Mountain West Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Mountain West Bank, N.A. 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mountain West Bank, N.A. 1225 Cedar Street / Po Box 6013 Helena, MT 59604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,843 |
| Total Mortgage Loan Application Amount | $350,098,000 |
| Average Mortgage Loan Application Amount | $167,333 |
| Highest Mortgage Loan Application Amount | $1,276,000 |
| Average Applicant Income | $70,000 |
| Highest Applicant Income | $899,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Mountain West Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mountain West Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Mountain West Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mountain West Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Mountain West Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mountain West Bank, N.A.'s mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lewis and Clark County Montana | 686 | $ 127,755,000 | $ 186,000 | $ 72,000 |
| Missoula County Montana | 312 | $ 65,922,000 | $ 211,000 | $ 73,000 |
| Cascade County Montana | 216 | $ 36,954,000 | $ 171,000 | $ 72,000 |
| Flathead County Montana | 82 | $ 17,679,000 | $ 215,000 | $ 88,000 |
| Jefferson County Montana | 80 | $ 16,957,000 | $ 211,000 | $ 93,000 |
| Gallatin County Montana | 78 | $ 17,460,000 | $ 223,000 | $ 101,000 |
| Lake County Montana | 56 | $ 9,374,000 | $ 167,000 | $ 61,000 |
| Beaverhead County Montana | 32 | $ 5,120,000 | $ 160,000 | $ 57,000 |
| Ravalli County Montana | 25 | $ 5,769,000 | $ 230,000 | $ 95,000 |
| Broadwater County Montana | 20 | $ 3,654,000 | $ 182,000 | $ 80,000 |
| Powell County Montana | 8 | $ 1,815,000 | $ 226,000 | $ 102,000 |
| Silver Bow County Montana | 8 | $ 1,187,000 | $ 148,000 | $ 97,000 |
| Teton County Montana | 8 | $ 959,000 | $ 119,000 | $ 56,000 |
| Lincoln County Montana | 7 | $ 1,137,000 | $ 162,000 | $ 77,000 |
| Yellowstone County Montana | 7 | $ 1,460,000 | $ 208,000 | $ 106,000 |
| Chouteau County Montana | 5 | $ 728,000 | $ 145,000 | $ 75,000 |
| Park County Montana | 5 | $ 632,000 | $ 126,000 | $ 67,000 |
| Deer Lodge County Montana | 4 | $ 813,000 | $ 203,000 | $ 48,000 |
| Hill County Montana | 4 | $ 586,000 | $ 146,000 | $ 76,000 |
| Madison County Montana | 4 | $ 1,631,000 | $ 407,000 | $ 167,000 |
| Custer County Montana | 3 | $ 362,000 | $ 120,000 | $ 34,000 |
| Granite County Montana | 3 | $ 705,000 | $ 235,000 | $ 80,000 |
| Pondera County Montana | 3 | $ 221,000 | $ 73,000 | $ 90,000 |
| Sanders County Montana | 3 | $ 482,000 | $ 160,000 | $ 95,000 |
| Toole County Montana | 3 | $ 408,000 | $ 136,000 | $ 89,000 |
| Maricopa County Arizona | 2 | $ 478,000 | $ 239,000 | $ 88,000 |
| Pinal County Arizona | 2 | $ 184,000 | $ 92,000 | $ 160,000 |
| Meagher County Montana | 2 | $ 164,000 | $ 82,000 | $ 40,000 |
| Mineral County Montana | 2 | $ 750,000 | $ 375,000 | $ 142,000 |
| McKinley County New Mexico | 2 | $ 255,000 | $ 127,000 | $ 107,000 |
| Weber County Utah | 2 | $ 292,000 | $ 146,000 | $ 41,000 |
| Fresno County California | 1 | $ 249,000 | $ 249,000 | $ 74,000 |
| Eagle County Colorado | 1 | $ 405,000 | $ 405,000 | $ 250,000 |
| Jefferson County Colorado | 1 | $ 250,000 | $ 250,000 | $ 125,000 |
| Larimer County Colorado | 1 | $ 178,000 | $ 178,000 | $ 75,000 |
| District of Columbia County District Of Columbia | 1 | $ 145,000 | $ 145,000 | $ 97,000 |
| St. Johns County Florida | 1 | $ 200,000 | $ 200,000 | $ 200,000 |
| Maui County Hawaii | 1 | $ 360,000 | $ 360,000 | $ 92,000 |
| Ada County Idaho | 1 | $ 252,000 | $ 252,000 | $ 111,000 |
| Boise County Idaho | 1 | $ 160,000 | $ 160,000 | $ 65,000 |
| Marion County Indiana | 1 | $ 175,000 | $ 175,000 | $ 150,000 |
| Laurel County Kentucky | 1 | $ 192,000 | $ 192,000 | $ 70,000 |
| Carbon County Montana | 1 | $ 417,000 | $ 417,000 | $ 135,000 |
| Fergus County Montana | 1 | $ 136,000 | $ 136,000 | $ 66,000 |
| Judith Basin County Montana | 1 | $ 160,000 | $ 160,000 | $ 38,000 |
| Sweet Grass County Montana | 1 | $ 96,000 | $ 96,000 | $ 30,000 |
| Wheatland County Montana | 1 | $ 111,000 | $ 111,000 | $ 37,000 |
| Warren County Ohio | 1 | $ 169,000 | $ 169,000 | $ 218,000 |
| Uintah County Utah | 1 | $ 152,000 | $ 152,000 | $ 149,000 |
| Utah County Utah | 1 | $ 185,000 | $ 185,000 | $ 113,000 |
| King County Washington | 1 | $ 518,000 | $ 518,000 | $ 150,000 |
| Pierce County Washington | 1 | $ 177,000 | $ 177,000 | $ 70,000 |
| Spokane County Washington | 1 | $ 68,000 | $ 68,000 | $ 34,000 |
| Dane County Wisconsin | 1 | $ 170,000 | $ 170,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for Mountain West Bank, N.A. in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,133 | $234,631,000 | $207,000 | $1,276,000 | $81,000 | $899,000 |
| Home Purchase | 633 | $105,465,000 | $166,000 | $500,000 | $63,000 | $680,000 |
| Home Improvement | 77 | $10,002,000 | $129,000 | $417,000 | $66,000 | $279,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,771 | $336,031,000 | $189,000 | $1,276,000 | $74,000 | $899,000 |
| Hispanic | 25 | $4,350,000 | $174,000 | $350,000 | $75,000 | $235,000 |
| American Indian or Alaskan Native | 19 | $2,906,000 | $152,000 | $247,000 | $63,000 | $218,000 |
| Not applicable | 14 | $4,141,000 | $295,000 | $946,000 | $0 | $0 |
| Asian | 9 | $1,752,000 | $194,000 | $417,000 | $134,000 | $672,000 |
| Black or African American | 2 | $486,000 | $243,000 | $286,000 | $121,000 | $130,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $313,000 | $156,000 | $224,000 | $48,000 | $52,000 |
| Not Provided | 1 | $119,000 | $119,000 | $119,000 | $327,000 | $327,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,229 | $243,549,000 | $198,000 | $1,276,000 | $83,000 | $899,000 |
| FHA-insured (Federal Housing Administration) | 400 | $69,969,000 | $174,000 | $341,000 | $59,000 | $235,000 |
| VA-guaranteed (Veterans Administration) | 119 | $22,430,000 | $188,000 | $401,000 | $64,000 | $200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 95 | $14,150,000 | $148,000 | $255,000 | $37,000 | $91,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,333 | $250,109,000 | $187,000 | $946,000 | $76,000 | $899,000 |
| Application Approved But Not Accepted | 232 | $45,174,000 | $194,000 | $650,000 | $79,000 | $754,000 |
| Application Denied By Financial Institution | 179 | $32,550,000 | $181,000 | $736,000 | $61,000 | $672,000 |
| Application Withdrawn By Applicant | 76 | $16,903,000 | $222,000 | $1,276,000 | $70,000 | $498,000 |
| File Closed For Incompleteness | 23 | $5,362,000 | $233,000 | $500,000 | $64,000 | $192,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 82 | $13,764,000 | $167,000 | $518,000 | $58,000 | $672,000 |
| Debt-To-Income Ratio | 40 | $6,915,000 | $172,000 | $377,000 | $48,000 | $173,000 |
| Other | 19 | $3,575,000 | $188,000 | $736,000 | $75,000 | $252,000 |
| Collateral | 17 | $4,250,000 | $250,000 | $417,000 | $88,000 | $239,000 |
| Unverifiable Information | 9 | $1,518,000 | $168,000 | $300,000 | $45,000 | $91,000 |
| Employment History | 4 | $835,000 | $208,000 | $369,000 | $30,000 | $73,000 |
| Mortgage Insurance Denied | 4 | $962,000 | $240,000 | $417,000 | $96,000 | $187,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $399,000 | $199,000 | $201,000 | $69,000 | $78,000 |
| Credit Application Incomplete | 2 | $332,000 | $166,000 | $200,000 | $120,000 | $200,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mountain West Bank, N.A.'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mountain West Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Montana, download the full spreadsheet
with aggregated HMDA statistics today.