Midwest Family Lending Corp.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Midwest Family Lending Corp. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midwest Family Lending Corp. 2753 99Th Street Urbandale, IA 50322 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2006 2005 |
| Total Number of Mortgage Applications | 811 |
| Total Mortgage Loan Application Amount | $134,792,000 |
| Average Mortgage Loan Application Amount | $171,500 |
| Highest Mortgage Loan Application Amount | $927,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $699,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Midwest Family Lending Corp.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midwest Family Lending Corp.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Midwest Family Lending Corp.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midwest Family Lending Corp. serves its applicants.
Each category highlights the total number of mortgage applications processed by Midwest Family Lending Corp., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midwest Family Lending Corp.'s mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk County Iowa | 206 | $ 35,634,000 | $ 172,000 | $ 82,000 |
| Douglas County Nebraska | 156 | $ 26,252,000 | $ 168,000 | $ 84,000 |
| Dallas County Iowa | 67 | $ 16,264,000 | $ 242,000 | $ 113,000 |
| Sarpy County Nebraska | 65 | $ 12,194,000 | $ 187,000 | $ 77,000 |
| Gage County Nebraska | 55 | $ 5,146,000 | $ 93,000 | $ 53,000 |
| Woodbury County Iowa | 44 | $ 5,643,000 | $ 128,000 | $ 59,000 |
| Warren County Iowa | 22 | $ 5,043,000 | $ 229,000 | $ 87,000 |
| Lancaster County Nebraska | 20 | $ 3,350,000 | $ 167,000 | $ 80,000 |
| Cass County Nebraska | 10 | $ 1,753,000 | $ 175,000 | $ 55,000 |
| Cass County Iowa | 9 | $ 1,155,000 | $ 128,000 | $ 62,000 |
| Story County Iowa | 8 | $ 1,142,000 | $ 142,000 | $ 60,000 |
| Minnehaha County South Dakota | 7 | $ 994,000 | $ 142,000 | $ 67,000 |
| Crawford County Iowa | 6 | $ 488,000 | $ 81,000 | $ 70,000 |
| Davis County Iowa | 6 | $ 748,000 | $ 124,000 | $ 44,000 |
| Jasper County Iowa | 6 | $ 940,000 | $ 156,000 | $ 85,000 |
| Pottawattamie County Iowa | 6 | $ 821,000 | $ 136,000 | $ 60,000 |
| Washington County Nebraska | 6 | $ 1,368,000 | $ 228,000 | $ 106,000 |
| Lincoln County South Dakota | 6 | $ 1,356,000 | $ 226,000 | $ 56,000 |
| Union County South Dakota | 6 | $ 1,370,000 | $ 228,000 | $ 79,000 |
| Madison County Iowa | 5 | $ 619,000 | $ 123,000 | $ 60,000 |
| Sioux County Iowa | 5 | $ 474,000 | $ 94,000 | $ 64,000 |
| Van Buren County Iowa | 5 | $ 670,000 | $ 134,000 | $ 63,000 |
| Guthrie County Iowa | 4 | $ 480,000 | $ 120,000 | $ 56,000 |
| Plymouth County Iowa | 4 | $ 575,000 | $ 143,000 | $ 66,000 |
| Dakota County Nebraska | 4 | $ 488,000 | $ 122,000 | $ 69,000 |
| Jefferson County Nebraska | 4 | $ 322,000 | $ 80,000 | $ 42,000 |
| Saunders County Nebraska | 4 | $ 725,000 | $ 181,000 | $ 65,000 |
| Adair County Iowa | 3 | $ 364,000 | $ 121,000 | $ 52,000 |
| Boone County Iowa | 3 | $ 413,000 | $ 137,000 | $ 85,000 |
| Dickinson County Iowa | 3 | $ 357,000 | $ 119,000 | $ 96,000 |
| Monona County Iowa | 3 | $ 263,000 | $ 87,000 | $ 69,000 |
| Otoe County Nebraska | 3 | $ 490,000 | $ 163,000 | $ 72,000 |
| Hamilton County Iowa | 2 | $ 139,000 | $ 69,000 | $ 77,000 |
| Lyon County Iowa | 2 | $ 622,000 | $ 311,000 | $ 113,000 |
| Marion County Iowa | 2 | $ 247,000 | $ 123,000 | $ 54,000 |
| Marshall County Iowa | 2 | $ 239,000 | $ 119,000 | $ 23,000 |
| Wright County Iowa | 2 | $ 328,000 | $ 164,000 | $ 60,000 |
| Adams County Nebraska | 2 | $ 365,000 | $ 182,000 | $ 85,000 |
| Buffalo County Nebraska | 2 | $ 514,000 | $ 257,000 | $ 59,000 |
| Dodge County Nebraska | 2 | $ 188,000 | $ 94,000 | $ 78,000 |
| Johnson County Nebraska | 2 | $ 181,000 | $ 90,000 | $ 66,000 |
| Adams County Iowa | 1 | $ 56,000 | $ 56,000 | $ 27,000 |
| Audubon County Iowa | 1 | $ 122,000 | $ 122,000 | $ 94,000 |
| Bremer County Iowa | 1 | $ 188,000 | $ 188,000 | $ 126,000 |
| Buena Vista County Iowa | 1 | $ 148,000 | $ 148,000 | $ 84,000 |
| Calhoun County Iowa | 1 | $ 113,000 | $ 113,000 | $ 84,000 |
| Carroll County Iowa | 1 | $ 68,000 | $ 68,000 | $ 120,000 |
| Cerro Gordo County Iowa | 1 | $ 174,000 | $ 174,000 | $ 54,000 |
| Clay County Iowa | 1 | $ 310,000 | $ 310,000 | $ 103,000 |
| Grundy County Iowa | 1 | $ 82,000 | $ 82,000 | $ 37,000 |
| Hancock County Iowa | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Johnson County Iowa | 1 | $ 206,000 | $ 206,000 | $ 95,000 |
| Kossuth County Iowa | 1 | $ 93,000 | $ 93,000 | $ 47,000 |
| Mills County Iowa | 1 | $ 56,000 | $ 56,000 | $ 72,000 |
| Montgomery County Iowa | 1 | $ 74,000 | $ 74,000 | $ 33,000 |
| Osceola County Iowa | 1 | $ 102,000 | $ 102,000 | $ 59,000 |
| Sac County Iowa | 1 | $ 102,000 | $ 102,000 | $ 38,000 |
| Winnebago County Iowa | 1 | $ 102,000 | $ 102,000 | $ 46,000 |
| Cheyenne County Nebraska | 1 | $ 98,000 | $ 98,000 | $ 34,000 |
| Dawson County Nebraska | 1 | $ 276,000 | $ 276,000 | $ 124,000 |
| Dixon County Nebraska | 1 | $ 92,000 | $ 92,000 | $ 32,000 |
| Hamilton County Nebraska | 1 | $ 180,000 | $ 180,000 | $ 88,000 |
| Holt County Nebraska | 1 | $ 188,000 | $ 188,000 | $ 93,000 |
| Nance County Nebraska | 1 | $ 182,000 | $ 182,000 | $ 55,000 |
| Platte County Nebraska | 1 | $ 77,000 | $ 77,000 | $ 76,000 |
| Polk County Nebraska | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Saline County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| Thayer County Nebraska | 1 | $ 92,000 | $ 92,000 | $ 43,000 |
| Wayne County Nebraska | 1 | $ 141,000 | $ 141,000 | $ 85,000 |
| York County Nebraska | 1 | $ 82,000 | $ 82,000 | $ 87,000 |
| Bon Homme County South Dakota | 1 | $ 112,000 | $ 112,000 | $ 67,000 |
| Hanson County South Dakota | 1 | $ 219,000 | $ 219,000 | $ 41,000 |
| McCook County South Dakota | 1 | $ 53,000 | $ 53,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for Midwest Family Lending Corp. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 541 | $83,915,000 | $155,000 | $927,000 | $73,000 | $699,000 |
| Refinancing | 270 | $50,877,000 | $188,000 | $417,000 | $89,000 | $412,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 739 | $123,893,000 | $167,000 | $927,000 | $79,000 | $449,000 |
| Hispanic | 28 | $3,640,000 | $130,000 | $335,000 | $48,000 | $169,000 |
| Not Provided | 19 | $3,180,000 | $167,000 | $412,000 | $109,000 | $699,000 |
| Black or African American | 15 | $2,318,000 | $154,000 | $417,000 | $66,000 | $141,000 |
| Asian | 8 | $1,370,000 | $171,000 | $314,000 | $73,000 | $118,000 |
| American Indian or Alaskan Native | 2 | $391,000 | $195,000 | $243,000 | $104,000 | $120,000 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 373 | $70,859,000 | $189,000 | $927,000 | $99,000 | $699,000 |
| FHA-insured (Federal Housing Administration) | 329 | $46,353,000 | $140,000 | $356,000 | $61,000 | $342,000 |
| VA-guaranteed (Veterans Administration) | 58 | $12,150,000 | $209,000 | $417,000 | $72,000 | $169,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 51 | $5,430,000 | $106,000 | $281,000 | $44,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 620 | $103,054,000 | $166,000 | $417,000 | $77,000 | $449,000 |
| Application Approved But Not Accepted | 119 | $21,158,000 | $177,000 | $927,000 | $86,000 | $699,000 |
| Application Denied By Financial Institution | 60 | $8,739,000 | $145,000 | $417,000 | $73,000 | $180,000 |
| Application Withdrawn By Applicant | 12 | $1,841,000 | $153,000 | $389,000 | $94,000 | $223,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 31 | $4,183,000 | $134,000 | $417,000 | $74,000 | $180,000 |
| Debt-To-Income Ratio | 13 | $2,089,000 | $160,000 | $412,000 | $74,000 | $156,000 |
| Employment History | 6 | $636,000 | $106,000 | $130,000 | $57,000 | $121,000 |
| Collateral | 5 | $763,000 | $152,000 | $221,000 | $68,000 | $126,000 |
| Unverifiable Information | 3 | $398,000 | $132,000 | $176,000 | $42,000 | $63,000 |
| Other | 1 | $276,000 | $276,000 | $276,000 | $171,000 | $171,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $394,000 | $394,000 | $394,000 | $126,000 | $126,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midwest Family Lending Corp.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midwest Family Lending Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.