Milend, Inc Mortgage Lending & HMDA Data, 2015

In 2015, Milend, Inc of Alpharetta, GA reported 10,528 mortgage applications totaling $2.2 billion, up 39% from 2014. The average application was for $212,800, and applicants reported an average income of $58,215. 13% of its applications resulted in an originated loan and 56% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (3,373), Washington-Arlington-Alexandria, DC-VA-MD-WV (920) and Virginia Beach-Norfolk-Newport News, VA-NC (364) (applications in parentheses).

Mortgage Company & Address Milend, Inc
375 Northridge Rd, Suite 600
Alpharetta, GA 30009
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 10,528
Total Mortgage Loan Application Amount $2,240,359,000
Average Mortgage Loan Application Amount $212,800
Highest Mortgage Loan Application Amount $1,120,000
Average Applicant Income $58,215
Highest Applicant Income $1,560,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Milend, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Milend, Inc by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Gwinnett, Georgia 649 $ 117,870,000 $ 181,617 $ 62,000
Fulton, Georgia 475 $ 106,734,000 $ 224,703 $ 86,000
Cobb, Georgia 469 $ 92,345,000 $ 196,897 $ 67,000
DeKalb, Georgia 283 $ 55,732,000 $ 196,932 $ 63,000
Cherokee, Georgia 246 $ 47,849,000 $ 194,508 $ 67,000
Forsyth, Georgia 224 $ 54,595,000 $ 243,727 $ 78,000
Fairfax, Virginia 215 $ 75,564,000 $ 351,460 $ 76,000
Prince George's, Maryland 186 $ 45,224,000 $ 243,139 $ 45,000
Middlesex, Massachusetts 163 $ 45,692,000 $ 280,319 $ 66,000
Henry, Georgia 157 $ 28,069,000 $ 178,783 $ 53,000
Prince William, Virginia 157 $ 46,328,000 $ 295,082 $ 67,000
Worcester, Massachusetts 139 $ 28,556,000 $ 205,438 $ 48,000
Essex, Massachusetts 136 $ 36,450,000 $ 268,014 $ 58,000
Paulding, Georgia 132 $ 20,699,000 $ 156,810 $ 54,000
Plymouth, Massachusetts 114 $ 28,482,000 $ 249,842 $ 46,000
Virginia Beach, Virginia 114 $ 26,103,000 $ 228,973 $ 54,000
Loudoun, Virginia 112 $ 42,327,000 $ 377,919 $ 96,000
Montgomery, Maryland 108 $ 34,185,000 $ 316,527 $ 47,000
Philadelphia, Pennsylvania 107 $ 19,647,000 $ 183,616 $ 31,000
Bristol, Massachusetts 100 $ 22,537,000 $ 225,370 $ 55,000
Baltimore, Maryland 96 $ 21,976,000 $ 228,916 $ 55,000
Broward, Florida 95 $ 22,228,000 $ 233,978 $ 50,000
Norfolk, Massachusetts 92 $ 27,880,000 $ 303,043 $ 65,000
Fayette, Georgia 86 $ 17,399,000 $ 202,313 $ 64,000
Montgomery, Pennsylvania 85 $ 20,518,000 $ 241,388 $ 55,000
Douglas, Georgia 82 $ 14,173,000 $ 172,841 $ 70,000
Wake, North Carolina 81 $ 18,100,000 $ 223,456 $ 72,000
Miami-Dade, Florida 80 $ 18,344,000 $ 229,300 $ 55,000
Hall, Georgia 79 $ 15,071,000 $ 190,772 $ 60,000
Chesterfield, Virginia 79 $ 15,934,000 $ 201,696 $ 69,000
Clayton, Georgia 76 $ 11,498,000 $ 151,289 $ 42,000
Bucks, Pennsylvania 76 $ 18,378,000 $ 241,815 $ 72,000
Anne Arundel, Maryland 74 $ 21,006,000 $ 283,864 $ 53,000
Palm Beach, Florida 73 $ 16,059,000 $ 219,986 $ 60,000
Jefferson, Alabama 72 $ 13,323,000 $ 185,041 $ 43,000
Coweta, Georgia 71 $ 13,407,000 $ 188,830 $ 70,000
Mecklenburg, North Carolina 71 $ 14,685,000 $ 206,830 $ 77,000
Suffolk, Massachusetts 69 $ 20,400,000 $ 295,652 $ 66,000
Walton, Georgia 68 $ 12,244,000 $ 180,058 $ 75,000
Rockdale, Georgia 67 $ 11,361,000 $ 169,567 $ 43,000
Henrico, Virginia 63 $ 11,425,000 $ 181,349 $ 45,000
Hennepin, Minnesota 61 $ 12,907,000 $ 211,590 $ 72,000
Newton, Georgia 60 $ 8,927,000 $ 148,783 $ 43,000
Delaware, Pennsylvania 58 $ 12,264,000 $ 211,448 $ 59,000
Chatham, Georgia 56 $ 10,046,000 $ 179,392 $ 49,000
Hampden, Massachusetts 55 $ 9,041,000 $ 164,381 $ 29,000
Allegheny, Pennsylvania 54 $ 10,948,000 $ 202,740 $ 51,000
Chester, Pennsylvania 53 $ 13,276,000 $ 250,490 $ 53,000
Charles, Maryland 47 $ 12,819,000 $ 272,744 $ 41,000
Chesapeake, Virginia 47 $ 9,923,000 $ 211,127 $ 37,000
Jackson, Georgia 45 $ 8,500,000 $ 188,888 $ 62,000
Barrow, Georgia 44 $ 6,207,000 $ 141,068 $ 40,000
Baltimore City, Maryland 44 $ 7,647,000 $ 173,795 $ 38,000
Pinellas, Florida 43 $ 8,080,000 $ 187,906 $ 67,000
Lancaster, Pennsylvania 40 $ 7,335,000 $ 183,375 $ 50,000
Stafford, Virginia 40 $ 10,535,000 $ 263,375 $ 63,000
Mobile, Alabama 39 $ 6,277,000 $ 160,948 $ 44,000
Frederick, Maryland 39 $ 9,530,000 $ 244,358 $ 71,000
York, Pennsylvania 39 $ 7,605,000 $ 195,000 $ 39,000
Orange, Florida 37 $ 7,660,000 $ 207,027 $ 39,000
Hampton, Virginia 37 $ 6,080,000 $ 164,324 $ 45,000
Spotsylvania, Virginia 37 $ 9,104,000 $ 246,054 $ 57,000
Hillsborough, Florida 36 $ 6,205,000 $ 172,361 $ 47,000
Howard, Maryland 36 $ 10,852,000 $ 301,444 $ 53,000
Duval, Florida 35 $ 7,562,000 $ 216,057 $ 52,000
Bartow, Georgia 35 $ 5,227,000 $ 149,342 $ 63,000
Pasco, Florida 34 $ 7,402,000 $ 217,705 $ 62,000
Ramsey, Minnesota 33 $ 6,346,000 $ 192,303 $ 45,000
Union, North Carolina 33 $ 6,802,000 $ 206,121 $ 107,000
Columbia, Georgia 32 $ 6,076,000 $ 189,875 $ 46,000
Barnstable, Massachusetts 32 $ 8,625,000 $ 269,531 $ 51,000
Norfolk, Virginia 32 $ 6,314,000 $ 197,312 $ 46,000
Madison, Alabama 31 $ 6,055,000 $ 195,322 $ 44,000
Newport News, Virginia 31 $ 5,530,000 $ 178,387 $ 36,000
Polk, Florida 30 $ 5,907,000 $ 196,900 $ 38,000
Shelby, Alabama 29 $ 6,217,000 $ 214,379 $ 87,000
Tuscaloosa, Alabama 29 $ 6,404,000 $ 220,827 $ 60,000
Muscogee, Georgia 29 $ 4,862,000 $ 167,655 $ 67,000
Hanover, Virginia 29 $ 6,488,000 $ 223,724 $ 72,000
Suffolk, Virginia 29 $ 6,766,000 $ 233,310 $ 58,000
Carroll, Georgia 28 $ 4,532,000 $ 161,857 $ 65,000
Guilford, North Carolina 28 $ 4,643,000 $ 165,821 $ 58,000
Lehigh, Pennsylvania 28 $ 5,557,000 $ 198,464 $ 67,000
Northampton, Pennsylvania 28 $ 6,795,000 $ 242,678 $ 54,000
Montgomery, Alabama 27 $ 5,506,000 $ 203,925 $ 45,000
Volusia, Florida 27 $ 5,378,000 $ 199,185 $ 45,000
Berks, Pennsylvania 26 $ 4,570,000 $ 175,769 $ 43,000
Portsmouth, Virginia 25 $ 4,110,000 $ 164,400 $ 34,000
Washington, Minnesota 24 $ 5,015,000 $ 208,958 $ 62,000
Baldwin, Alabama 23 $ 5,295,000 $ 230,217 $ 74,000
Bibb, Georgia 23 $ 3,252,000 $ 141,391 $ 35,000
Houston, Georgia 23 $ 3,736,000 $ 162,434 $ 47,000
Spalding, Georgia 23 $ 3,381,000 $ 147,000 $ 47,000
Harford, Maryland 23 $ 5,890,000 $ 256,086 $ 62,000
Pickens, Georgia 22 $ 3,895,000 $ 177,045 $ 61,000
Richmond, Georgia 22 $ 3,337,000 $ 151,681 $ 32,000
Anoka, Minnesota 22 $ 4,519,000 $ 205,409 $ 66,000
Dakota, Minnesota 22 $ 4,484,000 $ 203,818 $ 53,000
Westmoreland, Pennsylvania 22 $ 3,933,000 $ 178,772 $ 47,000
Alexandria, Virginia 22 $ 7,558,000 $ 343,545 $ 69,000
Brevard, Florida 21 $ 3,982,000 $ 189,619 $ 55,000
Clarke, Georgia 21 $ 3,321,000 $ 158,142 $ 48,000
Durham, North Carolina 21 $ 5,364,000 $ 255,428 $ 57,000
Iredell, North Carolina 21 $ 3,557,000 $ 169,380 $ 47,000
Dauphin, Pennsylvania 21 $ 3,953,000 $ 188,238 $ 55,000
Cabarrus, North Carolina 20 $ 4,258,000 $ 212,900 $ 47,000
St. Clair, Alabama 19 $ 3,439,000 $ 181,000 $ 51,000
Sarasota, Florida 19 $ 3,734,000 $ 196,526 $ 46,000
Dawson, Georgia 19 $ 5,362,000 $ 282,210 $ 83,000
Washington, Maryland 19 $ 4,669,000 $ 245,736 $ 72,000
Bedford, Virginia 19 $ 3,280,000 $ 172,631 $ 16,000
Roanoke, Virginia 19 $ 3,709,000 $ 195,210 $ 38,000
Lee, Florida 18 $ 4,204,000 $ 233,555 $ 57,000
St. Lucie, Florida 18 $ 3,180,000 $ 176,666 $ 48,000
Monroe, Pennsylvania 18 $ 3,790,000 $ 210,555 $ 32,000
Shelby, Tennessee 18 $ 3,468,000 $ 192,666 $ 66,000
Augusta, Virginia 18 $ 3,475,000 $ 193,055 $ 38,000
Dougherty, Georgia 17 $ 3,394,000 $ 199,647 $ 32,000
Lumpkin, Georgia 17 $ 2,504,000 $ 147,294 $ 61,000
Calvert, Maryland 17 $ 5,900,000 $ 347,058 $ 66,000
Carroll, Maryland 17 $ 5,161,000 $ 303,588 $ 54,000
Cumberland, Pennsylvania 17 $ 3,338,000 $ 196,352 $ 36,000
Pike, Pennsylvania 17 $ 3,182,000 $ 187,176 $ 49,000
Thomas, Georgia 16 $ 3,874,000 $ 242,125 $ 65,000
Forsyth, North Carolina 16 $ 2,818,000 $ 176,125 $ 44,000
Franklin, Pennsylvania 16 $ 2,592,000 $ 162,000 $ 55,000
Albemarle, Virginia 16 $ 3,796,000 $ 237,250 $ 74,000
Fauquier, Virginia 16 $ 4,484,000 $ 280,250 $ 62,000
Elmore, Alabama 15 $ 2,544,000 $ 169,600 $ 56,000
White, Georgia 15 $ 3,177,000 $ 211,800 $ 25,000
Cecil, Maryland 15 $ 3,156,000 $ 210,400 $ 78,000
Brunswick, North Carolina 15 $ 2,638,000 $ 175,866 $ 74,000
Cumberland, North Carolina 15 $ 2,792,000 $ 186,133 $ 41,000
Lackawanna, Pennsylvania 15 $ 2,417,000 $ 161,133 $ 71,000
Hamilton, Tennessee 15 $ 2,499,000 $ 166,600 $ 58,000
Manassas, Virginia 15 $ 3,811,000 $ 254,066 $ 45,000
York, Virginia 15 $ 3,589,000 $ 239,266 $ 63,000
Houston, Alabama 14 $ 2,576,000 $ 184,000 $ 38,000
Lee, Alabama 14 $ 2,409,000 $ 172,071 $ 64,000
Glynn, Georgia 14 $ 2,623,000 $ 187,357 $ 45,000
Habersham, Georgia 14 $ 2,308,000 $ 164,857 $ 43,000
Troup, Georgia 14 $ 2,165,000 $ 154,642 $ 71,000
Whitfield, Georgia 14 $ 1,746,000 $ 124,714 $ 31,000
Beaver, Pennsylvania 14 $ 2,425,000 $ 173,214 $ 44,000
Richmond City, Virginia 14 $ 2,221,000 $ 158,642 $ 28,000
Manatee, Florida 13 $ 2,488,000 $ 191,384 $ 48,000
Martin, Florida 13 $ 3,135,000 $ 241,153 $ 77,000
Floyd, Georgia 13 $ 2,144,000 $ 164,923 $ 63,000
Gordon, Georgia 13 $ 2,563,000 $ 197,153 $ 53,000
Morgan, Georgia 13 $ 2,463,000 $ 189,461 $ 54,000
Oconee, Georgia 13 $ 2,279,000 $ 175,307 $ 65,000
Pitt, North Carolina 13 $ 1,979,000 $ 152,230 $ 40,000
Adams, Pennsylvania 13 $ 3,020,000 $ 232,307 $ 42,000
Luzerne, Pennsylvania 13 $ 2,317,000 $ 178,230 $ 73,000
Arlington, Virginia 13 $ 4,331,000 $ 333,153 $ 79,000
Okaloosa, Florida 12 $ 2,797,000 $ 233,083 $ 131,000
Fannin, Georgia 12 $ 2,299,000 $ 191,583 $ 73,000
Alamance, North Carolina 12 $ 2,045,000 $ 170,416 $ 71,000
Catawba, North Carolina 12 $ 2,743,000 $ 228,583 $ 46,000
Davidson, North Carolina 12 $ 2,310,000 $ 192,500 $ 45,000
Gaston, North Carolina 12 $ 2,042,000 $ 170,166 $ 55,000
Washington, Pennsylvania 12 $ 3,012,000 $ 251,000 $ 74,000
Frederick, Virginia 12 $ 2,756,000 $ 229,666 $ 64,000
Warren, Virginia 12 $ 2,978,000 $ 248,166 $ 49,000
Morgan, Alabama 11 $ 2,205,000 $ 200,454 $ 58,000
Lake, Florida 11 $ 2,226,000 $ 202,363 $ 73,000
Seminole, Florida 11 $ 2,043,000 $ 185,727 $ 27,000
Sherburne, Minnesota 11 $ 2,546,000 $ 231,454 $ 72,000
Buncombe, North Carolina 11 $ 2,068,000 $ 188,000 $ 72,000
New Hanover, North Carolina 11 $ 1,986,000 $ 180,545 $ 59,000
Orange, North Carolina 11 $ 3,548,000 $ 322,545 $ 61,000
Erie, Pennsylvania 11 $ 1,661,000 $ 151,000 $ 47,000
Rutherford, Tennessee 11 $ 1,865,000 $ 169,545 $ 43,000
James City, Virginia 11 $ 2,508,000 $ 228,000 $ 100,000
Calhoun, Alabama 10 $ 1,672,000 $ 167,200 $ 36,000
Russell, Alabama 10 $ 1,783,000 $ 178,300 $ 26,000
St. Johns, Florida 10 $ 2,282,000 $ 228,200 $ 56,000
Bryan, Georgia 10 $ 2,664,000 $ 266,400 $ 68,000
Camden, Georgia 10 $ 1,829,000 $ 182,900 $ 48,000
Harris, Georgia 10 $ 2,386,000 $ 238,600 $ 87,000
St. Mary's, Maryland 10 $ 2,495,000 $ 249,500 $ 55,000
Wicomico, Maryland 10 $ 1,759,000 $ 175,900 $ 30,000
Hampshire, Massachusetts 10 $ 2,157,000 $ 215,700 $ 35,000
Wright, Minnesota 10 $ 1,876,000 $ 187,600 $ 140,000
Sumner, Tennessee 10 $ 2,055,000 $ 205,500 $ 14,000
Culpeper, Virginia 10 $ 2,536,000 $ 253,600 $ 62,000
Gloucester, Virginia 10 $ 2,185,000 $ 218,500 $ 32,000
Shenandoah, Virginia 10 $ 2,015,000 $ 201,500 $ 31,000
Clay, Florida 9 $ 1,832,000 $ 203,555 $ 57,000
Collier, Florida 9 $ 2,017,000 $ 224,111 $ 74,000
Osceola, Florida 9 $ 1,452,000 $ 161,333 $ 21,000
Butts, Georgia 9 $ 1,324,000 $ 147,111 $ 59,000
Catoosa, Georgia 9 $ 1,412,000 $ 156,888 $ 41,000
Effingham, Georgia 9 $ 2,024,000 $ 224,888 $ 65,000
Haralson, Georgia 9 $ 1,510,000 $ 167,777 $ 47,000
Murray, Georgia 9 $ 1,238,000 $ 137,555 $ 32,000
Pike, Georgia 9 $ 1,699,000 $ 188,777 $ 55,000
Worcester, Maryland 9 $ 1,886,000 $ 209,555 $ 56,000
Berkshire, Massachusetts 9 $ 1,509,000 $ 167,666 $ 16,000
Franklin, Massachusetts 9 $ 1,457,000 $ 161,888 $ 19,000
Scott, Minnesota 9 $ 1,850,000 $ 205,555 $ 54,000
Johnston, North Carolina 9 $ 1,622,000 $ 180,222 $ 51,000
Davidson, Tennessee 9 $ 1,584,000 $ 176,000 $ 59,000
Knox, Tennessee 9 $ 1,588,000 $ 176,444 $ 50,000
Hopewell, Virginia 9 $ 1,652,000 $ 183,555 $ 55,000
New Kent, Virginia 9 $ 2,247,000 $ 249,666 $ 74,000
Roanoke City, Virginia 9 $ 1,378,000 $ 153,111 $ 33,000
Rockingham, Virginia 9 $ 1,690,000 $ 187,777 $ 49,000
Cullman, Alabama 8 $ 1,268,000 $ 158,500 $ 42,000
Talladega, Alabama 8 $ 1,276,000 $ 159,500 $ 45,000
Escambia, Florida 8 $ 1,179,000 $ 147,375 $ 33,000
Flagler, Florida 8 $ 1,486,000 $ 185,750 $ 52,000
Walton, Florida 8 $ 2,155,000 $ 269,375 $ 74,000
Gilmer, Georgia 8 $ 1,237,000 $ 154,625 $ 39,000
Lamar, Georgia 8 $ 807,000 $ 100,875 $ 45,000
Laurens, Georgia 8 $ 1,341,000 $ 167,625 $ 41,000
Madison, Georgia 8 $ 1,356,000 $ 169,500 $ 49,000
Putnam, Georgia 8 $ 1,466,000 $ 183,250 $ 56,000
Towns, Georgia 8 $ 1,272,000 $ 159,000 $ 61,000
Walker, Georgia 8 $ 1,523,000 $ 190,375 $ 31,000
Olmsted, Minnesota 8 $ 1,244,000 $ 155,500 $ 54,000
Dare, North Carolina 8 $ 1,669,000 $ 208,625 $ 118,000
Butler, Pennsylvania 8 $ 1,651,000 $ 206,375 $ 49,000
Williamson, Tennessee 8 $ 2,743,000 $ 342,875 $ 63,000
Fluvanna, Virginia 8 $ 1,428,000 $ 178,500 $ 36,000
Franklin, Virginia 8 $ 2,088,000 $ 261,000 $ 56,000
Isle of Wight, Virginia 8 $ 1,814,000 $ 226,750 $ 38,000
Louisa, Virginia 8 $ 1,228,000 $ 153,500 $ 29,000
Prince George, Virginia 8 $ 1,649,000 $ 206,125 $ 53,000
Bay, Florida 7 $ 1,179,000 $ 168,428 $ 95,000
Charlotte, Florida 7 $ 1,107,000 $ 158,142 $ 49,000
Citrus, Florida 7 $ 1,451,000 $ 207,285 $ 73,000
Lowndes, Georgia 7 $ 945,000 $ 135,000 $ 38,000
Upson, Georgia 7 $ 1,024,000 $ 146,285 $ 67,000
Cleveland, North Carolina 7 $ 1,328,000 $ 189,714 $ 53,000
Rowan, North Carolina 7 $ 1,398,000 $ 199,714 $ 35,000
Montgomery, Virginia 7 $ 1,155,000 $ 165,000 $ 30,000
Limestone, Alabama 6 $ 1,227,000 $ 204,500 $ 31,000
Marshall, Alabama 6 $ 886,000 $ 147,666 $ 12,000
Hernando, Florida 6 $ 853,000 $ 142,166 $ 62,000
Leon, Florida 6 $ 2,036,000 $ 339,333 $ 90,000
Baldwin, Georgia 6 $ 1,061,000 $ 176,833 $ 81,000
Grady, Georgia 6 $ 1,233,000 $ 205,500 $ 79,000
Jasper, Georgia 6 $ 771,000 $ 128,500 $ 56,000
Jones, Georgia 6 $ 1,111,000 $ 185,166 $ 49,000
Peach, Georgia 6 $ 1,057,000 $ 176,166 $ 62,000
Queen Anne's, Maryland 6 $ 1,656,000 $ 276,000 $ 49,000
Carver, Minnesota 6 $ 1,581,000 $ 263,500 $ 98,000
Henderson, North Carolina 6 $ 1,029,000 $ 171,500 $ 35,000
Onslow, North Carolina 6 $ 974,000 $ 162,333 $ 79,000
Wilson, North Carolina 6 $ 839,000 $ 139,833 $ 37,000
Maury, Tennessee 6 $ 1,018,000 $ 169,666 $ 23,000
Amherst, Virginia 6 $ 1,017,000 $ 169,500 $ 65,000
Campbell, Virginia 6 $ 801,000 $ 133,500 $ 21,000
Charlottesville, Virginia 6 $ 1,184,000 $ 197,333 $ 47,000
Clarke, Virginia 6 $ 1,380,000 $ 230,000 $ 45,000
Westmoreland, Virginia 6 $ 1,236,000 $ 206,000 $ 23,000
Wise, Virginia 6 $ 1,109,000 $ 184,833 $ 42,000
Blount, Alabama 5 $ 1,283,000 $ 256,600 $ 62,000
Coffee, Alabama 5 $ 759,000 $ 151,800 $ 35,000
Jackson, Alabama 5 $ 963,000 $ 192,600 $ 43,000
Lauderdale, Alabama 5 $ 918,000 $ 183,600 $ 55,000
Indian River, Florida 5 $ 1,022,000 $ 204,400 $ 49,000
Nassau, Florida 5 $ 750,000 $ 150,000 $ 28,000
Santa Rosa, Florida 5 $ 1,016,000 $ 203,200 $ 57,000
Banks, Georgia 5 $ 647,000 $ 129,400 $ 48,000
Bulloch, Georgia 5 $ 764,000 $ 152,800 $ 38,000
Colquitt, Georgia 5 $ 1,135,000 $ 227,000 $ 77,000
Lee, Georgia 5 $ 843,000 $ 168,600 $ 69,000
Liberty, Georgia 5 $ 1,210,000 $ 242,000 $ 15,000
Monroe, Georgia 5 $ 762,000 $ 152,400 $ 40,000
Union, Georgia 5 $ 1,297,000 $ 259,400 $ 75,000
Garrett, Maryland 5 $ 687,000 $ 137,400 $ 46,000
Talbot, Maryland 5 $ 1,160,000 $ 232,000 $ 63,000
Stearns, Minnesota 5 $ 896,000 $ 179,200 $ 48,000
Carteret, North Carolina 5 $ 1,187,000 $ 237,400 $ 56,000
Chatham, North Carolina 5 $ 1,027,000 $ 205,400 $ 34,000
Columbus, North Carolina 5 $ 841,000 $ 168,200 $ 57,000
Harnett, North Carolina 5 $ 797,000 $ 159,400 $ 30,000
Haywood, North Carolina 5 $ 797,000 $ 159,400 $ 45,000
Nash, North Carolina 5 $ 964,000 $ 192,800 $ 56,000
Randolph, North Carolina 5 $ 717,000 $ 143,400 $ 52,000
Transylvania, North Carolina 5 $ 1,105,000 $ 221,000 $ 125,000
Watauga, North Carolina 5 $ 954,000 $ 190,800 $ 88,000
Centre, Pennsylvania 5 $ 1,188,000 $ 237,600 $ 108,000
Columbia, Pennsylvania 5 $ 1,100,000 $ 220,000 $ 43,000
Lebanon, Pennsylvania 5 $ 855,000 $ 171,000 $ 21,000
Lycoming, Pennsylvania 5 $ 1,125,000 $ 225,000 $ 96,000
Northumberland, Pennsylvania 5 $ 941,000 $ 188,200 $ 33,000
Snyder, Pennsylvania 5 $ 690,000 $ 138,000 $ 59,000
Susquehanna, Pennsylvania 5 $ 688,000 $ 137,600 $ 24,000
Wayne, Pennsylvania 5 $ 971,000 $ 194,200 $ 71,000
Horry, South Carolina 5 $ 773,000 $ 154,600 $ 112,000
Wilson, Tennessee 5 $ 1,016,000 $ 203,200 $ 20,000
Carroll, Virginia 5 $ 1,080,000 $ 216,000 $ 30,000
Colonial Heights, Virginia 5 $ 851,000 $ 170,200 $ 49,000
Dinwiddie, Virginia 5 $ 980,000 $ 196,000 $ 39,000
Fairfax City, Virginia 5 $ 1,849,000 $ 369,800 $ 52,000
Greene, Virginia 5 $ 1,015,000 $ 203,000 $ 36,000
King George, Virginia 5 $ 1,174,000 $ 234,800 $ 78,000
Pittsylvania, Virginia 5 $ 770,000 $ 154,000 $ 47,000
Salem, Virginia 5 $ 857,000 $ 171,400 $ 37,000
Autauga, Alabama 4 $ 570,000 $ 142,500 $ 24,000
Chilton, Alabama 4 $ 552,000 $ 138,000 $ 27,000
Colbert, Alabama 4 $ 801,000 $ 200,250 $ 39,000
Escambia, Alabama 4 $ 868,000 $ 217,000 $ 115,000
Alachua, Florida 4 $ 549,000 $ 137,250 $ 38,000
Ben Hill, Georgia 4 $ 729,000 $ 182,250 $ 37,000
Berrien, Georgia 4 $ 541,000 $ 135,250 $ 45,000
Sumter, Georgia 4 $ 644,000 $ 161,000 $ 0
Caroline, Maryland 4 $ 895,000 $ 223,750 $ 20,000
Carlton, Minnesota 4 $ 846,000 $ 211,500 $ 64,000
Goodhue, Minnesota 4 $ 1,018,000 $ 254,500 $ 91,000
Isanti, Minnesota 4 $ 657,000 $ 164,250 $ 20,000
Mille Lacs, Minnesota 4 $ 819,000 $ 204,750 $ 98,000
Wabasha, Minnesota 4 $ 984,000 $ 246,000 $ 50,000
Caldwell, North Carolina 4 $ 923,000 $ 230,750 $ 67,000
Craven, North Carolina 4 $ 721,000 $ 180,250 $ 63,000
Jackson, North Carolina 4 $ 1,407,000 $ 351,750 $ 86,000
Lincoln, North Carolina 4 $ 811,000 $ 202,750 $ 39,000
McDowell, North Carolina 4 $ 800,000 $ 200,000 $ 35,000
Robeson, North Carolina 4 $ 478,000 $ 119,500 $ 37,000
Rockingham, North Carolina 4 $ 588,000 $ 147,000 $ 26,000
Wilkes, North Carolina 4 $ 1,166,000 $ 291,500 $ 47,000
Montgomery, Tennessee 4 $ 568,000 $ 142,000 $ 43,000
Lynchburg, Virginia 4 $ 535,000 $ 133,750 $ 35,000
Manassas Park, Virginia 4 $ 875,000 $ 218,750 $ 43,000
Page, Virginia 4 $ 872,000 $ 218,000 $ 57,000
Petersburg, Virginia 4 $ 699,000 $ 174,750 $ 54,000
Rockbridge, Virginia 4 $ 773,000 $ 193,250 $ 15,000
Washington, Virginia 4 $ 674,000 $ 168,500 $ 45,000
Wythe, Virginia 4 $ 684,000 $ 171,000 $ 30,000
Covington, Alabama 3 $ 629,000 $ 209,666 $ 98,000
Dallas, Alabama 3 $ 369,000 $ 123,000 $ 22,000
DeKalb, Alabama 3 $ 488,000 $ 162,666 $ 24,000
Geneva, Alabama 3 $ 534,000 $ 178,000 $ 35,000
Henry, Alabama 3 $ 642,000 $ 214,000 $ 59,000
Monroe, Alabama 3 $ 503,000 $ 167,666 $ 7,000
Pike, Alabama 3 $ 451,000 $ 150,333 $ 55,000
Randolph, Alabama 3 $ 679,000 $ 226,333 $ 126,000
Tallapoosa, Alabama 3 $ 772,000 $ 257,333 $ 93,000
Walker, Alabama 3 $ 397,000 $ 132,333 $ 42,000
Marion, Florida 3 $ 528,000 $ 176,000 $ 89,000
Putnam, Florida 3 $ 331,000 $ 110,333 $ 49,000
Sumter, Florida 3 $ 743,000 $ 247,666 $ 49,000
Suwannee, Florida 3 $ 476,000 $ 158,666 $ 64,000
Washington, Florida 3 $ 480,000 $ 160,000 $ 38,000
Appling, Georgia 3 $ 566,000 $ 188,666 $ 63,000
Brooks, Georgia 3 $ 327,000 $ 109,000 $ 41,000
Dade, Georgia 3 $ 744,000 $ 248,000 $ 25,000
Long, Georgia 3 $ 450,000 $ 150,000 $ 22,000
Pulaski, Georgia 3 $ 524,000 $ 174,666 $ 19,000
Randolph, Georgia 3 $ 505,000 $ 168,333 $ 50,000
Screven, Georgia 3 $ 465,000 $ 155,000 $ 39,000
Telfair, Georgia 3 $ 387,000 $ 129,000 $ 38,000
Worth, Georgia 3 $ 426,000 $ 142,000 $ 47,000
Dukes, Massachusetts 3 $ 1,022,000 $ 340,666 $ 101,000
Cass, Minnesota 3 $ 822,000 $ 274,000 $ 68,000
Clay, Minnesota 3 $ 658,000 $ 219,333 $ 72,000
Kanabec, Minnesota 3 $ 478,000 $ 159,333 $ 47,000
McLeod, Minnesota 3 $ 488,000 $ 162,666 $ 67,000
Burke, North Carolina 3 $ 511,000 $ 170,333 $ 30,000
Halifax, North Carolina 3 $ 871,000 $ 290,333 $ 50,000
Polk, North Carolina 3 $ 694,000 $ 231,333 $ 35,000
Armstrong, Pennsylvania 3 $ 430,000 $ 143,333 $ 74,000
Bedford, Pennsylvania 3 $ 398,000 $ 132,666 $ 16,000
Bradford, Pennsylvania 3 $ 385,000 $ 128,333 $ 34,000
Jefferson, Pennsylvania 3 $ 410,000 $ 136,666 $ 69,000
Lawrence, Pennsylvania 3 $ 519,000 $ 173,000 $ 25,000
Perry, Pennsylvania 3 $ 521,000 $ 173,666 $ 39,000
Schuylkill, Pennsylvania 3 $ 622,000 $ 207,333 $ 20,000
Somerset, Pennsylvania 3 $ 469,000 $ 156,333 $ 20,000
Tioga, Pennsylvania 3 $ 559,000 $ 186,333 $ 33,000
Jasper, South Carolina 3 $ 332,000 $ 110,666 $ 38,000
Blount, Tennessee 3 $ 497,000 $ 165,666 $ 30,000
Carter, Tennessee 3 $ 539,000 $ 179,666 $ 74,000
Robertson, Tennessee 3 $ 713,000 $ 237,666 $ 71,000
Sevier, Tennessee 3 $ 604,000 $ 201,333 $ 21,000
Sullivan, Tennessee 3 $ 612,000 $ 204,000 $ 42,000
Accomack, Virginia 3 $ 611,000 $ 203,666 $ 48,000
Botetourt, Virginia 3 $ 416,000 $ 138,666 $ 13,000
Caroline, Virginia 3 $ 517,000 $ 172,333 $ 34,000
Danville, Virginia 3 $ 438,000 $ 146,000 $ 26,000
Fredericksburg, Virginia 3 $ 609,000 $ 203,000 $ 33,000
Goochland, Virginia 3 $ 1,083,000 $ 361,000 $ 175,000
Greensville, Virginia 3 $ 448,000 $ 149,333 $ 21,000
Harrisonburg, Virginia 3 $ 521,000 $ 173,666 $ 25,000
Madison, Virginia 3 $ 654,000 $ 218,000 $ 20,000
Orange, Virginia 3 $ 724,000 $ 241,333 $ 44,000
Powhatan, Virginia 3 $ 646,000 $ 215,333 $ 64,000
Butler, Alabama 2 $ 299,000 $ 149,500 $ 138,000
Chambers, Alabama 2 $ 408,000 $ 204,000 $ 111,000
Clarke, Alabama 2 $ 305,000 $ 152,500 $ 0
Etowah, Alabama 2 $ 529,000 $ 264,500 $ 130,000
Fayette, Alabama 2 $ 266,000 $ 133,000 $ 29,000
Greene, Alabama 2 $ 428,000 $ 214,000 $ 34,000
Lawrence, Alabama 2 $ 347,000 $ 173,500 $ 54,000
Pickens, Alabama 2 $ 189,000 $ 94,500 $ 47,000
Jefferson, Florida 2 $ 463,000 $ 231,500 $ 66,000
Monroe, Florida 2 $ 695,000 $ 347,500 $ 78,000
Charlton, Georgia 2 $ 337,000 $ 168,500 $ 35,000
Coffee, Georgia 2 $ 285,000 $ 142,500 $ 86,000
Decatur, Georgia 2 $ 346,000 $ 173,000 $ 75,000
Dodge, Georgia 2 $ 128,000 $ 64,000 $ 82,000
Hart, Georgia 2 $ 504,000 $ 252,000 $ 65,000
McIntosh, Georgia 2 $ 320,000 $ 160,000 $ 64,000
Meriwether, Georgia 2 $ 512,000 $ 256,000 $ 36,000
Stephens, Georgia 2 $ 259,000 $ 129,500 $ 88,000
Washington, Georgia 2 $ 363,000 $ 181,500 $ 76,000
Allegany, Maryland 2 $ 381,000 $ 190,500 $ 30,000
Dorchester, Maryland 2 $ 208,000 $ 104,000 $ 0
Becker, Minnesota 2 $ 427,000 $ 213,500 $ 50,000
Crow Wing, Minnesota 2 $ 289,000 $ 144,500 $ 91,000
Freeborn, Minnesota 2 $ 382,000 $ 191,000 $ 133,000
Otter Tail, Minnesota 2 $ 404,000 $ 202,000 $ 52,000
St. Louis, Minnesota 2 $ 297,000 $ 148,500 $ 34,000
Ashe, North Carolina 2 $ 281,000 $ 140,500 $ 29,000
Avery, North Carolina 2 $ 421,000 $ 210,500 $ 73,000
Beaufort, North Carolina 2 $ 372,000 $ 186,000 $ 72,000
Currituck, North Carolina 2 $ 617,000 $ 308,500 $ 31,000
Hoke, North Carolina 2 $ 353,000 $ 176,500 $ 16,000
Macon, North Carolina 2 $ 371,000 $ 185,500 $ 27,000
Pasquotank, North Carolina 2 $ 338,000 $ 169,000 $ 52,000
Person, North Carolina 2 $ 282,000 $ 141,000 $ 73,000
Warren, North Carolina 2 $ 315,000 $ 157,500 $ 41,000
Wayne, North Carolina 2 $ 224,000 $ 112,000 $ 72,000
Blair, Pennsylvania 2 $ 336,000 $ 168,000 $ 74,000
Cambria, Pennsylvania 2 $ 242,000 $ 121,000 $ 0
Fayette, Pennsylvania 2 $ 317,000 $ 158,500 $ 41,000
Mercer, Pennsylvania 2 $ 266,000 $ 133,000 $ 42,000
Venango, Pennsylvania 2 $ 300,000 $ 150,000 $ 19,000
Wyoming, Pennsylvania 2 $ 291,000 $ 145,500 $ 18,000
Campbell, Tennessee 2 $ 273,000 $ 136,500 $ 66,000
Loudon, Tennessee 2 $ 402,000 $ 201,000 $ 68,000
Madison, Tennessee 2 $ 308,000 $ 154,000 $ 48,000
Putnam, Tennessee 2 $ 301,000 $ 150,500 $ 36,000
Union, Tennessee 2 $ 551,000 $ 275,500 $ 0
Amelia, Virginia 2 $ 260,000 $ 130,000 $ 25,000
Brunswick, Virginia 2 $ 370,000 $ 185,000 $ 30,000
Essex, Virginia 2 $ 372,000 $ 186,000 $ 80,000
Northampton, Virginia 2 $ 267,000 $ 133,500 $ 73,000
Prince Edward, Virginia 2 $ 354,000 $ 177,000 $ 44,000
Rappahannock, Virginia 2 $ 993,000 $ 496,500 $ 38,000
Russell, Virginia 2 $ 213,000 $ 106,500 $ 13,000
Smyth, Virginia 2 $ 360,000 $ 180,000 $ 55,000
Southampton, Virginia 2 $ 350,000 $ 175,000 $ 9,000
Tazewell, Virginia 2 $ 232,000 $ 116,000 $ 18,000
Winchester, Virginia 2 $ 360,000 $ 180,000 $ 0
Barbour, Alabama 1 $ 138,000 $ 138,000 $ 0
Bullock, Alabama 1 $ 240,000 $ 240,000 $ 0
Choctaw, Alabama 1 $ 271,000 $ 271,000 $ 96,000
Coosa, Alabama 1 $ 134,000 $ 134,000 $ 52,000
Dale, Alabama 1 $ 120,000 $ 120,000 $ 0
Franklin, Alabama 1 $ 169,000 $ 169,000 $ 0
Lowndes, Alabama 1 $ 180,000 $ 180,000 $ 84,000
Macon, Alabama 1 $ 125,000 $ 125,000 $ 0
Marengo, Alabama 1 $ 150,000 $ 150,000 $ 58,000
Marion, Alabama 1 $ 197,000 $ 197,000 $ 47,000
Baker, Florida 1 $ 48,000 $ 48,000 $ 0
Calhoun, Florida 1 $ 170,000 $ 170,000 $ 87,000
Columbia, Florida 1 $ 168,000 $ 168,000 $ 93,000
Dixie, Florida 1 $ 162,000 $ 162,000 $ 60,000
Franklin, Florida 1 $ 150,000 $ 150,000 $ 0
Gadsden, Florida 1 $ 140,000 $ 140,000 $ 29,000
Hardee, Florida 1 $ 235,000 $ 235,000 $ 70,000
Levy, Florida 1 $ 89,000 $ 89,000 $ 0
Taylor, Florida 1 $ 181,000 $ 181,000 $ 0
Union, Florida 1 $ 100,000 $ 100,000 $ 0
Atkinson, Georgia 1 $ 85,000 $ 85,000 $ 0
Bleckley, Georgia 1 $ 229,000 $ 229,000 $ 84,000
Chattahoochee, Georgia 1 $ 78,000 $ 78,000 $ 36,000
Chattooga, Georgia 1 $ 540,000 $ 540,000 $ 0
Cook, Georgia 1 $ 99,000 $ 99,000 $ 49,000
Crisp, Georgia 1 $ 120,000 $ 120,000 $ 57,000
Dooly, Georgia 1 $ 94,000 $ 94,000 $ 41,000
Echols, Georgia 1 $ 138,000 $ 138,000 $ 0
Emanuel, Georgia 1 $ 71,000 $ 71,000 $ 0
Evans, Georgia 1 $ 275,000 $ 275,000 $ 60,000
Franklin, Georgia 1 $ 113,000 $ 113,000 $ 60,000
Greene, Georgia 1 $ 405,000 $ 405,000 $ 58,000
Hancock, Georgia 1 $ 216,000 $ 216,000 $ 0
Heard, Georgia 1 $ 45,000 $ 45,000 $ 90,000
Macon, Georgia 1 $ 110,000 $ 110,000 $ 80,000
McDuffie, Georgia 1 $ 97,000 $ 97,000 $ 0
Mitchell, Georgia 1 $ 165,000 $ 165,000 $ 0
Oglethorpe, Georgia 1 $ 142,000 $ 142,000 $ 0
Pierce, Georgia 1 $ 138,000 $ 138,000 $ 100,000
Polk, Georgia 1 $ 120,000 $ 120,000 $ 0
Rabun, Georgia 1 $ 125,000 $ 125,000 $ 0
Schley, Georgia 1 $ 159,000 $ 159,000 $ 102,000
Seminole, Georgia 1 $ 168,000 $ 168,000 $ 45,000
Tattnall, Georgia 1 $ 123,000 $ 123,000 $ 58,000
Taylor, Georgia 1 $ 172,000 $ 172,000 $ 56,000
Terrell, Georgia 1 $ 86,000 $ 86,000 $ 46,000
Tift, Georgia 1 $ 139,000 $ 139,000 $ 75,000
Toombs, Georgia 1 $ 155,000 $ 155,000 $ 0
Ware, Georgia 1 $ 272,000 $ 272,000 $ 180,000
Wayne, Georgia 1 $ 172,000 $ 172,000 $ 0
Wheeler, Georgia 1 $ 125,000 $ 125,000 $ 80,000
Wilkinson, Georgia 1 $ 155,000 $ 155,000 $ 27,000
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Mortgage Loan Application Detail Totals for Milend, Inc in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 10,128 $2,157,542,000 $213,000 $1,120,000 $57,000 $1,560,000
Home Purchase 400 $82,817,000 $207,000 $989,000 $89,000 $938,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 5,006 $1,040,824,000 $207,000 $1,120,000 $36,000 $1,560,000
White 3,982 $878,974,000 $220,000 $1,038,000 $83,000 $938,000
Black or African American 1,130 $222,883,000 $197,000 $989,000 $67,000 $740,000
Asian 185 $49,135,000 $265,000 $955,000 $84,000 $444,000
Hispanic 183 $38,755,000 $211,000 $770,000 $67,000 $390,000
Native Hawaiian or Other Pacific Islander 21 $5,149,000 $245,000 $453,000 $81,000 $139,000
American Indian or Alaskan Native 13 $3,241,000 $249,000 $428,000 $82,000 $128,000
Not applicable 8 $1,398,000 $174,000 $291,000 $29,000 $125,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,087 $1,316,804,000 $216,000 $1,120,000 $61,000 $1,500,000
FHA-insured (Federal Housing Administration) 3,494 $694,287,000 $198,000 $673,000 $52,000 $1,560,000
VA-guaranteed (Veterans Administration) 914 $223,707,000 $244,000 $989,000 $65,000 $416,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 33 $5,561,000 $168,000 $411,000 $50,000 $126,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 5,930 $1,246,008,000 $210,000 $1,120,000 $49,000 $1,560,000
Application Withdrawn By Applicant 3,146 $668,739,000 $212,000 $1,000,000 $65,000 $1,500,000
Loan Originated 1,421 $318,683,000 $224,000 $989,000 $81,000 $567,000
Application Approved But Not Accepted 31 $6,929,000 $223,000 $626,000 $76,000 $198,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 3,728 $797,421,000 $213,000 $1,120,000 $56,000 $1,200,000
Credit History 942 $182,503,000 $193,000 $880,000 $25,000 $1,560,000
Collateral 497 $103,806,000 $208,000 $1,038,000 $50,000 $564,000
Debt-To-Income Ratio 449 $100,178,000 $223,000 $1,000,000 $52,000 $1,356,000
Other 255 $50,654,000 $198,000 $687,000 $39,000 $600,000
Unverifiable Information 37 $6,732,000 $181,000 $407,000 $43,000 $143,000
Employment History 10 $1,806,000 $180,000 $334,000 $54,000 $106,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,778,000 $222,000 $417,000 $97,000 $189,000
Mortgage Insurance Denied 4 $1,130,000 $282,000 $561,000 $99,000 $166,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Milend, Inc's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Milend, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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