Midwest Loan Solutions, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Midwest Loan Solutions, Inc. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Midwest Loan Solutions, Inc.
29777 Telegraph Rd. Suite 3580
Southfield, MI 48034
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 807
Total Mortgage Loan Application Amount $117,101,000
Average Mortgage Loan Application Amount $131,333
Highest Mortgage Loan Application Amount $519,000
Average Applicant Income $84,000
Highest Applicant Income $558,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Midwest Loan Solutions, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midwest Loan Solutions, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2012 breaks down Midwest Loan Solutions, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midwest Loan Solutions, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Midwest Loan Solutions, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midwest Loan Solutions, Inc.'s mortgage activity for 2012.

Mortgage Loan Application Totals for Midwest Loan Solutions, Inc. by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Allegheny County Pennsylvania 116 $ 13,317,000 $ 114,000 $ 73,000
Beaver County Pennsylvania 65 $ 7,052,000 $ 108,000 $ 73,000
Houghton County Michigan 57 $ 6,468,000 $ 113,000 $ 75,000
Marquette County Michigan 46 $ 5,827,000 $ 126,000 $ 68,000
Centre County Pennsylvania 34 $ 4,887,000 $ 143,000 $ 93,000
Washington County Pennsylvania 25 $ 2,336,000 $ 93,000 $ 72,000
Oakland County Michigan 19 $ 3,660,000 $ 192,000 $ 126,000
Westmoreland County Pennsylvania 18 $ 1,615,000 $ 89,000 $ 60,000
Kent County Delaware 15 $ 1,846,000 $ 123,000 $ 118,000
Solano County California 14 $ 2,681,000 $ 191,000 $ 110,000
Mecklenburg County North Carolina 12 $ 1,562,000 $ 130,000 $ 64,000
Baraga County Michigan 11 $ 862,000 $ 78,000 $ 54,000
Delaware County Pennsylvania 11 $ 1,817,000 $ 165,000 $ 76,000
Wayne County Michigan 10 $ 1,537,000 $ 153,000 $ 74,000
Huntingdon County Pennsylvania 10 $ 1,407,000 $ 140,000 $ 69,000
Philadelphia County Pennsylvania 10 $ 1,516,000 $ 151,000 $ 80,000
Butler County Pennsylvania 9 $ 1,208,000 $ 134,000 $ 91,000
Broward County Florida 8 $ 1,440,000 $ 180,000 $ 80,000
Jefferson County Louisiana 7 $ 789,000 $ 112,000 $ 70,000
Livingston County Michigan 7 $ 1,376,000 $ 196,000 $ 93,000
York County South Carolina 7 $ 1,116,000 $ 159,000 $ 80,000
San Diego County California 6 $ 1,992,000 $ 332,000 $ 124,000
New Castle County Delaware 6 $ 940,000 $ 156,000 $ 59,000
Somerset County Pennsylvania 6 $ 450,000 $ 75,000 $ 58,000
Loudoun County Virginia 6 $ 1,405,000 $ 234,000 $ 122,000
Newport News County Virginia 6 $ 1,124,000 $ 187,000 $ 80,000
Sussex County Delaware 5 $ 605,000 $ 121,000 $ 61,000
Prince George's County Maryland 5 $ 1,205,000 $ 241,000 $ 90,000
Washtenaw County Michigan 5 $ 1,189,000 $ 237,000 $ 146,000
Camden County New Jersey 5 $ 854,000 $ 170,000 $ 82,000
Prince William County Virginia 5 $ 1,152,000 $ 230,000 $ 110,000
Los Angeles County California 4 $ 836,000 $ 209,000 $ 79,000
Honolulu County Hawaii 4 $ 1,356,000 $ 339,000 $ 69,000
Burlington County New Jersey 4 $ 785,000 $ 196,000 $ 87,000
Monmouth County New Jersey 4 $ 1,117,000 $ 279,000 $ 163,000
Ocean County New Jersey 4 $ 605,000 $ 151,000 $ 80,000
Fairfax County Virginia 4 $ 975,000 $ 243,000 $ 135,000
Palm Beach County Florida 3 $ 446,000 $ 148,000 $ 80,000
St. Tammany County Louisiana 3 $ 301,000 $ 100,000 $ 56,000
Ingham County Michigan 3 $ 577,000 $ 192,000 $ 133,000
Keweenaw County Michigan 3 $ 339,000 $ 113,000 $ 58,000
Gaston County North Carolina 3 $ 301,000 $ 100,000 $ 71,000
Cambria County Pennsylvania 3 $ 287,000 $ 95,000 $ 63,000
Luzerne County Pennsylvania 3 $ 292,000 $ 97,000 $ 35,000
Montgomery County Pennsylvania 3 $ 560,000 $ 186,000 $ 90,000
Horry County South Carolina 3 $ 284,000 $ 94,000 $ 98,000
Henrico County Virginia 3 $ 601,000 $ 200,000 $ 102,000
Contra Costa County California 2 $ 658,000 $ 329,000 $ 188,000
Duval County Florida 2 $ 194,000 $ 97,000 $ 74,000
Pinellas County Florida 2 $ 236,000 $ 118,000 $ 53,000
St. Johns County Florida 2 $ 324,000 $ 162,000 $ 109,000
Cook County Illinois 2 $ 457,000 $ 228,000 $ 251,000
Will County Illinois 2 $ 274,000 $ 137,000 $ 87,000
Baltimore County Maryland 2 $ 453,000 $ 226,000 $ 133,000
Worcester County Maryland 2 $ 333,000 $ 166,000 $ 163,000
Alpena County Michigan 2 $ 189,000 $ 94,000 $ 63,000
Kalamazoo County Michigan 2 $ 234,000 $ 117,000 $ 101,000
Lapeer County Michigan 2 $ 313,000 $ 156,000 $ 86,000
St. Clair County Michigan 2 $ 256,000 $ 128,000 $ 52,000
Essex County New Jersey 2 $ 183,000 $ 91,000 $ 81,000
Middlesex County New Jersey 2 $ 464,000 $ 232,000 $ 103,000
Union County New Jersey 2 $ 401,000 $ 200,000 $ 91,000
Warren County New Jersey 2 $ 478,000 $ 239,000 $ 107,000
Nassau County New York 2 $ 558,000 $ 279,000 $ 113,000
Queens County New York 2 $ 816,000 $ 408,000 $ 104,000
Forsyth County North Carolina 2 $ 90,000 $ 45,000 $ 45,000
Lucas County Ohio 2 $ 736,000 $ 368,000 $ 422,000
Montgomery County Ohio 2 $ 207,000 $ 103,000 $ 91,000
Bucks County Pennsylvania 2 $ 543,000 $ 271,000 $ 142,000
Chester County Pennsylvania 2 $ 539,000 $ 269,000 $ 124,000
Clearfield County Pennsylvania 2 $ 194,000 $ 97,000 $ 90,000
Lawrence County Pennsylvania 2 $ 172,000 $ 86,000 $ 46,000
Mercer County Pennsylvania 2 $ 316,000 $ 158,000 $ 105,000
Knox County Tennessee 2 $ 123,000 $ 61,000 $ 65,000
Chesterfield County Virginia 2 $ 362,000 $ 181,000 $ 113,000
Dinwiddie County Virginia 2 $ 268,000 $ 134,000 $ 59,000
James City County Virginia 2 $ 533,000 $ 266,000 $ 79,000
Marinette County Wisconsin 2 $ 113,000 $ 56,000 $ 29,000
Crittenden County Arkansas 1 $ 93,000 $ 93,000 $ 41,000
Amador County California 1 $ 196,000 $ 196,000 $ 97,000
Fresno County California 1 $ 216,000 $ 216,000 $ 116,000
Placer County California 1 $ 178,000 $ 178,000 $ 44,000
Riverside County California 1 $ 220,000 $ 220,000 $ 79,000
Sacramento County California 1 $ 180,000 $ 180,000 $ 95,000
San Bernardino County California 1 $ 94,000 $ 94,000 $ 70,000
Tuolumne County California 1 $ 55,000 $ 55,000 $ 158,000
Ventura County California 1 $ 175,000 $ 175,000 $ 44,000
Denver County Colorado 1 $ 223,000 $ 223,000 $ 73,000
Jefferson County Colorado 1 $ 252,000 $ 252,000 $ 62,000
Pueblo County Colorado 1 $ 90,000 $ 90,000 $ 93,000
New Haven County Connecticut 1 $ 178,000 $ 178,000 $ 89,000
New London County Connecticut 1 $ 328,000 $ 328,000 $ 154,000
Brevard County Florida 1 $ 230,000 $ 230,000 $ 69,000
Collier County Florida 1 $ 43,000 $ 43,000 $ 59,000
Escambia County Florida 1 $ 267,000 $ 267,000 $ 80,000
Hernando County Florida 1 $ 154,000 $ 154,000 $ 124,000
Hillsborough County Florida 1 $ 247,000 $ 247,000 $ 289,000
Lake County Florida 1 $ 133,000 $ 133,000 $ 102,000
Manatee County Florida 1 $ 327,000 $ 327,000 $ 144,000
Martin County Florida 1 $ 140,000 $ 140,000 $ 175,000
Okaloosa County Florida 1 $ 114,000 $ 114,000 $ 70,000
Orange County Florida 1 $ 300,000 $ 300,000 $ 151,000
Osceola County Florida 1 $ 81,000 $ 81,000 $ 44,000
Sarasota County Florida 1 $ 86,000 $ 86,000 $ 35,000
Seminole County Florida 1 $ 160,000 $ 160,000 $ 80,000
Volusia County Florida 1 $ 131,000 $ 131,000 $ 65,000
Bannock County Idaho 1 $ 229,000 $ 229,000 $ 58,000
McHenry County Illinois 1 $ 200,000 $ 200,000 $ 84,000
Putnam County Indiana 1 $ 90,000 $ 90,000 $ 32,000
Orleans County Louisiana 1 $ 100,000 $ 100,000 $ 69,000
Tangipahoa County Louisiana 1 $ 64,000 $ 64,000 $ 39,000
Knox County Maine 1 $ 154,000 $ 154,000 $ 87,000
Sagadahoc County Maine 1 $ 167,000 $ 167,000 $ 92,000
Anne Arundel County Maryland 1 $ 162,000 $ 162,000 $ 58,000
Caroline County Maryland 1 $ 38,000 $ 38,000 $ 34,000
Cecil County Maryland 1 $ 102,000 $ 102,000 $ 131,000
Charles County Maryland 1 $ 457,000 $ 457,000 $ 111,000
Frederick County Maryland 1 $ 104,000 $ 104,000 $ 63,000
Howard County Maryland 1 $ 198,000 $ 198,000 $ 120,000
Kent County Maryland 1 $ 133,000 $ 133,000 $ 83,000
Montgomery County Maryland 1 $ 105,000 $ 105,000 $ 45,000
Benzie County Michigan 1 $ 69,000 $ 69,000 $ 24,000
Cass County Michigan 1 $ 50,000 $ 50,000 $ 50,000
Dickinson County Michigan 1 $ 126,000 $ 126,000 $ 47,000
Kalkaska County Michigan 1 $ 168,000 $ 168,000 $ 120,000
Kent County Michigan 1 $ 250,000 $ 250,000 $ 70,000
Leelanau County Michigan 1 $ 240,000 $ 240,000 $ 316,000
Macomb County Michigan 1 $ 99,000 $ 99,000 $ 64,000
Shiawassee County Michigan 1 $ 110,000 $ 110,000 $ 36,000
Van Buren County Michigan 1 $ 32,000 $ 32,000 $ 25,000
St. Louis County Minnesota 1 $ 152,000 $ 152,000 $ 49,000
Hinds County Mississippi 1 $ 185,000 $ 185,000 $ 81,000
Clark County Nevada 1 $ 220,000 $ 220,000 $ 169,000
Grafton County New Hampshire 1 $ 245,000 $ 245,000 $ 157,000
Hillsborough County New Hampshire 1 $ 184,000 $ 184,000 $ 164,000
Bergen County New Jersey 1 $ 67,000 $ 67,000 $ 41,000
Mercer County New Jersey 1 $ 200,000 $ 200,000 $ 120,000
Salem County New Jersey 1 $ 159,000 $ 159,000 $ 170,000
Somerset County New Jersey 1 $ 178,000 $ 178,000 $ 110,000
Dutchess County New York 1 $ 274,000 $ 274,000 $ 80,000
Madison County New York 1 $ 174,000 $ 174,000 $ 79,000
Richmond County New York 1 $ 340,000 $ 340,000 $ 99,000
Westchester County New York 1 $ 332,000 $ 332,000 $ 215,000
Cabarrus County North Carolina 1 $ 152,000 $ 152,000 $ 89,000
Dare County North Carolina 1 $ 380,000 $ 380,000 $ 230,000
Davie County North Carolina 1 $ 106,000 $ 106,000 $ 78,000
Durham County North Carolina 1 $ 116,000 $ 116,000 $ 47,000
Johnston County North Carolina 1 $ 112,000 $ 112,000 $ 108,000
Swain County North Carolina 1 $ 168,000 $ 168,000 $ 111,000
Union County North Carolina 1 $ 102,000 $ 102,000 $ 38,000
Cuyahoga County Ohio 1 $ 74,000 $ 74,000 $ 20,000
Fairfield County Ohio 1 $ 224,000 $ 224,000 $ 158,000
Summit County Ohio 1 $ 258,000 $ 258,000 $ 160,000
Union County Ohio 1 $ 71,000 $ 71,000 $ 222,000
Armstrong County Pennsylvania 1 $ 200,000 $ 200,000 $ 239,000
Berks County Pennsylvania 1 $ 256,000 $ 256,000 $ 115,000
Blair County Pennsylvania 1 $ 169,000 $ 169,000 $ 113,000
Clinton County Pennsylvania 1 $ 82,000 $ 82,000 $ 57,000
Crawford County Pennsylvania 1 $ 63,000 $ 63,000 $ 68,000
Dauphin County Pennsylvania 1 $ 105,000 $ 105,000 $ 45,000
Indiana County Pennsylvania 1 $ 38,000 $ 38,000 $ 21,000
Lehigh County Pennsylvania 1 $ 60,000 $ 60,000 $ 31,000
Lycoming County Pennsylvania 1 $ 85,000 $ 85,000 $ 69,000
Mifflin County Pennsylvania 1 $ 115,000 $ 115,000 $ 61,000
Northampton County Pennsylvania 1 $ 211,000 $ 211,000 $ 61,000
York County Pennsylvania 1 $ 111,000 $ 111,000 $ 91,000
Lexington County South Carolina 1 $ 275,000 $ 275,000 $ 30,000
Shelby County Tennessee 1 $ 208,000 $ 208,000 $ 57,000
Accomack County Virginia 1 $ 142,000 $ 142,000 $ 148,000
Alexandria County Virginia 1 $ 275,000 $ 275,000 $ 96,000
Colonial Heights County Virginia 1 $ 175,000 $ 175,000 $ 130,000
Fauquier County Virginia 1 $ 252,000 $ 252,000 $ 83,000
Hampton County Virginia 1 $ 80,000 $ 80,000 $ 107,000
Orange County Virginia 1 $ 215,000 $ 215,000 $ 108,000
Prince George County Virginia 1 $ 199,000 $ 199,000 $ 80,000
Virginia Beach County Virginia 1 $ 378,000 $ 378,000 $ 187,000
Kitsap County Washington 1 $ 356,000 $ 356,000 $ 75,000
Hancock County West Virginia 1 $ 56,000 $ 56,000 $ 47,000
Brown County Wisconsin 1 $ 160,000 $ 160,000 $ 110,000

Mortgage Loan Application Detail Totals for Midwest Loan Solutions, Inc. in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 561 $86,619,000 $154,000 $519,000 $87,000 $558,000
Home Purchase 211 $26,434,000 $125,000 $403,000 $75,000 $228,000
Home Improvement 35 $4,048,000 $115,000 $252,000 $90,000 $239,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 595 $82,481,000 $138,000 $417,000 $83,000 $484,000
Not Provided 135 $19,556,000 $144,000 $489,000 $86,000 $558,000
Black or African American 52 $8,914,000 $171,000 $360,000 $83,000 $169,000
Asian 14 $3,571,000 $255,000 $417,000 $99,000 $215,000
Hispanic 8 $2,268,000 $283,000 $519,000 $115,000 $275,000
Native Hawaiian or Other Pacific Islander 2 $121,000 $60,000 $68,000 $49,000 $65,000
American Indian or Alaskan Native 1 $190,000 $190,000 $190,000 $126,000 $126,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 807 $117,101,000 $145,000 $519,000 $84,000 $558,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 426 $59,126,000 $138,000 $417,000 $84,000 $314,000
Application Denied By Financial Institution 184 $26,343,000 $143,000 $489,000 $73,000 $558,000
Application Withdrawn By Applicant 107 $16,980,000 $158,000 $417,000 $99,000 $484,000
Application Approved But Not Accepted 47 $6,853,000 $145,000 $519,000 $101,000 $348,000
File Closed For Incompleteness 22 $4,346,000 $197,000 $399,000 $81,000 $144,000
Preapproval Denied by Financial Institution 21 $3,453,000 $164,000 $330,000 $78,000 $176,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 11 $2,181,000 $198,000 $457,000 $83,000 $176,000
Debt-To-Income Ratio 7 $961,000 $137,000 $380,000 $72,000 $230,000
Collateral 6 $759,000 $126,000 $259,000 $74,000 $109,000
Other 3 $506,000 $168,000 $187,000 $74,000 $113,000
Insufficient Cash (Downpayment, Closing Cost) 2 $155,000 $77,000 $130,000 $73,000 $95,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Midwest Loan Solutions, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Midwest Loan Solutions, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet with aggregated HMDA statistics today.

Download the Michigan Lender List