Midwest Bankcentre
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Midwest Bankcentre 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midwest Bankcentre 2191 Lemay Ferry Road Saint Louis, MO 63125 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 617 |
| Total Mortgage Loan Application Amount | $153,415,000 |
| Average Mortgage Loan Application Amount | $215,200 |
| Highest Mortgage Loan Application Amount | $7,105,000 |
| Average Applicant Income | $132,800 |
| Highest Applicant Income | $1,602,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Midwest Bankcentre. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midwest Bankcentre's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Midwest Bankcentre's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midwest Bankcentre serves its applicants.
Each category highlights the total number of mortgage applications processed by Midwest Bankcentre, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midwest Bankcentre's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 258 | $ 74,180,000 | $ 287,000 | $ 131,000 |
| St. Louis City County Missouri | 87 | $ 17,625,000 | $ 202,000 | $ 88,000 |
| St. Clair County Illinois | 78 | $ 11,270,000 | $ 144,000 | $ 82,000 |
| Jefferson County Missouri | 39 | $ 6,325,000 | $ 162,000 | $ 77,000 |
| Madison County Illinois | 38 | $ 4,640,000 | $ 122,000 | $ 60,000 |
| St. Charles County Missouri | 30 | $ 6,480,000 | $ 216,000 | $ 207,000 |
| Monroe County Illinois | 4 | $ 820,000 | $ 205,000 | $ 105,000 |
| Lincoln County Missouri | 4 | $ 1,220,000 | $ 305,000 | $ 89,000 |
| Will County Illinois | 3 | $ 545,000 | $ 181,000 | $ 54,000 |
| Davidson County Tennessee | 3 | $ 1,335,000 | $ 445,000 | $ 171,000 |
| Lee County Florida | 2 | $ 1,650,000 | $ 825,000 | $ 387,000 |
| Manatee County Florida | 2 | $ 990,000 | $ 495,000 | $ 801,000 |
| Clinton County Illinois | 2 | $ 470,000 | $ 235,000 | $ 86,000 |
| DuPage County Illinois | 2 | $ 730,000 | $ 365,000 | $ 292,000 |
| Orleans County Louisiana | 2 | $ 600,000 | $ 300,000 | $ 65,000 |
| Mason County Michigan | 2 | $ 750,000 | $ 375,000 | $ 555,000 |
| Camden County Missouri | 2 | $ 450,000 | $ 225,000 | $ 373,000 |
| St. Francois County Missouri | 2 | $ 240,000 | $ 120,000 | $ 55,000 |
| Warren County Missouri | 2 | $ 800,000 | $ 400,000 | $ 117,000 |
| Washington County Missouri | 2 | $ 270,000 | $ 135,000 | $ 49,000 |
| Montgomery County Ohio | 2 | $ 380,000 | $ 190,000 | $ 114,000 |
| Charleston County South Carolina | 2 | $ 1,090,000 | $ 545,000 | $ 167,000 |
| Bedford County Tennessee | 2 | $ 460,000 | $ 230,000 | $ 80,000 |
| Montgomery County Tennessee | 2 | $ 380,000 | $ 190,000 | $ 643,000 |
| Blount County Alabama | 1 | $ 255,000 | $ 255,000 | $ 197,000 |
| Elmore County Alabama | 1 | $ 645,000 | $ 645,000 | $ 205,000 |
| Los Angeles County California | 1 | $ 975,000 | $ 975,000 | $ 273,000 |
| San Diego County California | 1 | $ 515,000 | $ 515,000 | $ 163,000 |
| Douglas County Colorado | 1 | $ 2,305,000 | $ 2,305,000 | $ 1,330,000 |
| Routt County Colorado | 1 | $ 1,525,000 | $ 1,525,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 1,065,000 | $ 1,065,000 | $ 359,000 |
| Hillsborough County Florida | 1 | $ 725,000 | $ 725,000 | $ 251,000 |
| Orange County Florida | 1 | $ 685,000 | $ 685,000 | $ 291,000 |
| Chatham County Georgia | 1 | $ 35,000 | $ 35,000 | $ 163,000 |
| Troup County Georgia | 1 | $ 255,000 | $ 255,000 | $ 130,000 |
| Jersey County Illinois | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Kendall County Illinois | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Hendricks County Indiana | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Vanderburgh County Indiana | 1 | $ 255,000 | $ 255,000 | $ 150,000 |
| Polk County Iowa | 1 | $ 105,000 | $ 105,000 | $ 137,000 |
| Johnson County Kansas | 1 | $ 705,000 | $ 705,000 | $ 309,000 |
| Warren County Kentucky | 1 | $ 355,000 | $ 355,000 | $ 135,000 |
| Hancock County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Clinton County Missouri | 1 | $ 495,000 | $ 495,000 | $ 126,000 |
| Cole County Missouri | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Crawford County Missouri | 1 | $ 335,000 | $ 335,000 | $ 183,000 |
| Jackson County Missouri | 1 | $ 125,000 | $ 125,000 | $ 143,000 |
| Phelps County Missouri | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Ralls County Missouri | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Ste. Genevieve County Missouri | 1 | $ 125,000 | $ 125,000 | $ 166,000 |
| Taney County Missouri | 1 | $ 245,000 | $ 245,000 | $ 116,000 |
| Douglas County Nebraska | 1 | $ 485,000 | $ 485,000 | $ 295,000 |
| Bernalillo County New Mexico | 1 | $ 395,000 | $ 395,000 | $ 134,000 |
| Kings County New York | 1 | $ 1,055,000 | $ 1,055,000 | $ 226,000 |
| Dare County North Carolina | 1 | $ 625,000 | $ 625,000 | $ 470,000 |
| Franklin County Ohio | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Hocking County Ohio | 1 | $ 385,000 | $ 385,000 | $ 112,000 |
| Berks County Pennsylvania | 1 | $ 535,000 | $ 535,000 | $ 297,000 |
| Cheatham County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 187,000 |
| Marshall County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 69,000 |
| Maury County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| Robertson County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| Sevier County Tennessee | 1 | $ 445,000 | $ 445,000 | $ 164,000 |
| Shelby County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 158,000 |
| Warren County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| White County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Williamson County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Dallas County Texas | 1 | $ 515,000 | $ 515,000 | $ 99,000 |
| Brown County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 0 |
Mortgage Loan Application Detail Totals for Midwest Bankcentre in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 486 | $126,880,000 | $261,000 | $7,105,000 | $123,000 | $1,602,000 |
| Home Improvement | 47 | $5,475,000 | $116,000 | $1,025,000 | $111,000 | $917,000 |
| Cash-out Refinancing | 46 | $12,400,000 | $269,000 | $1,765,000 | $125,000 | $663,000 |
| Refinancing | 22 | $6,470,000 | $294,000 | $925,000 | $189,000 | $667,000 |
| Other Purpose | 16 | $2,190,000 | $136,000 | $925,000 | $116,000 | $509,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 289 | $79,765,000 | $276,000 | $2,305,000 | $149,000 | $1,602,000 |
| Hispanic | 104 | $16,340,000 | $157,000 | $495,000 | $63,000 | $300,000 |
| Black or African American | 80 | $13,320,000 | $166,000 | $975,000 | $97,000 | $643,000 |
| Not applicable | 76 | $31,170,000 | $410,000 | $7,105,000 | $0 | $0 |
| Not Provided | 46 | $8,270,000 | $179,000 | $725,000 | $99,000 | $506,000 |
| Asian | 19 | $3,955,000 | $208,000 | $495,000 | $256,000 | $917,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $275,000 | $275,000 | $275,000 | $88,000 | $88,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 515 | $132,425,000 | $257,000 | $7,105,000 | $136,000 | $1,602,000 |
| FHA-insured (Federal Housing Administration) | 82 | $16,370,000 | $199,000 | $455,000 | $73,000 | $165,000 |
| VA-guaranteed (Veterans Administration) | 20 | $4,620,000 | $231,000 | $355,000 | $83,000 | $145,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 474 | $128,500,000 | $271,000 | $7,105,000 | $133,000 | $1,602,000 |
| Application Withdrawn By Applicant | 88 | $17,110,000 | $194,000 | $805,000 | $105,000 | $685,000 |
| Application Denied By Financial Institution | 47 | $5,665,000 | $120,000 | $445,000 | $80,000 | $468,000 |
| Application Approved But Not Accepted | 5 | $1,135,000 | $227,000 | $625,000 | $226,000 | $470,000 |
| File Closed For Incompleteness | 3 | $1,005,000 | $335,000 | $925,000 | $183,000 | $509,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 570 | $147,750,000 | $259,000 | $7,105,000 | $129,000 | $1,602,000 |
| Debt-To-Income Ratio | 18 | $2,810,000 | $156,000 | $445,000 | $58,000 | $183,000 |
| Credit History | 17 | $1,545,000 | $90,000 | $285,000 | $86,000 | $214,000 |
| Collateral | 9 | $985,000 | $109,000 | $245,000 | $122,000 | $468,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $200,000 | $100,000 | $125,000 | $48,000 | $49,000 |
| Employment History | 1 | $125,000 | $125,000 | $125,000 | $43,000 | $43,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midwest Bankcentre's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midwest Bankcentre's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.