Mountain West Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Mountain West Financial, Inc. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mountain West Financial, Inc. 1209 Nevada St. Suite 200 Westlake Village, CA 92374 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 9,331 |
| Total Mortgage Loan Application Amount | $2,185,075,000 |
| Average Mortgage Loan Application Amount | $265,000 |
| Highest Mortgage Loan Application Amount | $2,505,000 |
| Average Applicant Income | $98,666 |
| Highest Applicant Income | $2,687,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Mountain West Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mountain West Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Mountain West Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mountain West Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Mountain West Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mountain West Financial, Inc.'s mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Bernardino County California | 2,023 | $ 433,455,000 | $ 214,000 | $ 87,000 |
| Riverside County California | 1,800 | $ 387,750,000 | $ 215,000 | $ 88,000 |
| Sacramento County California | 1,204 | $ 249,420,000 | $ 207,000 | $ 92,000 |
| Los Angeles County California | 818 | $ 251,990,000 | $ 308,000 | $ 100,000 |
| Orange County California | 318 | $ 111,050,000 | $ 349,000 | $ 120,000 |
| San Diego County California | 286 | $ 77,840,000 | $ 272,000 | $ 103,000 |
| Kern County California | 214 | $ 31,830,000 | $ 148,000 | $ 74,000 |
| Clark County Nevada | 194 | $ 39,330,000 | $ 202,000 | $ 78,000 |
| Fresno County California | 181 | $ 24,775,000 | $ 136,000 | $ 85,000 |
| Contra Costa County California | 163 | $ 44,835,000 | $ 275,000 | $ 113,000 |
| San Joaquin County California | 163 | $ 28,275,000 | $ 173,000 | $ 84,000 |
| Santa Cruz County California | 144 | $ 66,230,000 | $ 459,000 | $ 149,000 |
| Stanislaus County California | 118 | $ 23,490,000 | $ 199,000 | $ 82,000 |
| Solano County California | 95 | $ 22,455,000 | $ 236,000 | $ 97,000 |
| Placer County California | 90 | $ 26,300,000 | $ 292,000 | $ 115,000 |
| Alameda County California | 73 | $ 24,315,000 | $ 333,000 | $ 126,000 |
| Merced County California | 73 | $ 9,225,000 | $ 126,000 | $ 71,000 |
| Maricopa County Arizona | 68 | $ 16,190,000 | $ 238,000 | $ 90,000 |
| El Dorado County California | 64 | $ 17,150,000 | $ 267,000 | $ 103,000 |
| Yuba County California | 56 | $ 8,530,000 | $ 152,000 | $ 79,000 |
| Monterey County California | 53 | $ 18,035,000 | $ 340,000 | $ 101,000 |
| Yolo County California | 52 | $ 11,760,000 | $ 226,000 | $ 82,000 |
| Josephine County Oregon | 52 | $ 11,670,000 | $ 224,000 | $ 71,000 |
| Ventura County California | 48 | $ 16,200,000 | $ 337,000 | $ 116,000 |
| Calaveras County California | 39 | $ 6,405,000 | $ 164,000 | $ 70,000 |
| Tulare County California | 35 | $ 4,945,000 | $ 141,000 | $ 65,000 |
| Pinal County Arizona | 30 | $ 5,290,000 | $ 176,000 | $ 76,000 |
| Butte County California | 26 | $ 3,840,000 | $ 147,000 | $ 108,000 |
| Kings County California | 26 | $ 3,060,000 | $ 117,000 | $ 58,000 |
| Mariposa County California | 26 | $ 5,790,000 | $ 222,000 | $ 101,000 |
| Madera County California | 20 | $ 4,090,000 | $ 204,000 | $ 152,000 |
| Santa Clara County California | 18 | $ 9,830,000 | $ 546,000 | $ 147,000 |
| Jefferson County Colorado | 18 | $ 4,360,000 | $ 242,000 | $ 103,000 |
| Santa Barbara County California | 16 | $ 3,370,000 | $ 210,000 | $ 95,000 |
| Adams County Colorado | 16 | $ 4,040,000 | $ 252,000 | $ 97,000 |
| Lake County California | 15 | $ 2,315,000 | $ 154,000 | $ 66,000 |
| Shasta County California | 14 | $ 2,300,000 | $ 164,000 | $ 68,000 |
| Imperial County California | 13 | $ 1,595,000 | $ 122,000 | $ 62,000 |
| Nevada County California | 13 | $ 3,935,000 | $ 302,000 | $ 91,000 |
| Amador County California | 12 | $ 3,020,000 | $ 251,000 | $ 96,000 |
| Colusa County California | 12 | $ 1,950,000 | $ 162,000 | $ 72,000 |
| San Benito County California | 12 | $ 5,160,000 | $ 430,000 | $ 97,000 |
| Sonoma County California | 12 | $ 5,790,000 | $ 482,000 | $ 165,000 |
| Weld County Colorado | 12 | $ 2,800,000 | $ 233,000 | $ 79,000 |
| San Luis Obispo County California | 11 | $ 4,305,000 | $ 391,000 | $ 124,000 |
| Humboldt County California | 10 | $ 1,530,000 | $ 153,000 | $ 78,000 |
| Denver County Colorado | 10 | $ 3,330,000 | $ 333,000 | $ 167,000 |
| Washoe County Nevada | 10 | $ 3,030,000 | $ 303,000 | $ 94,000 |
| Jackson County Oregon | 10 | $ 2,190,000 | $ 219,000 | $ 88,000 |
| Salt Lake County Utah | 10 | $ 2,370,000 | $ 237,000 | $ 70,000 |
| Napa County California | 9 | $ 2,805,000 | $ 311,000 | $ 94,000 |
| Arapahoe County Colorado | 9 | $ 2,305,000 | $ 256,000 | $ 85,000 |
| San Mateo County California | 8 | $ 4,590,000 | $ 573,000 | $ 144,000 |
| Mohave County Arizona | 6 | $ 1,330,000 | $ 221,000 | $ 113,000 |
| San Francisco County California | 5 | $ 3,345,000 | $ 669,000 | $ 129,000 |
| Sutter County California | 5 | $ 1,315,000 | $ 263,000 | $ 109,000 |
| Tehama County California | 5 | $ 685,000 | $ 137,000 | $ 50,000 |
| El Paso County Colorado | 5 | $ 1,105,000 | $ 221,000 | $ 58,000 |
| Larimer County Colorado | 5 | $ 1,245,000 | $ 249,000 | $ 96,000 |
| Douglas County Oregon | 5 | $ 935,000 | $ 187,000 | $ 62,000 |
| Mendocino County California | 4 | $ 1,220,000 | $ 305,000 | $ 80,000 |
| Siskiyou County California | 4 | $ 470,000 | $ 117,000 | $ 81,000 |
| Tuolumne County California | 4 | $ 800,000 | $ 200,000 | $ 78,000 |
| Gunnison County Colorado | 4 | $ 340,000 | $ 85,000 | $ 43,000 |
| Pierce County Washington | 4 | $ 740,000 | $ 185,000 | $ 62,000 |
| Skagit County Washington | 4 | $ 360,000 | $ 90,000 | $ 54,000 |
| Del Norte County California | 3 | $ 445,000 | $ 148,000 | $ 65,000 |
| Lassen County California | 3 | $ 485,000 | $ 161,000 | $ 62,000 |
| Boulder County Colorado | 3 | $ 1,055,000 | $ 351,000 | $ 141,000 |
| Broomfield County Colorado | 3 | $ 695,000 | $ 231,000 | $ 71,000 |
| Douglas County Colorado | 3 | $ 925,000 | $ 308,000 | $ 104,000 |
| Douglas County Nevada | 3 | $ 1,015,000 | $ 338,000 | $ 107,000 |
| Nye County Nevada | 3 | $ 435,000 | $ 145,000 | $ 57,000 |
| Snohomish County Washington | 3 | $ 1,485,000 | $ 495,000 | $ 116,000 |
| Marin County California | 2 | $ 1,400,000 | $ 700,000 | $ 197,000 |
| Mono County California | 2 | $ 590,000 | $ 295,000 | $ 111,000 |
| Clear Creek County Colorado | 2 | $ 200,000 | $ 100,000 | $ 43,000 |
| Park County Colorado | 2 | $ 250,000 | $ 125,000 | $ 69,000 |
| Pueblo County Colorado | 2 | $ 170,000 | $ 85,000 | $ 80,000 |
| Lane County Oregon | 2 | $ 480,000 | $ 240,000 | $ 81,000 |
| Wise County Texas | 2 | $ 370,000 | $ 185,000 | $ 115,000 |
| Cowlitz County Washington | 2 | $ 460,000 | $ 230,000 | $ 52,000 |
| Kitsap County Washington | 2 | $ 440,000 | $ 220,000 | $ 48,000 |
| Spokane County Washington | 2 | $ 240,000 | $ 120,000 | $ 26,000 |
| Gila County Arizona | 1 | $ 155,000 | $ 155,000 | $ 33,000 |
| Yavapai County Arizona | 1 | $ 305,000 | $ 305,000 | $ 65,000 |
| Alpine County California | 1 | $ 295,000 | $ 295,000 | $ 420,000 |
| Inyo County California | 1 | $ 385,000 | $ 385,000 | $ 85,000 |
| Dolores County Colorado | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Mesa County Colorado | 1 | $ 265,000 | $ 265,000 | $ 97,000 |
| Lander County Nevada | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Dona Ana County New Mexico | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
| Grant County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 175,000 |
| Lea County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
| Clackamas County Oregon | 1 | $ 445,000 | $ 445,000 | $ 56,000 |
| Coos County Oregon | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Curry County Oregon | 1 | $ 165,000 | $ 165,000 | $ 196,000 |
| Multnomah County Oregon | 1 | $ 655,000 | $ 655,000 | $ 174,000 |
| Umatilla County Oregon | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Denton County Texas | 1 | $ 185,000 | $ 185,000 | $ 151,000 |
| Harris County Texas | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Johnson County Texas | 1 | $ 275,000 | $ 275,000 | $ 135,000 |
| Upshur County Texas | 1 | $ 225,000 | $ 225,000 | $ 212,000 |
| Williamson County Texas | 1 | $ 225,000 | $ 225,000 | $ 152,000 |
| Grand County Utah | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Utah County Utah | 1 | $ 255,000 | $ 255,000 | $ 94,000 |
| Clark County Washington | 1 | $ 725,000 | $ 725,000 | $ 125,000 |
| King County Washington | 1 | $ 175,000 | $ 175,000 | $ 233,000 |
| Okanogan County Washington | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Mountain West Financial, Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,261 | $1,592,755,000 | $219,000 | $2,505,000 | $91,000 | $2,687,000 |
| Cash-out Refinancing | 1,427 | $403,255,000 | $282,000 | $1,205,000 | $93,000 | $756,000 |
| Refinancing | 643 | $189,065,000 | $294,000 | $1,345,000 | $112,000 | $1,137,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 3,677 | $787,025,000 | $214,000 | $2,505,000 | $82,000 | $690,000 |
| White | 3,622 | $925,150,000 | $255,000 | $1,745,000 | $102,000 | $1,137,000 |
| Black or African American | 739 | $147,935,000 | $200,000 | $855,000 | $85,000 | $1,500,000 |
| Asian | 603 | $168,925,000 | $280,000 | $885,000 | $99,000 | $589,000 |
| Not Provided | 596 | $133,040,000 | $223,000 | $1,205,000 | $94,000 | $562,000 |
| American Indian or Alaskan Native | 51 | $12,155,000 | $238,000 | $1,305,000 | $180,000 | $2,687,000 |
| Native Hawaiian or Other Pacific Islander | 38 | $9,150,000 | $240,000 | $585,000 | $89,000 | $218,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,452 | $1,311,110,000 | $203,000 | $2,505,000 | $96,000 | $2,687,000 |
| FHA-insured (Federal Housing Administration) | 2,454 | $729,140,000 | $297,000 | $845,000 | $83,000 | $1,500,000 |
| VA-guaranteed (Veterans Administration) | 375 | $133,575,000 | $356,000 | $885,000 | $91,000 | $357,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 50 | $11,250,000 | $225,000 | $445,000 | $61,000 | $114,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,740 | $1,369,170,000 | $238,000 | $1,745,000 | $95,000 | $1,500,000 |
| Application Withdrawn By Applicant | 1,362 | $344,160,000 | $252,000 | $1,305,000 | $93,000 | $690,000 |
| Application Approved But Not Accepted | 913 | $206,385,000 | $226,000 | $1,345,000 | $88,000 | $1,137,000 |
| Application Denied By Financial Institution | 911 | $166,975,000 | $183,000 | $825,000 | $83,000 | $2,687,000 |
| Preapproval Approved but not Accepted | 251 | $64,215,000 | $255,000 | $845,000 | $87,000 | $274,000 |
| Preapproval Denied by Financial Institution | 154 | $34,170,000 | $221,000 | $2,505,000 | $74,000 | $562,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,266 | $1,983,930,000 | $240,000 | $1,745,000 | $94,000 | $1,500,000 |
| Debt-To-Income Ratio | 586 | $104,850,000 | $178,000 | $925,000 | $70,000 | $289,000 |
| Credit History | 128 | $27,070,000 | $211,000 | $705,000 | $111,000 | $2,687,000 |
| Collateral | 123 | $22,545,000 | $183,000 | $825,000 | $87,000 | $340,000 |
| Unverifiable Information | 78 | $15,710,000 | $201,000 | $575,000 | $84,000 | $258,000 |
| Other | 64 | $9,980,000 | $155,000 | $695,000 | $116,000 | $206,000 |
| Employment History | 32 | $5,310,000 | $165,000 | $705,000 | $70,000 | $271,000 |
| Credit Application Incomplete | 27 | $8,735,000 | $323,000 | $2,505,000 | $100,000 | $562,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 25 | $6,775,000 | $271,000 | $775,000 | $91,000 | $289,000 |
| Mortgage Insurance Denied | 2 | $170,000 | $85,000 | $165,000 | $43,000 | $43,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mountain West Financial, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mountain West Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.