The Monticello Banking Company
Mortgage Loan Application
Totals and Details
for 2018

Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for The Monticello Banking Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address The Monticello Banking Company
50 North Main Street; Po Box 421
Monticello, KY 42633
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 426
Total Mortgage Loan Application Amount $51,310,000
Average Mortgage Loan Application Amount $132,400
Highest Mortgage Loan Application Amount $1,835,000
Average Applicant Income $59,600
Highest Applicant Income $1,094,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for The Monticello Banking Company by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Wayne County Kentucky 108 $ 7,570,000 $ 70,000 $ 48,000
Pulaski County Kentucky 97 $ 13,435,000 $ 138,000 $ 114,000
Harlan County Kentucky 48 $ 3,760,000 $ 78,000 $ 51,000
Russell County Kentucky 37 $ 4,315,000 $ 116,000 $ 98,000
Warren County Kentucky 34 $ 9,420,000 $ 277,000 $ 153,000
Casey County Kentucky 32 $ 2,110,000 $ 65,000 $ 80,000
Clinton County Kentucky 21 $ 1,465,000 $ 69,000 $ 87,000
Barren County Kentucky 9 $ 1,075,000 $ 119,000 $ 56,000
Fayette County Kentucky 9 $ 2,325,000 $ 258,000 $ 176,000
Adair County Kentucky 4 $ 680,000 $ 170,000 $ 57,000
McCreary County Kentucky 4 $ 320,000 $ 80,000 $ 59,000
Allen County Kentucky 2 $ 100,000 $ 50,000 $ 24,000
Boyle County Kentucky 2 $ 140,000 $ 70,000 $ 85,000
Cumberland County Kentucky 2 $ 130,000 $ 65,000 $ 85,000
Hamilton County Ohio 2 $ 580,000 $ 290,000 $ 175,000
Miami-Dade County Florida 1 $ 675,000 $ 675,000 $ 213,000
Richmond County Georgia 1 $ 205,000 $ 205,000 $ 110,000
Bell County Kentucky 1 $ 25,000 $ 25,000 $ 35,000
Edmonson County Kentucky 1 $ 255,000 $ 255,000 $ 109,000
Garrard County Kentucky 1 $ 135,000 $ 135,000 $ 68,000
Hardin County Kentucky 1 $ 245,000 $ 245,000 $ 0
Jefferson County Kentucky 1 $ 245,000 $ 245,000 $ 60,000
Jessamine County Kentucky 1 $ 255,000 $ 255,000 $ 304,000
Laurel County Kentucky 1 $ 415,000 $ 415,000 $ 80,000
Taylor County Kentucky 1 $ 145,000 $ 145,000 $ 72,000
Whitley County Kentucky 1 $ 305,000 $ 305,000 $ 240,000
Pitt County North Carolina 1 $ 455,000 $ 455,000 $ 319,000
Aiken County South Carolina 1 $ 155,000 $ 155,000 $ 110,000
Carter County Tennessee 1 $ 185,000 $ 185,000 $ 164,000
Hamilton County Tennessee 1 $ 185,000 $ 185,000 $ 174,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for The Monticello Banking Company in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 272 $32,490,000 $119,000 $1,835,000 $89,000 $1,094,000
Refinancing 83 $12,035,000 $145,000 $875,000 $87,000 $529,000
Cash-out Refinancing 63 $5,745,000 $91,000 $405,000 $65,000 $277,000
Home Improvement 7 $855,000 $122,000 $445,000 $57,000 $127,000
Not Applicable 1 $185,000 $185,000 $185,000 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 377 $39,655,000 $105,000 $755,000 $84,000 $1,094,000
Not applicable 39 $9,445,000 $242,000 $1,835,000 $0 $0
Asian 4 $1,330,000 $332,000 $555,000 $121,000 $231,000
Hispanic 3 $125,000 $41,000 $75,000 $39,000 $50,000
Black or African American 1 $35,000 $35,000 $35,000 $20,000 $20,000
Not Provided 1 $435,000 $435,000 $435,000 $281,000 $281,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 416 $50,320,000 $120,000 $1,835,000 $85,000 $1,094,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $990,000 $99,000 $165,000 $36,000 $54,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 277 $37,685,000 $136,000 $1,835,000 $101,000 $1,094,000
Application Denied By Financial Institution 84 $5,720,000 $68,000 $295,000 $42,000 $143,000
Application Withdrawn By Applicant 65 $7,905,000 $121,000 $675,000 $78,000 $331,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 342 $45,590,000 $133,000 $1,835,000 $96,000 $1,094,000
Credit History 57 $3,105,000 $54,000 $185,000 $40,000 $143,000
Debt-To-Income Ratio 18 $1,920,000 $106,000 $295,000 $45,000 $114,000
Employment History 4 $160,000 $40,000 $85,000 $25,000 $50,000
Other 3 $445,000 $148,000 $195,000 $59,000 $83,000
Unverifiable Information 1 $85,000 $85,000 $85,000 $140,000 $140,000
Collateral 1 $5,000 $5,000 $5,000 $17,000 $17,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.

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