Mountain West Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Mountain West Financial, Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mountain West Financial, Inc. 1209 Nevada St. Suite 200 Westlake Village, CA 92374 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 1,065 |
| Total Mortgage Loan Application Amount | $377,505,000 |
| Average Mortgage Loan Application Amount | $299,750 |
| Highest Mortgage Loan Application Amount | $1,545,000 |
| Average Applicant Income | $118,750 |
| Highest Applicant Income | $2,408,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Mountain West Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mountain West Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Mountain West Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mountain West Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Mountain West Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mountain West Financial, Inc.'s mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Bernardino County California | 182 | $ 62,980,000 | $ 346,000 | $ 132,000 |
| Riverside County California | 169 | $ 61,005,000 | $ 360,000 | $ 122,000 |
| Los Angeles County California | 80 | $ 35,670,000 | $ 445,000 | $ 142,000 |
| Josephine County Oregon | 74 | $ 23,720,000 | $ 320,000 | $ 98,000 |
| Sacramento County California | 46 | $ 17,190,000 | $ 373,000 | $ 127,000 |
| Santa Cruz County California | 42 | $ 23,210,000 | $ 552,000 | $ 301,000 |
| Mohave County Arizona | 41 | $ 9,555,000 | $ 233,000 | $ 96,000 |
| Kern County California | 37 | $ 9,995,000 | $ 270,000 | $ 103,000 |
| Clark County Nevada | 28 | $ 6,420,000 | $ 229,000 | $ 81,000 |
| Maricopa County Arizona | 25 | $ 9,235,000 | $ 369,000 | $ 116,000 |
| San Diego County California | 24 | $ 13,330,000 | $ 555,000 | $ 212,000 |
| Monterey County California | 20 | $ 7,080,000 | $ 354,000 | $ 136,000 |
| Jackson County Oregon | 17 | $ 5,515,000 | $ 324,000 | $ 100,000 |
| Denver County Colorado | 14 | $ 5,480,000 | $ 391,000 | $ 126,000 |
| Orange County California | 13 | $ 7,195,000 | $ 553,000 | $ 177,000 |
| Pierce County Washington | 13 | $ 4,125,000 | $ 317,000 | $ 113,000 |
| San Benito County California | 12 | $ 6,770,000 | $ 564,000 | $ 158,000 |
| Placer County California | 11 | $ 5,145,000 | $ 467,000 | $ 141,000 |
| Jefferson County Colorado | 10 | $ 3,510,000 | $ 351,000 | $ 127,000 |
| Harris County Texas | 10 | $ 1,670,000 | $ 167,000 | $ 75,000 |
| Merced County California | 9 | $ 2,415,000 | $ 268,000 | $ 84,000 |
| Mariposa County California | 8 | $ 1,420,000 | $ 177,000 | $ 82,000 |
| Arapahoe County Colorado | 8 | $ 2,990,000 | $ 373,000 | $ 142,000 |
| Hunt County Texas | 8 | $ 1,690,000 | $ 211,000 | $ 88,000 |
| Kaufman County Texas | 8 | $ 2,150,000 | $ 268,000 | $ 108,000 |
| Fresno County California | 6 | $ 2,760,000 | $ 460,000 | $ 139,000 |
| San Luis Obispo County California | 6 | $ 1,590,000 | $ 265,000 | $ 149,000 |
| Stanislaus County California | 6 | $ 1,470,000 | $ 245,000 | $ 122,000 |
| Butte County California | 5 | $ 1,295,000 | $ 259,000 | $ 102,000 |
| San Joaquin County California | 5 | $ 1,685,000 | $ 337,000 | $ 132,000 |
| Boulder County Colorado | 5 | $ 2,815,000 | $ 563,000 | $ 190,000 |
| Bell County Texas | 5 | $ 665,000 | $ 133,000 | $ 83,000 |
| Adams County Colorado | 4 | $ 1,400,000 | $ 350,000 | $ 158,000 |
| Weld County Colorado | 4 | $ 1,350,000 | $ 337,000 | $ 119,000 |
| Montgomery County Texas | 4 | $ 450,000 | $ 112,000 | $ 86,000 |
| Alameda County California | 3 | $ 1,445,000 | $ 481,000 | $ 152,000 |
| El Dorado County California | 3 | $ 1,795,000 | $ 598,000 | $ 334,000 |
| Madera County California | 3 | $ 625,000 | $ 208,000 | $ 85,000 |
| El Paso County Colorado | 3 | $ 385,000 | $ 128,000 | $ 84,000 |
| Douglas County Oregon | 3 | $ 835,000 | $ 278,000 | $ 78,000 |
| Washington County Oregon | 3 | $ 825,000 | $ 275,000 | $ 225,000 |
| Dallas County Texas | 3 | $ 355,000 | $ 118,000 | $ 69,000 |
| Upshur County Texas | 3 | $ 525,000 | $ 175,000 | $ 71,000 |
| Pinal County Arizona | 2 | $ 550,000 | $ 275,000 | $ 75,000 |
| Calaveras County California | 2 | $ 790,000 | $ 395,000 | $ 115,000 |
| Imperial County California | 2 | $ 400,000 | $ 200,000 | $ 77,000 |
| Nevada County California | 2 | $ 1,140,000 | $ 570,000 | $ 228,000 |
| Sutter County California | 2 | $ 770,000 | $ 385,000 | $ 124,000 |
| Ventura County California | 2 | $ 1,390,000 | $ 695,000 | $ 179,000 |
| Yolo County California | 2 | $ 990,000 | $ 495,000 | $ 397,000 |
| Yuba County California | 2 | $ 510,000 | $ 255,000 | $ 99,000 |
| Lincoln County Colorado | 2 | $ 400,000 | $ 200,000 | $ 89,000 |
| Logan County Colorado | 2 | $ 150,000 | $ 75,000 | $ 52,000 |
| Morgan County Colorado | 2 | $ 270,000 | $ 135,000 | $ 71,000 |
| Canadian County Oklahoma | 2 | $ 370,000 | $ 185,000 | $ 51,000 |
| Klamath County Oregon | 2 | $ 500,000 | $ 250,000 | $ 269,000 |
| Marion County Oregon | 2 | $ 400,000 | $ 200,000 | $ 61,000 |
| Multnomah County Oregon | 2 | $ 740,000 | $ 370,000 | $ 80,000 |
| Collin County Texas | 2 | $ 980,000 | $ 490,000 | $ 211,000 |
| Ellis County Texas | 2 | $ 870,000 | $ 435,000 | $ 135,000 |
| Franklin County Texas | 2 | $ 140,000 | $ 70,000 | $ 49,000 |
| Coconino County Arizona | 1 | $ 355,000 | $ 355,000 | $ 134,000 |
| Gila County Arizona | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Navajo County Arizona | 1 | $ 285,000 | $ 285,000 | $ 58,000 |
| Pima County Arizona | 1 | $ 275,000 | $ 275,000 | $ 87,000 |
| Amador County California | 1 | $ 255,000 | $ 255,000 | $ 59,000 |
| Contra Costa County California | 1 | $ 665,000 | $ 665,000 | $ 113,000 |
| Mendocino County California | 1 | $ 535,000 | $ 535,000 | $ 170,000 |
| Plumas County California | 1 | $ 265,000 | $ 265,000 | $ 177,000 |
| Santa Clara County California | 1 | $ 705,000 | $ 705,000 | $ 241,000 |
| Shasta County California | 1 | $ 565,000 | $ 565,000 | $ 209,000 |
| Solano County California | 1 | $ 335,000 | $ 335,000 | $ 92,000 |
| Tulare County California | 1 | $ 145,000 | $ 145,000 | $ 108,000 |
| Tuolumne County California | 1 | $ 285,000 | $ 285,000 | $ 150,000 |
| Broomfield County Colorado | 1 | $ 575,000 | $ 575,000 | $ 192,000 |
| Douglas County Colorado | 1 | $ 645,000 | $ 645,000 | $ 188,000 |
| Larimer County Colorado | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Pueblo County Colorado | 1 | $ 285,000 | $ 285,000 | $ 62,000 |
| Dakota County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Johnston County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Wilson County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Washita County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Baker County Oregon | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Clackamas County Oregon | 1 | $ 365,000 | $ 365,000 | $ 112,000 |
| Clatsop County Oregon | 1 | $ 355,000 | $ 355,000 | $ 250,000 |
| Coos County Oregon | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| Polk County Oregon | 1 | $ 305,000 | $ 305,000 | $ 90,000 |
| Jefferson County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 64,000 |
| Cherokee County Texas | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Denton County Texas | 1 | $ 285,000 | $ 285,000 | $ 123,000 |
| Henderson County Texas | 1 | $ 185,000 | $ 185,000 | $ 97,000 |
| Hopkins County Texas | 1 | $ 355,000 | $ 355,000 | $ 136,000 |
| Johnson County Texas | 1 | $ 395,000 | $ 395,000 | $ 39,000 |
| Lubbock County Texas | 1 | $ 195,000 | $ 195,000 | $ 108,000 |
| Rockwall County Texas | 1 | $ 515,000 | $ 515,000 | $ 160,000 |
| Rusk County Texas | 1 | $ 255,000 | $ 255,000 | $ 79,000 |
| Tarrant County Texas | 1 | $ 505,000 | $ 505,000 | $ 90,000 |
| Travis County Texas | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Van Zandt County Texas | 1 | $ 315,000 | $ 315,000 | $ 128,000 |
| Waller County Texas | 1 | $ 345,000 | $ 345,000 | $ 127,000 |
| Wood County Texas | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Salt Lake County Utah | 1 | $ 315,000 | $ 315,000 | $ 211,000 |
| Grays Harbor County Washington | 1 | $ 195,000 | $ 195,000 | $ 180,000 |
| Island County Washington | 1 | $ 295,000 | $ 295,000 | $ 110,000 |
| King County Washington | 1 | $ 405,000 | $ 405,000 | $ 74,000 |
| Kitsap County Washington | 1 | $ 435,000 | $ 435,000 | $ 86,000 |
| Lewis County Washington | 1 | $ 405,000 | $ 405,000 | $ 95,000 |
Mortgage Loan Application Detail Totals for Mountain West Financial, Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 911 | $332,085,000 | $364,000 | $1,545,000 | $130,000 | $1,513,000 |
| Cash-out Refinancing | 114 | $33,070,000 | $290,000 | $725,000 | $125,000 | $2,389,000 |
| Refinancing | 39 | $12,115,000 | $310,000 | $755,000 | $156,000 | $2,408,000 |
| Other Purpose | 1 | $235,000 | $235,000 | $235,000 | $64,000 | $64,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 446 | $151,920,000 | $340,000 | $1,545,000 | $134,000 | $1,513,000 |
| Hispanic | 336 | $117,860,000 | $350,000 | $945,000 | $129,000 | $2,408,000 |
| Not Provided | 129 | $50,955,000 | $395,000 | $1,285,000 | $130,000 | $672,000 |
| Black or African American | 95 | $33,715,000 | $354,000 | $935,000 | $119,000 | $329,000 |
| Asian | 44 | $19,160,000 | $435,000 | $835,000 | $135,000 | $333,000 |
| American Indian or Alaskan Native | 9 | $1,945,000 | $216,000 | $345,000 | $125,000 | $290,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,950,000 | $325,000 | $695,000 | $108,000 | $230,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 676 | $225,950,000 | $334,000 | $1,305,000 | $141,000 | $2,408,000 |
| FHA-insured (Federal Housing Administration) | 314 | $122,090,000 | $388,000 | $1,085,000 | $111,000 | $540,000 |
| VA-guaranteed (Veterans Administration) | 70 | $28,170,000 | $402,000 | $1,545,000 | $118,000 | $623,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $1,295,000 | $259,000 | $365,000 | $90,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 680 | $241,810,000 | $355,000 | $1,175,000 | $126,000 | $678,000 |
| Application Withdrawn By Applicant | 170 | $61,000,000 | $358,000 | $1,305,000 | $162,000 | $2,408,000 |
| Application Approved But Not Accepted | 88 | $31,860,000 | $362,000 | $1,545,000 | $132,000 | $623,000 |
| Preapproval Approved but not Accepted | 63 | $25,025,000 | $397,000 | $975,000 | $109,000 | $248,000 |
| Application Denied By Financial Institution | 60 | $15,930,000 | $265,000 | $695,000 | $104,000 | $306,000 |
| Preapproval Denied by Financial Institution | 4 | $1,880,000 | $470,000 | $675,000 | $127,000 | $228,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,001 | $359,695,000 | $359,000 | $1,545,000 | $132,000 | $2,408,000 |
| Debt-To-Income Ratio | 24 | $7,960,000 | $331,000 | $675,000 | $79,000 | $228,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $2,110,000 | $211,000 | $505,000 | $103,000 | $132,000 |
| Collateral | 9 | $2,245,000 | $249,000 | $615,000 | $104,000 | $294,000 |
| Other | 7 | $1,125,000 | $160,000 | $635,000 | $187,000 | $306,000 |
| Employment History | 5 | $1,315,000 | $263,000 | $415,000 | $72,000 | $134,000 |
| Credit History | 5 | $1,735,000 | $347,000 | $695,000 | $99,000 | $172,000 |
| Unverifiable Information | 3 | $1,015,000 | $338,000 | $675,000 | $228,000 | $299,000 |
| Credit Application Incomplete | 1 | $305,000 | $305,000 | $305,000 | $66,000 | $66,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mountain West Financial, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mountain West Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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