Find mortgage loan statistics, lending data, and loan application totals for Minnesota.
The mortgage statistics and data below are specific to mortgage loan applications for Mill City Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Mill City Credit Union 10653 Wayzata Blvd Minnetonka, MN 55305 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2018 2017 2016 2015 |
Total Number of Mortgage Applications | 388 |
Total Mortgage Loan Application Amount | $66,698,000 |
Average Mortgage Loan Application Amount | $156,000 |
Highest Mortgage Loan Application Amount | $1,166,000 |
Average Applicant Income | $143,333 |
Highest Applicant Income | $1,563,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Hennepin County Minnesota | 121 | $ 24,271,000 | $ 200,000 | $ 167,000 |
Wright County Minnesota | 13 | $ 2,015,000 | $ 155,000 | $ 120,000 |
Anoka County Minnesota | 12 | $ 1,515,000 | $ 126,000 | $ 118,000 |
Carver County Minnesota | 11 | $ 2,573,000 | $ 233,000 | $ 157,000 |
Linn County Iowa | 9 | $ 944,000 | $ 104,000 | $ 104,000 |
Ramsey County Minnesota | 9 | $ 1,648,000 | $ 183,000 | $ 129,000 |
Scott County Minnesota | 8 | $ 1,715,000 | $ 214,000 | $ 127,000 |
Marion County Missouri | 8 | $ 588,000 | $ 73,000 | $ 67,000 |
Miami-Dade County Florida | 6 | $ 1,408,000 | $ 234,000 | $ 130,000 |
Washington County Minnesota | 6 | $ 600,000 | $ 100,000 | $ 160,000 |
Dakota County Minnesota | 4 | $ 455,000 | $ 113,000 | $ 125,000 |
Jasper County Missouri | 4 | $ 533,000 | $ 133,000 | $ 116,000 |
Bernalillo County New Mexico | 4 | $ 394,000 | $ 98,000 | $ 86,000 |
Rutherford County Tennessee | 4 | $ 260,000 | $ 65,000 | $ 76,000 |
Benton County Arkansas | 3 | $ 729,000 | $ 243,000 | $ 120,000 |
Adams County Illinois | 3 | $ 826,000 | $ 275,000 | $ 204,000 |
Cass County Minnesota | 3 | $ 341,000 | $ 113,000 | $ 74,000 |
Sherburne County Minnesota | 3 | $ 559,000 | $ 186,000 | $ 74,000 |
Ralls County Missouri | 3 | $ 217,000 | $ 72,000 | $ 118,000 |
Pima County Arizona | 2 | $ 80,000 | $ 40,000 | $ 116,000 |
Los Angeles County California | 2 | $ 237,000 | $ 118,000 | $ 40,000 |
Orange County California | 2 | $ 80,000 | $ 40,000 | $ 71,000 |
San Joaquin County California | 2 | $ 238,000 | $ 119,000 | $ 89,000 |
Hillsborough County Florida | 2 | $ 602,000 | $ 301,000 | $ 214,000 |
Lake County Florida | 2 | $ 360,000 | $ 180,000 | $ 109,000 |
Newton County Georgia | 2 | $ 133,000 | $ 66,000 | $ 101,000 |
Boone County Illinois | 2 | $ 103,000 | $ 51,000 | $ 64,000 |
Pike County Illinois | 2 | $ 75,000 | $ 37,000 | $ 54,000 |
Winnebago County Illinois | 2 | $ 160,000 | $ 80,000 | $ 78,000 |
Osceola County Michigan | 2 | $ 252,000 | $ 126,000 | $ 80,000 |
Chisago County Minnesota | 2 | $ 130,000 | $ 65,000 | $ 83,000 |
Crow Wing County Minnesota | 2 | $ 598,000 | $ 299,000 | $ 166,000 |
Pike County Missouri | 2 | $ 160,000 | $ 80,000 | $ 103,000 |
Clark County Nevada | 2 | $ 573,000 | $ 286,000 | $ 84,000 |
Erie County New York | 2 | $ 240,000 | $ 120,000 | $ 81,000 |
Buncombe County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 159,000 |
Guilford County North Carolina | 2 | $ 284,000 | $ 142,000 | $ 96,000 |
Butler County Ohio | 2 | $ 256,000 | $ 128,000 | $ 150,000 |
Cannon County Tennessee | 2 | $ 352,000 | $ 176,000 | $ 99,000 |
Mobile County Alabama | 1 | $ 40,000 | $ 40,000 | $ 70,000 |
Coconino County Arizona | 1 | $ 50,000 | $ 50,000 | $ 175,000 |
Washington County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 197,000 |
Sacramento County California | 1 | $ 417,000 | $ 417,000 | $ 129,000 |
Stanislaus County California | 1 | $ 347,000 | $ 347,000 | $ 208,000 |
Ventura County California | 1 | $ 270,000 | $ 270,000 | $ 130,000 |
Yolo County California | 1 | $ 736,000 | $ 736,000 | $ 450,000 |
Broward County Florida | 1 | $ 27,000 | $ 27,000 | $ 51,000 |
Collier County Florida | 1 | $ 186,000 | $ 186,000 | $ 170,000 |
Hernando County Florida | 1 | $ 90,000 | $ 90,000 | $ 33,000 |
Manatee County Florida | 1 | $ 94,000 | $ 94,000 | $ 107,000 |
Orange County Florida | 1 | $ 409,000 | $ 409,000 | $ 125,000 |
DeKalb County Georgia | 1 | $ 669,000 | $ 669,000 | $ 241,000 |
Greene County Georgia | 1 | $ 40,000 | $ 40,000 | $ 240,000 |
Gwinnett County Georgia | 1 | $ 77,000 | $ 77,000 | $ 43,000 |
Rockdale County Georgia | 1 | $ 181,000 | $ 181,000 | $ 98,000 |
Cook County Illinois | 1 | $ 270,000 | $ 270,000 | $ 100,000 |
Benton County Iowa | 1 | $ 80,000 | $ 80,000 | $ 116,000 |
Jones County Iowa | 1 | $ 75,000 | $ 75,000 | $ 82,000 |
Polk County Iowa | 1 | $ 74,000 | $ 74,000 | $ 56,000 |
Johnson County Kansas | 1 | $ 30,000 | $ 30,000 | $ 145,000 |
Concordia County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 137,000 |
Plymouth County Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 221,000 |
Kandiyohi County Minnesota | 1 | $ 158,000 | $ 158,000 | $ 355,000 |
Le Sueur County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
McLeod County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 44,000 |
Otter Tail County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 244,000 |
Pine County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 107,000 |
Sibley County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 275,000 |
Pike County Mississippi | 1 | $ 296,000 | $ 296,000 | $ 141,000 |
Rankin County Mississippi | 1 | $ 247,000 | $ 247,000 | $ 123,000 |
Newton County Missouri | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
St. Louis County Missouri | 1 | $ 175,000 | $ 175,000 | $ 125,000 |
Rockingham County New Hampshire | 1 | $ 98,000 | $ 98,000 | $ 75,000 |
Camden County New Jersey | 1 | $ 72,000 | $ 72,000 | $ 167,000 |
Gloucester County New Jersey | 1 | $ 206,000 | $ 206,000 | $ 103,000 |
Niagara County New York | 1 | $ 32,000 | $ 32,000 | $ 50,000 |
Mecklenburg County North Carolina | 1 | $ 625,000 | $ 625,000 | $ 194,000 |
Wake County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 65,000 |
Clermont County Ohio | 1 | $ 320,000 | $ 320,000 | $ 250,000 |
Crawford County Ohio | 1 | $ 110,000 | $ 110,000 | $ 110,000 |
Hamilton County Ohio | 1 | $ 20,000 | $ 20,000 | $ 70,000 |
Jackson County Ohio | 1 | $ 81,000 | $ 81,000 | $ 82,000 |
Knox County Ohio | 1 | $ 20,000 | $ 20,000 | $ 105,000 |
Bucks County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
Chester County Pennsylvania | 1 | $ 410,000 | $ 410,000 | $ 240,000 |
Philadelphia County Pennsylvania | 1 | $ 536,000 | $ 536,000 | $ 217,000 |
Lawrence County South Dakota | 1 | $ 117,000 | $ 117,000 | $ 155,000 |
Minnehaha County South Dakota | 1 | $ 377,000 | $ 377,000 | $ 236,000 |
Bedford County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 74,000 |
DeKalb County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 40,000 |
Dickson County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 110,000 |
Shelby County Tennessee | 1 | $ 372,000 | $ 372,000 | $ 208,000 |
Wilson County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 133,000 |
Harris County Texas | 1 | $ 360,000 | $ 360,000 | $ 276,000 |
Pierce County Wisconsin | 1 | $ 259,000 | $ 259,000 | $ 190,000 |
Vilas County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 1,563,000 |
Waukesha County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 140,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Minnesota,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 216 | $37,007,000 | $171,000 | $850,000 | $132,000 | $707,000 |
Home Purchase | 110 | $25,606,000 | $232,000 | $920,000 | $121,000 | $790,000 |
Home Improvement | 62 | $4,085,000 | $65,000 | $1,166,000 | $177,000 | $1,563,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 305 | $50,616,000 | $165,000 | $1,166,000 | $138,000 | $1,563,000 |
Not Provided | 45 | $8,108,000 | $180,000 | $669,000 | $120,000 | $386,000 |
Hispanic | 14 | $2,325,000 | $166,000 | $417,000 | $106,000 | $215,000 |
Black or African American | 12 | $2,724,000 | $227,000 | $464,000 | $178,000 | $600,000 |
Asian | 10 | $2,467,000 | $246,000 | $472,000 | $133,000 | $495,000 |
American Indian or Alaskan Native | 2 | $458,000 | $229,000 | $320,000 | $152,000 | $250,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 387 | $66,643,000 | $172,000 | $1,166,000 | $136,000 | $1,563,000 |
FHA-insured (Federal Housing Administration) | 1 | $55,000 | $55,000 | $55,000 | $75,000 | $75,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 131 | $23,414,000 | $178,000 | $1,166,000 | $171,000 | $1,563,000 |
Application Denied By Financial Institution | 127 | $17,695,000 | $139,000 | $594,000 | $99,000 | $790,000 |
Application Approved But Not Accepted | 53 | $13,030,000 | $245,000 | $600,000 | $121,000 | $420,000 |
Application Withdrawn By Applicant | 52 | $6,462,000 | $124,000 | $542,000 | $157,000 | $707,000 |
File Closed For Incompleteness | 24 | $5,788,000 | $241,000 | $468,000 | $133,000 | $276,000 |
Preapproval Denied by Financial Institution | 1 | $309,000 | $309,000 | $309,000 | $102,000 | $102,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 40 | $5,189,000 | $129,000 | $417,000 | $84,000 | $290,000 |
Collateral | 35 | $3,519,000 | $100,000 | $594,000 | $124,000 | $355,000 |
Other | 22 | $4,554,000 | $207,000 | $560,000 | $134,000 | $790,000 |
Debt-To-Income Ratio | 20 | $2,800,000 | $140,000 | $285,000 | $56,000 | $104,000 |
Insufficient Cash (Downpayment, Closing Cost) | 3 | $456,000 | $152,000 | $309,000 | $61,000 | $102,000 |
Employment History | 2 | $450,000 | $225,000 | $320,000 | $87,000 | $150,000 |
Credit Application Incomplete | 1 | $270,000 | $270,000 | $270,000 | $130,000 | $130,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Minnesota, and search similar information at your convenience.