Molton, Allen & Williams Mtg
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Molton, Allen & Williams Mtg 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Molton, Allen & Williams Mtg 1000 Urban Center Drive, Ste 500 Birmingham, AL 35242 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,821 |
| Total Mortgage Loan Application Amount | $878,249,000 |
| Average Mortgage Loan Application Amount | $163,406 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $71,203 |
| Highest Applicant Income | $936,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Molton, Allen & Williams Mtg. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Molton, Allen & Williams Mtg's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Molton, Allen & Williams Mtg's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Molton, Allen & Williams Mtg serves its applicants.
Each category highlights the total number of mortgage applications processed by Molton, Allen & Williams Mtg, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Molton, Allen & Williams Mtg's mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 678 | $ 89,257,000 | $ 131,000 | $ 59,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 646 | $ 99,460,000 | $ 153,000 | $ 57,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 385 | $ 61,865,000 | $ 160,000 | $ 70,000 |
| BALTIMORE-TOWSON, MD | 186 | $ 32,884,000 | $ 176,000 | $ 69,000 |
| ROANOKE, VA | 149 | $ 17,398,000 | $ 116,000 | $ 45,000 |
| JACKSONVILLE, FL | 145 | $ 22,778,000 | $ 157,000 | $ 81,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 128 | $ 21,651,000 | $ 169,000 | $ 60,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 109 | $ 13,571,000 | $ 124,000 | $ 59,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 101 | $ 23,937,000 | $ 237,000 | $ 85,000 |
| CAPE CORAL-FORT MYERS, FL | 88 | $ 13,064,000 | $ 148,000 | $ 57,000 |
| JOPLIN, MO | 84 | $ 8,219,000 | $ 97,000 | $ 52,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 70 | $ 10,153,000 | $ 145,000 | $ 52,000 |
| WINCHESTER, VA-WV | 63 | $ 9,693,000 | $ 153,000 | $ 60,000 |
| MOBILE, AL | 61 | $ 5,730,000 | $ 93,000 | $ 51,000 |
| ORLANDO, FL | 55 | $ 6,507,000 | $ 118,000 | $ 52,000 |
| SARASOTA-BRADENTON-VENICE, FL | 55 | $ 9,428,000 | $ 171,000 | $ 66,000 |
| BIRMINGHAM-HOOVER, AL | 52 | $ 7,475,000 | $ 143,000 | $ 58,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 52 | $ 9,007,000 | $ 173,000 | $ 82,000 |
| LAKELAND, FL | 48 | $ 6,341,000 | $ 132,000 | $ 89,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 48 | $ 6,905,000 | $ 143,000 | $ 61,000 |
| RICHMOND, VA | 48 | $ 7,211,000 | $ 150,000 | $ 63,000 |
| LYNCHBURG, VA | 47 | $ 5,673,000 | $ 120,000 | $ 47,000 |
| OKLAHOMA CITY, OK | 47 | $ 4,459,000 | $ 94,000 | $ 50,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 46 | $ 6,678,000 | $ 145,000 | $ 50,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 39 | $ 4,970,000 | $ 127,000 | $ 62,000 |
| BOSTON-QUINCY, MA | 35 | $ 8,123,000 | $ 232,000 | $ 87,000 |
| COLUMBUS, GA-AL | 35 | $ 4,294,000 | $ 122,000 | $ 48,000 |
| GADSDEN, AL | 34 | $ 3,376,000 | $ 99,000 | $ 47,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 32 | $ 4,831,000 | $ 150,000 | $ 69,000 |
| CLARKSVILLE, TN-KY | 31 | $ 3,219,000 | $ 103,000 | $ 59,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 31 | $ 3,535,000 | $ 114,000 | $ 50,000 |
| FLORENCE-MUSCLE SHOALS, AL | 27 | $ 2,818,000 | $ 104,000 | $ 55,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 26 | $ 4,927,000 | $ 189,000 | $ 74,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 25 | $ 2,691,000 | $ 107,000 | $ 58,000 |
| ESSEX COUNTY, MA | 21 | $ 5,154,000 | $ 245,000 | $ 67,000 |
| KANSAS CITY, MO-KS | 21 | $ 3,119,000 | $ 148,000 | $ 79,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 20 | $ 3,557,000 | $ 177,000 | $ 80,000 |
| MEMPHIS, TN-MS-AR | 19 | $ 1,649,000 | $ 86,000 | $ 44,000 |
| MONTGOMERY, AL | 18 | $ 2,547,000 | $ 141,000 | $ 48,000 |
| TULSA, OK | 17 | $ 1,458,000 | $ 85,000 | $ 52,000 |
| ST. LOUIS, MO-IL | 16 | $ 2,394,000 | $ 149,000 | $ 48,000 |
| TUSCALOOSA, AL | 16 | $ 1,685,000 | $ 105,000 | $ 40,000 |
| AUBURN-OPELIKA, AL | 13 | $ 1,615,000 | $ 124,000 | $ 56,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 13 | $ 3,040,000 | $ 233,000 | $ 86,000 |
| NAPLES-MARCO ISLAND, FL | 13 | $ 2,074,000 | $ 159,000 | $ 75,000 |
| BOWLING GREEN, KY | 12 | $ 1,743,000 | $ 145,000 | $ 102,000 |
| GAINESVILLE, GA | 12 | $ 1,660,000 | $ 138,000 | $ 66,000 |
| CHARLESTON, WV | 11 | $ 1,032,000 | $ 93,000 | $ 54,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 11 | $ 2,363,000 | $ 214,000 | $ 106,000 |
| RALEIGH-CARY, NC | 11 | $ 1,773,000 | $ 161,000 | $ 66,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 10 | $ 1,229,000 | $ 122,000 | $ 50,000 |
| WORCESTER, MA | 10 | $ 2,332,000 | $ 233,000 | $ 85,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 9 | $ 971,000 | $ 107,000 | $ 34,000 |
| DECATUR, AL | 9 | $ 787,000 | $ 87,000 | $ 38,000 |
| HUNTSVILLE, AL | 9 | $ 1,439,000 | $ 159,000 | $ 69,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 9 | $ 1,254,000 | $ 139,000 | $ 45,000 |
| LOUISVILLE, KY-IN | 9 | $ 1,269,000 | $ 141,000 | $ 61,000 |
| ANNISTON-OXFORD, AL | 8 | $ 863,000 | $ 107,000 | $ 47,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 8 | $ 1,467,000 | $ 183,000 | $ 62,000 |
| JACKSON, MS | 8 | $ 1,041,000 | $ 130,000 | $ 88,000 |
| OCALA, FL | 8 | $ 1,001,000 | $ 125,000 | $ 54,000 |
| BARNSTABLE TOWN, MA | 7 | $ 1,858,000 | $ 265,000 | $ 90,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 7 | $ 1,102,000 | $ 157,000 | $ 50,000 |
| OWENSBORO, KY | 7 | $ 626,000 | $ 89,000 | $ 40,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 7 | $ 1,340,000 | $ 191,000 | $ 63,000 |
| CHARLOTTESVILLE, VA | 6 | $ 940,000 | $ 156,000 | $ 68,000 |
| DOTHAN, AL | 6 | $ 529,000 | $ 88,000 | $ 46,000 |
| MANCHESTER-NASHUA, NH | 6 | $ 1,089,000 | $ 181,000 | $ 67,000 |
| PANAMA CITY-LYNN HAVEN, FL | 6 | $ 1,000,000 | $ 166,000 | $ 109,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 6 | $ 1,053,000 | $ 175,000 | $ 67,000 |
| WILMINGTON, NC | 6 | $ 665,000 | $ 110,000 | $ 39,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 5 | $ 933,000 | $ 186,000 | $ 89,000 |
| SALISBURY, MD | 5 | $ 744,000 | $ 148,000 | $ 72,000 |
| TALLAHASSEE, FL | 5 | $ 620,000 | $ 124,000 | $ 54,000 |
| INDIANAPOLIS, IN | 4 | $ 821,000 | $ 205,000 | $ 95,000 |
| PUNTA GORDA, FL | 4 | $ 413,000 | $ 103,000 | $ 69,000 |
| SAVANNAH, GA | 4 | $ 555,000 | $ 138,000 | $ 72,000 |
| WILMINGTON, DE-MD-NJ | 4 | $ 653,000 | $ 163,000 | $ 49,000 |
| WINSTON-SALEM, NC | 4 | $ 357,000 | $ 89,000 | $ 52,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 3 | $ 265,000 | $ 88,000 | $ 52,000 |
| BATON ROUGE, LA | 3 | $ 323,000 | $ 107,000 | $ 62,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 3 | $ 325,000 | $ 108,000 | $ 38,000 |
| EVANSVILLE, IN-KY | 3 | $ 186,000 | $ 62,000 | $ 61,000 |
| GAINESVILLE, FL | 3 | $ 383,000 | $ 127,000 | $ 48,000 |
| LAFAYETTE, IN | 3 | $ 244,000 | $ 81,000 | $ 38,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 3 | $ 303,000 | $ 101,000 | $ 43,000 |
| SPRINGFIELD, MA | 3 | $ 420,000 | $ 140,000 | $ 57,000 |
| WARNER ROBINS, GA | 3 | $ 661,000 | $ 220,000 | $ 74,000 |
| ALBANY, GA | 2 | $ 260,000 | $ 130,000 | $ 36,000 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 218,000 | $ 109,000 | $ 91,000 |
| BRUNSWICK, GA | 2 | $ 360,000 | $ 180,000 | $ 51,000 |
| DOVER, DE | 2 | $ 235,000 | $ 117,000 | $ 111,000 |
| DURHAM, NC | 2 | $ 231,000 | $ 115,000 | $ 33,000 |
| ELIZABETHTOWN, KY | 2 | $ 180,000 | $ 90,000 | $ 50,000 |
| FORT WORTH-ARLINGTON, TX | 2 | $ 239,000 | $ 119,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 188,000 | $ 94,000 | $ 16,000 |
| JACKSONVILLE, NC | 2 | $ 229,000 | $ 114,000 | $ 42,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 2 | $ 227,000 | $ 113,000 | $ 57,000 |
| NEW HAVEN-MILFORD, CT | 2 | $ 297,000 | $ 148,000 | $ 73,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 2 | $ 359,000 | $ 179,000 | $ 99,000 |
| VALDOSTA, GA | 2 | $ 236,000 | $ 118,000 | $ 48,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 2 | $ 334,000 | $ 167,000 | $ 62,000 |
| ASHEVILLE, NC | 1 | $ 220,000 | $ 220,000 | $ 91,000 |
| AUSTIN-ROUND ROCK, TX | 1 | $ 110,000 | $ 110,000 | $ 0 |
| BLOOMINGTON, IN | 1 | $ 71,000 | $ 71,000 | $ 35,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 1,000,000 | $ 1,000,000 | $ 281,000 |
| COLUMBIA, MO | 1 | $ 213,000 | $ 213,000 | $ 71,000 |
| COLUMBIA, SC | 1 | $ 122,000 | $ 122,000 | $ 60,000 |
| CUMBERLAND, MD-WV | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| DALLAS-PLANO-IRVING, TX | 1 | $ 154,000 | $ 154,000 | $ 0 |
| DANVILLE, VA | 1 | $ 63,000 | $ 63,000 | $ 17,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 1 | $ 66,000 | $ 66,000 | $ 0 |
| GARY, IN | 1 | $ 89,000 | $ 89,000 | $ 38,000 |
| GREENVILLE, SC | 1 | $ 91,000 | $ 91,000 | $ 43,000 |
| GULFPORT-BILOXI, MS | 1 | $ 124,000 | $ 124,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 1 | $ 330,000 | $ 330,000 | $ 74,000 |
| JACKSON, MI | 1 | $ 114,000 | $ 114,000 | $ 55,000 |
| JACKSON, TN | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 95,000 | $ 95,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| KNOXVILLE, TN | 1 | $ 61,000 | $ 61,000 | $ 61,000 |
| LAWTON, OK | 1 | $ 82,000 | $ 82,000 | $ 28,000 |
| LEWISTON-AUBURN, ME | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| MCALLEN-EDINBURG-PHARR, TX | 1 | $ 46,000 | $ 46,000 | $ 20,000 |
| MONROE, MI | 1 | $ 170,000 | $ 170,000 | $ 0 |
| RACINE, WI | 1 | $ 191,000 | $ 191,000 | $ 112,000 |
| ROME, GA | 1 | $ 76,000 | $ 76,000 | $ 38,000 |
| TERRE HAUTE, IN | 1 | $ 86,000 | $ 86,000 | $ 137,000 |
| VERO BEACH, FL | 1 | $ 138,000 | $ 138,000 | $ 27,000 |
Mortgage Loan Application Detail Totals for Molton, Allen & Williams Mtg in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,973 | $471,640,000 | $175,500 | $1,000,000 | $67,333 | $936,000 |
| Home Purchase | 2,848 | $406,609,000 | $150,896 | $822,000 | $75,206 | $658,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,293 | $651,418,000 | $150,133 | $822,000 | $68,500 | $936,000 |
| Black or African American | 652 | $87,565,000 | $135,173 | $619,000 | $43,304 | $267,000 |
| Not Provided | 339 | $50,760,000 | $152,800 | $732,000 | $70,400 | $417,000 |
| Hispanic | 329 | $49,925,000 | $204,111 | $1,000,000 | $58,666 | $281,000 |
| Asian | 136 | $28,646,000 | $164,230 | $600,000 | $69,000 | $286,000 |
| Native Hawaiian or Other Pacific Islander | 59 | $8,154,000 | $126,875 | $320,000 | $42,750 | $230,000 |
| American Indian or Alaskan Native | 13 | $1,781,000 | $120,625 | $310,000 | $44,500 | $89,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,772 | $616,661,000 | $189,580 | $1,000,000 | $82,741 | $936,000 |
| FHA-insured (Federal Housing Administration) | 1,532 | $185,907,000 | $120,413 | $332,000 | $37,344 | $250,000 |
| VA-guaranteed (Veterans Administration) | 517 | $75,681,000 | $142,388 | $289,000 | $49,333 | $164,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,441 | $677,361,000 | $177,100 | $1,000,000 | $73,366 | $936,000 |
| Application Approved But Not Accepted | 442 | $67,073,000 | $162,458 | $822,000 | $66,916 | $351,000 |
| Application Denied By Financial Institution | 420 | $58,848,000 | $131,500 | $732,000 | $51,150 | $319,000 |
| Application Withdrawn By Applicant | 210 | $31,782,000 | $154,391 | $527,000 | $66,434 | $428,000 |
| Loan Purchased By The Institution | 156 | $23,029,000 | $136,578 | $400,000 | $31,736 | $276,000 |
| File Closed For Incompleteness | 81 | $11,229,000 | $119,647 | $500,000 | $65,529 | $246,000 |
| Preapproval Denied by Financial Institution | 58 | $7,279,000 | $125,000 | $289,000 | $43,000 | $150,000 |
| Preapproval Approved but not Accepted | 13 | $1,648,000 | $126,000 | $189,000 | $64,000 | $81,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 187 | $24,712,000 | $138,062 | $440,000 | $50,375 | $222,000 |
| Debt-To-Income Ratio | 127 | $17,043,000 | $126,285 | $362,000 | $38,357 | $120,000 |
| Other | 43 | $6,971,000 | $133,857 | $732,000 | $67,785 | $300,000 |
| Collateral | 38 | $5,697,000 | $140,153 | $580,000 | $68,230 | $172,000 |
| Unverifiable Information | 23 | $3,371,000 | $202,833 | $538,000 | $65,333 | $233,000 |
| Employment History | 16 | $1,772,000 | $113,454 | $265,000 | $47,818 | $132,000 |
| Credit Application Incomplete | 8 | $953,000 | $119,000 | $156,000 | $55,000 | $91,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $599,000 | $199,666 | $210,000 | $54,333 | $81,000 |
| Mortgage Insurance Denied | 1 | $89,000 | $89,000 | $89,000 | $27,000 | $27,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Molton, Allen & Williams Mtg's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Molton, Allen & Williams Mtg's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.