Mortgage South Inc
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Mortgage South Inc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Mortgage South Inc 5206 Markel Road Ste 100A Richmond, VA 23230 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 266 |
| Total Mortgage Loan Application Amount | $34,405,000 |
| Average Mortgage Loan Application Amount | $132,666 |
| Highest Mortgage Loan Application Amount | $544,000 |
| Average Applicant Income | $60,222 |
| Highest Applicant Income | $264,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Albemarle County Virginia | 33 | $ 6,485,000 | $ 196,000 | $ 79,000 |
| Henrico County Virginia | 22 | $ 2,780,000 | $ 126,000 | $ 60,000 |
| Fluvanna County Virginia | 16 | $ 2,474,000 | $ 154,000 | $ 51,000 |
| Chesterfield County Virginia | 12 | $ 1,479,000 | $ 123,000 | $ 62,000 |
| Horry County South Carolina | 8 | $ 743,000 | $ 92,000 | $ 75,000 |
| Colonial Heights County Virginia | 8 | $ 837,000 | $ 104,000 | $ 52,000 |
| Louisa County Virginia | 8 | $ 850,000 | $ 106,000 | $ 52,000 |
| Dinwiddie County Virginia | 7 | $ 754,000 | $ 107,000 | $ 72,000 |
| Spotsylvania County Virginia | 7 | $ 742,000 | $ 106,000 | $ 37,000 |
| Raleigh County West Virginia | 7 | $ 627,000 | $ 89,000 | $ 45,000 |
| Bedford County Virginia | 6 | $ 666,000 | $ 111,000 | $ 32,000 |
| Charlottesville County Virginia | 6 | $ 638,000 | $ 106,000 | $ 39,000 |
| Greene County Virginia | 6 | $ 855,000 | $ 142,000 | $ 54,000 |
| Hanover County Virginia | 5 | $ 886,000 | $ 177,000 | $ 74,000 |
| Hopewell County Virginia | 5 | $ 423,000 | $ 84,000 | $ 95,000 |
| Richmond City County Virginia | 5 | $ 537,000 | $ 107,000 | $ 89,000 |
| Essex County Virginia | 4 | $ 425,000 | $ 106,000 | $ 37,000 |
| New Kent County Virginia | 4 | $ 610,000 | $ 152,000 | $ 65,000 |
| Rockingham County Virginia | 4 | $ 463,000 | $ 115,000 | $ 66,000 |
| Pasquotank County North Carolina | 3 | $ 229,000 | $ 76,000 | $ 27,000 |
| Botetourt County Virginia | 3 | $ 278,000 | $ 92,000 | $ 54,000 |
| Caroline County Virginia | 3 | $ 340,000 | $ 113,000 | $ 45,000 |
| Floyd County Virginia | 3 | $ 253,000 | $ 84,000 | $ 43,000 |
| Montgomery County Virginia | 3 | $ 254,000 | $ 84,000 | $ 37,000 |
| Nelson County Virginia | 3 | $ 638,000 | $ 212,000 | $ 78,000 |
| Orange County Virginia | 3 | $ 665,000 | $ 221,000 | $ 62,000 |
| Petersburg County Virginia | 3 | $ 270,000 | $ 90,000 | $ 34,000 |
| Randolph County West Virginia | 3 | $ 254,000 | $ 84,000 | $ 43,000 |
| Dare County North Carolina | 2 | $ 844,000 | $ 422,000 | $ 129,000 |
| Craig County Virginia | 2 | $ 171,000 | $ 85,000 | $ 29,000 |
| Frederick County Virginia | 2 | $ 297,000 | $ 148,000 | $ 63,000 |
| Goochland County Virginia | 2 | $ 253,000 | $ 126,000 | $ 30,000 |
| Henry County Virginia | 2 | $ 144,000 | $ 72,000 | $ 24,000 |
| King and Queen County Virginia | 2 | $ 167,000 | $ 83,000 | $ 49,000 |
| Madison County Virginia | 2 | $ 296,000 | $ 148,000 | $ 148,000 |
| Prince George County Virginia | 2 | $ 227,000 | $ 113,000 | $ 55,000 |
| Pulaski County Virginia | 2 | $ 264,000 | $ 132,000 | $ 56,000 |
| Wythe County Virginia | 2 | $ 194,000 | $ 97,000 | $ 37,000 |
| Berkeley County West Virginia | 2 | $ 319,000 | $ 159,000 | $ 64,000 |
| Cabell County West Virginia | 2 | $ 141,000 | $ 70,000 | $ 27,000 |
| Harrison County West Virginia | 2 | $ 163,000 | $ 81,000 | $ 32,000 |
| Summers County West Virginia | 2 | $ 139,000 | $ 69,000 | $ 19,000 |
| Upshur County West Virginia | 2 | $ 149,000 | $ 74,000 | $ 31,000 |
| Wirt County West Virginia | 2 | $ 110,000 | $ 55,000 | $ 56,000 |
| Alleghany County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 140,000 |
| Ashe County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 45,000 |
| Brunswick County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Stokes County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 20,000 |
| Augusta County Virginia | 1 | $ 128,000 | $ 128,000 | $ 51,000 |
| Campbell County Virginia | 1 | $ 76,000 | $ 76,000 | $ 37,000 |
| Charles City County Virginia | 1 | $ 69,000 | $ 69,000 | $ 28,000 |
| Cumberland County Virginia | 1 | $ 90,000 | $ 90,000 | $ 27,000 |
| Harrisonburg County Virginia | 1 | $ 128,000 | $ 128,000 | $ 32,000 |
| King George County Virginia | 1 | $ 130,000 | $ 130,000 | $ 47,000 |
| King William County Virginia | 1 | $ 141,000 | $ 141,000 | $ 29,000 |
| Middlesex County Virginia | 1 | $ 124,000 | $ 124,000 | $ 160,000 |
| Newport News County Virginia | 1 | $ 121,000 | $ 121,000 | $ 47,000 |
| Norfolk County Virginia | 1 | $ 188,000 | $ 188,000 | $ 74,000 |
| Northumberland County Virginia | 1 | $ 59,000 | $ 59,000 | $ 43,000 |
| Page County Virginia | 1 | $ 159,000 | $ 159,000 | $ 52,000 |
| Patrick County Virginia | 1 | $ 88,000 | $ 88,000 | $ 19,000 |
| Pittsylvania County Virginia | 1 | $ 309,000 | $ 309,000 | $ 108,000 |
| Portsmouth County Virginia | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Powhatan County Virginia | 1 | $ 210,000 | $ 210,000 | $ 98,000 |
| Roanoke County Virginia | 1 | $ 117,000 | $ 117,000 | $ 40,000 |
| Shenandoah County Virginia | 1 | $ 103,000 | $ 103,000 | $ 54,000 |
| Washington County Virginia | 1 | $ 206,000 | $ 206,000 | $ 100,000 |
| Waynesboro County Virginia | 1 | $ 230,000 | $ 230,000 | $ 52,000 |
| Westmoreland County Virginia | 1 | $ 108,000 | $ 108,000 | $ 22,000 |
| Gilmer County West Virginia | 1 | $ 79,000 | $ 79,000 | $ 33,000 |
| Lewis County West Virginia | 1 | $ 59,000 | $ 59,000 | $ 56,000 |
| Logan County West Virginia | 1 | $ 97,000 | $ 97,000 | $ 51,000 |
| Marion County West Virginia | 1 | $ 64,000 | $ 64,000 | $ 30,000 |
| Mason County West Virginia | 1 | $ 76,000 | $ 76,000 | $ 26,000 |
| Mercer County West Virginia | 1 | $ 86,000 | $ 86,000 | $ 34,000 |
| Monroe County West Virginia | 1 | $ 99,000 | $ 99,000 | $ 36,000 |
| Putnam County West Virginia | 1 | $ 79,000 | $ 79,000 | $ 26,000 |
| Wyoming County West Virginia | 1 | $ 66,000 | $ 66,000 | $ 41,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Mortgage South Inc in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 174 | $21,571,000 | $125,000 | $544,000 | $57,000 | $264,000 |
| Refinancing | 91 | $12,604,000 | $116,000 | $320,000 | $61,500 | $181,000 |
| Home Improvement | 1 | $230,000 | $230,000 | $230,000 | $68,000 | $68,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 234 | $30,893,000 | $130,000 | $544,000 | $65,250 | $264,000 |
| Black or African American | 21 | $2,211,000 | $105,000 | $214,000 | $41,000 | $79,000 |
| Asian | 7 | $813,000 | $111,000 | $210,000 | $38,500 | $63,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $231,000 | $115,000 | $124,000 | $116,000 | $160,000 |
| Not Provided | 1 | $150,000 | $150,000 | $150,000 | $58,000 | $58,000 |
| Hispanic | 1 | $107,000 | $107,000 | $107,000 | $65,000 | $65,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 237 | $31,125,000 | $119,000 | $544,000 | $61,500 | $264,000 |
| FHA-insured (Federal Housing Administration) | 26 | $2,920,000 | $108,500 | $193,000 | $43,500 | $117,000 |
| VA-guaranteed (Veterans Administration) | 3 | $360,000 | $120,000 | $131,000 | $65,000 | $70,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 245 | $32,061,000 | $116,500 | $544,000 | $57,000 | $264,000 |
| Application Approved But Not Accepted | 16 | $1,779,000 | $120,000 | $169,000 | $67,666 | $111,000 |
| Application Denied By Financial Institution | 5 | $565,000 | $111,000 | $174,000 | $42,000 | $74,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.