Mutual Of Omaha Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Mutual Of Omaha Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mutual Of Omaha Bank 3333 Farnam St Omaha, NE 68131 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 928 |
| Total Mortgage Loan Application Amount | $688,167,000 |
| Average Mortgage Loan Application Amount | $643,666 |
| Highest Mortgage Loan Application Amount | $18,250,000 |
| Average Applicant Income | $184,333 |
| Highest Applicant Income | $2,938,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Mutual Of Omaha Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mutual Of Omaha Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Mutual Of Omaha Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mutual Of Omaha Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Mutual Of Omaha Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mutual Of Omaha Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 83 | $ 56,981,000 | $ 686,000 | $ 144,000 |
| King County Washington | 82 | $ 58,127,000 | $ 708,000 | $ 223,000 |
| San Diego County California | 67 | $ 30,685,000 | $ 457,000 | $ 166,000 |
| Douglas County Nebraska | 56 | $ 38,845,000 | $ 693,000 | $ 111,000 |
| Lancaster County Nebraska | 43 | $ 4,195,000 | $ 97,000 | $ 120,000 |
| Collier County Florida | 39 | $ 3,707,000 | $ 95,000 | $ 134,000 |
| Dallas County Texas | 36 | $ 29,658,000 | $ 823,000 | $ 160,000 |
| Multnomah County Oregon | 26 | $ 15,938,000 | $ 613,000 | $ 260,000 |
| Clark County Nevada | 22 | $ 53,621,000 | $ 2,437,000 | $ 217,000 |
| Orange County California | 20 | $ 16,139,000 | $ 806,000 | $ 326,000 |
| Denver County Colorado | 18 | $ 5,158,000 | $ 286,000 | $ 131,000 |
| Los Angeles County California | 17 | $ 16,912,000 | $ 994,000 | $ 284,000 |
| Alameda County California | 16 | $ 10,921,000 | $ 682,000 | $ 210,000 |
| Sarpy County Nebraska | 16 | $ 2,662,000 | $ 166,000 | $ 142,000 |
| Clackamas County Oregon | 15 | $ 10,548,000 | $ 703,000 | $ 201,000 |
| Honolulu County Hawaii | 13 | $ 4,548,000 | $ 349,000 | $ 115,000 |
| Washoe County Nevada | 13 | $ 5,894,000 | $ 453,000 | $ 265,000 |
| Tarrant County Texas | 12 | $ 12,672,000 | $ 1,056,000 | $ 108,000 |
| Pima County Arizona | 11 | $ 10,697,000 | $ 972,000 | $ 129,000 |
| Contra Costa County California | 11 | $ 7,446,000 | $ 676,000 | $ 197,000 |
| San Bernardino County California | 11 | $ 2,301,000 | $ 209,000 | $ 60,000 |
| Santa Clara County California | 10 | $ 7,130,000 | $ 713,000 | $ 244,000 |
| Harris County Texas | 10 | $ 3,893,000 | $ 389,000 | $ 331,000 |
| Snohomish County Washington | 10 | $ 5,616,000 | $ 561,000 | $ 238,000 |
| Ada County Idaho | 9 | $ 5,219,000 | $ 579,000 | $ 282,000 |
| Pottawattamie County Iowa | 9 | $ 1,845,000 | $ 205,000 | $ 96,000 |
| Horry County South Carolina | 9 | $ 6,138,000 | $ 682,000 | $ 303,000 |
| Arapahoe County Colorado | 8 | $ 3,632,000 | $ 454,000 | $ 526,000 |
| Washington County Oregon | 8 | $ 4,131,000 | $ 516,000 | $ 154,000 |
| Riverside County California | 7 | $ 4,547,000 | $ 649,000 | $ 215,000 |
| Douglas County Colorado | 7 | $ 5,372,000 | $ 767,000 | $ 347,000 |
| Jefferson County Colorado | 7 | $ 1,994,000 | $ 284,000 | $ 101,000 |
| Lee County Florida | 7 | $ 1,387,000 | $ 198,000 | $ 212,000 |
| Sacramento County California | 6 | $ 3,488,000 | $ 581,000 | $ 221,000 |
| Clark County Washington | 6 | $ 3,598,000 | $ 599,000 | $ 383,000 |
| El Dorado County California | 5 | $ 4,373,000 | $ 874,000 | $ 334,000 |
| San Francisco County California | 5 | $ 4,549,000 | $ 909,000 | $ 223,000 |
| Hillsborough County Florida | 5 | $ 594,000 | $ 118,000 | $ 31,000 |
| Jackson County Missouri | 5 | $ 10,376,000 | $ 2,075,000 | $ 60,000 |
| Nevada County California | 4 | $ 2,793,000 | $ 698,000 | $ 325,000 |
| Placer County California | 4 | $ 2,587,000 | $ 646,000 | $ 192,000 |
| San Mateo County California | 4 | $ 4,214,000 | $ 1,053,000 | $ 245,000 |
| Ventura County California | 4 | $ 3,251,000 | $ 812,000 | $ 265,000 |
| Eagle County Colorado | 4 | $ 3,889,000 | $ 972,000 | $ 443,000 |
| Fulton County Georgia | 4 | $ 3,034,000 | $ 758,000 | $ 282,000 |
| Deschutes County Oregon | 4 | $ 2,549,000 | $ 637,000 | $ 270,000 |
| Lane County Oregon | 4 | $ 2,722,000 | $ 680,000 | $ 340,000 |
| Charleston County South Carolina | 4 | $ 2,658,000 | $ 664,000 | $ 742,000 |
| Richland County South Carolina | 4 | $ 2,296,000 | $ 574,000 | $ 237,000 |
| Travis County Texas | 4 | $ 2,503,000 | $ 625,000 | $ 214,000 |
| Santa Barbara County California | 3 | $ 2,780,000 | $ 926,000 | $ 202,000 |
| Boulder County Colorado | 3 | $ 687,000 | $ 229,000 | $ 72,000 |
| Broward County Florida | 3 | $ 5,662,000 | $ 1,887,000 | $ 0 |
| Washington County Nebraska | 3 | $ 363,000 | $ 121,000 | $ 101,000 |
| Fort Bend County Texas | 3 | $ 492,000 | $ 164,000 | $ 153,000 |
| Salt Lake County Utah | 3 | $ 2,032,000 | $ 677,000 | $ 580,000 |
| Mohave County Arizona | 2 | $ 3,411,000 | $ 1,705,000 | $ 14,000 |
| Monterey County California | 2 | $ 1,040,000 | $ 520,000 | $ 129,000 |
| San Joaquin County California | 2 | $ 1,440,000 | $ 720,000 | $ 580,000 |
| Pinellas County Florida | 2 | $ 10,555,000 | $ 5,277,000 | $ 124,000 |
| Cobb County Georgia | 2 | $ 8,900,000 | $ 4,450,000 | $ 0 |
| New Hanover County North Carolina | 2 | $ 3,000,000 | $ 1,500,000 | $ 291,000 |
| Wake County North Carolina | 2 | $ 2,454,000 | $ 1,227,000 | $ 117,000 |
| Tulsa County Oklahoma | 2 | $ 1,266,000 | $ 633,000 | $ 198,000 |
| Shelby County Tennessee | 2 | $ 12,489,000 | $ 6,244,000 | $ 0 |
| Collin County Texas | 2 | $ 1,365,000 | $ 682,000 | $ 377,000 |
| Denton County Texas | 2 | $ 817,000 | $ 408,000 | $ 469,000 |
| Cache County Utah | 2 | $ 1,379,000 | $ 689,000 | $ 167,000 |
| Davis County Utah | 2 | $ 1,502,000 | $ 751,000 | $ 264,000 |
| Wasatch County Utah | 2 | $ 1,893,000 | $ 946,000 | $ 300,000 |
| Chelan County Washington | 2 | $ 1,378,000 | $ 689,000 | $ 265,000 |
| Island County Washington | 2 | $ 1,020,000 | $ 510,000 | $ 273,000 |
| Pierce County Washington | 2 | $ 1,417,000 | $ 708,000 | $ 519,000 |
| Thurston County Washington | 2 | $ 1,564,000 | $ 782,000 | $ 328,000 |
| Whatcom County Washington | 2 | $ 1,043,000 | $ 521,000 | $ 194,000 |
| Pinal County Arizona | 1 | $ 140,000 | $ 140,000 | $ 66,000 |
| Washington County Arkansas | 1 | $ 6,837,000 | $ 6,837,000 | $ 0 |
| Kern County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 469,000 |
| Marin County California | 1 | $ 1,245,000 | $ 1,245,000 | $ 290,000 |
| Napa County California | 1 | $ 631,000 | $ 631,000 | $ 187,000 |
| San Benito County California | 1 | $ 530,000 | $ 530,000 | $ 161,000 |
| San Luis Obispo County California | 1 | $ 712,000 | $ 712,000 | $ 164,000 |
| Santa Cruz County California | 1 | $ 418,000 | $ 418,000 | $ 121,000 |
| Solano County California | 1 | $ 736,000 | $ 736,000 | $ 201,000 |
| Sonoma County California | 1 | $ 516,000 | $ 516,000 | $ 262,000 |
| Yolo County California | 1 | $ 553,000 | $ 553,000 | $ 338,000 |
| Garfield County Colorado | 1 | $ 870,000 | $ 870,000 | $ 461,000 |
| Mesa County Colorado | 1 | $ 635,000 | $ 635,000 | $ 161,000 |
| Ouray County Colorado | 1 | $ 595,000 | $ 595,000 | $ 112,000 |
| Pitkin County Colorado | 1 | $ 903,000 | $ 903,000 | $ 229,000 |
| Weld County Colorado | 1 | $ 584,000 | $ 584,000 | $ 184,000 |
| Duval County Florida | 1 | $ 324,000 | $ 324,000 | $ 243,000 |
| Manatee County Florida | 1 | $ 492,000 | $ 492,000 | $ 227,000 |
| Pasco County Florida | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Volusia County Florida | 1 | $ 15,700,000 | $ 15,700,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 613,000 | $ 613,000 | $ 184,000 |
| Gwinnett County Georgia | 1 | $ 894,000 | $ 894,000 | $ 378,000 |
| Maui County Hawaii | 1 | $ 1,875,000 | $ 1,875,000 | $ 244,000 |
| Cook County Illinois | 1 | $ 300,000 | $ 300,000 | $ 1,106,000 |
| Harrison County Iowa | 1 | $ 191,000 | $ 191,000 | $ 141,000 |
| Shawnee County Kansas | 1 | $ 4,620,000 | $ 4,620,000 | $ 0 |
| Wyandotte County Kansas | 1 | $ 1,400,000 | $ 1,400,000 | $ 0 |
| Daviess County Missouri | 1 | $ 400,000 | $ 400,000 | $ 82,000 |
| Cass County Nebraska | 1 | $ 87,000 | $ 87,000 | $ 215,000 |
| Cedar County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 69,000 |
| Dawson County Nebraska | 1 | $ 43,000 | $ 43,000 | $ 62,000 |
| Dodge County Nebraska | 1 | $ 190,000 | $ 190,000 | $ 530,000 |
| Furnas County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| Gage County Nebraska | 1 | $ 250,000 | $ 250,000 | $ 50,000 |
| Johnson County Nebraska | 1 | $ 78,000 | $ 78,000 | $ 84,000 |
| Lincoln County Nebraska | 1 | $ 28,000 | $ 28,000 | $ 82,000 |
| Merrick County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 106,000 |
| Nance County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 20,000 |
| Pierce County Nebraska | 1 | $ 36,000 | $ 36,000 | $ 80,000 |
| Saunders County Nebraska | 1 | $ 10,000 | $ 10,000 | $ 113,000 |
| Seward County Nebraska | 1 | $ 46,000 | $ 46,000 | $ 39,000 |
| Douglas County Nevada | 1 | $ 455,000 | $ 455,000 | $ 122,000 |
| Elko County Nevada | 1 | $ 485,000 | $ 485,000 | $ 184,000 |
| Bernalillo County New Mexico | 1 | $ 451,000 | $ 451,000 | $ 140,000 |
| Santa Fe County New Mexico | 1 | $ 4,559,000 | $ 4,559,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 1,235,000 | $ 1,235,000 | $ 509,000 |
| Macon County North Carolina | 1 | $ 460,000 | $ 460,000 | $ 200,000 |
| Pender County North Carolina | 1 | $ 496,000 | $ 496,000 | $ 235,000 |
| Cleveland County Oklahoma | 1 | $ 14,400,000 | $ 14,400,000 | $ 0 |
| Rogers County Oklahoma | 1 | $ 495,000 | $ 495,000 | $ 133,000 |
| Clatsop County Oregon | 1 | $ 445,000 | $ 445,000 | $ 265,000 |
| Marion County Oregon | 1 | $ 489,000 | $ 489,000 | $ 121,000 |
| Yamhill County Oregon | 1 | $ 500,000 | $ 500,000 | $ 266,000 |
| Anderson County South Carolina | 1 | $ 575,000 | $ 575,000 | $ 464,000 |
| Georgetown County South Carolina | 1 | $ 581,000 | $ 581,000 | $ 402,000 |
| Lexington County South Carolina | 1 | $ 833,000 | $ 833,000 | $ 280,000 |
| Davidson County Tennessee | 1 | $ 10,050,000 | $ 10,050,000 | $ 0 |
| Knox County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 469,000 | $ 469,000 | $ 192,000 |
| Bexar County Texas | 1 | $ 679,000 | $ 679,000 | $ 356,000 |
| McLennan County Texas | 1 | $ 16,875,000 | $ 16,875,000 | $ 0 |
| Montgomery County Texas | 1 | $ 358,000 | $ 358,000 | $ 8,000 |
| Nacogdoches County Texas | 1 | $ 6,834,000 | $ 6,834,000 | $ 0 |
| Parker County Texas | 1 | $ 600,000 | $ 600,000 | $ 2,938,000 |
| Rockwall County Texas | 1 | $ 626,000 | $ 626,000 | $ 185,000 |
| Douglas County Washington | 1 | $ 796,000 | $ 796,000 | $ 307,000 |
| Mason County Washington | 1 | $ 696,000 | $ 696,000 | $ 251,000 |
| Skagit County Washington | 1 | $ 693,000 | $ 693,000 | $ 846,000 |
Mortgage Loan Application Detail Totals for Mutual Of Omaha Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 550 | $443,930,000 | $807,000 | $18,250,000 | $198,000 | $2,316,000 |
| Refinancing | 307 | $213,828,000 | $696,000 | $16,875,000 | $208,000 | $2,938,000 |
| Home Improvement | 71 | $30,409,000 | $428,000 | $13,470,000 | $147,000 | $1,374,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 489 | $258,233,000 | $528,000 | $2,171,000 | $227,000 | $2,938,000 |
| Not Provided | 230 | $113,238,000 | $492,000 | $2,352,000 | $244,000 | $2,271,000 |
| Not applicable | 97 | $276,533,000 | $2,850,000 | $18,250,000 | $9,000 | $44,000 |
| Hispanic | 50 | $9,319,000 | $186,000 | $572,000 | $69,000 | $296,000 |
| Asian | 42 | $24,459,000 | $582,000 | $1,500,000 | $211,000 | $550,000 |
| Black or African American | 17 | $5,499,000 | $323,000 | $1,796,000 | $173,000 | $916,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $886,000 | $295,000 | $486,000 | $105,000 | $208,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 896 | $682,765,000 | $762,000 | $18,250,000 | $203,000 | $2,938,000 |
| VA-guaranteed (Veterans Administration) | 27 | $4,732,000 | $175,000 | $324,000 | $45,000 | $83,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $500,000 | $125,000 | $177,000 | $58,000 | $92,000 |
| FHA-insured (Federal Housing Administration) | 1 | $170,000 | $170,000 | $170,000 | $48,000 | $48,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 644 | $568,461,000 | $882,000 | $16,875,000 | $235,000 | $2,938,000 |
| Loan Purchased By The Institution | 144 | $21,159,000 | $146,000 | $880,000 | $53,000 | $261,000 |
| Application Denied By Financial Institution | 100 | $62,911,000 | $629,000 | $18,250,000 | $188,000 | $2,271,000 |
| Application Withdrawn By Applicant | 22 | $6,919,000 | $314,000 | $1,000,000 | $133,000 | $469,000 |
| Application Approved But Not Accepted | 18 | $28,717,000 | $1,595,000 | $7,500,000 | $141,000 | $488,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 55 | $45,518,000 | $827,000 | $18,250,000 | $126,000 | $378,000 |
| Credit History | 15 | $3,905,000 | $260,000 | $1,280,000 | $146,000 | $535,000 |
| Collateral | 12 | $7,027,000 | $585,000 | $2,000,000 | $323,000 | $756,000 |
| Credit Application Incomplete | 7 | $2,618,000 | $374,000 | $1,684,000 | $491,000 | $2,271,000 |
| Other | 5 | $1,793,000 | $358,000 | $630,000 | $317,000 | $1,106,000 |
| Unverifiable Information | 4 | $1,783,000 | $445,000 | $1,110,000 | $175,000 | $429,000 |
| Employment History | 1 | $138,000 | $138,000 | $138,000 | $48,000 | $48,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $129,000 | $129,000 | $129,000 | $43,000 | $43,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mutual Of Omaha Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mutual Of Omaha Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.