Midwest Bankcentre
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Midwest Bankcentre 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midwest Bankcentre 2191 Lemay Ferry Road Saint Louis, MO 63125 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,606 |
| Total Mortgage Loan Application Amount | $445,010,000 |
| Average Mortgage Loan Application Amount | $241,800 |
| Highest Mortgage Loan Application Amount | $10,275,000 |
| Average Applicant Income | $140,400 |
| Highest Applicant Income | $6,312,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Midwest Bankcentre. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midwest Bankcentre's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Midwest Bankcentre's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midwest Bankcentre serves its applicants.
Each category highlights the total number of mortgage applications processed by Midwest Bankcentre, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midwest Bankcentre's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 675 | $ 214,795,000 | $ 318,000 | $ 157,000 |
| St. Louis City County Missouri | 180 | $ 35,240,000 | $ 195,000 | $ 131,000 |
| Jefferson County Missouri | 157 | $ 31,865,000 | $ 202,000 | $ 99,000 |
| St. Charles County Missouri | 126 | $ 33,790,000 | $ 268,000 | $ 115,000 |
| Madison County Illinois | 102 | $ 17,940,000 | $ 175,000 | $ 86,000 |
| St. Clair County Illinois | 101 | $ 19,265,000 | $ 190,000 | $ 87,000 |
| Monroe County Illinois | 18 | $ 3,940,000 | $ 218,000 | $ 110,000 |
| Camden County Missouri | 18 | $ 8,350,000 | $ 463,000 | $ 220,000 |
| Warren County Missouri | 12 | $ 3,040,000 | $ 253,000 | $ 109,000 |
| Franklin County Missouri | 11 | $ 2,605,000 | $ 236,000 | $ 97,000 |
| Collier County Florida | 8 | $ 3,720,000 | $ 465,000 | $ 712,000 |
| Hillsborough County Florida | 8 | $ 2,710,000 | $ 338,000 | $ 233,000 |
| Clay County Missouri | 7 | $ 1,345,000 | $ 192,000 | $ 79,000 |
| Pettis County Missouri | 7 | $ 1,605,000 | $ 229,000 | $ 0 |
| Jackson County Missouri | 6 | $ 870,000 | $ 145,000 | $ 139,000 |
| Morgan County Missouri | 5 | $ 875,000 | $ 175,000 | $ 166,000 |
| Walton County Florida | 4 | $ 2,990,000 | $ 747,000 | $ 187,000 |
| Johnson County Kansas | 4 | $ 1,580,000 | $ 395,000 | $ 225,000 |
| Boone County Missouri | 4 | $ 830,000 | $ 207,000 | $ 246,000 |
| Fairfax County Virginia | 4 | $ 2,090,000 | $ 522,000 | $ 188,000 |
| Pinal County Arizona | 3 | $ 1,245,000 | $ 415,000 | $ 344,000 |
| Eagle County Colorado | 3 | $ 3,885,000 | $ 1,295,000 | $ 379,000 |
| Pinellas County Florida | 3 | $ 795,000 | $ 265,000 | $ 206,000 |
| Cook County Illinois | 3 | $ 685,000 | $ 228,000 | $ 125,000 |
| Kane County Illinois | 3 | $ 765,000 | $ 255,000 | $ 221,000 |
| Macoupin County Illinois | 3 | $ 315,000 | $ 105,000 | $ 66,000 |
| Cape Girardeau County Missouri | 3 | $ 575,000 | $ 191,000 | $ 58,000 |
| Lincoln County Missouri | 3 | $ 655,000 | $ 218,000 | $ 96,000 |
| St. Francois County Missouri | 3 | $ 435,000 | $ 145,000 | $ 35,000 |
| Ste. Genevieve County Missouri | 3 | $ 305,000 | $ 101,000 | $ 95,000 |
| Clark County Nevada | 3 | $ 1,735,000 | $ 578,000 | $ 242,000 |
| Davidson County Tennessee | 3 | $ 1,005,000 | $ 335,000 | $ 133,000 |
| Salt Lake County Utah | 3 | $ 885,000 | $ 295,000 | $ 110,000 |
| Maricopa County Arizona | 2 | $ 710,000 | $ 355,000 | $ 386,000 |
| Marion County Arkansas | 2 | $ 840,000 | $ 420,000 | $ 285,000 |
| San Diego County California | 2 | $ 910,000 | $ 455,000 | $ 155,000 |
| District of Columbia County District Of Columbia | 2 | $ 1,640,000 | $ 820,000 | $ 179,000 |
| Lee County Florida | 2 | $ 640,000 | $ 320,000 | $ 209,000 |
| Orange County Florida | 2 | $ 500,000 | $ 250,000 | $ 98,000 |
| Montgomery County Illinois | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Christian County Missouri | 2 | $ 460,000 | $ 230,000 | $ 42,000 |
| Crawford County Missouri | 2 | $ 730,000 | $ 365,000 | $ 762,000 |
| Stone County Missouri | 2 | $ 660,000 | $ 330,000 | $ 3,187,000 |
| Washington County Missouri | 2 | $ 410,000 | $ 205,000 | $ 217,000 |
| Douglas County Nebraska | 2 | $ 680,000 | $ 340,000 | $ 132,000 |
| Franklin County Ohio | 2 | $ 580,000 | $ 290,000 | $ 306,000 |
| Denton County Texas | 2 | $ 770,000 | $ 385,000 | $ 254,000 |
| Harris County Texas | 2 | $ 650,000 | $ 325,000 | $ 138,000 |
| Baldwin County Alabama | 1 | $ 305,000 | $ 305,000 | $ 86,000 |
| Pulaski County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 198,000 |
| Orange County California | 1 | $ 485,000 | $ 485,000 | $ 0 |
| San Benito County California | 1 | $ 515,000 | $ 515,000 | $ 107,000 |
| Broomfield County Colorado | 1 | $ 205,000 | $ 205,000 | $ 145,000 |
| Denver County Colorado | 1 | $ 325,000 | $ 325,000 | $ 150,000 |
| Jefferson County Colorado | 1 | $ 515,000 | $ 515,000 | $ 129,000 |
| Larimer County Colorado | 1 | $ 305,000 | $ 305,000 | $ 360,000 |
| Pitkin County Colorado | 1 | $ 295,000 | $ 295,000 | $ 792,000 |
| Bay County Florida | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Monroe County Florida | 1 | $ 2,165,000 | $ 2,165,000 | $ 6,312,000 |
| Okaloosa County Florida | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Palm Beach County Florida | 1 | $ 275,000 | $ 275,000 | $ 152,000 |
| Santa Rosa County Florida | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Sarasota County Florida | 1 | $ 515,000 | $ 515,000 | $ 369,000 |
| Volusia County Florida | 1 | $ 145,000 | $ 145,000 | $ 732,000 |
| Chatham County Georgia | 1 | $ 305,000 | $ 305,000 | $ 128,000 |
| Cobb County Georgia | 1 | $ 405,000 | $ 405,000 | $ 123,000 |
| Fulton County Georgia | 1 | $ 375,000 | $ 375,000 | $ 2,000 |
| Gwinnett County Georgia | 1 | $ 315,000 | $ 315,000 | $ 85,000 |
| Oconee County Georgia | 1 | $ 335,000 | $ 335,000 | $ 160,000 |
| Honolulu County Hawaii | 1 | $ 365,000 | $ 365,000 | $ 184,000 |
| Calhoun County Illinois | 1 | $ 125,000 | $ 125,000 | $ 113,000 |
| Edgar County Illinois | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| Johnson County Illinois | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Kendall County Illinois | 1 | $ 155,000 | $ 155,000 | $ 0 |
| McHenry County Illinois | 1 | $ 235,000 | $ 235,000 | $ 183,000 |
| Perry County Illinois | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Sangamon County Illinois | 1 | $ 245,000 | $ 245,000 | $ 214,000 |
| Lake County Indiana | 1 | $ 335,000 | $ 335,000 | $ 123,000 |
| Fleming County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 79,000 |
| Hardin County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Jefferson County Louisiana | 1 | $ 1,135,000 | $ 1,135,000 | $ 550,000 |
| Lafayette County Louisiana | 1 | $ 965,000 | $ 965,000 | $ 721,000 |
| York County Maine | 1 | $ 215,000 | $ 215,000 | $ 294,000 |
| Berkshire County Massachusetts | 1 | $ 455,000 | $ 455,000 | $ 281,000 |
| Norfolk County Massachusetts | 1 | $ 315,000 | $ 315,000 | $ 168,000 |
| Allegan County Michigan | 1 | $ 425,000 | $ 425,000 | $ 117,000 |
| Emmet County Michigan | 1 | $ 515,000 | $ 515,000 | $ 364,000 |
| Livingston County Michigan | 1 | $ 345,000 | $ 345,000 | $ 140,000 |
| Mason County Michigan | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| Wayne County Michigan | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Lee County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 114,000 |
| Rankin County Mississippi | 1 | $ 325,000 | $ 325,000 | $ 135,000 |
| Benton County Missouri | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Cass County Missouri | 1 | $ 285,000 | $ 285,000 | $ 108,000 |
| Howell County Missouri | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Iron County Missouri | 1 | $ 205,000 | $ 205,000 | $ 79,000 |
| Maries County Missouri | 1 | $ 215,000 | $ 215,000 | $ 135,000 |
| Monroe County Missouri | 1 | $ 215,000 | $ 215,000 | $ 300,000 |
| Montgomery County Missouri | 1 | $ 305,000 | $ 305,000 | $ 125,000 |
| Ozark County Missouri | 1 | $ 85,000 | $ 85,000 | $ 437,000 |
| Sarpy County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Essex County New Jersey | 1 | $ 475,000 | $ 475,000 | $ 269,000 |
| Middlesex County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 125,000 |
| Somerset County New Jersey | 1 | $ 655,000 | $ 655,000 | $ 240,000 |
| Kings County New York | 1 | $ 1,445,000 | $ 1,445,000 | $ 746,000 |
| Cumberland County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 255,000 | $ 255,000 | $ 125,000 |
| Hamilton County Ohio | 1 | $ 475,000 | $ 475,000 | $ 185,000 |
| Tulsa County Oklahoma | 1 | $ 705,000 | $ 705,000 | $ 313,000 |
| Deschutes County Oregon | 1 | $ 455,000 | $ 455,000 | $ 93,000 |
| Montgomery County Pennsylvania | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Newport County Rhode Island | 1 | $ 655,000 | $ 655,000 | $ 2,107,000 |
| Charleston County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 173,000 |
| Maury County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 160,000 |
| Bexar County Texas | 1 | $ 205,000 | $ 205,000 | $ 264,000 |
| Collin County Texas | 1 | $ 395,000 | $ 395,000 | $ 344,000 |
| El Paso County Texas | 1 | $ 245,000 | $ 245,000 | $ 297,000 |
| Fort Bend County Texas | 1 | $ 205,000 | $ 205,000 | $ 211,000 |
| Montgomery County Texas | 1 | $ 755,000 | $ 755,000 | $ 232,000 |
| Tarrant County Texas | 1 | $ 395,000 | $ 395,000 | $ 134,000 |
| Williamson County Texas | 1 | $ 185,000 | $ 185,000 | $ 103,000 |
| Alexandria County Virginia | 1 | $ 475,000 | $ 475,000 | $ 294,000 |
| Arlington County Virginia | 1 | $ 305,000 | $ 305,000 | $ 171,000 |
| Jefferson County Washington | 1 | $ 325,000 | $ 325,000 | $ 71,000 |
| Kitsap County Washington | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 94,000 |
| Teton County Wyoming | 1 | $ 1,875,000 | $ 1,875,000 | $ 2,892,000 |
Mortgage Loan Application Detail Totals for Midwest Bankcentre in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 808 | $212,510,000 | $263,000 | $1,885,000 | $161,000 | $3,187,000 |
| Home Purchase | 477 | $126,085,000 | $264,000 | $2,165,000 | $140,000 | $6,312,000 |
| Cash-out Refinancing | 270 | $97,110,000 | $359,000 | $10,275,000 | $146,000 | $4,122,000 |
| Home Improvement | 34 | $7,620,000 | $224,000 | $735,000 | $119,000 | $397,000 |
| Other Purpose | 17 | $1,685,000 | $99,000 | $435,000 | $136,000 | $1,089,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,279 | $342,295,000 | $267,000 | $2,425,000 | $158,000 | $6,312,000 |
| Not applicable | 108 | $52,610,000 | $487,000 | $10,275,000 | $0 | $0 |
| Black or African American | 79 | $16,395,000 | $207,000 | $1,445,000 | $111,000 | $746,000 |
| Not Provided | 63 | $15,805,000 | $250,000 | $1,045,000 | $121,000 | $490,000 |
| Hispanic | 43 | $7,685,000 | $178,000 | $395,000 | $65,000 | $241,000 |
| Asian | 28 | $8,760,000 | $312,000 | $1,485,000 | $202,000 | $1,204,000 |
| American Indian or Alaskan Native | 2 | $300,000 | $150,000 | $275,000 | $108,000 | $109,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,488 | $420,470,000 | $282,000 | $10,275,000 | $158,000 | $6,312,000 |
| VA-guaranteed (Veterans Administration) | 62 | $15,740,000 | $253,000 | $575,000 | $76,000 | $184,000 |
| FHA-insured (Federal Housing Administration) | 51 | $8,095,000 | $158,000 | $335,000 | $56,000 | $160,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $705,000 | $141,000 | $215,000 | $52,000 | $71,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,414 | $403,540,000 | $285,000 | $10,275,000 | $154,000 | $6,312,000 |
| Application Withdrawn By Applicant | 105 | $23,995,000 | $228,000 | $1,305,000 | $136,000 | $960,000 |
| Application Denied By Financial Institution | 60 | $10,840,000 | $180,000 | $505,000 | $98,000 | $1,200,000 |
| File Closed For Incompleteness | 19 | $4,045,000 | $212,000 | $755,000 | $212,000 | $1,829,000 |
| Application Approved But Not Accepted | 8 | $2,590,000 | $323,000 | $1,105,000 | $193,000 | $450,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,546 | $434,170,000 | $280,000 | $10,275,000 | $154,000 | $6,312,000 |
| Debt-To-Income Ratio | 30 | $6,090,000 | $203,000 | $505,000 | $82,000 | $568,000 |
| Other | 13 | $2,265,000 | $174,000 | $465,000 | $69,000 | $211,000 |
| Credit History | 11 | $1,865,000 | $169,000 | $365,000 | $185,000 | $1,200,000 |
| Collateral | 6 | $620,000 | $103,000 | $175,000 | $81,000 | $153,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midwest Bankcentre's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midwest Bankcentre's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.