Mwabank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mwabank 100 17Th Street Rock Island, IL 61201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 585 |
| Total Mortgage Loan Application Amount | $87,424,000 |
| Average Mortgage Loan Application Amount | $137,333 |
| Highest Mortgage Loan Application Amount | $1,493,000 |
| Average Applicant Income | $97,333 |
| Highest Applicant Income | $1,633,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Mwabank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mwabank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Mwabank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mwabank serves its applicants.
Each category highlights the total number of mortgage applications processed by Mwabank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mwabank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Scott County Iowa | 151 | $ 25,240,000 | $ 167,000 | $ 110,000 |
| Rock Island County Illinois | 53 | $ 7,503,000 | $ 141,000 | $ 103,000 |
| Henry County Illinois | 8 | $ 1,137,000 | $ 142,000 | $ 145,000 |
| Muscatine County Iowa | 8 | $ 1,179,000 | $ 147,000 | $ 95,000 |
| Lee County Mississippi | 8 | $ 1,682,000 | $ 210,000 | $ 121,000 |
| Kanawha County West Virginia | 8 | $ 656,000 | $ 82,000 | $ 72,000 |
| Tulsa County Oklahoma | 7 | $ 833,000 | $ 119,000 | $ 118,000 |
| Travis County Texas | 7 | $ 1,363,000 | $ 194,000 | $ 105,000 |
| Douglas County Colorado | 6 | $ 959,000 | $ 159,000 | $ 86,000 |
| Maricopa County Arizona | 5 | $ 1,009,000 | $ 201,000 | $ 153,000 |
| Sacramento County California | 5 | $ 1,116,000 | $ 223,000 | $ 73,000 |
| Mercer County Illinois | 4 | $ 345,000 | $ 86,000 | $ 56,000 |
| Cleveland County Oklahoma | 4 | $ 513,000 | $ 128,000 | $ 70,000 |
| Dallas County Texas | 4 | $ 1,057,000 | $ 264,000 | $ 90,000 |
| Madison County Alabama | 3 | $ 667,000 | $ 222,000 | $ 78,000 |
| Independence County Arkansas | 3 | $ 287,000 | $ 95,000 | $ 62,000 |
| Santa Clara County California | 3 | $ 882,000 | $ 294,000 | $ 113,000 |
| Larimer County Colorado | 3 | $ 467,000 | $ 155,000 | $ 79,000 |
| Collier County Florida | 3 | $ 175,000 | $ 58,000 | $ 56,000 |
| Dawson County Georgia | 3 | $ 551,000 | $ 183,000 | $ 176,000 |
| Lumpkin County Georgia | 3 | $ 256,000 | $ 85,000 | $ 56,000 |
| Cape Girardeau County Missouri | 3 | $ 268,000 | $ 89,000 | $ 63,000 |
| Jackson County Missouri | 3 | $ 455,000 | $ 151,000 | $ 143,000 |
| Wood County Ohio | 3 | $ 268,000 | $ 89,000 | $ 75,000 |
| Bexar County Texas | 3 | $ 484,000 | $ 161,000 | $ 169,000 |
| Montgomery County Texas | 3 | $ 476,000 | $ 158,000 | $ 105,000 |
| Williamson County Texas | 3 | $ 588,000 | $ 196,000 | $ 82,000 |
| Weber County Utah | 3 | $ 315,000 | $ 105,000 | $ 77,000 |
| Rockingham County Virginia | 3 | $ 312,000 | $ 104,000 | $ 78,000 |
| Spokane County Washington | 3 | $ 283,000 | $ 94,000 | $ 94,000 |
| Kenosha County Wisconsin | 3 | $ 292,000 | $ 97,000 | $ 45,000 |
| Cleburne County Arkansas | 2 | $ 192,000 | $ 96,000 | $ 71,000 |
| Craighead County Arkansas | 2 | $ 207,000 | $ 103,000 | $ 46,000 |
| Stanislaus County California | 2 | $ 496,000 | $ 248,000 | $ 121,000 |
| Lee County Florida | 2 | $ 158,000 | $ 79,000 | $ 54,000 |
| Palm Beach County Florida | 2 | $ 428,000 | $ 214,000 | $ 94,000 |
| Pinellas County Florida | 2 | $ 281,000 | $ 140,000 | $ 174,000 |
| Henderson County Illinois | 2 | $ 279,000 | $ 139,000 | $ 139,000 |
| Marion County Indiana | 2 | $ 117,000 | $ 58,000 | $ 34,000 |
| Des Moines County Iowa | 2 | $ 220,000 | $ 110,000 | $ 85,000 |
| Jackson County Iowa | 2 | $ 137,000 | $ 68,000 | $ 61,000 |
| Johnson County Iowa | 2 | $ 372,000 | $ 186,000 | $ 227,000 |
| Saline County Kansas | 2 | $ 263,000 | $ 131,000 | $ 68,000 |
| Sedgwick County Kansas | 2 | $ 143,000 | $ 71,000 | $ 101,000 |
| Thomas County Kansas | 2 | $ 233,000 | $ 116,000 | $ 73,000 |
| Bourbon County Kentucky | 2 | $ 57,000 | $ 28,000 | $ 76,000 |
| Madison County Kentucky | 2 | $ 220,000 | $ 110,000 | $ 70,000 |
| Allegan County Michigan | 2 | $ 279,000 | $ 139,000 | $ 124,000 |
| Kalamazoo County Michigan | 2 | $ 310,000 | $ 155,000 | $ 96,000 |
| St. Joseph County Michigan | 2 | $ 258,000 | $ 129,000 | $ 74,000 |
| Van Buren County Michigan | 2 | $ 142,000 | $ 71,000 | $ 79,000 |
| Hennepin County Minnesota | 2 | $ 312,000 | $ 156,000 | $ 85,000 |
| Greene County Mississippi | 2 | $ 203,000 | $ 101,000 | $ 190,000 |
| Stoddard County Missouri | 2 | $ 175,000 | $ 87,000 | $ 71,000 |
| Clark County Nevada | 2 | $ 586,000 | $ 293,000 | $ 239,000 |
| Sullivan County New Hampshire | 2 | $ 176,000 | $ 88,000 | $ 49,000 |
| Middlesex County New Jersey | 2 | $ 368,000 | $ 184,000 | $ 104,000 |
| Somerset County New Jersey | 2 | $ 201,000 | $ 100,000 | $ 68,000 |
| Cabarrus County North Carolina | 2 | $ 249,000 | $ 124,000 | $ 48,000 |
| Randolph County North Carolina | 2 | $ 327,000 | $ 163,000 | $ 197,000 |
| Richmond County North Carolina | 2 | $ 235,000 | $ 117,000 | $ 82,000 |
| Wake County North Carolina | 2 | $ 471,000 | $ 235,000 | $ 186,000 |
| Richland County Ohio | 2 | $ 184,000 | $ 92,000 | $ 74,000 |
| Oklahoma County Oklahoma | 2 | $ 257,000 | $ 128,000 | $ 71,000 |
| Anderson County South Carolina | 2 | $ 302,000 | $ 151,000 | $ 90,000 |
| Laurens County South Carolina | 2 | $ 101,000 | $ 50,000 | $ 65,000 |
| Brown County South Dakota | 2 | $ 249,000 | $ 124,000 | $ 30,000 |
| Minnehaha County South Dakota | 2 | $ 269,000 | $ 134,000 | $ 61,000 |
| Pennington County South Dakota | 2 | $ 306,000 | $ 153,000 | $ 103,000 |
| Henderson County Tennessee | 2 | $ 107,000 | $ 53,000 | $ 32,000 |
| Meigs County Tennessee | 2 | $ 144,000 | $ 72,000 | $ 62,000 |
| Wilson County Tennessee | 2 | $ 550,000 | $ 275,000 | $ 348,000 |
| Collin County Texas | 2 | $ 401,000 | $ 200,000 | $ 155,000 |
| Fort Bend County Texas | 2 | $ 369,000 | $ 184,000 | $ 187,000 |
| Harris County Texas | 2 | $ 178,000 | $ 89,000 | $ 58,000 |
| Wise County Texas | 2 | $ 180,000 | $ 90,000 | $ 138,000 |
| Wise County Virginia | 2 | $ 225,000 | $ 112,000 | $ 65,000 |
| Milwaukee County Wisconsin | 2 | $ 125,000 | $ 62,000 | $ 80,000 |
| Etowah County Alabama | 1 | $ 95,000 | $ 95,000 | $ 101,000 |
| Jefferson County Alabama | 1 | $ 233,000 | $ 233,000 | $ 57,000 |
| Mobile County Alabama | 1 | $ 118,000 | $ 118,000 | $ 48,000 |
| Talladega County Alabama | 1 | $ 50,000 | $ 50,000 | $ 134,000 |
| Tuscaloosa County Alabama | 1 | $ 317,000 | $ 317,000 | $ 143,000 |
| Pinal County Arizona | 1 | $ 151,000 | $ 151,000 | $ 62,000 |
| Conway County Arkansas | 1 | $ 126,000 | $ 126,000 | $ 44,000 |
| Greene County Arkansas | 1 | $ 109,000 | $ 109,000 | $ 52,000 |
| Johnson County Arkansas | 1 | $ 184,000 | $ 184,000 | $ 79,000 |
| Lawrence County Arkansas | 1 | $ 110,000 | $ 110,000 | $ 70,000 |
| Perry County Arkansas | 1 | $ 259,000 | $ 259,000 | $ 110,000 |
| Butte County California | 1 | $ 67,000 | $ 67,000 | $ 27,000 |
| Los Angeles County California | 1 | $ 292,000 | $ 292,000 | $ 73,000 |
| Marin County California | 1 | $ 376,000 | $ 376,000 | $ 95,000 |
| Orange County California | 1 | $ 321,000 | $ 321,000 | $ 75,000 |
| Placer County California | 1 | $ 150,000 | $ 150,000 | $ 150,000 |
| San Joaquin County California | 1 | $ 200,000 | $ 200,000 | $ 107,000 |
| Arapahoe County Colorado | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Denver County Colorado | 1 | $ 399,000 | $ 399,000 | $ 133,000 |
| Phillips County Colorado | 1 | $ 48,000 | $ 48,000 | $ 45,000 |
| Pueblo County Colorado | 1 | $ 45,000 | $ 45,000 | $ 74,000 |
| Brevard County Florida | 1 | $ 19,000 | $ 19,000 | $ 87,000 |
| Broward County Florida | 1 | $ 263,000 | $ 263,000 | $ 95,000 |
| Escambia County Florida | 1 | $ 160,000 | $ 160,000 | $ 77,000 |
| Manatee County Florida | 1 | $ 74,000 | $ 74,000 | $ 137,000 |
| Marion County Florida | 1 | $ 79,000 | $ 79,000 | $ 54,000 |
| Okaloosa County Florida | 1 | $ 112,000 | $ 112,000 | $ 85,000 |
| Bartow County Georgia | 1 | $ 192,000 | $ 192,000 | $ 132,000 |
| Catoosa County Georgia | 1 | $ 103,000 | $ 103,000 | $ 33,000 |
| Coweta County Georgia | 1 | $ 367,000 | $ 367,000 | $ 90,000 |
| Effingham County Georgia | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Fulton County Georgia | 1 | $ 148,000 | $ 148,000 | $ 93,000 |
| Paulding County Georgia | 1 | $ 50,000 | $ 50,000 | $ 127,000 |
| Walker County Georgia | 1 | $ 164,000 | $ 164,000 | $ 51,000 |
| Jefferson County Idaho | 1 | $ 100,000 | $ 100,000 | $ 99,000 |
| DeKalb County Illinois | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| DuPage County Illinois | 1 | $ 110,000 | $ 110,000 | $ 72,000 |
| Hardin County Illinois | 1 | $ 100,000 | $ 100,000 | $ 66,000 |
| Jackson County Illinois | 1 | $ 204,000 | $ 204,000 | $ 65,000 |
| Knox County Illinois | 1 | $ 27,000 | $ 27,000 | $ 35,000 |
| LaSalle County Illinois | 1 | $ 101,000 | $ 101,000 | $ 57,000 |
| Marion County Illinois | 1 | $ 20,000 | $ 20,000 | $ 82,000 |
| Marshall County Illinois | 1 | $ 18,000 | $ 18,000 | $ 42,000 |
| McLean County Illinois | 1 | $ 154,000 | $ 154,000 | $ 65,000 |
| Peoria County Illinois | 1 | $ 11,000 | $ 11,000 | $ 73,000 |
| Perry County Illinois | 1 | $ 60,000 | $ 60,000 | $ 99,000 |
| Randolph County Illinois | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Whiteside County Illinois | 1 | $ 38,000 | $ 38,000 | $ 77,000 |
| Will County Illinois | 1 | $ 55,000 | $ 55,000 | $ 183,000 |
| Williamson County Illinois | 1 | $ 115,000 | $ 115,000 | $ 178,000 |
| Winnebago County Illinois | 1 | $ 14,000 | $ 14,000 | $ 37,000 |
| Jay County Indiana | 1 | $ 138,000 | $ 138,000 | $ 50,000 |
| Lake County Indiana | 1 | $ 50,000 | $ 50,000 | $ 58,000 |
| Parke County Indiana | 1 | $ 116,000 | $ 116,000 | $ 124,000 |
| Clinton County Iowa | 1 | $ 325,000 | $ 325,000 | $ 257,000 |
| Dallas County Iowa | 1 | $ 350,000 | $ 350,000 | $ 209,000 |
| Hardin County Iowa | 1 | $ 227,000 | $ 227,000 | $ 87,000 |
| Iowa County Iowa | 1 | $ 192,000 | $ 192,000 | $ 136,000 |
| Linn County Iowa | 1 | $ 176,000 | $ 176,000 | $ 64,000 |
| Marshall County Iowa | 1 | $ 260,000 | $ 260,000 | $ 123,000 |
| Polk County Iowa | 1 | $ 130,000 | $ 130,000 | $ 38,000 |
| Pottawattamie County Iowa | 1 | $ 131,000 | $ 131,000 | $ 145,000 |
| Shawnee County Kansas | 1 | $ 30,000 | $ 30,000 | $ 27,000 |
| Boone County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 71,000 |
| Fayette County Kentucky | 1 | $ 93,000 | $ 93,000 | $ 122,000 |
| Monroe County Kentucky | 1 | $ 164,000 | $ 164,000 | $ 81,000 |
| Warren County Kentucky | 1 | $ 156,000 | $ 156,000 | $ 90,000 |
| Ascension County Louisiana | 1 | $ 226,000 | $ 226,000 | $ 59,000 |
| East Feliciana County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Cumberland County Maine | 1 | $ 415,000 | $ 415,000 | $ 132,000 |
| Kennebec County Maine | 1 | $ 116,000 | $ 116,000 | $ 42,000 |
| Oxford County Maine | 1 | $ 65,000 | $ 65,000 | $ 19,000 |
| York County Maine | 1 | $ 45,000 | $ 45,000 | $ 91,000 |
| Essex County Massachusetts | 1 | $ 320,000 | $ 320,000 | $ 103,000 |
| Middlesex County Massachusetts | 1 | $ 185,000 | $ 185,000 | $ 157,000 |
| Barry County Michigan | 1 | $ 20,000 | $ 20,000 | $ 35,000 |
| Cass County Michigan | 1 | $ 156,000 | $ 156,000 | $ 123,000 |
| Hillsdale County Michigan | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Ingham County Michigan | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Manistee County Michigan | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Montcalm County Michigan | 1 | $ 84,000 | $ 84,000 | $ 46,000 |
| Ottawa County Michigan | 1 | $ 152,000 | $ 152,000 | $ 73,000 |
| Crow Wing County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 142,000 |
| Goodhue County Minnesota | 1 | $ 24,000 | $ 24,000 | $ 75,000 |
| Ramsey County Minnesota | 1 | $ 153,000 | $ 153,000 | $ 54,000 |
| Wright County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 87,000 |
| Attala County Mississippi | 1 | $ 169,000 | $ 169,000 | $ 135,000 |
| George County Mississippi | 1 | $ 206,000 | $ 206,000 | $ 116,000 |
| Harrison County Mississippi | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Itawamba County Mississippi | 1 | $ 96,000 | $ 96,000 | $ 66,000 |
| Oktibbeha County Mississippi | 1 | $ 128,000 | $ 128,000 | $ 45,000 |
| Carter County Missouri | 1 | $ 147,000 | $ 147,000 | $ 58,000 |
| Cass County Missouri | 1 | $ 203,000 | $ 203,000 | $ 126,000 |
| Newton County Missouri | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Phelps County Missouri | 1 | $ 296,000 | $ 296,000 | $ 110,000 |
| Platte County Missouri | 1 | $ 357,000 | $ 357,000 | $ 123,000 |
| Gallatin County Montana | 1 | $ 260,000 | $ 260,000 | $ 117,000 |
| Lancaster County Nebraska | 1 | $ 150,000 | $ 150,000 | $ 73,000 |
| Sheridan County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 102,000 |
| Washoe County Nevada | 1 | $ 95,000 | $ 95,000 | $ 120,000 |
| Monmouth County New Jersey | 1 | $ 381,000 | $ 381,000 | $ 140,000 |
| Morris County New Jersey | 1 | $ 329,000 | $ 329,000 | $ 117,000 |
| Oswego County New York | 1 | $ 91,000 | $ 91,000 | $ 94,000 |
| Johnston County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| Mecklenburg County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 38,000 |
| New Hanover County North Carolina | 1 | $ 262,000 | $ 262,000 | $ 80,000 |
| Onslow County North Carolina | 1 | $ 229,000 | $ 229,000 | $ 128,000 |
| Rowan County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 140,000 |
| Franklin County Ohio | 1 | $ 103,000 | $ 103,000 | $ 44,000 |
| Harrison County Ohio | 1 | $ 184,000 | $ 184,000 | $ 62,000 |
| Marion County Ohio | 1 | $ 206,000 | $ 206,000 | $ 93,000 |
| Ottawa County Ohio | 1 | $ 150,000 | $ 150,000 | $ 85,000 |
| Summit County Ohio | 1 | $ 143,000 | $ 143,000 | $ 68,000 |
| Beckham County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 98,000 |
| Creek County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 37,000 |
| Jackson County Oklahoma | 1 | $ 113,000 | $ 113,000 | $ 48,000 |
| Osage County Oklahoma | 1 | $ 39,000 | $ 39,000 | $ 97,000 |
| Bedford County Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 25,000 |
| Centre County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Luzerne County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 59,000 |
| Montgomery County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Perry County Pennsylvania | 1 | $ 154,000 | $ 154,000 | $ 51,000 |
| Aiken County South Carolina | 1 | $ 108,000 | $ 108,000 | $ 131,000 |
| Berkeley County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 88,000 |
| Beadle County South Dakota | 1 | $ 140,000 | $ 140,000 | $ 135,000 |
| Brookings County South Dakota | 1 | $ 150,000 | $ 150,000 | $ 41,000 |
| Brule County South Dakota | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Douglas County South Dakota | 1 | $ 78,000 | $ 78,000 | $ 57,000 |
| Lawrence County South Dakota | 1 | $ 162,000 | $ 162,000 | $ 60,000 |
| Lincoln County South Dakota | 1 | $ 128,000 | $ 128,000 | $ 120,000 |
| Meade County South Dakota | 1 | $ 110,000 | $ 110,000 | $ 21,000 |
| Union County South Dakota | 1 | $ 84,000 | $ 84,000 | $ 61,000 |
| Cheatham County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Grainger County Tennessee | 1 | $ 218,000 | $ 218,000 | $ 239,000 |
| Hamilton County Tennessee | 1 | $ 99,000 | $ 99,000 | $ 97,000 |
| Madison County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 143,000 |
| Sevier County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 290,000 |
| Weakley County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 32,000 |
| Bosque County Texas | 1 | $ 27,000 | $ 27,000 | $ 150,000 |
| Caldwell County Texas | 1 | $ 210,000 | $ 210,000 | $ 59,000 |
| Cameron County Texas | 1 | $ 149,000 | $ 149,000 | $ 99,000 |
| Denton County Texas | 1 | $ 132,000 | $ 132,000 | $ 103,000 |
| Ellis County Texas | 1 | $ 130,000 | $ 130,000 | $ 64,000 |
| Hood County Texas | 1 | $ 260,000 | $ 260,000 | $ 84,000 |
| Moore County Texas | 1 | $ 236,000 | $ 236,000 | $ 124,000 |
| Tarrant County Texas | 1 | $ 139,000 | $ 139,000 | $ 91,000 |
| Campbell County Virginia | 1 | $ 139,000 | $ 139,000 | $ 58,000 |
| Gloucester County Virginia | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| King County Washington | 1 | $ 570,000 | $ 570,000 | $ 482,000 |
| Greenbrier County West Virginia | 1 | $ 86,000 | $ 86,000 | $ 79,000 |
| Hardy County West Virginia | 1 | $ 143,000 | $ 143,000 | $ 85,000 |
| Raleigh County West Virginia | 1 | $ 78,000 | $ 78,000 | $ 38,000 |
| Dane County Wisconsin | 1 | $ 171,000 | $ 171,000 | $ 155,000 |
| La Crosse County Wisconsin | 1 | $ 73,000 | $ 73,000 | $ 50,000 |
| Oconto County Wisconsin | 1 | $ 33,000 | $ 33,000 | $ 97,000 |
| Outagamie County Wisconsin | 1 | $ 124,000 | $ 124,000 | $ 78,000 |
| Portage County Wisconsin | 1 | $ 300,000 | $ 300,000 | $ 72,000 |
| Racine County Wisconsin | 1 | $ 14,000 | $ 14,000 | $ 85,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 255 | $39,115,000 | $153,000 | $432,000 | $104,000 | $593,000 |
| Refinancing | 248 | $40,301,000 | $162,000 | $1,493,000 | $100,000 | $1,633,000 |
| Home Improvement | 82 | $8,008,000 | $97,000 | $495,000 | $88,000 | $435,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 492 | $73,153,000 | $148,000 | $1,493,000 | $100,000 | $1,633,000 |
| Not Provided | 42 | $5,167,000 | $123,000 | $432,000 | $97,000 | $300,000 |
| Asian | 22 | $4,983,000 | $226,000 | $650,000 | $128,000 | $400,000 |
| Hispanic | 17 | $2,832,000 | $166,000 | $420,000 | $86,000 | $197,000 |
| Black or African American | 8 | $871,000 | $108,000 | $176,000 | $62,000 | $88,000 |
| American Indian or Alaskan Native | 3 | $234,000 | $78,000 | $98,000 | $39,000 | $70,000 |
| Not applicable | 1 | $184,000 | $184,000 | $184,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 585 | $87,424,000 | $149,000 | $1,493,000 | $100,000 | $1,633,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 332 | $46,422,000 | $139,000 | $570,000 | $96,000 | $593,000 |
| Application Denied By Financial Institution | 90 | $10,969,000 | $121,000 | $450,000 | $79,000 | $290,000 |
| Application Withdrawn By Applicant | 83 | $12,425,000 | $149,000 | $540,000 | $91,000 | $307,000 |
| Loan Purchased By The Institution | 66 | $15,879,000 | $240,000 | $1,493,000 | $159,000 | $1,633,000 |
| File Closed For Incompleteness | 10 | $1,391,000 | $139,000 | $350,000 | $92,000 | $178,000 |
| Application Approved But Not Accepted | 4 | $338,000 | $84,000 | $115,000 | $76,000 | $141,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 35 | $4,454,000 | $127,000 | $420,000 | $64,000 | $274,000 |
| Credit History | 33 | $4,528,000 | $137,000 | $450,000 | $87,000 | $168,000 |
| Collateral | 18 | $1,640,000 | $91,000 | $206,000 | $104,000 | $290,000 |
| Other | 3 | $267,000 | $89,000 | $184,000 | $33,000 | $50,000 |
| Unverifiable Information | 1 | $80,000 | $80,000 | $80,000 | $71,000 | $71,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mwabank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mwabank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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