Lemay Ferry Road Saint Louis, MO 63125 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,480 |
| Total Mortgage Loan Application Amount | $333,818,000 |
| Average Mortgage Loan Application Amount | $179,000 |
| Highest Mortgage Loan Application Amount | $2,350,000 |
| Average Applicant Income | $117,666 |
| Highest Applicant Income | $7,382,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Midwest Bankcentre. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midwest Bankcentre's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Midwest Bankcentre's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midwest Bankcentre serves its applicants.
Each category highlights the total number of mortgage applications processed by Midwest Bankcentre, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midwest Bankcentre's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 928 | $ 229,867,000 | $ 247,000 | $ 149,000 |
| St. Louis City County Missouri | 194 | $ 15,601,000 | $ 80,000 | $ 57,000 |
| St. Charles County Missouri | 118 | $ 26,079,000 | $ 221,000 | $ 108,000 |
| Jefferson County Missouri | 76 | $ 12,310,000 | $ 161,000 | $ 70,000 |
| St. Clair County Illinois | 9 | $ 1,832,000 | $ 203,000 | $ 72,000 |
| Camden County Missouri | 6 | $ 1,418,000 | $ 236,000 | $ 293,000 |
| Warren County Missouri | 6 | $ 910,000 | $ 151,000 | $ 90,000 |
| Monroe County Illinois | 5 | $ 1,013,000 | $ 202,000 | $ 100,000 |
| Cook County Illinois | 4 | $ 1,112,000 | $ 278,000 | $ 254,000 |
| Orleans County Louisiana | 4 | $ 1,360,000 | $ 340,000 | $ 291,000 |
| Franklin County Missouri | 4 | $ 2,290,000 | $ 572,000 | $ 321,000 |
| Lincoln County Missouri | 4 | $ 760,000 | $ 190,000 | $ 92,000 |
| Maricopa County Arizona | 3 | $ 1,159,000 | $ 386,000 | $ 235,000 |
| Pima County Arizona | 3 | $ 1,505,000 | $ 501,000 | $ 447,000 |
| El Paso County Colorado | 3 | $ 816,000 | $ 272,000 | $ 95,000 |
| Hillsborough County Florida | 3 | $ 552,000 | $ 184,000 | $ 105,000 |
| Pinellas County Florida | 3 | $ 895,000 | $ 298,000 | $ 183,000 |
| Fulton County Georgia | 3 | $ 1,055,000 | $ 351,000 | $ 181,000 |
| Johnson County Kansas | 3 | $ 958,000 | $ 319,000 | $ 143,000 |
| Jackson County Missouri | 3 | $ 1,174,000 | $ 391,000 | $ 283,000 |
| Williamson County Tennessee | 3 | $ 897,000 | $ 299,000 | $ 169,000 |
| Orange County California | 2 | $ 802,000 | $ 401,000 | $ 312,000 |
| Eagle County Colorado | 2 | $ 1,400,000 | $ 700,000 | $ 639,000 |
| Jefferson County Colorado | 2 | $ 785,000 | $ 392,000 | $ 135,000 |
| Collier County Florida | 2 | $ 586,000 | $ 293,000 | $ 554,000 |
| Lee County Florida | 2 | $ 623,000 | $ 311,000 | $ 504,000 |
| Madison County Illinois | 2 | $ 2,466,000 | $ 1,233,000 | $ 75,000 |
| Hamilton County Indiana | 2 | $ 575,000 | $ 287,000 | $ 77,000 |
| Callaway County Missouri | 2 | $ 319,000 | $ 159,000 | $ 167,000 |
| Clay County Missouri | 2 | $ 777,000 | $ 388,000 | $ 123,000 |
| Morgan County Missouri | 2 | $ 332,000 | $ 166,000 | $ 155,000 |
| Ste. Genevieve County Missouri | 2 | $ 201,000 | $ 100,000 | $ 75,000 |
| Allegheny County Pennsylvania | 2 | $ 478,000 | $ 239,000 | $ 102,000 |
| Alexandria County Virginia | 2 | $ 796,000 | $ 398,000 | $ 132,000 |
| Fairfax County Virginia | 2 | $ 680,000 | $ 340,000 | $ 184,000 |
| Lonoke County Arkansas | 1 | $ 265,000 | $ 265,000 | $ 92,000 |
| Saline County Arkansas | 1 | $ 319,000 | $ 319,000 | $ 98,000 |
| Kern County California | 1 | $ 109,000 | $ 109,000 | $ 347,000 |
| Riverside County California | 1 | $ 396,000 | $ 396,000 | $ 928,000 |
| San Diego County California | 1 | $ 498,000 | $ 498,000 | $ 86,000 |
| Boulder County Colorado | 1 | $ 275,000 | $ 275,000 | $ 139,000 |
| Denver County Colorado | 1 | $ 361,000 | $ 361,000 | $ 104,000 |
| Grand County Colorado | 1 | $ 302,000 | $ 302,000 | $ 228,000 |
| Mesa County Colorado | 1 | $ 281,000 | $ 281,000 | $ 103,000 |
| Montezuma County Colorado | 1 | $ 177,000 | $ 177,000 | $ 58,000 |
| San Miguel County Colorado | 1 | $ 888,000 | $ 888,000 | $ 0 |
| Summit County Colorado | 1 | $ 147,000 | $ 147,000 | $ 60,000 |
| Teller County Colorado | 1 | $ 417,000 | $ 417,000 | $ 115,000 |
| Charlotte County Florida | 1 | $ 417,000 | $ 417,000 | $ 7,382,000 |
| Indian River County Florida | 1 | $ 220,000 | $ 220,000 | $ 153,000 |
| Lake County Florida | 1 | $ 52,000 | $ 52,000 | $ 146,000 |
| Palm Beach County Florida | 1 | $ 212,000 | $ 212,000 | $ 62,000 |
| Polk County Florida | 1 | $ 56,000 | $ 56,000 | $ 146,000 |
| Cobb County Georgia | 1 | $ 206,000 | $ 206,000 | $ 292,000 |
| DeKalb County Georgia | 1 | $ 258,000 | $ 258,000 | $ 115,000 |
| Greene County Georgia | 1 | $ 300,000 | $ 300,000 | $ 200,000 |
| Hall County Georgia | 1 | $ 200,000 | $ 200,000 | $ 150,000 |
| Houston County Georgia | 1 | $ 250,000 | $ 250,000 | $ 95,000 |
| Oconee County Georgia | 1 | $ 238,000 | $ 238,000 | $ 68,000 |
| Maui County Hawaii | 1 | $ 100,000 | $ 100,000 | $ 149,000 |
| Kane County Illinois | 1 | $ 390,000 | $ 390,000 | $ 191,000 |
| Lake County Illinois | 1 | $ 272,000 | $ 272,000 | $ 114,000 |
| Tazewell County Illinois | 1 | $ 254,000 | $ 254,000 | $ 170,000 |
| Sedgwick County Kansas | 1 | $ 280,000 | $ 280,000 | $ 90,000 |
| Allen County Kentucky | 1 | $ 201,000 | $ 201,000 | $ 199,000 |
| Boone County Kentucky | 1 | $ 356,000 | $ 356,000 | $ 350,000 |
| East Baton Rouge County Louisiana | 1 | $ 266,000 | $ 266,000 | $ 130,000 |
| Middlesex County Massachusetts | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Cook County Minnesota | 1 | $ 171,000 | $ 171,000 | $ 97,000 |
| Olmsted County Minnesota | 1 | $ 181,000 | $ 181,000 | $ 84,000 |
| Ramsey County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 375,000 |
| Lafayette County Mississippi | 1 | $ 292,000 | $ 292,000 | $ 332,000 |
| Cape Girardeau County Missouri | 1 | $ 360,000 | $ 360,000 | $ 193,000 |
| Cole County Missouri | 1 | $ 376,000 | $ 376,000 | $ 514,000 |
| Miller County Missouri | 1 | $ 62,000 | $ 62,000 | $ 245,000 |
| St. Francois County Missouri | 1 | $ 81,000 | $ 81,000 | $ 112,000 |
| Stone County Missouri | 1 | $ 320,000 | $ 320,000 | $ 204,000 |
| Taney County Missouri | 1 | $ 70,000 | $ 70,000 | $ 35,000 |
| Washington County Missouri | 1 | $ 400,000 | $ 400,000 | $ 180,000 |
| Douglas County Nebraska | 1 | $ 316,000 | $ 316,000 | $ 170,000 |
| Morris County New Jersey | 1 | $ 393,000 | $ 393,000 | $ 172,000 |
| Dutchess County New York | 1 | $ 376,000 | $ 376,000 | $ 122,000 |
| Buncombe County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 86,000 |
| Chatham County North Carolina | 1 | $ 309,000 | $ 309,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 188,000 | $ 188,000 | $ 125,000 |
| Oklahoma County Oklahoma | 1 | $ 401,000 | $ 401,000 | $ 184,000 |
| Deschutes County Oregon | 1 | $ 406,000 | $ 406,000 | $ 72,000 |
| Chester County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 103,000 |
| Charleston County South Carolina | 1 | $ 941,000 | $ 941,000 | $ 180,000 |
| Greenville County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 150,000 |
| Horry County South Carolina | 1 | $ 534,000 | $ 534,000 | $ 144,000 |
| Davidson County Tennessee | 1 | $ 166,000 | $ 166,000 | $ 134,000 |
| Dallas County Texas | 1 | $ 417,000 | $ 417,000 | $ 182,000 |
| Denton County Texas | 1 | $ 328,000 | $ 328,000 | $ 198,000 |
| Galveston County Texas | 1 | $ 126,000 | $ 126,000 | $ 131,000 |
| Summit County Utah | 1 | $ 305,000 | $ 305,000 | $ 470,000 |
| Rutland County Vermont | 1 | $ 340,000 | $ 340,000 | $ 290,000 |
| Nelson County Virginia | 1 | $ 190,000 | $ 190,000 | $ 274,000 |
| Roanoke County Virginia | 1 | $ 201,000 | $ 201,000 | $ 70,000 |
| Williamsburg County Virginia | 1 | $ 288,000 | $ 288,000 | $ 265,000 |
| San Juan County Washington | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| Albany County Wyoming | 1 | $ 142,000 | $ 142,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for Midwest Bankcentre in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,018 | $263,480,000 | $258,000 | $2,350,000 | $154,000 | $3,944,000 |
| Home Purchase | 254 | $67,322,000 | $265,000 | $2,244,000 | $164,000 | $7,382,000 |
| Home Improvement | 208 | $3,016,000 | $14,000 | $410,000 | $35,000 | $726,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,146 | $293,504,000 | $256,000 | $1,568,000 | $163,000 | $7,382,000 |
| Black or African American | 183 | $6,063,000 | $33,000 | $417,000 | $39,000 | $280,000 |
| Not applicable | 111 | $21,234,000 | $191,000 | $2,350,000 | $0 | $0 |
| Asian | 17 | $8,769,000 | $515,000 | $1,750,000 | $479,000 | $3,944,000 |
| Hispanic | 9 | $973,000 | $108,000 | $417,000 | $87,000 | $165,000 |
| Not Provided | 8 | $1,016,000 | $127,000 | $397,000 | $84,000 | $250,000 |
| American Indian or Alaskan Native | 5 | $1,842,000 | $368,000 | $1,000,000 | $214,000 | $600,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $417,000 | $417,000 | $417,000 | $375,000 | $375,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,475 | $333,223,000 | $225,000 | $2,350,000 | $139,000 | $7,382,000 |
| FHA-insured (Federal Housing Administration) | 4 | $441,000 | $110,000 | $146,000 | $9,000 | $37,000 |
| VA-guaranteed (Veterans Administration) | 1 | $154,000 | $154,000 | $154,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,184 | $285,940,000 | $241,000 | $2,350,000 | $153,000 | $7,382,000 |
| Application Denied By Financial Institution | 212 | $24,083,000 | $113,000 | $1,377,000 | $63,000 | $464,000 |
| Application Withdrawn By Applicant | 73 | $20,722,000 | $283,000 | $1,500,000 | $139,000 | $812,000 |
| Loan Purchased By The Institution | 7 | $993,000 | $141,000 | $150,000 | $25,000 | $31,000 |
| Application Approved But Not Accepted | 4 | $2,080,000 | $520,000 | $900,000 | $208,000 | $412,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midwest Bankcentre's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midwest Bankcentre's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.