Montana Mortgage Company
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for Montana.
The mortgage statistics and data below are specific to mortgage loan applications for Montana Mortgage Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Montana Mortgage Company
Po Box 1917
Kalispell, MT 59903
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,839
Total Mortgage Loan Application Amount $214,569,000
Average Mortgage Loan Application Amount $112,666
Highest Mortgage Loan Application Amount $1,250,000
Average Applicant Income $44,250
Highest Applicant Income $2,040,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MT, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Montana Mortgage Company by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Flathead County Montana 341 $ 47,172,000 $ 138,000 $ 52,000
Ravalli County Montana 220 $ 26,183,000 $ 119,000 $ 47,000
Missoula County Montana 86 $ 12,140,000 $ 141,000 $ 96,000
Lewis and Clark County Montana 60 $ 7,627,000 $ 127,000 $ 56,000
Ada County Idaho 52 $ 5,576,000 $ 107,000 $ 46,000
Yellowstone County Montana 41 $ 4,204,000 $ 102,000 $ 50,000
Canyon County Idaho 40 $ 3,724,000 $ 93,000 $ 46,000
Sanders County Montana 36 $ 4,227,000 $ 117,000 $ 35,000
Kootenai County Idaho 32 $ 3,750,000 $ 117,000 $ 53,000
Cascade County Montana 25 $ 2,330,000 $ 93,000 $ 37,000
Gallatin County Montana 23 $ 2,949,000 $ 128,000 $ 102,000
Twin Falls County Idaho 19 $ 1,739,000 $ 91,000 $ 43,000
Lake County Montana 15 $ 2,160,000 $ 144,000 $ 76,000
Silver Bow County Montana 15 $ 927,000 $ 61,000 $ 45,000
Bannock County Idaho 13 $ 1,104,000 $ 84,000 $ 53,000
Bonneville County Idaho 13 $ 1,095,000 $ 84,000 $ 51,000
Jefferson County Montana 11 $ 1,094,000 $ 99,000 $ 40,000
Mineral County Montana 11 $ 1,094,000 $ 99,000 $ 39,000
Laramie County Wyoming 10 $ 1,159,000 $ 115,000 $ 66,000
Lincoln County Montana 9 $ 972,000 $ 108,000 $ 42,000
Natrona County Wyoming 9 $ 960,000 $ 106,000 $ 58,000
Gem County Idaho 7 $ 498,000 $ 71,000 $ 35,000
Jerome County Idaho 7 $ 546,000 $ 78,000 $ 32,000
Bingham County Idaho 6 $ 565,000 $ 94,000 $ 45,000
Fremont County Idaho 6 $ 449,000 $ 74,000 $ 41,000
Jefferson County Idaho 6 $ 671,000 $ 111,000 $ 38,000
Shoshone County Idaho 6 $ 398,000 $ 66,000 $ 38,000
Dawson County Montana 6 $ 380,000 $ 63,000 $ 49,000
Park County Montana 6 $ 728,000 $ 121,000 $ 41,000
Fremont County Wyoming 6 $ 675,000 $ 112,000 $ 48,000
Sweetwater County Wyoming 6 $ 717,000 $ 119,000 $ 76,000
Blaine County Idaho 5 $ 2,064,000 $ 412,000 $ 265,000
Bonner County Idaho 5 $ 369,000 $ 73,000 $ 35,000
Cassia County Idaho 5 $ 347,000 $ 69,000 $ 33,000
Gooding County Idaho 5 $ 511,000 $ 102,000 $ 60,000
Latah County Idaho 5 $ 755,000 $ 151,000 $ 95,000
Nez Perce County Idaho 5 $ 350,000 $ 70,000 $ 51,000
Payette County Idaho 5 $ 508,000 $ 101,000 $ 51,000
Washington County Idaho 5 $ 362,000 $ 72,000 $ 33,000
Custer County Montana 5 $ 441,000 $ 88,000 $ 53,000
Goshen County Wyoming 5 $ 435,000 $ 87,000 $ 59,000
Sheridan County Wyoming 5 $ 530,000 $ 106,000 $ 61,000
Teton County Idaho 4 $ 584,000 $ 146,000 $ 39,000
Deer Lodge County Montana 4 $ 268,000 $ 67,000 $ 35,000
Glacier County Montana 4 $ 348,000 $ 87,000 $ 32,000
Adams County Idaho 3 $ 284,000 $ 94,000 $ 40,000
Madison County Idaho 3 $ 339,000 $ 113,000 $ 51,000
Broadwater County Montana 3 $ 297,000 $ 99,000 $ 45,000
Chouteau County Montana 3 $ 298,000 $ 99,000 $ 41,000
Powell County Montana 3 $ 447,000 $ 149,000 $ 96,000
Roosevelt County Montana 3 $ 138,000 $ 46,000 $ 30,000
Rosebud County Montana 3 $ 250,000 $ 83,000 $ 47,000
Stillwater County Montana 3 $ 275,000 $ 91,000 $ 31,000
Toole County Montana 3 $ 155,000 $ 51,000 $ 15,000
Albany County Wyoming 3 $ 404,000 $ 134,000 $ 39,000
Niobrara County Wyoming 3 $ 356,000 $ 118,000 $ 64,000
Uinta County Wyoming 3 $ 321,000 $ 107,000 $ 58,000
Boundary County Idaho 2 $ 166,000 $ 83,000 $ 64,000
Caribou County Idaho 2 $ 197,000 $ 98,000 $ 59,000
Clearwater County Idaho 2 $ 222,000 $ 111,000 $ 25,000
Elmore County Idaho 2 $ 153,000 $ 76,000 $ 39,000
Lincoln County Idaho 2 $ 225,000 $ 112,000 $ 45,000
Owyhee County Idaho 2 $ 174,000 $ 87,000 $ 30,000
Big Horn County Montana 2 $ 94,000 $ 47,000 $ 36,000
Carbon County Montana 2 $ 131,000 $ 65,000 $ 34,000
Daniels County Montana 2 $ 190,000 $ 95,000 $ 46,000
Fergus County Montana 2 $ 346,000 $ 173,000 $ 0
Granite County Montana 2 $ 253,000 $ 126,000 $ 44,000
Hill County Montana 2 $ 102,000 $ 51,000 $ 43,000
Meagher County Montana 2 $ 262,000 $ 131,000 $ 55,000
Pondera County Montana 2 $ 110,000 $ 55,000 $ 39,000
Big Horn County Wyoming 2 $ 201,000 $ 100,000 $ 39,000
Campbell County Wyoming 2 $ 210,000 $ 105,000 $ 65,000
Converse County Wyoming 2 $ 217,000 $ 108,000 $ 85,000
Hot Springs County Wyoming 2 $ 118,000 $ 59,000 $ 36,000
Lincoln County Wyoming 2 $ 116,000 $ 58,000 $ 30,000
Sublette County Wyoming 2 $ 380,000 $ 190,000 $ 71,000
Bear Lake County Idaho 1 $ 61,000 $ 61,000 $ 0
Custer County Idaho 1 $ 46,000 $ 46,000 $ 50,000
Lemhi County Idaho 1 $ 45,000 $ 45,000 $ 37,000
Lewis County Idaho 1 $ 79,000 $ 79,000 $ 55,000
Minidoka County Idaho 1 $ 54,000 $ 54,000 $ 30,000
Valley County Idaho 1 $ 108,000 $ 108,000 $ 40,000
Beaverhead County Montana 1 $ 115,000 $ 115,000 $ 77,000
Blaine County Montana 1 $ 40,000 $ 40,000 $ 37,000
Judith Basin County Montana 1 $ 77,000 $ 77,000 $ 49,000
Madison County Montana 1 $ 131,000 $ 131,000 $ 69,000
Musselshell County Montana 1 $ 71,000 $ 71,000 $ 0
Sweet Grass County Montana 1 $ 94,000 $ 94,000 $ 51,000
Teton County Montana 1 $ 48,000 $ 48,000 $ 21,000
Valley County Montana 1 $ 81,000 $ 81,000 $ 91,000
Wheatland County Montana 1 $ 50,000 $ 50,000 $ 72,000
Wibaux County Montana 1 $ 38,000 $ 38,000 $ 24,000
Oklahoma County Oklahoma 1 $ 142,000 $ 142,000 $ 58,000
Carbon County Wyoming 1 $ 88,000 $ 88,000 $ 0
Johnson County Wyoming 1 $ 163,000 $ 163,000 $ 64,000
Park County Wyoming 1 $ 70,000 $ 70,000 $ 17,000
Washakie County Wyoming 1 $ 84,000 $ 84,000 $ 65,000
Weston County Wyoming 1 $ 117,000 $ 117,000 $ 43,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Montana, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Montana Mortgage Company in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,027 $116,874,000 $113,166 $800,000 $45,333 $1,200,000
Refinancing 804 $96,536,000 $105,500 $1,250,000 $39,750 $2,040,000
Home Improvement 8 $1,159,000 $125,500 $250,000 $50,000 $115,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,653 $194,861,000 $112,000 $1,250,000 $43,000 $2,040,000
Not Provided 114 $12,526,000 $99,250 $288,000 $37,250 $1,200,000
Hispanic 32 $2,858,000 $84,250 $195,000 $44,250 $124,000
American Indian or Alaskan Native 21 $2,368,000 $99,333 $412,000 $39,000 $673,000
Native Hawaiian or Other Pacific Islander 8 $621,000 $90,000 $147,000 $40,500 $70,000
Not applicable 6 $735,000 $122,000 $301,000 $24,000 $51,000
Black or African American 3 $329,000 $118,500 $146,000 $39,000 $42,000
Asian 2 $271,000 $135,500 $159,000 $63,000 $84,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,197 $147,896,000 $120,000 $1,250,000 $48,200 $2,040,000
FHA-insured (Federal Housing Administration) 347 $33,732,000 $91,500 $190,000 $38,000 $158,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 201 $21,729,000 $106,200 $234,000 $32,000 $84,000
VA-guaranteed (Veterans Administration) 94 $11,212,000 $113,250 $241,000 $37,000 $221,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 578 $60,933,000 $101,600 $1,250,000 $37,400 $420,000
Loan Originated 565 $70,671,000 $105,666 $620,000 $47,000 $1,416,000
Application Withdrawn By Applicant 517 $62,898,000 $120,800 $800,000 $50,600 $2,040,000
Application Approved But Not Accepted 177 $19,554,000 $101,750 $415,000 $39,500 $175,000
File Closed For Incompleteness 2 $513,000 $256,000 $495,000 $129,000 $244,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 376 $39,937,000 $103,750 $1,250,000 $32,750 $326,000
Other 66 $6,515,000 $103,000 $180,000 $45,600 $234,000
Debt-To-Income Ratio 31 $3,629,000 $100,500 $240,000 $41,000 $400,000
Collateral 28 $3,164,000 $122,000 $246,000 $73,666 $133,000
Insufficient Cash (Downpayment, Closing Cost) 22 $2,025,000 $103,666 $195,000 $52,000 $132,000
Employment History 3 $221,000 $87,000 $128,000 $13,500 $30,000
Unverifiable Information 2 $108,000 $54,000 $67,000 $23,000 $23,000
Credit Application Incomplete 1 $58,000 $58,000 $58,000 $17,000 $17,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MT, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Montana, and search similar information at your convenience.

Download the Montana Lender List