Mwabank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Mwabank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mwabank 100 17Th Street Rock Island, IL 61201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 545 |
| Total Mortgage Loan Application Amount | $65,814,000 |
| Average Mortgage Loan Application Amount | $108,333 |
| Highest Mortgage Loan Application Amount | $1,069,000 |
| Average Applicant Income | $90,000 |
| Highest Applicant Income | $1,180,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Mwabank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mwabank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Mwabank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mwabank serves its applicants.
Each category highlights the total number of mortgage applications processed by Mwabank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mwabank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Scott County Iowa | 107 | $ 10,151,000 | $ 94,000 | $ 86,000 |
| Rock Island County Illinois | 81 | $ 7,562,000 | $ 93,000 | $ 86,000 |
| Richmond County North Carolina | 14 | $ 1,586,000 | $ 113,000 | $ 72,000 |
| Clinton County Iowa | 7 | $ 614,000 | $ 87,000 | $ 79,000 |
| Muscatine County Iowa | 7 | $ 760,000 | $ 108,000 | $ 60,000 |
| Wood County Ohio | 7 | $ 596,000 | $ 85,000 | $ 61,000 |
| Jackson County Arkansas | 6 | $ 459,000 | $ 76,000 | $ 108,000 |
| Waukesha County Wisconsin | 6 | $ 1,173,000 | $ 195,000 | $ 109,000 |
| Shawnee County Kansas | 5 | $ 721,000 | $ 144,000 | $ 106,000 |
| Lancaster County Nebraska | 5 | $ 374,000 | $ 74,000 | $ 81,000 |
| Santa Clara County California | 4 | $ 629,000 | $ 157,000 | $ 98,000 |
| Denver County Colorado | 4 | $ 508,000 | $ 127,000 | $ 118,000 |
| Larimer County Colorado | 4 | $ 509,000 | $ 127,000 | $ 116,000 |
| Bourbon County Kansas | 4 | $ 223,000 | $ 55,000 | $ 94,000 |
| Alcorn County Mississippi | 4 | $ 425,000 | $ 106,000 | $ 42,000 |
| Jackson County Missouri | 4 | $ 637,000 | $ 159,000 | $ 123,000 |
| Johnson County Missouri | 4 | $ 335,000 | $ 83,000 | $ 104,000 |
| Wake County North Carolina | 4 | $ 349,000 | $ 87,000 | $ 124,000 |
| Milwaukee County Wisconsin | 4 | $ 421,000 | $ 105,000 | $ 40,000 |
| Tuscaloosa County Alabama | 3 | $ 901,000 | $ 300,000 | $ 131,000 |
| Independence County Arkansas | 3 | $ 325,000 | $ 108,000 | $ 81,000 |
| Bureau County Illinois | 3 | $ 246,000 | $ 82,000 | $ 67,000 |
| Kalamazoo County Michigan | 3 | $ 411,000 | $ 137,000 | $ 98,000 |
| Van Buren County Michigan | 3 | $ 523,000 | $ 174,000 | $ 272,000 |
| Clark County Nevada | 3 | $ 591,000 | $ 197,000 | $ 257,000 |
| Cass County North Dakota | 3 | $ 369,000 | $ 123,000 | $ 195,000 |
| Richland County Ohio | 3 | $ 338,000 | $ 112,000 | $ 72,000 |
| Madison County Tennessee | 3 | $ 291,000 | $ 97,000 | $ 45,000 |
| Sauk County Wisconsin | 3 | $ 340,000 | $ 113,000 | $ 21,000 |
| Baxter County Arkansas | 2 | $ 252,000 | $ 126,000 | $ 50,000 |
| Conway County Arkansas | 2 | $ 260,000 | $ 130,000 | $ 87,000 |
| Garland County Arkansas | 2 | $ 212,000 | $ 106,000 | $ 49,000 |
| El Paso County Colorado | 2 | $ 240,000 | $ 120,000 | $ 68,000 |
| Pueblo County Colorado | 2 | $ 157,000 | $ 78,000 | $ 275,000 |
| Alachua County Florida | 2 | $ 325,000 | $ 162,000 | $ 63,000 |
| Lee County Florida | 2 | $ 1,332,000 | $ 666,000 | $ 310,000 |
| Cook County Illinois | 2 | $ 1,384,000 | $ 692,000 | $ 294,000 |
| DuPage County Illinois | 2 | $ 836,000 | $ 418,000 | $ 160,000 |
| Henry County Illinois | 2 | $ 196,000 | $ 98,000 | $ 60,000 |
| Mercer County Illinois | 2 | $ 275,000 | $ 137,000 | $ 95,000 |
| Ogle County Illinois | 2 | $ 208,000 | $ 104,000 | $ 36,000 |
| Whiteside County Illinois | 2 | $ 147,000 | $ 73,000 | $ 78,000 |
| Winnebago County Illinois | 2 | $ 162,000 | $ 81,000 | $ 61,000 |
| Linn County Iowa | 2 | $ 95,000 | $ 47,000 | $ 130,000 |
| Polk County Iowa | 2 | $ 363,000 | $ 181,000 | $ 86,000 |
| Wayne County Iowa | 2 | $ 125,000 | $ 62,000 | $ 83,000 |
| Saline County Kansas | 2 | $ 365,000 | $ 182,000 | $ 73,000 |
| Wyandotte County Kansas | 2 | $ 108,000 | $ 54,000 | $ 47,000 |
| Cumberland County Maine | 2 | $ 549,000 | $ 274,000 | $ 102,000 |
| Waldo County Maine | 2 | $ 160,000 | $ 80,000 | $ 29,000 |
| Middlesex County Massachusetts | 2 | $ 528,000 | $ 264,000 | $ 232,000 |
| Allegan County Michigan | 2 | $ 239,000 | $ 119,000 | $ 37,000 |
| Cass County Michigan | 2 | $ 90,000 | $ 45,000 | $ 62,000 |
| Cass County Minnesota | 2 | $ 602,000 | $ 301,000 | $ 0 |
| Pontotoc County Mississippi | 2 | $ 375,000 | $ 187,000 | $ 78,000 |
| Christian County Missouri | 2 | $ 345,000 | $ 172,000 | $ 214,000 |
| Stanton County Nebraska | 2 | $ 138,000 | $ 69,000 | $ 38,000 |
| Grafton County New Hampshire | 2 | $ 325,000 | $ 162,000 | $ 53,000 |
| Anson County North Carolina | 2 | $ 225,000 | $ 112,000 | $ 105,000 |
| Chatham County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 121,000 |
| Franklin County North Carolina | 2 | $ 113,000 | $ 56,000 | $ 110,000 |
| Johnston County North Carolina | 2 | $ 185,000 | $ 92,000 | $ 170,000 |
| Columbiana County Ohio | 2 | $ 398,000 | $ 199,000 | $ 109,000 |
| Delaware County Ohio | 2 | $ 269,000 | $ 134,000 | $ 61,000 |
| Ottawa County Ohio | 2 | $ 268,000 | $ 134,000 | $ 240,000 |
| Creek County Oklahoma | 2 | $ 146,000 | $ 73,000 | $ 59,000 |
| Oklahoma County Oklahoma | 2 | $ 331,000 | $ 165,000 | $ 76,000 |
| Tulsa County Oklahoma | 2 | $ 289,000 | $ 144,000 | $ 74,000 |
| Spartanburg County South Carolina | 2 | $ 95,000 | $ 47,000 | $ 44,000 |
| Davison County South Dakota | 2 | $ 403,000 | $ 201,000 | $ 173,000 |
| Bradley County Tennessee | 2 | $ 171,000 | $ 85,000 | $ 83,000 |
| Rutherford County Tennessee | 2 | $ 395,000 | $ 197,000 | $ 362,000 |
| Montgomery County Texas | 2 | $ 318,000 | $ 159,000 | $ 227,000 |
| Salt Lake County Utah | 2 | $ 259,000 | $ 129,000 | $ 103,000 |
| King County Washington | 2 | $ 598,000 | $ 299,000 | $ 198,000 |
| Greenbrier County West Virginia | 2 | $ 133,000 | $ 66,000 | $ 110,000 |
| Nicholas County West Virginia | 2 | $ 238,000 | $ 119,000 | $ 75,000 |
| Dane County Wisconsin | 2 | $ 474,000 | $ 237,000 | $ 94,000 |
| Randolph County Alabama | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Walker County Alabama | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| Winston County Alabama | 1 | $ 60,000 | $ 60,000 | $ 35,000 |
| Maricopa County Arizona | 1 | $ 198,000 | $ 198,000 | $ 76,000 |
| Navajo County Arizona | 1 | $ 80,000 | $ 80,000 | $ 57,000 |
| Pima County Arizona | 1 | $ 198,000 | $ 198,000 | $ 216,000 |
| Yavapai County Arizona | 1 | $ 180,000 | $ 180,000 | $ 114,000 |
| Boone County Arkansas | 1 | $ 99,000 | $ 99,000 | $ 112,000 |
| Cleburne County Arkansas | 1 | $ 186,000 | $ 186,000 | $ 56,000 |
| Crawford County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Desha County Arkansas | 1 | $ 66,000 | $ 66,000 | $ 119,000 |
| Grant County Arkansas | 1 | $ 88,000 | $ 88,000 | $ 60,000 |
| Johnson County Arkansas | 1 | $ 184,000 | $ 184,000 | $ 88,000 |
| Lawrence County Arkansas | 1 | $ 52,000 | $ 52,000 | $ 125,000 |
| Montgomery County Arkansas | 1 | $ 88,000 | $ 88,000 | $ 46,000 |
| Pulaski County Arkansas | 1 | $ 44,000 | $ 44,000 | $ 42,000 |
| Saline County Arkansas | 1 | $ 290,000 | $ 290,000 | $ 326,000 |
| Sharp County Arkansas | 1 | $ 53,000 | $ 53,000 | $ 59,000 |
| White County Arkansas | 1 | $ 72,000 | $ 72,000 | $ 67,000 |
| Douglas County Colorado | 1 | $ 25,000 | $ 25,000 | $ 88,000 |
| Jefferson County Colorado | 1 | $ 142,000 | $ 142,000 | $ 139,000 |
| Bay County Florida | 1 | $ 70,000 | $ 70,000 | $ 50,000 |
| Broward County Florida | 1 | $ 308,000 | $ 308,000 | $ 132,000 |
| Charlotte County Florida | 1 | $ 61,000 | $ 61,000 | $ 92,000 |
| Hillsborough County Florida | 1 | $ 180,000 | $ 180,000 | $ 78,000 |
| Miami-Dade County Florida | 1 | $ 714,000 | $ 714,000 | $ 1,180,000 |
| Pinellas County Florida | 1 | $ 255,000 | $ 255,000 | $ 210,000 |
| Sarasota County Florida | 1 | $ 252,000 | $ 252,000 | $ 0 |
| St. Johns County Florida | 1 | $ 631,000 | $ 631,000 | $ 379,000 |
| Sumter County Florida | 1 | $ 89,000 | $ 89,000 | $ 44,000 |
| Chatham County Georgia | 1 | $ 320,000 | $ 320,000 | $ 163,000 |
| Floyd County Georgia | 1 | $ 84,000 | $ 84,000 | $ 49,000 |
| Monroe County Georgia | 1 | $ 294,000 | $ 294,000 | $ 154,000 |
| Bannock County Idaho | 1 | $ 73,000 | $ 73,000 | $ 52,000 |
| Bonneville County Idaho | 1 | $ 18,000 | $ 18,000 | $ 63,000 |
| Jefferson County Idaho | 1 | $ 90,000 | $ 90,000 | $ 41,000 |
| Champaign County Illinois | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| Henderson County Illinois | 1 | $ 49,000 | $ 49,000 | $ 63,000 |
| Jackson County Illinois | 1 | $ 70,000 | $ 70,000 | $ 75,000 |
| Jo Daviess County Illinois | 1 | $ 86,000 | $ 86,000 | $ 186,000 |
| Kendall County Illinois | 1 | $ 103,000 | $ 103,000 | $ 70,000 |
| LaSalle County Illinois | 1 | $ 102,000 | $ 102,000 | $ 57,000 |
| Lee County Illinois | 1 | $ 10,000 | $ 10,000 | $ 25,000 |
| Marion County Illinois | 1 | $ 10,000 | $ 10,000 | $ 69,000 |
| Perry County Illinois | 1 | $ 110,000 | $ 110,000 | $ 113,000 |
| Pulaski County Illinois | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Tazewell County Illinois | 1 | $ 150,000 | $ 150,000 | $ 54,000 |
| Henry County Indiana | 1 | $ 65,000 | $ 65,000 | $ 92,000 |
| Parke County Indiana | 1 | $ 34,000 | $ 34,000 | $ 17,000 |
| Warrick County Indiana | 1 | $ 141,000 | $ 141,000 | $ 76,000 |
| Benton County Iowa | 1 | $ 117,000 | $ 117,000 | $ 48,000 |
| Cedar County Iowa | 1 | $ 144,000 | $ 144,000 | $ 81,000 |
| Des Moines County Iowa | 1 | $ 95,000 | $ 95,000 | $ 86,000 |
| Jefferson County Iowa | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Johnson County Iowa | 1 | $ 116,000 | $ 116,000 | $ 146,000 |
| Marion County Iowa | 1 | $ 64,000 | $ 64,000 | $ 41,000 |
| Franklin County Kansas | 1 | $ 136,000 | $ 136,000 | $ 54,000 |
| Harvey County Kansas | 1 | $ 72,000 | $ 72,000 | $ 33,000 |
| Johnson County Kansas | 1 | $ 132,000 | $ 132,000 | $ 131,000 |
| Miami County Kansas | 1 | $ 108,000 | $ 108,000 | $ 84,000 |
| Lafayette County Louisiana | 1 | $ 152,000 | $ 152,000 | $ 100,000 |
| Franklin County Maine | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Penobscot County Maine | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Allegany County Maryland | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Talbot County Maryland | 1 | $ 310,000 | $ 310,000 | $ 72,000 |
| Clinton County Michigan | 1 | $ 84,000 | $ 84,000 | $ 39,000 |
| Kent County Michigan | 1 | $ 88,000 | $ 88,000 | $ 65,000 |
| Monroe County Michigan | 1 | $ 128,000 | $ 128,000 | $ 61,000 |
| Muskegon County Michigan | 1 | $ 58,000 | $ 58,000 | $ 40,000 |
| Dodge County Minnesota | 1 | $ 96,000 | $ 96,000 | $ 66,000 |
| Wright County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 56,000 |
| Clay County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 72,000 |
| George County Mississippi | 1 | $ 120,000 | $ 120,000 | $ 95,000 |
| Lee County Mississippi | 1 | $ 60,000 | $ 60,000 | $ 35,000 |
| Madison County Mississippi | 1 | $ 66,000 | $ 66,000 | $ 30,000 |
| Tishomingo County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Bates County Missouri | 1 | $ 91,000 | $ 91,000 | $ 61,000 |
| Camden County Missouri | 1 | $ 185,000 | $ 185,000 | $ 117,000 |
| Cape Girardeau County Missouri | 1 | $ 107,000 | $ 107,000 | $ 33,000 |
| Morgan County Missouri | 1 | $ 102,000 | $ 102,000 | $ 35,000 |
| St. Charles County Missouri | 1 | $ 84,000 | $ 84,000 | $ 38,000 |
| Wayne County Missouri | 1 | $ 47,000 | $ 47,000 | $ 29,000 |
| Merrimack County New Hampshire | 1 | $ 40,000 | $ 40,000 | $ 204,000 |
| Morris County New Jersey | 1 | $ 480,000 | $ 480,000 | $ 194,000 |
| Onondaga County New York | 1 | $ 64,000 | $ 64,000 | $ 26,000 |
| Alamance County North Carolina | 1 | $ 121,000 | $ 121,000 | $ 119,000 |
| Buncombe County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 37,000 |
| Carteret County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Craven County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 72,000 |
| Davidson County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 92,000 |
| Guilford County North Carolina | 1 | $ 213,000 | $ 213,000 | $ 86,000 |
| Moore County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 97,000 |
| Northampton County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 92,000 |
| Clark County Ohio | 1 | $ 75,000 | $ 75,000 | $ 78,000 |
| Lucas County Ohio | 1 | $ 266,000 | $ 266,000 | $ 230,000 |
| Muskingum County Ohio | 1 | $ 90,000 | $ 90,000 | $ 54,000 |
| Trumbull County Ohio | 1 | $ 22,000 | $ 22,000 | $ 96,000 |
| Warren County Ohio | 1 | $ 284,000 | $ 284,000 | $ 170,000 |
| Garfield County Oklahoma | 1 | $ 59,000 | $ 59,000 | $ 121,000 |
| Le Flore County Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 41,000 |
| Osage County Oklahoma | 1 | $ 90,000 | $ 90,000 | $ 53,000 |
| Woods County Oklahoma | 1 | $ 166,000 | $ 166,000 | $ 101,000 |
| Marion County Oregon | 1 | $ 223,000 | $ 223,000 | $ 190,000 |
| Washington County Oregon | 1 | $ 63,000 | $ 63,000 | $ 69,000 |
| Blair County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 30,000 |
| Butler County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 54,000 |
| Lackawanna County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Somerset County Pennsylvania | 1 | $ 81,000 | $ 81,000 | $ 32,000 |
| Aiken County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 126,000 |
| Georgetown County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 270,000 |
| Brown County South Dakota | 1 | $ 236,000 | $ 236,000 | $ 91,000 |
| Haakon County South Dakota | 1 | $ 85,000 | $ 85,000 | $ 122,000 |
| McPherson County South Dakota | 1 | $ 29,000 | $ 29,000 | $ 41,000 |
| Minnehaha County South Dakota | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Pennington County South Dakota | 1 | $ 90,000 | $ 90,000 | $ 66,000 |
| Blount County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 95,000 |
| Knox County Tennessee | 1 | $ 34,000 | $ 34,000 | $ 222,000 |
| Lawrence County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 21,000 |
| Macon County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 143,000 |
| McNairy County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 57,000 |
| Montgomery County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 54,000 |
| Angelina County Texas | 1 | $ 95,000 | $ 95,000 | $ 91,000 |
| Collin County Texas | 1 | $ 69,000 | $ 69,000 | $ 46,000 |
| Gregg County Texas | 1 | $ 113,000 | $ 113,000 | $ 69,000 |
| Randall County Texas | 1 | $ 193,000 | $ 193,000 | $ 112,000 |
| Travis County Texas | 1 | $ 138,000 | $ 138,000 | $ 28,000 |
| Williamson County Texas | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| Tooele County Utah | 1 | $ 70,000 | $ 70,000 | $ 34,000 |
| Chesterfield County Virginia | 1 | $ 90,000 | $ 90,000 | $ 144,000 |
| Brooke County West Virginia | 1 | $ 76,000 | $ 76,000 | $ 62,000 |
| Eau Claire County Wisconsin | 1 | $ 172,000 | $ 172,000 | $ 37,000 |
| Florence County Wisconsin | 1 | $ 119,000 | $ 119,000 | $ 78,000 |
| Green Lake County Wisconsin | 1 | $ 131,000 | $ 131,000 | $ 40,000 |
| Lincoln County Wisconsin | 1 | $ 230,000 | $ 230,000 | $ 74,000 |
| Racine County Wisconsin | 1 | $ 112,000 | $ 112,000 | $ 42,000 |
| Washington County Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for Mwabank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 280 | $35,799,000 | $127,000 | $1,050,000 | $93,000 | $1,180,000 |
| Home Purchase | 225 | $26,847,000 | $119,000 | $1,069,000 | $98,000 | $540,000 |
| Home Improvement | 40 | $3,168,000 | $79,000 | $350,000 | $79,000 | $362,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 420 | $52,801,000 | $125,000 | $1,069,000 | $102,000 | $1,180,000 |
| Not Provided | 36 | $3,971,000 | $110,000 | $480,000 | $79,000 | $210,000 |
| American Indian or Alaskan Native | 30 | $3,033,000 | $101,000 | $290,000 | $86,000 | $326,000 |
| Not applicable | 21 | $2,099,000 | $99,000 | $301,000 | $0 | $0 |
| Asian | 14 | $1,947,000 | $139,000 | $880,000 | $106,000 | $540,000 |
| Black or African American | 13 | $1,041,000 | $80,000 | $225,000 | $71,000 | $270,000 |
| Hispanic | 11 | $922,000 | $83,000 | $284,000 | $57,000 | $170,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 545 | $65,814,000 | $120,000 | $1,069,000 | $94,000 | $1,180,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 335 | $39,236,000 | $117,000 | $1,050,000 | $101,000 | $1,180,000 |
| Application Denied By Financial Institution | 95 | $10,632,000 | $111,000 | $480,000 | $59,000 | $270,000 |
| Application Withdrawn By Applicant | 61 | $6,761,000 | $110,000 | $350,000 | $94,000 | $362,000 |
| Application Approved But Not Accepted | 42 | $5,184,000 | $123,000 | $343,000 | $96,000 | $324,000 |
| Loan Purchased By The Institution | 10 | $3,738,000 | $373,000 | $1,069,000 | $218,000 | $540,000 |
| File Closed For Incompleteness | 2 | $263,000 | $131,000 | $213,000 | $54,000 | $86,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 40 | $4,063,000 | $101,000 | $480,000 | $59,000 | $270,000 |
| Debt-To-Income Ratio | 23 | $2,719,000 | $118,000 | $240,000 | $44,000 | $126,000 |
| Collateral | 15 | $2,364,000 | $157,000 | $301,000 | $73,000 | $170,000 |
| Other | 9 | $965,000 | $107,000 | $275,000 | $90,000 | $188,000 |
| Employment History | 3 | $177,000 | $59,000 | $92,000 | $41,000 | $55,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $149,000 | $49,000 | $70,000 | $18,000 | $23,000 |
| Unverifiable Information | 2 | $195,000 | $97,000 | $120,000 | $93,000 | $108,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mwabank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mwabank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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