Mutual of Omaha Bank Mortgage Lending & HMDA Data, 2015
In 2015, Mutual of Omaha Bank of Omaha, NE reported 928 mortgage applications totaling $688.2 million, down 74% from 2014. The average application was for $741,559, and applicants reported an average income of $197,406. 69% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (92), Omaha-Council Bluffs, NE-IA (87) and Phoenix-Mesa-Scottsdale, AZ (84) (applications in parentheses).
| Mortgage Company & Address | Mutual of Omaha Bank 3333 Farnam St Omaha, NE 68131 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 928 |
| Total Mortgage Loan Application Amount | $688,167,000 |
| Average Mortgage Loan Application Amount | $741,559 |
| Highest Mortgage Loan Application Amount | $18,250,000 |
| Average Applicant Income | $197,406 |
| Highest Applicant Income | $2,938,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mutual of Omaha Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa, Arizona | 83 | $ 56,981,000 | $ 686,518 | $ 144,000 |
| King, Washington | 82 | $ 58,127,000 | $ 708,865 | $ 223,000 |
| San Diego, California | 67 | $ 30,685,000 | $ 457,985 | $ 166,000 |
| Douglas, Nebraska | 56 | $ 38,845,000 | $ 693,660 | $ 111,000 |
| Lancaster, Nebraska | 43 | $ 4,195,000 | $ 97,558 | $ 120,000 |
| Collier, Florida | 39 | $ 3,707,000 | $ 95,051 | $ 134,000 |
| Dallas, Texas | 36 | $ 29,658,000 | $ 823,833 | $ 160,000 |
| Multnomah, Oregon | 26 | $ 15,938,000 | $ 613,000 | $ 260,000 |
| Clark, Nevada | 22 | $ 53,621,000 | $ 2,437,318 | $ 217,000 |
| Orange, California | 20 | $ 16,139,000 | $ 806,950 | $ 326,000 |
| Denver, Colorado | 18 | $ 5,158,000 | $ 286,555 | $ 131,000 |
| Los Angeles, California | 17 | $ 16,912,000 | $ 994,823 | $ 284,000 |
| Alameda, California | 16 | $ 10,921,000 | $ 682,562 | $ 210,000 |
| Sarpy, Nebraska | 16 | $ 2,662,000 | $ 166,375 | $ 142,000 |
| Clackamas, Oregon | 15 | $ 10,548,000 | $ 703,200 | $ 201,000 |
| Honolulu, Hawaii | 13 | $ 4,548,000 | $ 349,846 | $ 115,000 |
| Washoe, Nevada | 13 | $ 5,894,000 | $ 453,384 | $ 265,000 |
| Tarrant, Texas | 12 | $ 12,672,000 | $ 1,056,000 | $ 108,000 |
| Pima, Arizona | 11 | $ 10,697,000 | $ 972,454 | $ 129,000 |
| Contra Costa, California | 11 | $ 7,446,000 | $ 676,909 | $ 197,000 |
| San Bernardino, California | 11 | $ 2,301,000 | $ 209,181 | $ 60,000 |
| Santa Clara, California | 10 | $ 7,130,000 | $ 713,000 | $ 244,000 |
| Harris, Texas | 10 | $ 3,893,000 | $ 389,300 | $ 331,000 |
| Snohomish, Washington | 10 | $ 5,616,000 | $ 561,600 | $ 238,000 |
| Ada, Idaho | 9 | $ 5,219,000 | $ 579,888 | $ 282,000 |
| Pottawattamie, Iowa | 9 | $ 1,845,000 | $ 205,000 | $ 96,000 |
| Horry, South Carolina | 9 | $ 6,138,000 | $ 682,000 | $ 303,000 |
| Arapahoe, Colorado | 8 | $ 3,632,000 | $ 454,000 | $ 526,000 |
| Washington, Oregon | 8 | $ 4,131,000 | $ 516,375 | $ 154,000 |
| Riverside, California | 7 | $ 4,547,000 | $ 649,571 | $ 215,000 |
| Douglas, Colorado | 7 | $ 5,372,000 | $ 767,428 | $ 347,000 |
| Jefferson, Colorado | 7 | $ 1,994,000 | $ 284,857 | $ 101,000 |
| Lee, Florida | 7 | $ 1,387,000 | $ 198,142 | $ 212,000 |
| Sacramento, California | 6 | $ 3,488,000 | $ 581,333 | $ 221,000 |
| Clark, Washington | 6 | $ 3,598,000 | $ 599,666 | $ 383,000 |
| El Dorado, California | 5 | $ 4,373,000 | $ 874,600 | $ 334,000 |
| San Francisco, California | 5 | $ 4,549,000 | $ 909,800 | $ 223,000 |
| Hillsborough, Florida | 5 | $ 594,000 | $ 118,800 | $ 31,000 |
| Jackson, Missouri | 5 | $ 10,376,000 | $ 2,075,200 | $ 60,000 |
| Nevada, California | 4 | $ 2,793,000 | $ 698,250 | $ 325,000 |
| Placer, California | 4 | $ 2,587,000 | $ 646,750 | $ 192,000 |
| San Mateo, California | 4 | $ 4,214,000 | $ 1,053,500 | $ 245,000 |
| Ventura, California | 4 | $ 3,251,000 | $ 812,750 | $ 265,000 |
| Eagle, Colorado | 4 | $ 3,889,000 | $ 972,250 | $ 443,000 |
| Fulton, Georgia | 4 | $ 3,034,000 | $ 758,500 | $ 282,000 |
| Deschutes, Oregon | 4 | $ 2,549,000 | $ 637,250 | $ 270,000 |
| Lane, Oregon | 4 | $ 2,722,000 | $ 680,500 | $ 340,000 |
| Charleston, South Carolina | 4 | $ 2,658,000 | $ 664,500 | $ 742,000 |
| Richland, South Carolina | 4 | $ 2,296,000 | $ 574,000 | $ 237,000 |
| Travis, Texas | 4 | $ 2,503,000 | $ 625,750 | $ 214,000 |
| Santa Barbara, California | 3 | $ 2,780,000 | $ 926,666 | $ 202,000 |
| Boulder, Colorado | 3 | $ 687,000 | $ 229,000 | $ 72,000 |
| Broward, Florida | 3 | $ 5,662,000 | $ 1,887,333 | $ 0 |
| Washington, Nebraska | 3 | $ 363,000 | $ 121,000 | $ 101,000 |
| Fort Bend, Texas | 3 | $ 492,000 | $ 164,000 | $ 153,000 |
| Salt Lake, Utah | 3 | $ 2,032,000 | $ 677,333 | $ 580,000 |
| Mohave, Arizona | 2 | $ 3,411,000 | $ 1,705,500 | $ 14,000 |
| Monterey, California | 2 | $ 1,040,000 | $ 520,000 | $ 129,000 |
| San Joaquin, California | 2 | $ 1,440,000 | $ 720,000 | $ 580,000 |
| Pinellas, Florida | 2 | $ 10,555,000 | $ 5,277,500 | $ 124,000 |
| Cobb, Georgia | 2 | $ 8,900,000 | $ 4,450,000 | $ 0 |
| New Hanover, North Carolina | 2 | $ 3,000,000 | $ 1,500,000 | $ 291,000 |
| Wake, North Carolina | 2 | $ 2,454,000 | $ 1,227,000 | $ 117,000 |
| Tulsa, Oklahoma | 2 | $ 1,266,000 | $ 633,000 | $ 198,000 |
| Shelby, Tennessee | 2 | $ 12,489,000 | $ 6,244,500 | $ 0 |
| Collin, Texas | 2 | $ 1,365,000 | $ 682,500 | $ 377,000 |
| Denton, Texas | 2 | $ 817,000 | $ 408,500 | $ 469,000 |
| Cache, Utah | 2 | $ 1,379,000 | $ 689,500 | $ 167,000 |
| Davis, Utah | 2 | $ 1,502,000 | $ 751,000 | $ 264,000 |
| Wasatch, Utah | 2 | $ 1,893,000 | $ 946,500 | $ 300,000 |
| Chelan, Washington | 2 | $ 1,378,000 | $ 689,000 | $ 265,000 |
| Island, Washington | 2 | $ 1,020,000 | $ 510,000 | $ 273,000 |
| Pierce, Washington | 2 | $ 1,417,000 | $ 708,500 | $ 519,000 |
| Thurston, Washington | 2 | $ 1,564,000 | $ 782,000 | $ 328,000 |
| Whatcom, Washington | 2 | $ 1,043,000 | $ 521,500 | $ 194,000 |
| Pinal, Arizona | 1 | $ 140,000 | $ 140,000 | $ 66,000 |
| Washington, Arkansas | 1 | $ 6,837,000 | $ 6,837,000 | $ 0 |
| Kern, California | 1 | $ 1,000,000 | $ 1,000,000 | $ 469,000 |
| Marin, California | 1 | $ 1,245,000 | $ 1,245,000 | $ 290,000 |
| Napa, California | 1 | $ 631,000 | $ 631,000 | $ 187,000 |
| San Benito, California | 1 | $ 530,000 | $ 530,000 | $ 161,000 |
| San Luis Obispo, California | 1 | $ 712,000 | $ 712,000 | $ 164,000 |
| Santa Cruz, California | 1 | $ 418,000 | $ 418,000 | $ 121,000 |
| Solano, California | 1 | $ 736,000 | $ 736,000 | $ 201,000 |
| Sonoma, California | 1 | $ 516,000 | $ 516,000 | $ 262,000 |
| Yolo, California | 1 | $ 553,000 | $ 553,000 | $ 338,000 |
| Garfield, Colorado | 1 | $ 870,000 | $ 870,000 | $ 461,000 |
| Mesa, Colorado | 1 | $ 635,000 | $ 635,000 | $ 161,000 |
| Ouray, Colorado | 1 | $ 595,000 | $ 595,000 | $ 112,000 |
| Pitkin, Colorado | 1 | $ 903,000 | $ 903,000 | $ 229,000 |
| Weld, Colorado | 1 | $ 584,000 | $ 584,000 | $ 184,000 |
| Duval, Florida | 1 | $ 324,000 | $ 324,000 | $ 243,000 |
| Manatee, Florida | 1 | $ 492,000 | $ 492,000 | $ 227,000 |
| Pasco, Florida | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Volusia, Florida | 1 | $ 15,700,000 | $ 15,700,000 | $ 0 |
| Forsyth, Georgia | 1 | $ 613,000 | $ 613,000 | $ 184,000 |
| Gwinnett, Georgia | 1 | $ 894,000 | $ 894,000 | $ 378,000 |
| Maui, Hawaii | 1 | $ 1,875,000 | $ 1,875,000 | $ 244,000 |
| Cook, Illinois | 1 | $ 300,000 | $ 300,000 | $ 1,106,000 |
| Harrison, Iowa | 1 | $ 191,000 | $ 191,000 | $ 141,000 |
| Shawnee, Kansas | 1 | $ 4,620,000 | $ 4,620,000 | $ 0 |
| Wyandotte, Kansas | 1 | $ 1,400,000 | $ 1,400,000 | $ 0 |
| Daviess, Missouri | 1 | $ 400,000 | $ 400,000 | $ 82,000 |
| Cass, Nebraska | 1 | $ 87,000 | $ 87,000 | $ 215,000 |
| Cedar, Nebraska | 1 | $ 40,000 | $ 40,000 | $ 69,000 |
| Dawson, Nebraska | 1 | $ 43,000 | $ 43,000 | $ 62,000 |
| Dodge, Nebraska | 1 | $ 190,000 | $ 190,000 | $ 530,000 |
| Furnas, Nebraska | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| Gage, Nebraska | 1 | $ 250,000 | $ 250,000 | $ 50,000 |
| Johnson, Nebraska | 1 | $ 78,000 | $ 78,000 | $ 84,000 |
| Lincoln, Nebraska | 1 | $ 28,000 | $ 28,000 | $ 82,000 |
| Merrick, Nebraska | 1 | $ 40,000 | $ 40,000 | $ 106,000 |
| Nance, Nebraska | 1 | $ 40,000 | $ 40,000 | $ 20,000 |
| Pierce, Nebraska | 1 | $ 36,000 | $ 36,000 | $ 80,000 |
| Saunders, Nebraska | 1 | $ 10,000 | $ 10,000 | $ 113,000 |
| Seward, Nebraska | 1 | $ 46,000 | $ 46,000 | $ 39,000 |
| Douglas, Nevada | 1 | $ 455,000 | $ 455,000 | $ 122,000 |
| Elko, Nevada | 1 | $ 485,000 | $ 485,000 | $ 184,000 |
| Bernalillo, New Mexico | 1 | $ 451,000 | $ 451,000 | $ 140,000 |
| Santa Fe, New Mexico | 1 | $ 4,559,000 | $ 4,559,000 | $ 0 |
| Currituck, North Carolina | 1 | $ 1,235,000 | $ 1,235,000 | $ 509,000 |
| Macon, North Carolina | 1 | $ 460,000 | $ 460,000 | $ 200,000 |
| Pender, North Carolina | 1 | $ 496,000 | $ 496,000 | $ 235,000 |
| Cleveland, Oklahoma | 1 | $ 14,400,000 | $ 14,400,000 | $ 0 |
| Rogers, Oklahoma | 1 | $ 495,000 | $ 495,000 | $ 133,000 |
| Clatsop, Oregon | 1 | $ 445,000 | $ 445,000 | $ 265,000 |
| Marion, Oregon | 1 | $ 489,000 | $ 489,000 | $ 121,000 |
| Yamhill, Oregon | 1 | $ 500,000 | $ 500,000 | $ 266,000 |
| Anderson, South Carolina | 1 | $ 575,000 | $ 575,000 | $ 464,000 |
| Georgetown, South Carolina | 1 | $ 581,000 | $ 581,000 | $ 402,000 |
| Lexington, South Carolina | 1 | $ 833,000 | $ 833,000 | $ 280,000 |
| Davidson, Tennessee | 1 | $ 10,050,000 | $ 10,050,000 | $ 0 |
| Knox, Tennessee | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Williamson, Tennessee | 1 | $ 469,000 | $ 469,000 | $ 192,000 |
| Bexar, Texas | 1 | $ 679,000 | $ 679,000 | $ 356,000 |
| McLennan, Texas | 1 | $ 16,875,000 | $ 16,875,000 | $ 0 |
| Montgomery, Texas | 1 | $ 358,000 | $ 358,000 | $ 8,000 |
| Nacogdoches, Texas | 1 | $ 6,834,000 | $ 6,834,000 | $ 0 |
| Parker, Texas | 1 | $ 600,000 | $ 600,000 | $ 2,938,000 |
| Rockwall, Texas | 1 | $ 626,000 | $ 626,000 | $ 185,000 |
| Douglas, Washington | 1 | $ 796,000 | $ 796,000 | $ 307,000 |
| Mason, Washington | 1 | $ 696,000 | $ 696,000 | $ 251,000 |
| Skagit, Washington | 1 | $ 693,000 | $ 693,000 | $ 846,000 |
Mortgage Loan Application Detail Totals for Mutual of Omaha Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 550 | $443,930,000 | $807,000 | $18,250,000 | $198,000 | $2,316,000 |
| Refinancing | 307 | $213,828,000 | $696,000 | $16,875,000 | $208,000 | $2,938,000 |
| Home Improvement | 71 | $30,409,000 | $428,000 | $13,470,000 | $147,000 | $1,374,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 489 | $258,233,000 | $528,000 | $2,171,000 | $227,000 | $2,938,000 |
| Not Provided | 230 | $113,238,000 | $492,000 | $2,352,000 | $244,000 | $2,271,000 |
| Not applicable | 97 | $276,533,000 | $2,850,000 | $18,250,000 | $9,000 | $44,000 |
| Hispanic | 50 | $9,319,000 | $186,000 | $572,000 | $69,000 | $296,000 |
| Asian | 42 | $24,459,000 | $582,000 | $1,500,000 | $211,000 | $550,000 |
| Black or African American | 17 | $5,499,000 | $323,000 | $1,796,000 | $173,000 | $916,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $886,000 | $295,000 | $486,000 | $105,000 | $208,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 896 | $682,765,000 | $762,000 | $18,250,000 | $203,000 | $2,938,000 |
| VA-guaranteed (Veterans Administration) | 27 | $4,732,000 | $175,000 | $324,000 | $45,000 | $83,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $500,000 | $125,000 | $177,000 | $58,000 | $92,000 |
| FHA-insured (Federal Housing Administration) | 1 | $170,000 | $170,000 | $170,000 | $48,000 | $48,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 644 | $568,461,000 | $882,000 | $16,875,000 | $235,000 | $2,938,000 |
| Loan Purchased By The Institution | 144 | $21,159,000 | $146,000 | $880,000 | $53,000 | $261,000 |
| Application Denied By Financial Institution | 100 | $62,911,000 | $629,000 | $18,250,000 | $188,000 | $2,271,000 |
| Application Withdrawn By Applicant | 22 | $6,919,000 | $314,000 | $1,000,000 | $133,000 | $469,000 |
| Application Approved But Not Accepted | 18 | $28,717,000 | $1,595,000 | $7,500,000 | $141,000 | $488,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 55 | $45,518,000 | $827,000 | $18,250,000 | $126,000 | $378,000 |
| Credit History | 15 | $3,905,000 | $260,000 | $1,280,000 | $146,000 | $535,000 |
| Collateral | 12 | $7,027,000 | $585,000 | $2,000,000 | $323,000 | $756,000 |
| Credit Application Incomplete | 7 | $2,618,000 | $374,000 | $1,684,000 | $491,000 | $2,271,000 |
| Other | 5 | $1,793,000 | $358,000 | $630,000 | $317,000 | $1,106,000 |
| Unverifiable Information | 4 | $1,783,000 | $445,000 | $1,110,000 | $175,000 | $429,000 |
| Employment History | 1 | $138,000 | $138,000 | $138,000 | $48,000 | $48,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $129,000 | $129,000 | $129,000 | $43,000 | $43,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mutual of Omaha Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mutual of Omaha Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.
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