Mortgage 1 Incorporated
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Mortgage 1 Incorporated.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Mortgage 1 Incorporated 43456 Mound Road Sterling Heights, MI 49314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 14,103 |
| Total Mortgage Loan Application Amount | $2,767,875,000 |
| Average Mortgage Loan Application Amount | $197,250 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $96,750 |
| Highest Applicant Income | $5,038,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Macomb County Michigan | 2,566 | $ 481,760,000 | $ 187,000 | $ 84,000 |
| Oakland County Michigan | 2,101 | $ 504,875,000 | $ 240,000 | $ 109,000 |
| Wayne County Michigan | 2,083 | $ 348,775,000 | $ 167,000 | $ 80,000 |
| Lee County Florida | 879 | $ 205,365,000 | $ 233,000 | $ 98,000 |
| Muskegon County Michigan | 749 | $ 119,935,000 | $ 160,000 | $ 65,000 |
| Kent County Michigan | 639 | $ 121,795,000 | $ 190,000 | $ 80,000 |
| Ottawa County Michigan | 597 | $ 132,795,000 | $ 222,000 | $ 99,000 |
| Washtenaw County Michigan | 594 | $ 146,910,000 | $ 247,000 | $ 108,000 |
| Jackson County Michigan | 489 | $ 74,395,000 | $ 152,000 | $ 66,000 |
| St. Clair County Michigan | 396 | $ 72,280,000 | $ 182,000 | $ 71,000 |
| Livingston County Michigan | 365 | $ 91,665,000 | $ 251,000 | $ 98,000 |
| Genesee County Michigan | 319 | $ 56,085,000 | $ 175,000 | $ 79,000 |
| Shiawassee County Michigan | 260 | $ 36,970,000 | $ 142,000 | $ 73,000 |
| Lapeer County Michigan | 202 | $ 40,650,000 | $ 201,000 | $ 74,000 |
| Allegan County Michigan | 123 | $ 25,015,000 | $ 203,000 | $ 75,000 |
| Monroe County Michigan | 121 | $ 22,865,000 | $ 188,000 | $ 73,000 |
| Mason County Michigan | 93 | $ 15,845,000 | $ 170,000 | $ 65,000 |
| Ingham County Michigan | 72 | $ 12,380,000 | $ 171,000 | $ 72,000 |
| Montcalm County Michigan | 68 | $ 10,740,000 | $ 157,000 | $ 56,000 |
| Lenawee County Michigan | 66 | $ 11,640,000 | $ 176,000 | $ 80,000 |
| Oceana County Michigan | 62 | $ 10,880,000 | $ 175,000 | $ 84,000 |
| Montgomery County Ohio | 62 | $ 8,950,000 | $ 144,000 | $ 69,000 |
| Ionia County Michigan | 58 | $ 9,020,000 | $ 155,000 | $ 56,000 |
| Hillsdale County Michigan | 57 | $ 9,595,000 | $ 168,000 | $ 60,000 |
| Manistee County Michigan | 54 | $ 8,600,000 | $ 159,000 | $ 76,000 |
| Kalamazoo County Michigan | 53 | $ 8,635,000 | $ 162,000 | $ 88,000 |
| Saginaw County Michigan | 53 | $ 7,995,000 | $ 150,000 | $ 74,000 |
| Newaygo County Michigan | 49 | $ 7,195,000 | $ 146,000 | $ 63,000 |
| Wexford County Michigan | 49 | $ 7,745,000 | $ 158,000 | $ 78,000 |
| Barry County Michigan | 39 | $ 6,775,000 | $ 173,000 | $ 105,000 |
| Sanilac County Michigan | 30 | $ 4,230,000 | $ 141,000 | $ 68,000 |
| Clinton County Michigan | 29 | $ 4,995,000 | $ 172,000 | $ 84,000 |
| Collier County Florida | 25 | $ 6,125,000 | $ 245,000 | $ 109,000 |
| Greene County Ohio | 25 | $ 4,815,000 | $ 192,000 | $ 79,000 |
| Charlotte County Florida | 23 | $ 5,115,000 | $ 222,000 | $ 111,000 |
| Miami County Ohio | 22 | $ 3,300,000 | $ 150,000 | $ 71,000 |
| Los Angeles County California | 21 | $ 11,565,000 | $ 550,000 | $ 228,000 |
| Clare County Michigan | 20 | $ 2,390,000 | $ 119,000 | $ 97,000 |
| Mecosta County Michigan | 20 | $ 2,570,000 | $ 128,000 | $ 73,000 |
| Osceola County Michigan | 20 | $ 2,560,000 | $ 128,000 | $ 72,000 |
| Calhoun County Michigan | 19 | $ 2,365,000 | $ 124,000 | $ 59,000 |
| Eaton County Michigan | 17 | $ 2,835,000 | $ 166,000 | $ 78,000 |
| Roscommon County Michigan | 17 | $ 3,375,000 | $ 198,000 | $ 135,000 |
| Grand Traverse County Michigan | 15 | $ 3,505,000 | $ 233,000 | $ 116,000 |
| Ogemaw County Michigan | 15 | $ 2,155,000 | $ 143,000 | $ 101,000 |
| Branch County Michigan | 13 | $ 2,365,000 | $ 181,000 | $ 73,000 |
| Cheboygan County Michigan | 13 | $ 3,005,000 | $ 231,000 | $ 125,000 |
| Antrim County Michigan | 12 | $ 3,040,000 | $ 253,000 | $ 148,000 |
| Berrien County Michigan | 12 | $ 2,140,000 | $ 178,000 | $ 92,000 |
| Gladwin County Michigan | 12 | $ 1,840,000 | $ 153,000 | $ 96,000 |
| Alcona County Michigan | 11 | $ 1,665,000 | $ 151,000 | $ 132,000 |
| Iosco County Michigan | 11 | $ 1,495,000 | $ 135,000 | $ 125,000 |
| Lake County Michigan | 11 | $ 1,135,000 | $ 103,000 | $ 97,000 |
| Midland County Michigan | 11 | $ 2,055,000 | $ 186,000 | $ 87,000 |
| Missaukee County Michigan | 11 | $ 1,765,000 | $ 160,000 | $ 80,000 |
| Montmorency County Michigan | 11 | $ 1,585,000 | $ 144,000 | $ 104,000 |
| Lucas County Ohio | 11 | $ 1,435,000 | $ 130,000 | $ 47,000 |
| Crawford County Michigan | 10 | $ 1,420,000 | $ 142,000 | $ 103,000 |
| Huron County Michigan | 10 | $ 1,340,000 | $ 134,000 | $ 113,000 |
| Van Buren County Michigan | 10 | $ 1,840,000 | $ 184,000 | $ 80,000 |
| Alpena County Michigan | 8 | $ 1,070,000 | $ 133,000 | $ 113,000 |
| Bay County Michigan | 8 | $ 980,000 | $ 122,000 | $ 58,000 |
| Marquette County Michigan | 8 | $ 1,190,000 | $ 148,000 | $ 72,000 |
| Presque Isle County Michigan | 8 | $ 1,200,000 | $ 150,000 | $ 111,000 |
| Tuscola County Michigan | 8 | $ 1,330,000 | $ 166,000 | $ 66,000 |
| Sarasota County Florida | 7 | $ 1,515,000 | $ 216,000 | $ 146,000 |
| Emmet County Michigan | 7 | $ 2,265,000 | $ 323,000 | $ 190,000 |
| Gratiot County Michigan | 7 | $ 855,000 | $ 122,000 | $ 50,000 |
| Otsego County Michigan | 7 | $ 1,025,000 | $ 146,000 | $ 86,000 |
| Indian River County Florida | 6 | $ 920,000 | $ 153,000 | $ 134,000 |
| Leelanau County Michigan | 6 | $ 1,290,000 | $ 215,000 | $ 134,000 |
| Hernando County Florida | 5 | $ 1,015,000 | $ 203,000 | $ 110,000 |
| Hillsborough County Florida | 5 | $ 1,855,000 | $ 371,000 | $ 179,000 |
| Benzie County Michigan | 5 | $ 1,455,000 | $ 291,000 | $ 171,000 |
| Charlevoix County Michigan | 5 | $ 1,735,000 | $ 347,000 | $ 538,000 |
| Isabella County Michigan | 5 | $ 665,000 | $ 133,000 | $ 57,000 |
| Kalkaska County Michigan | 5 | $ 1,065,000 | $ 213,000 | $ 146,000 |
| Hendry County Florida | 4 | $ 450,000 | $ 112,000 | $ 51,000 |
| Arenac County Michigan | 4 | $ 670,000 | $ 167,000 | $ 133,000 |
| Butler County Ohio | 4 | $ 730,000 | $ 182,000 | $ 101,000 |
| Preble County Ohio | 4 | $ 470,000 | $ 117,000 | $ 82,000 |
| Broward County Florida | 3 | $ 1,075,000 | $ 358,000 | $ 120,000 |
| Duval County Florida | 3 | $ 705,000 | $ 235,000 | $ 123,000 |
| Lake County Florida | 3 | $ 705,000 | $ 235,000 | $ 77,000 |
| Miami-Dade County Florida | 3 | $ 1,585,000 | $ 528,000 | $ 1,886,000 |
| Pasco County Florida | 3 | $ 785,000 | $ 261,000 | $ 95,000 |
| Pinellas County Florida | 3 | $ 1,125,000 | $ 375,000 | $ 190,000 |
| Cook County Illinois | 3 | $ 735,000 | $ 245,000 | $ 173,000 |
| Williamson County Illinois | 3 | $ 435,000 | $ 145,000 | $ 65,000 |
| Cass County Michigan | 3 | $ 485,000 | $ 161,000 | $ 74,000 |
| Oscoda County Michigan | 3 | $ 595,000 | $ 198,000 | $ 63,000 |
| Clark County Ohio | 3 | $ 495,000 | $ 165,000 | $ 72,000 |
| Cuyahoga County Ohio | 3 | $ 455,000 | $ 151,000 | $ 54,000 |
| Delaware County Ohio | 3 | $ 845,000 | $ 281,000 | $ 148,000 |
| Franklin County Ohio | 3 | $ 845,000 | $ 281,000 | $ 128,000 |
| Shelby County Ohio | 3 | $ 415,000 | $ 138,000 | $ 52,000 |
| Napa County California | 2 | $ 930,000 | $ 465,000 | $ 122,000 |
| San Diego County California | 2 | $ 1,390,000 | $ 695,000 | $ 122,000 |
| Manatee County Florida | 2 | $ 450,000 | $ 225,000 | $ 202,000 |
| Polk County Florida | 2 | $ 320,000 | $ 160,000 | $ 48,000 |
| St. Lucie County Florida | 2 | $ 630,000 | $ 315,000 | $ 98,000 |
| DuPage County Illinois | 2 | $ 360,000 | $ 180,000 | $ 110,000 |
| Chippewa County Michigan | 2 | $ 290,000 | $ 145,000 | $ 55,000 |
| Iron County Michigan | 2 | $ 380,000 | $ 190,000 | $ 50,000 |
| Clermont County Ohio | 2 | $ 420,000 | $ 210,000 | $ 91,000 |
| Clinton County Ohio | 2 | $ 240,000 | $ 120,000 | $ 43,000 |
| Fulton County Ohio | 2 | $ 330,000 | $ 165,000 | $ 45,000 |
| Fort Bend County Texas | 2 | $ 500,000 | $ 250,000 | $ 119,000 |
| Harris County Texas | 2 | $ 290,000 | $ 145,000 | $ 74,000 |
| Kern County California | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Mono County California | 1 | $ 525,000 | $ 525,000 | $ 265,000 |
| Riverside County California | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| San Luis Obispo County California | 1 | $ 415,000 | $ 415,000 | $ 112,000 |
| Middlesex County Connecticut | 1 | $ 265,000 | $ 265,000 | $ 240,000 |
| Alachua County Florida | 1 | $ 35,000 | $ 35,000 | $ 19,000 |
| Citrus County Florida | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Clay County Florida | 1 | $ 165,000 | $ 165,000 | $ 37,000 |
| DeSoto County Florida | 1 | $ 275,000 | $ 275,000 | $ 89,000 |
| Escambia County Florida | 1 | $ 175,000 | $ 175,000 | $ 220,000 |
| Flagler County Florida | 1 | $ 255,000 | $ 255,000 | $ 169,000 |
| Glades County Florida | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Highlands County Florida | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Levy County Florida | 1 | $ 335,000 | $ 335,000 | $ 129,000 |
| Marion County Florida | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Okaloosa County Florida | 1 | $ 255,000 | $ 255,000 | $ 47,000 |
| Orange County Florida | 1 | $ 155,000 | $ 155,000 | $ 149,000 |
| Palm Beach County Florida | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Seminole County Florida | 1 | $ 515,000 | $ 515,000 | $ 495,000 |
| St. Johns County Florida | 1 | $ 325,000 | $ 325,000 | $ 96,000 |
| Suwannee County Florida | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Volusia County Florida | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Walton County Florida | 1 | $ 225,000 | $ 225,000 | $ 168,000 |
| Lake County Illinois | 1 | $ 165,000 | $ 165,000 | $ 92,000 |
| Massac County Illinois | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Will County Illinois | 1 | $ 235,000 | $ 235,000 | $ 107,000 |
| Elkhart County Indiana | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Hamilton County Indiana | 1 | $ 195,000 | $ 195,000 | $ 160,000 |
| Marion County Indiana | 1 | $ 165,000 | $ 165,000 | $ 162,000 |
| Steuben County Indiana | 1 | $ 115,000 | $ 115,000 | $ 85,000 |
| Wabash County Indiana | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Fayette County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Madison County Kentucky | 1 | $ 315,000 | $ 315,000 | $ 72,000 |
| Dickinson County Michigan | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| Mackinac County Michigan | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| St. Joseph County Michigan | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Brown County Ohio | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Darke County Ohio | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Hamilton County Ohio | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Harrison County Ohio | 1 | $ 305,000 | $ 305,000 | $ 141,000 |
| Highland County Ohio | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Mahoning County Ohio | 1 | $ 305,000 | $ 305,000 | $ 141,000 |
| Marion County Ohio | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Medina County Ohio | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Mercer County Ohio | 1 | $ 335,000 | $ 335,000 | $ 156,000 |
| Sandusky County Ohio | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Summit County Ohio | 1 | $ 145,000 | $ 145,000 | $ 110,000 |
| Union County Ohio | 1 | $ 675,000 | $ 675,000 | $ 306,000 |
| Warren County Ohio | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Williams County Ohio | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Cameron County Texas | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Kendall County Texas | 1 | $ 315,000 | $ 315,000 | $ 88,000 |
| Tarrant County Texas | 1 | $ 85,000 | $ 85,000 | $ 88,000 |
| Travis County Texas | 1 | $ 235,000 | $ 235,000 | $ 94,000 |
| Victoria County Texas | 1 | $ 375,000 | $ 375,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Mortgage 1 Incorporated in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,403 | $1,397,145,000 | $188,000 | $935,000 | $77,000 | $5,038,000 |
| Refinancing | 4,654 | $970,690,000 | $208,000 | $1,255,000 | $98,000 | $1,537,000 |
| Cash-out Refinancing | 2,038 | $398,450,000 | $195,000 | $1,505,000 | $104,000 | $2,068,000 |
| Home Improvement | 8 | $1,590,000 | $198,000 | $335,000 | $108,000 | $330,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,029 | $2,372,655,000 | $197,000 | $1,505,000 | $89,000 | $5,038,000 |
| Not Provided | 688 | $136,660,000 | $198,000 | $1,255,000 | $94,000 | $2,068,000 |
| Black or African American | 637 | $107,345,000 | $168,000 | $935,000 | $68,000 | $804,000 |
| Hispanic | 469 | $88,155,000 | $187,000 | $705,000 | $69,000 | $641,000 |
| Asian | 234 | $54,830,000 | $234,000 | $545,000 | $97,000 | $444,000 |
| American Indian or Alaskan Native | 31 | $4,805,000 | $155,000 | $325,000 | $73,000 | $200,000 |
| Not applicable | 7 | $1,835,000 | $262,000 | $455,000 | $93,000 | $202,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,060,000 | $176,000 | $305,000 | $66,000 | $109,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,433 | $2,132,955,000 | $204,000 | $1,505,000 | $99,000 | $5,038,000 |
| FHA-insured (Federal Housing Administration) | 2,670 | $437,140,000 | $163,000 | $455,000 | $56,000 | $338,000 |
| VA-guaranteed (Veterans Administration) | 576 | $131,280,000 | $227,000 | $905,000 | $59,000 | $804,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 424 | $66,500,000 | $156,000 | $455,000 | $46,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,596 | $2,269,980,000 | $195,000 | $905,000 | $88,000 | $1,537,000 |
| Application Withdrawn By Applicant | 1,575 | $324,735,000 | $206,000 | $835,000 | $89,000 | $2,068,000 |
| Application Approved But Not Accepted | 578 | $104,600,000 | $180,000 | $925,000 | $94,000 | $5,038,000 |
| Application Denied By Financial Institution | 226 | $44,030,000 | $194,000 | $935,000 | $66,000 | $610,000 |
| File Closed For Incompleteness | 82 | $17,820,000 | $217,000 | $1,505,000 | $81,000 | $338,000 |
| Preapproval Approved but not Accepted | 32 | $4,510,000 | $140,000 | $315,000 | $50,000 | $109,000 |
| Preapproval Denied by Financial Institution | 14 | $2,200,000 | $157,000 | $455,000 | $33,000 | $60,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 13,863 | $2,721,645,000 | $196,000 | $1,505,000 | $88,000 | $5,038,000 |
| Debt-To-Income Ratio | 95 | $20,095,000 | $211,000 | $935,000 | $49,000 | $312,000 |
| Credit History | 45 | $7,005,000 | $155,000 | $385,000 | $62,000 | $153,000 |
| Collateral | 42 | $8,790,000 | $209,000 | $555,000 | $104,000 | $610,000 |
| Other | 27 | $3,655,000 | $135,000 | $255,000 | $57,000 | $144,000 |
| Employment History | 14 | $2,640,000 | $188,000 | $505,000 | $39,000 | $113,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,040,000 | $173,000 | $295,000 | $70,000 | $151,000 |
| Credit Application Incomplete | 6 | $1,940,000 | $323,000 | $725,000 | $158,000 | $413,000 |
| Unverifiable Information | 5 | $1,065,000 | $213,000 | $305,000 | $53,000 | $98,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.