Montgomery Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Montgomery Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Montgomery Bank P.O. Box 948 Sikeston, MO 63801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,092 |
| Total Mortgage Loan Application Amount | $163,053,000 |
| Average Mortgage Loan Application Amount | $133,000 |
| Highest Mortgage Loan Application Amount | $2,951,000 |
| Average Applicant Income | $66,000 |
| Highest Applicant Income | $1,482,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Montgomery Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Montgomery Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Montgomery Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Montgomery Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Montgomery Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Montgomery Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 296 | $ 63,832,000 | $ 215,000 | $ 101,000 |
| Cape Girardeau County Missouri | 144 | $ 21,123,000 | $ 146,000 | $ 90,000 |
| St. Charles County Missouri | 78 | $ 13,780,000 | $ 176,000 | $ 82,000 |
| St. Louis City County Missouri | 65 | $ 11,785,000 | $ 181,000 | $ 54,000 |
| Scott County Missouri | 64 | $ 5,957,000 | $ 93,000 | $ 57,000 |
| Jefferson County Missouri | 46 | $ 5,163,000 | $ 112,000 | $ 42,000 |
| Stoddard County Missouri | 36 | $ 1,404,000 | $ 39,000 | $ 49,000 |
| Cook County Illinois | 29 | $ 10,116,000 | $ 348,000 | $ 140,000 |
| Madison County Illinois | 20 | $ 1,826,000 | $ 91,000 | $ 44,000 |
| St. Clair County Illinois | 20 | $ 1,013,000 | $ 50,000 | $ 24,000 |
| Williamson County Illinois | 17 | $ 134,000 | $ 7,000 | $ 0 |
| St. Francois County Missouri | 15 | $ 607,000 | $ 40,000 | $ 10,000 |
| Butler County Missouri | 12 | $ 309,000 | $ 25,000 | $ 6,000 |
| Franklin County Missouri | 12 | $ 1,452,000 | $ 121,000 | $ 52,000 |
| McCracken County Kentucky | 9 | $ 50,000 | $ 5,000 | $ 0 |
| New Madrid County Missouri | 9 | $ 747,000 | $ 83,000 | $ 75,000 |
| Lincoln County Missouri | 8 | $ 409,000 | $ 51,000 | $ 23,000 |
| Wayne County Missouri | 8 | $ 51,000 | $ 6,000 | $ 0 |
| Vanderburgh County Indiana | 7 | $ 44,000 | $ 6,000 | $ 0 |
| Madison County Missouri | 7 | $ 40,000 | $ 5,000 | $ 3,000 |
| Mississippi County Missouri | 7 | $ 215,000 | $ 30,000 | $ 78,000 |
| Perry County Missouri | 7 | $ 305,000 | $ 43,000 | $ 39,000 |
| Johnson County Illinois | 6 | $ 31,000 | $ 5,000 | $ 0 |
| Johnson County Kansas | 6 | $ 1,520,000 | $ 253,000 | $ 242,000 |
| Washington County Missouri | 6 | $ 34,000 | $ 5,000 | $ 0 |
| Franklin County Illinois | 5 | $ 39,000 | $ 7,000 | $ 0 |
| Lake County Illinois | 5 | $ 1,475,000 | $ 295,000 | $ 135,000 |
| Massac County Illinois | 5 | $ 31,000 | $ 6,000 | $ 0 |
| Perry County Illinois | 5 | $ 35,000 | $ 7,000 | $ 0 |
| Bollinger County Missouri | 5 | $ 196,000 | $ 39,000 | $ 6,000 |
| Ste. Genevieve County Missouri | 5 | $ 201,000 | $ 40,000 | $ 20,000 |
| Alexander County Illinois | 4 | $ 19,000 | $ 4,000 | $ 0 |
| DuPage County Illinois | 4 | $ 1,080,000 | $ 270,000 | $ 173,000 |
| Randolph County Illinois | 4 | $ 244,000 | $ 61,000 | $ 11,000 |
| Ripley County Missouri | 4 | $ 21,000 | $ 5,000 | $ 0 |
| Warren County Missouri | 4 | $ 391,000 | $ 97,000 | $ 90,000 |
| Clinton County Illinois | 3 | $ 14,000 | $ 4,000 | $ 0 |
| Jackson County Illinois | 3 | $ 12,000 | $ 4,000 | $ 0 |
| Union County Illinois | 3 | $ 113,000 | $ 37,000 | $ 138,000 |
| Will County Illinois | 3 | $ 929,000 | $ 309,000 | $ 105,000 |
| Camden County Missouri | 3 | $ 529,000 | $ 176,000 | $ 86,000 |
| Pemiscot County Missouri | 3 | $ 254,000 | $ 84,000 | $ 54,000 |
| Benton County Arkansas | 2 | $ 273,000 | $ 136,000 | $ 52,000 |
| Faulkner County Arkansas | 2 | $ 410,000 | $ 205,000 | $ 103,000 |
| Pulaski County Arkansas | 2 | $ 218,000 | $ 109,000 | $ 57,000 |
| Los Angeles County California | 2 | $ 646,000 | $ 323,000 | $ 91,000 |
| Lee County Florida | 2 | $ 435,000 | $ 217,000 | $ 159,000 |
| Macoupin County Illinois | 2 | $ 68,000 | $ 34,000 | $ 10,000 |
| Saline County Illinois | 2 | $ 10,000 | $ 5,000 | $ 0 |
| White County Illinois | 2 | $ 11,000 | $ 5,000 | $ 0 |
| Livingston County Michigan | 2 | $ 411,000 | $ 205,000 | $ 77,000 |
| Dunklin County Missouri | 2 | $ 497,000 | $ 248,000 | $ 74,000 |
| Greene County Missouri | 2 | $ 519,000 | $ 259,000 | $ 44,000 |
| Davidson County Tennessee | 2 | $ 375,000 | $ 187,000 | $ 42,000 |
| Yavapai County Arizona | 1 | $ 190,000 | $ 190,000 | $ 47,000 |
| Boone County Arkansas | 1 | $ 223,000 | $ 223,000 | $ 60,000 |
| Crittenden County Arkansas | 1 | $ 107,000 | $ 107,000 | $ 48,000 |
| Garland County Arkansas | 1 | $ 124,000 | $ 124,000 | $ 57,000 |
| Jefferson County Arkansas | 1 | $ 161,000 | $ 161,000 | $ 81,000 |
| Mississippi County Arkansas | 1 | $ 112,000 | $ 112,000 | $ 100,000 |
| Adams County Colorado | 1 | $ 117,000 | $ 117,000 | $ 66,000 |
| Denver County Colorado | 1 | $ 280,000 | $ 280,000 | $ 58,000 |
| Eagle County Colorado | 1 | $ 213,000 | $ 213,000 | $ 60,000 |
| Mesa County Colorado | 1 | $ 211,000 | $ 211,000 | $ 50,000 |
| Summit County Colorado | 1 | $ 710,000 | $ 710,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 1,433,000 | $ 1,433,000 | $ 490,000 |
| Charlotte County Florida | 1 | $ 417,000 | $ 417,000 | $ 960,000 |
| Indian River County Florida | 1 | $ 152,000 | $ 152,000 | $ 165,000 |
| Osceola County Florida | 1 | $ 324,000 | $ 324,000 | $ 276,000 |
| Volusia County Florida | 1 | $ 140,000 | $ 140,000 | $ 100,000 |
| Hall County Georgia | 1 | $ 89,000 | $ 89,000 | $ 24,000 |
| Bond County Illinois | 1 | $ 251,000 | $ 251,000 | $ 106,000 |
| Bureau County Illinois | 1 | $ 200,000 | $ 200,000 | $ 173,000 |
| Champaign County Illinois | 1 | $ 128,000 | $ 128,000 | $ 47,000 |
| Christian County Illinois | 1 | $ 70,000 | $ 70,000 | $ 48,000 |
| Ford County Illinois | 1 | $ 91,000 | $ 91,000 | $ 26,000 |
| Gallatin County Illinois | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Hardin County Illinois | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Marion County Illinois | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Monroe County Illinois | 1 | $ 293,000 | $ 293,000 | $ 105,000 |
| Pulaski County Illinois | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Tazewell County Illinois | 1 | $ 153,000 | $ 153,000 | $ 83,000 |
| Washington County Illinois | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Gibson County Indiana | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Hancock County Indiana | 1 | $ 270,000 | $ 270,000 | $ 118,000 |
| Warrick County Indiana | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Wayne County Indiana | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Dubuque County Iowa | 1 | $ 90,000 | $ 90,000 | $ 130,000 |
| Polk County Iowa | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Wyandotte County Kansas | 1 | $ 72,000 | $ 72,000 | $ 34,000 |
| Carlisle County Kentucky | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Daviess County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Graves County Kentucky | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Marshall County Kentucky | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 227,000 | $ 227,000 | $ 56,000 |
| Worcester County Massachusetts | 1 | $ 77,000 | $ 77,000 | $ 45,000 |
| Roscommon County Michigan | 1 | $ 282,000 | $ 282,000 | $ 90,000 |
| Mower County Minnesota | 1 | $ 63,000 | $ 63,000 | $ 18,000 |
| Boone County Missouri | 1 | $ 180,000 | $ 180,000 | $ 50,000 |
| Clay County Missouri | 1 | $ 123,000 | $ 123,000 | $ 62,000 |
| Henry County Missouri | 1 | $ 118,000 | $ 118,000 | $ 35,000 |
| Jackson County Missouri | 1 | $ 96,000 | $ 96,000 | $ 14,000 |
| Jasper County Missouri | 1 | $ 76,000 | $ 76,000 | $ 42,000 |
| Lafayette County Missouri | 1 | $ 237,000 | $ 237,000 | $ 145,000 |
| Morgan County Missouri | 1 | $ 197,000 | $ 197,000 | $ 114,000 |
| Reynolds County Missouri | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Texas County Missouri | 1 | $ 74,000 | $ 74,000 | $ 31,000 |
| Clark County Nevada | 1 | $ 260,000 | $ 260,000 | $ 78,000 |
| Durham County North Carolina | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 120,000 |
| Delaware County Pennsylvania | 1 | $ 213,000 | $ 213,000 | $ 104,000 |
| Williamson County Tennessee | 1 | $ 264,000 | $ 264,000 | $ 60,000 |
| Bowie County Texas | 1 | $ 77,000 | $ 77,000 | $ 107,000 |
| Fort Bend County Texas | 1 | $ 288,000 | $ 288,000 | $ 486,000 |
| Franklin County Texas | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Smith County Texas | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Tarrant County Texas | 1 | $ 270,000 | $ 270,000 | $ 112,000 |
| Travis County Texas | 1 | $ 240,000 | $ 240,000 | $ 51,000 |
| Roanoke County Virginia | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
| Snohomish County Washington | 1 | $ 351,000 | $ 351,000 | $ 139,000 |
Mortgage Loan Application Detail Totals for Montgomery Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 487 | $99,692,000 | $204,000 | $2,951,000 | $92,000 | $1,482,000 |
| Home Purchase | 327 | $59,629,000 | $182,000 | $2,790,000 | $102,000 | $1,106,000 |
| Home Improvement | 278 | $3,732,000 | $13,000 | $710,000 | $4,000 | $133,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 659 | $124,787,000 | $189,000 | $1,554,000 | $108,000 | $1,482,000 |
| Not applicable | 342 | $24,428,000 | $71,000 | $2,951,000 | $0 | $0 |
| Black or African American | 54 | $5,954,000 | $110,000 | $417,000 | $63,000 | $486,000 |
| Not Provided | 21 | $2,166,000 | $103,000 | $417,000 | $67,000 | $195,000 |
| Asian | 9 | $3,866,000 | $429,000 | $1,402,000 | $363,000 | $585,000 |
| Hispanic | 7 | $1,852,000 | $264,000 | $919,000 | $103,000 | $332,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,024 | $154,318,000 | $150,000 | $2,951,000 | $74,000 | $1,482,000 |
| FHA-insured (Federal Housing Administration) | 65 | $8,457,000 | $130,000 | $325,000 | $53,000 | $141,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $122,000 | $61,000 | $66,000 | $28,000 | $31,000 |
| VA-guaranteed (Veterans Administration) | 1 | $156,000 | $156,000 | $156,000 | $53,000 | $53,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 532 | $67,199,000 | $126,000 | $1,208,000 | $54,000 | $761,000 |
| Loan Originated | 476 | $85,270,000 | $179,000 | $2,951,000 | $91,000 | $1,106,000 |
| Application Withdrawn By Applicant | 46 | $6,621,000 | $143,000 | $384,000 | $122,000 | $1,482,000 |
| Application Denied By Financial Institution | 37 | $3,908,000 | $105,000 | $417,000 | $52,000 | $174,000 |
| Application Approved But Not Accepted | 1 | $55,000 | $55,000 | $55,000 | $95,000 | $95,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 17 | $1,216,000 | $71,000 | $158,000 | $46,000 | $103,000 |
| Debt-To-Income Ratio | 8 | $1,091,000 | $136,000 | $286,000 | $57,000 | $141,000 |
| Collateral | 6 | $1,057,000 | $176,000 | $417,000 | $73,000 | $174,000 |
| Other | 3 | $211,000 | $70,000 | $85,000 | $30,000 | $42,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $211,000 | $105,000 | $131,000 | $55,000 | $76,000 |
| Mortgage Insurance Denied | 1 | $122,000 | $122,000 | $122,000 | $29,000 | $29,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Montgomery Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Montgomery Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.