Mountain West Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Mountain West Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mountain West Bank P O Box 1059 Coeur D'alene, ID 83816 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,784 |
| Total Mortgage Loan Application Amount | $562,415,000 |
| Average Mortgage Loan Application Amount | $196,666 |
| Highest Mortgage Loan Application Amount | $2,400,000 |
| Average Applicant Income | $103,666 |
| Highest Applicant Income | $3,099,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Mountain West Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mountain West Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Mountain West Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mountain West Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Mountain West Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mountain West Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kootenai County Idaho | 933 | $ 188,045,000 | $ 201,000 | $ 96,000 |
| Spokane County Washington | 497 | $ 92,049,000 | $ 185,000 | $ 82,000 |
| Bonner County Idaho | 331 | $ 82,803,000 | $ 250,000 | $ 147,000 |
| Ada County Idaho | 318 | $ 63,982,000 | $ 201,000 | $ 104,000 |
| Canyon County Idaho | 208 | $ 33,871,000 | $ 162,000 | $ 83,000 |
| Pend Oreille County Washington | 140 | $ 23,151,000 | $ 165,000 | $ 79,000 |
| Boundary County Idaho | 69 | $ 9,969,000 | $ 144,000 | $ 68,000 |
| Blaine County Idaho | 35 | $ 18,586,000 | $ 531,000 | $ 535,000 |
| Stevens County Washington | 32 | $ 5,650,000 | $ 176,000 | $ 85,000 |
| Washington County Idaho | 21 | $ 2,484,000 | $ 118,000 | $ 54,000 |
| Valley County Idaho | 16 | $ 4,770,000 | $ 298,000 | $ 308,000 |
| Shoshone County Idaho | 14 | $ 2,033,000 | $ 145,000 | $ 103,000 |
| Benewah County Idaho | 9 | $ 1,128,000 | $ 125,000 | $ 62,000 |
| Payette County Idaho | 9 | $ 1,337,000 | $ 148,000 | $ 55,000 |
| Gem County Idaho | 7 | $ 1,406,000 | $ 200,000 | $ 99,000 |
| Nez Perce County Idaho | 7 | $ 793,000 | $ 113,000 | $ 87,000 |
| Boise County Idaho | 6 | $ 1,223,000 | $ 203,000 | $ 116,000 |
| Okanogan County Washington | 6 | $ 550,000 | $ 91,000 | $ 32,000 |
| Elmore County Idaho | 5 | $ 1,157,000 | $ 231,000 | $ 94,000 |
| Box Elder County Utah | 5 | $ 772,000 | $ 154,000 | $ 70,000 |
| Benton County Washington | 5 | $ 938,000 | $ 187,000 | $ 75,000 |
| Grant County Washington | 5 | $ 1,032,000 | $ 206,000 | $ 97,000 |
| Pierce County Washington | 5 | $ 1,071,000 | $ 214,000 | $ 114,000 |
| Latah County Idaho | 4 | $ 505,000 | $ 126,000 | $ 70,000 |
| Clackamas County Oregon | 4 | $ 1,211,000 | $ 302,000 | $ 79,000 |
| Lincoln County Washington | 4 | $ 451,000 | $ 112,000 | $ 53,000 |
| Riverside County California | 3 | $ 760,000 | $ 253,000 | $ 104,000 |
| Twin Falls County Idaho | 3 | $ 311,000 | $ 103,000 | $ 92,000 |
| Mineral County Montana | 3 | $ 841,000 | $ 280,000 | $ 218,000 |
| Summit County Utah | 3 | $ 2,225,000 | $ 741,000 | $ 288,000 |
| King County Washington | 3 | $ 802,000 | $ 267,000 | $ 78,000 |
| Thurston County Washington | 3 | $ 608,000 | $ 202,000 | $ 63,000 |
| Whitman County Washington | 3 | $ 684,000 | $ 228,000 | $ 71,000 |
| Pinal County Arizona | 2 | $ 328,000 | $ 164,000 | $ 273,000 |
| Windham County Connecticut | 2 | $ 231,000 | $ 115,000 | $ 98,000 |
| Bannock County Idaho | 2 | $ 264,000 | $ 132,000 | $ 74,000 |
| Idaho County Idaho | 2 | $ 423,000 | $ 211,000 | $ 47,000 |
| Lincoln County Idaho | 2 | $ 166,000 | $ 83,000 | $ 72,000 |
| Sanders County Montana | 2 | $ 429,000 | $ 214,000 | $ 93,000 |
| Curry County Oregon | 2 | $ 461,000 | $ 230,000 | $ 84,000 |
| Harney County Oregon | 2 | $ 240,000 | $ 120,000 | $ 62,000 |
| Lane County Oregon | 2 | $ 301,000 | $ 150,000 | $ 101,000 |
| Multnomah County Oregon | 2 | $ 573,000 | $ 286,000 | $ 65,000 |
| Yamhill County Oregon | 2 | $ 308,000 | $ 154,000 | $ 53,000 |
| Chelan County Washington | 2 | $ 414,000 | $ 207,000 | $ 67,000 |
| Clark County Washington | 2 | $ 1,714,000 | $ 857,000 | $ 550,000 |
| Uinta County Wyoming | 2 | $ 264,000 | $ 132,000 | $ 71,000 |
| Maricopa County Arizona | 1 | $ 90,000 | $ 90,000 | $ 195,000 |
| Mohave County Arizona | 1 | $ 99,000 | $ 99,000 | $ 62,000 |
| Yuma County Arizona | 1 | $ 102,000 | $ 102,000 | $ 184,000 |
| Marin County California | 1 | $ 591,000 | $ 591,000 | $ 65,000 |
| Napa County California | 1 | $ 206,000 | $ 206,000 | $ 78,000 |
| San Francisco County California | 1 | $ 536,000 | $ 536,000 | $ 870,000 |
| San Joaquin County California | 1 | $ 153,000 | $ 153,000 | $ 224,000 |
| Douglas County Colorado | 1 | $ 203,000 | $ 203,000 | $ 86,000 |
| El Paso County Colorado | 1 | $ 125,000 | $ 125,000 | $ 112,000 |
| Gwinnett County Georgia | 1 | $ 164,000 | $ 164,000 | $ 61,000 |
| Honolulu County Hawaii | 1 | $ 601,000 | $ 601,000 | $ 58,000 |
| Camas County Idaho | 1 | $ 139,000 | $ 139,000 | $ 46,000 |
| Caribou County Idaho | 1 | $ 128,000 | $ 128,000 | $ 38,000 |
| Gooding County Idaho | 1 | $ 82,000 | $ 82,000 | $ 69,000 |
| Jefferson County Idaho | 1 | $ 320,000 | $ 320,000 | $ 92,000 |
| Minidoka County Idaho | 1 | $ 236,000 | $ 236,000 | $ 73,000 |
| Owyhee County Idaho | 1 | $ 396,000 | $ 396,000 | $ 258,000 |
| Wright County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Lincoln County Montana | 1 | $ 237,000 | $ 237,000 | $ 132,000 |
| Clark County Nevada | 1 | $ 138,000 | $ 138,000 | $ 74,000 |
| New York County New York | 1 | $ 100,000 | $ 100,000 | $ 64,000 |
| Cumberland County North Carolina | 1 | $ 166,000 | $ 166,000 | $ 37,000 |
| Mecklenburg County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 122,000 |
| Grand Forks County North Dakota | 1 | $ 112,000 | $ 112,000 | $ 178,000 |
| Jackson County Ohio | 1 | $ 180,000 | $ 180,000 | $ 156,000 |
| Malheur County Oregon | 1 | $ 73,000 | $ 73,000 | $ 61,000 |
| Marion County Oregon | 1 | $ 280,000 | $ 280,000 | $ 46,000 |
| Wasco County Oregon | 1 | $ 81,000 | $ 81,000 | $ 20,000 |
| Smith County Texas | 1 | $ 124,000 | $ 124,000 | $ 42,000 |
| Williamson County Texas | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Cache County Utah | 1 | $ 164,000 | $ 164,000 | $ 52,000 |
| Rich County Utah | 1 | $ 111,000 | $ 111,000 | $ 76,000 |
| Utah County Utah | 1 | $ 1,138,000 | $ 1,138,000 | $ 396,000 |
| Wasatch County Utah | 1 | $ 417,000 | $ 417,000 | $ 56,000 |
| Fairfax County Virginia | 1 | $ 120,000 | $ 120,000 | $ 182,000 |
| Columbia County Washington | 1 | $ 143,000 | $ 143,000 | $ 46,000 |
| Douglas County Washington | 1 | $ 409,000 | $ 409,000 | $ 158,000 |
| Ferry County Washington | 1 | $ 93,000 | $ 93,000 | $ 24,000 |
| Snohomish County Washington | 1 | $ 233,000 | $ 233,000 | $ 65,000 |
| Yakima County Washington | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for Mountain West Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,447 | $264,058,000 | $182,000 | $2,000,000 | $92,000 | $3,099,000 |
| Refinancing | 1,159 | $266,390,000 | $229,000 | $2,400,000 | $121,000 | $3,099,000 |
| Home Improvement | 178 | $31,967,000 | $179,000 | $1,862,000 | $98,000 | $800,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,657 | $538,949,000 | $202,000 | $2,400,000 | $105,000 | $3,099,000 |
| Hispanic | 57 | $7,846,000 | $137,000 | $310,000 | $53,000 | $165,000 |
| Asian | 19 | $5,702,000 | $300,000 | $1,680,000 | $97,000 | $458,000 |
| Not Provided | 13 | $3,366,000 | $258,000 | $633,000 | $139,000 | $720,000 |
| Black or African American | 10 | $2,919,000 | $291,000 | $556,000 | $220,000 | $804,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $1,974,000 | $197,000 | $293,000 | $88,000 | $155,000 |
| Not applicable | 10 | $590,000 | $59,000 | $142,000 | $122,000 | $858,000 |
| American Indian or Alaskan Native | 8 | $1,069,000 | $133,000 | $196,000 | $70,000 | $193,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,980 | $422,177,000 | $213,000 | $2,400,000 | $124,000 | $3,099,000 |
| FHA-insured (Federal Housing Administration) | 637 | $108,565,000 | $170,000 | $312,000 | $57,000 | $405,000 |
| VA-guaranteed (Veterans Administration) | 113 | $22,986,000 | $203,000 | $601,000 | $60,000 | $128,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 54 | $8,687,000 | $160,000 | $214,000 | $45,000 | $72,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,122 | $406,582,000 | $191,000 | $2,400,000 | $101,000 | $3,097,000 |
| Application Approved But Not Accepted | 289 | $71,099,000 | $246,000 | $2,175,000 | $109,000 | $1,304,000 |
| Application Withdrawn By Applicant | 232 | $50,908,000 | $219,000 | $1,700,000 | $133,000 | $3,099,000 |
| Application Denied By Financial Institution | 140 | $33,666,000 | $240,000 | $1,606,000 | $96,000 | $1,021,000 |
| File Closed For Incompleteness | 1 | $160,000 | $160,000 | $160,000 | $45,000 | $45,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mountain West Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mountain West Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Idaho, download the full spreadsheet
with aggregated HMDA statistics today.